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FinWise Bancorp (FINW) Competitors

FinWise Bancorp logo
$17.60 -0.75 (-4.09%)
As of 03:46 PM Eastern
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FINW vs. LDI, BKKT, BHRB, OSBC, BETR, FMBH, ESQ, OPFI, SBSI, and LX

Should you be buying FinWise Bancorp stock or one of its competitors? The main competitors of FinWise Bancorp include loanDepot (LDI), Bakkt (BKKT), Burke & Herbert Financial Services (BHRB), Old Second Bancorp (OSBC), Better Home & Finance (BETR), First Mid Bancshares (FMBH), Esquire Financial (ESQ), OppFi (OPFI), Southside Bancshares (SBSI), and LexinFintech (LX). These companies are all part of the "banking" industry.

FinWise Bancorp vs. Its Competitors

loanDepot (NYSE:LDI) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are owned by institutional investors. 78.1% of loanDepot shares are owned by company insiders. Comparatively, 21.3% of FinWise Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

FinWise Bancorp has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$871.73M1.14-$98.33M-$0.33-9.11
FinWise Bancorp$96.84M2.46$12.74M$0.9718.14

loanDepot has a beta of 3.45, suggesting that its stock price is 245% more volatile than the S&P 500. Comparatively, FinWise Bancorp has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

FinWise Bancorp has a net margin of 12.72% compared to loanDepot's net margin of -5.95%. FinWise Bancorp's return on equity of 7.70% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-5.95% -19.41% -1.53%
FinWise Bancorp 12.72%7.70%1.76%

loanDepot currently has a consensus price target of $2.85, suggesting a potential downside of 5.16%. FinWise Bancorp has a consensus price target of $20.88, suggesting a potential upside of 18.61%. Given FinWise Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe FinWise Bancorp is more favorable than loanDepot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
2 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
FinWise Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

In the previous week, loanDepot had 9 more articles in the media than FinWise Bancorp. MarketBeat recorded 11 mentions for loanDepot and 2 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 1.06 beat loanDepot's score of 0.29 indicating that FinWise Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
1 Very Positive mention(s)
4 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
FinWise Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

FinWise Bancorp beats loanDepot on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINW and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FINW vs. The Competition

MetricFinWise BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$237.95M$2.08B$12.55B$10.45B
Dividend YieldN/A2.48%5.57%4.78%
P/E Ratio18.1411.6929.7727.10
Price / Sales2.462.6330.26176.64
Price / Cash13.6013.8022.8061.86
Price / Book1.341.302.246.66
Net Income$12.74M$143.71M$1.02B$276.79M
7 Day Performance-5.12%-3.98%-1.17%-1.40%
1 Month Performance-10.43%-4.09%-1.55%5.64%
1 Year Performance8.78%6.53%534.14%37.04%

FinWise Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FINW
FinWise Bancorp
3.002 of 5 stars
$17.60
-4.1%
$20.88
+18.6%
+14.7%$237.95M$96.84M18.14120Positive News
LDI
loanDepot
0.9778 of 5 stars
$2.97
+1.6%
$2.30
-22.5%
+54.1%$981.20M$871.73M-8.984,900
BKKT
Bakkt
0.5531 of 5 stars
$43.86
+7.0%
$13.00
-70.4%
+288.6%$946.54M$3.49B-9.91760Analyst Forecast
Gap Up
BHRB
Burke & Herbert Financial Services
3.3537 of 5 stars
$61.54
0.0%
$71.67
+16.5%
-0.9%$926.71M$330.23M8.95850
OSBC
Old Second Bancorp
4.0612 of 5 stars
$17.57
+0.2%
$21.38
+21.6%
+12.9%$924.80M$341.72M9.60890News Coverage
BETR
Better Home & Finance
0.8268 of 5 stars
$58.26
+0.8%
N/A+288.3%$900.74M$108.49M-4.441,250Positive News
FMBH
First Mid Bancshares
3.9736 of 5 stars
$37.64
+0.0%
$43.33
+15.1%
-8.6%$900.60M$453.67M10.661,198
ESQ
Esquire Financial
1.9757 of 5 stars
$104.39
-0.3%
$100.50
-3.7%
+57.9%$892.66M$134.57M19.29110News Coverage
Upcoming Earnings
OPFI
OppFi
2.6966 of 5 stars
$10.24
-2.6%
$13.63
+33.1%
+102.8%$891.87M$525.96M-7.80570
SBSI
Southside Bancshares
2.0957 of 5 stars
$28.74
+0.8%
N/AN/A$864.50M$456.07M10.19810
LX
LexinFintech
3.5414 of 5 stars
$5.12
-3.6%
$13.60
+165.8%
+65.9%$862.35M$14.01B4.044,667

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This page (NASDAQ:FINW) was last updated on 10/16/2025 by MarketBeat.com Staff
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