Dave (DAVE) Competitors $196.04 -8.75 (-4.27%) As of 03:57 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock DAVE vs. BSAC, SSB, CHYM, BLSH, UWMC, OMF, CADE, UPST, OZK, and GGALShould you be buying Dave stock or one of its competitors? The main competitors of Dave include Banco Santander Chile (BSAC), SouthState (SSB), Chime Financial (CHYM), Bullish (BLSH), UWM (UWMC), OneMain (OMF), Cadence Bank (CADE), Upstart (UPST), Bank OZK (OZK), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry. Dave vs. Its Competitors Banco Santander Chile SouthState Chime Financial Bullish UWM OneMain Cadence Bank Upstart Bank OZK Grupo Financiero Galicia Banco Santander Chile (NYSE:BSAC) and Dave (NASDAQ:DAVE) are both banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, media sentiment, profitability, earnings and risk. Is BSAC or DAVE more profitable? Banco Santander Chile has a net margin of 24.32% compared to Dave's net margin of 12.74%. Dave's return on equity of 33.02% beat Banco Santander Chile's return on equity.Company Net Margins Return on Equity Return on Assets Banco Santander Chile24.32% 22.21% 1.57% Dave 12.74%33.02%19.94% Do institutionals and insiders have more ownership in BSAC or DAVE? 6.4% of Banco Santander Chile shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 28.5% of Dave shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Which has more risk and volatility, BSAC or DAVE? Banco Santander Chile has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Dave has a beta of 3.93, indicating that its share price is 293% more volatile than the S&P 500. Do analysts rate BSAC or DAVE? Banco Santander Chile presently has a consensus price target of $24.00, indicating a potential downside of 3.92%. Dave has a consensus price target of $262.17, indicating a potential upside of 31.32%. Given Dave's stronger consensus rating and higher probable upside, analysts clearly believe Dave is more favorable than Banco Santander Chile.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Banco Santander Chile 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50Dave 0 Sell rating(s) 1 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.89 Which has better valuation and earnings, BSAC or DAVE? Banco Santander Chile has higher revenue and earnings than Dave. Banco Santander Chile is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBanco Santander Chile$4.72B2.49$938.26M$2.4010.41Dave$433.07M6.22$57.87M$3.7852.81 Does the media refer more to BSAC or DAVE? In the previous week, Dave had 36 more articles in the media than Banco Santander Chile. MarketBeat recorded 39 mentions for Dave and 3 mentions for Banco Santander Chile. Banco Santander Chile's average media sentiment score of 1.30 beat Dave's score of 0.05 indicating that Banco Santander Chile is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Banco Santander Chile 2 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Dave 6 Very Positive mention(s) 7 Positive mention(s) 20 Neutral mention(s) 2 Negative mention(s) 4 Very Negative mention(s) Neutral SummaryDave beats Banco Santander Chile on 12 of the 16 factors compared between the two stocks. Get Dave News Delivered to You Automatically Sign up to receive the latest news and ratings for DAVE and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding DAVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart DAVE vs. The Competition Export to ExcelMetricDaveTechnology Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$2.70B$2.67B$26.09B$9.87BDividend YieldN/A1.58%2.74%4.49%P/E Ratio52.8923.0426.8926.56Price / Sales6.2251.731,167.37162.62Price / Cash42.4840.0325.6328.92Price / Book12.426.976.146.50Net Income$57.87M$34.86M$198.30M$266.21M7 Day Performance-8.35%-3.45%-1.15%-1.06%1 Month Performance-18.69%-0.43%8.33%3.51%1 Year Performance441.60%66.47%50.25%23.94% Dave Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)DAVEDave3.9476 of 5 stars$196.04-4.3%$262.17+33.7%+436.2%$2.66B$433.07M52.05250Trending NewsGap DownBSACBanco Santander Chile3.2328 of 5 stars$23.75-0.1%$24.00+1.1%+21.2%$11.19B$4.72B9.908,757Positive NewsSSBSouthStateN/A$101.88+1.8%N/AN/A$10.31B$2.12B15.184,986CHYMChime FinancialN/A$26.22-3.3%$38.00+44.9%N/A$9.75BN/A0.001,465BLSHBullishN/A$63.61-3.7%N/AN/A$9.30B$250.11B-1,258.21400Trending NewsAnalyst ForecastUWMCUWM1.9724 of 5 stars$5.70-1.3%$5.54-2.7%-38.2%$9.11B$2.16B-113.909,100News CoverageInsider TradeOMFOneMain4.71 of 5 stars$61.42+0.4%$61.50+0.1%+27.8%$7.30B$4.99B11.099,000Positive NewsCADECadence Bank4.3517 of 5 stars$37.72+0.5%$40.40+7.1%+17.4%$6.87B$2.90B13.425,335Positive NewsUPSTUpstart3.9137 of 5 stars$69.60+1.0%$78.54+12.8%+68.5%$6.70B$636.53M-870.001,193Options VolumeOZKBank OZK3.9884 of 5 stars$53.14+1.9%$54.25+2.1%+23.6%$6.04B$2.77B8.633,028News CoverageGGALGrupo Financiero Galicia4.2303 of 5 stars$39.82-4.2%$67.50+69.5%-4.6%$5.87B$6.46T5.8612,440High Trading Volume Related Companies and Tools Related Companies BSAC Competitors SSB Competitors CHYM Competitors BLSH Competitors UWMC Competitors OMF Competitors CADE Competitors UPST Competitors OZK Competitors GGAL Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:DAVE) was last updated on 9/4/2025 by MarketBeat.com Staff From Our PartnersMusk Warns. 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