Central Plains Bancshares (CPBI) Competitors

Open Lending (NASDAQ:LPRO) and Central Plains Bancshares (NASDAQ:CPBI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

Does the media prefer LPRO or CPBI?

In the previous week, Open Lending had 3 more articles in the media than Central Plains Bancshares. MarketBeat recorded 3 mentions for Open Lending and 0 mentions for Central Plains Bancshares. Open Lending's average media sentiment score of 0.94 beat Central Plains Bancshares' score of 0.00 indicating that Open Lending is being referred to more favorably in the media.

Company	Overall Sentiment
Open Lending	Positive
Central Plains Bancshares	Neutral

Which has preferable valuation and earnings, LPRO or CPBI?

Central Plains Bancshares has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Central Plains Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$24.02M	10.53	-$135.01M	-$1.18	-1.81
Central Plains Bancshares	$27.31M	2.38	$3.65M	$0.99	15.56

Do analysts rate LPRO or CPBI?

Open Lending presently has a consensus target price of $3.10, indicating a potential upside of 44.86%. Given Open Lending's stronger consensus rating and higher probable upside, research analysts plainly believe Open Lending is more favorable than Central Plains Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Central Plains Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, LPRO or CPBI?

Open Lending has a beta of 1.92, indicating that its stock price is 92% more volatile than the S&P 500. Comparatively, Central Plains Bancshares has a beta of 0.15, indicating that its stock price is 85% less volatile than the S&P 500.

Is LPRO or CPBI more profitable?

Central Plains Bancshares has a net margin of 13.34% compared to Open Lending's net margin of 0.00%. Central Plains Bancshares' return on equity of 4.52% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	N/A	-48.33%	-17.09%
Central Plains Bancshares	13.34%	4.52%	0.76%

Do insiders & institutionals believe in LPRO or CPBI?

78.1% of Open Lending shares are held by institutional investors. Comparatively, 24.3% of Central Plains Bancshares shares are held by institutional investors. 13.2% of Open Lending shares are held by company insiders. Comparatively, 8.6% of Central Plains Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Open Lending beats Central Plains Bancshares on 9 of the 16 factors compared between the two stocks.