Dave (DAVE) Competitors

Ally Financial (NYSE:ALLY) and Dave (NASDAQ:DAVE) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

Do analysts rate ALLY or DAVE?

Ally Financial presently has a consensus price target of $41.60, indicating a potential upside of 0.97%. Dave has a consensus price target of $227.50, indicating a potential downside of 19.46%. Given Ally Financial's higher probable upside, analysts clearly believe Ally Financial is more favorable than Dave.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ally Financial	2 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.41
Dave	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.88

Does the media prefer ALLY or DAVE?

In the previous week, Dave had 25 more articles in the media than Ally Financial. MarketBeat recorded 41 mentions for Dave and 16 mentions for Ally Financial. Ally Financial's average media sentiment score of 1.14 beat Dave's score of 0.28 indicating that Ally Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ally Financial	9 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Dave	8 Very Positive mention(s)	6 Positive mention(s)	17 Neutral mention(s)	4 Negative mention(s)	5 Very Negative mention(s)	Neutral

Do insiders and institutionals have more ownership in ALLY or DAVE?

88.8% of Ally Financial shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 0.7% of Ally Financial shares are held by company insiders. Comparatively, 28.5% of Dave shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has more risk and volatility, ALLY or DAVE?

Ally Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, Dave has a beta of 3.98, meaning that its share price is 298% more volatile than the S&P 500.

Which has stronger earnings & valuation, ALLY or DAVE?

Ally Financial has higher revenue and earnings than Dave. Ally Financial is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ally Financial	$8.18B	1.55	$668M	$1.36	30.29
Dave	$347.10M	10.86	$57.87M	$3.63	77.82

Is ALLY or DAVE more profitable?

Dave has a net margin of 13.75% compared to Ally Financial's net margin of 6.96%. Dave's return on equity of 34.85% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ally Financial	6.96%	9.53%	0.59%
Dave	13.75%	34.85%	20.90%

Summary

Dave beats Ally Financial on 10 of the 16 factors compared between the two stocks.