Community Trust Bancorp (CTBI) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and First BanCorp. (NYSE:FBP) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their community ranking, dividends, earnings, risk, profitability, media sentiment, analyst recommendations, institutional ownership and valuation.

Is CTBI or FBP a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.8%. First BanCorp. pays an annual dividend of $0.72 per share and has a dividend yield of 3.7%. Community Trust Bancorp pays out 39.2% of its earnings in the form of a dividend. First BanCorp. pays out 39.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor CTBI or FBP?

In the previous week, First BanCorp. had 13 more articles in the media than Community Trust Bancorp. MarketBeat recorded 16 mentions for First BanCorp. and 3 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 1.63 beat First BanCorp.'s score of 1.05 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First BanCorp.	8 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor CTBI or FBP?

First BanCorp. received 62 more outperform votes than Community Trust Bancorp when rated by MarketBeat users. Likewise, 60.80% of users gave First BanCorp. an outperform vote while only 52.78% of users gave Community Trust Bancorp an outperform vote.

Company	Underperform	Outperform
Community Trust Bancorp	Outperform Votes 228 52.78%	Underperform Votes 204 47.22%
First BanCorp.	Outperform Votes 290 60.80%	Underperform Votes 187 39.20%

Do analysts rate CTBI or FBP?

Community Trust Bancorp presently has a consensus price target of $57.00, suggesting a potential upside of 16.42%. First BanCorp. has a consensus price target of $22.80, suggesting a potential upside of 16.21%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Community Trust Bancorp is more favorable than First BanCorp..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
First BanCorp.	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Do institutionals and insiders have more ownership in CTBI or FBP?

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 97.9% of First BanCorp. shares are owned by institutional investors. 4.3% of Community Trust Bancorp shares are owned by company insiders. Comparatively, 2.3% of First BanCorp. shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has more risk & volatility, CTBI or FBP?

Community Trust Bancorp has a beta of 0.55, meaning that its share price is 45% less volatile than the S&P 500. Comparatively, First BanCorp. has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500.

Is CTBI or FBP more profitable?

First BanCorp. has a net margin of 24.37% compared to Community Trust Bancorp's net margin of 22.02%. First BanCorp.'s return on equity of 18.89% beat Community Trust Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	22.02%	11.36%	1.41%
First BanCorp.	24.37%	18.89%	1.58%

Which has preferable valuation & earnings, CTBI or FBP?

First BanCorp. has higher revenue and earnings than Community Trust Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than First BanCorp., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$256.00M	3.46	$82.81M	$4.79	10.22
First BanCorp.	$920.41M	3.48	$298.72M	$1.84	10.66

Summary

First BanCorp. beats Community Trust Bancorp on 14 of the 21 factors compared between the two stocks.