FinWise Bancorp (FINW) Competitors

Old Second Bancorp (NASDAQ:OSBC) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their community ranking, earnings, analyst recommendations, valuation, risk, media sentiment, dividends, institutional ownership and profitability.

Which has stronger valuation & earnings, OSBC or FINW?

Old Second Bancorp has higher revenue and earnings than FinWise Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Second Bancorp	$282.62M	2.66	$85.26M	$1.83	9.11
FinWise Bancorp	$84.44M	2.25	$12.74M	$0.92	15.61

Does the media refer more to OSBC or FINW?

In the previous week, Old Second Bancorp and Old Second Bancorp both had 2 articles in the media. FinWise Bancorp's average media sentiment score of 1.81 beat Old Second Bancorp's score of 1.44 indicating that FinWise Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Old Second Bancorp	Positive
FinWise Bancorp	Very Positive

Do analysts prefer OSBC or FINW?

Old Second Bancorp presently has a consensus price target of $20.10, suggesting a potential upside of 20.58%. FinWise Bancorp has a consensus price target of $20.88, suggesting a potential upside of 45.37%. Given FinWise Bancorp's higher probable upside, analysts plainly believe FinWise Bancorp is more favorable than Old Second Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
FinWise Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility and risk, OSBC or FINW?

Old Second Bancorp has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, FinWise Bancorp has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500.

Do insiders and institutionals believe in OSBC or FINW?

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Comparatively, 21.3% of FinWise Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the MarketBeat Community prefer OSBC or FINW?

Old Second Bancorp received 321 more outperform votes than FinWise Bancorp when rated by MarketBeat users. However, 64.71% of users gave FinWise Bancorp an outperform vote while only 59.29% of users gave Old Second Bancorp an outperform vote.

Company	Underperform	Outperform
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%
FinWise Bancorp	Outperform Votes 11 64.71%	Underperform Votes 6 35.29%

Is OSBC or FINW more profitable?

Old Second Bancorp has a net margin of 24.95% compared to FinWise Bancorp's net margin of 13.23%. Old Second Bancorp's return on equity of 13.73% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Second Bancorp	24.95%	13.73%	1.52%
FinWise Bancorp	13.23%	7.67%	2.00%

Summary

Old Second Bancorp beats FinWise Bancorp on 10 of the 17 factors compared between the two stocks.