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FinWise Bancorp (FINW) Competitors

FinWise Bancorp logo
$18.89 -0.41 (-2.15%)
As of 09/3/2025 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

FINW vs. ATLC, OSBC, FMBH, BHRB, SBSI, NBN, AMTB, OPFI, AMAL, and ESQ

Should you be buying FinWise Bancorp stock or one of its competitors? The main competitors of FinWise Bancorp include Atlanticus (ATLC), Old Second Bancorp (OSBC), First Mid Bancshares (FMBH), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), Northeast Bancorp (NBN), Amerant Bancorp (AMTB), OppFi (OPFI), Amalgamated Financial (AMAL), and Esquire Financial (ESQ). These companies are all part of the "banking" industry.

FinWise Bancorp vs. Its Competitors

FinWise Bancorp (NASDAQ:FINW) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, dividends, valuation, profitability, risk, analyst recommendations, media sentiment and institutional ownership.

FinWise Bancorp currently has a consensus target price of $20.88, suggesting a potential upside of 10.80%. Atlanticus has a consensus target price of $63.20, suggesting a potential downside of 5.81%. Given FinWise Bancorp's higher possible upside, equities research analysts plainly believe FinWise Bancorp is more favorable than Atlanticus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FinWise Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
Atlanticus
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

FinWise Bancorp has a net margin of 12.72% compared to Atlanticus' net margin of 8.51%. Atlanticus' return on equity of 24.20% beat FinWise Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
FinWise Bancorp12.72% 7.70% 1.76%
Atlanticus 8.51%24.20%3.72%

In the previous week, Atlanticus had 4 more articles in the media than FinWise Bancorp. MarketBeat recorded 4 mentions for Atlanticus and 0 mentions for FinWise Bancorp. Atlanticus' average media sentiment score of 1.48 beat FinWise Bancorp's score of 0.00 indicating that Atlanticus is being referred to more favorably in the news media.

Company Overall Sentiment
FinWise Bancorp Neutral
Atlanticus Positive

Atlanticus has higher revenue and earnings than FinWise Bancorp. Atlanticus is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FinWise Bancorp$96.84M2.63$12.74M$0.9719.42
Atlanticus$342.38M2.96$111.30M$5.6911.79

35.4% of FinWise Bancorp shares are held by institutional investors. Comparatively, 14.1% of Atlanticus shares are held by institutional investors. 21.3% of FinWise Bancorp shares are held by insiders. Comparatively, 50.4% of Atlanticus shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

FinWise Bancorp has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2, suggesting that its share price is 100% more volatile than the S&P 500.

Summary

Atlanticus beats FinWise Bancorp on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FINW and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FINW vs. The Competition

MetricFinWise BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$261.33M$2.37B$12.60B$9.76B
Dividend YieldN/A2.38%5.43%4.49%
P/E Ratio19.4212.41228.2826.60
Price / Sales2.632.7331.56158.84
Price / Cash14.1813.9719.0628.92
Price / Book1.401.322.336.56
Net Income$12.74M$143.71M$1.01B$266.04M
7 Day Performance-3.24%-0.62%-0.37%-0.89%
1 Month Performance5.96%5.36%3.19%4.34%
1 Year Performance47.65%17.97%542.31%24.06%

FinWise Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FINW
FinWise Bancorp
3.2216 of 5 stars
$18.84
-2.4%
$20.88
+10.8%
+46.4%$261.33M$96.84M19.42120Positive News
ATLC
Atlanticus
2.9357 of 5 stars
$66.70
-0.2%
$63.20
-5.2%
+104.1%$1.01B$1.31B11.72330Positive News
OSBC
Old Second Bancorp
3.8638 of 5 stars
$18.46
-0.4%
$20.70
+12.1%
+8.7%$971.93M$341.72M10.09890News Coverage
Positive News
FMBH
First Mid Bancshares
2.5633 of 5 stars
$40.44
-0.2%
$43.33
+7.2%
+0.6%$970.45M$453.67M11.491,198Positive News
BHRB
Burke & Herbert Financial Services
3.186 of 5 stars
$63.56
0.0%
$71.67
+12.8%
-2.7%$954.83M$402.33M9.22850Positive News
SBSI
Southside Bancshares
N/A$31.26
-0.3%
N/AN/A$939.70M$456.07M11.09810
NBN
Northeast Bancorp
3.1953 of 5 stars
$110.56
-0.1%
$97.50
-11.8%
+57.3%$907.29M$351M10.97180Positive News
AMTB
Amerant Bancorp
2.862 of 5 stars
$21.54
+0.2%
$24.25
+12.6%
-1.3%$899.32M$330.31M-37.79680Positive News
OPFI
OppFi
3.486 of 5 stars
$10.18
+0.2%
$13.63
+33.8%
+113.7%$891.40M$525.96M-7.77570Positive News
AMAL
Amalgamated Financial
3.3459 of 5 stars
$28.89
-0.8%
$33.00
+14.2%
-11.3%$869.85M$434.51M8.65380News Coverage
Positive News
ESQ
Esquire Financial
2.053 of 5 stars
$98.10
-2.2%
$100.50
+2.4%
+58.6%$837.63M$138.27M18.10110

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This page (NASDAQ:FINW) was last updated on 9/4/2025 by MarketBeat.com Staff
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