Dave (DAVE) Competitors

SouthState (NYSE:SSB) and Dave (NASDAQ:DAVE) are both mid-cap banking companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, media sentiment, earnings, analyst recommendations, profitability and risk.

Is SSB or DAVE more profitable?

SouthState has a net margin of 19.27% compared to Dave's net margin of 12.74%. Dave's return on equity of 33.02% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SouthState	19.27%	10.23%	1.34%
Dave	12.74%	33.02%	19.94%

Does the media favor SSB or DAVE?

In the previous week, Dave had 49 more articles in the media than SouthState. MarketBeat recorded 49 mentions for Dave and 0 mentions for SouthState. Dave's average media sentiment score of 0.18 beat SouthState's score of 0.00 indicating that Dave is being referred to more favorably in the news media.

Company	Overall Sentiment
SouthState	Neutral
Dave	Neutral

Do analysts prefer SSB or DAVE?

Dave has a consensus target price of $262.17, suggesting a potential upside of 30.39%. Given Dave's stronger consensus rating and higher possible upside, analysts plainly believe Dave is more favorable than SouthState.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SouthState	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Dave	0 Sell rating(s)	1 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.89

Which has more risk and volatility, SSB or DAVE?

SouthState has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, Dave has a beta of 3.95, suggesting that its share price is 295% more volatile than the S&P 500.

Do insiders & institutionals have more ownership in SSB or DAVE?

89.8% of SouthState shares are held by institutional investors. Comparatively, 18.0% of Dave shares are held by institutional investors. 1.7% of SouthState shares are held by company insiders. Comparatively, 28.5% of Dave shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has stronger valuation & earnings, SSB or DAVE?

SouthState has higher revenue and earnings than Dave. SouthState is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SouthState	$2.44B	4.04	$534.78M	$6.71	14.54
Dave	$433.07M	6.19	$57.87M	$3.78	53.19

Summary

Dave beats SouthState on 11 of the 16 factors compared between the two stocks.