FinWise Bancorp (FINW) Competitors

Esquire Financial (NASDAQ:ESQ) and FinWise Bancorp (NASDAQ:FINW) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, media sentiment, earnings, analyst recommendations, community ranking, valuation and profitability.

Is ESQ or FINW more profitable?

Esquire Financial has a net margin of 31.58% compared to FinWise Bancorp's net margin of 13.23%. Esquire Financial's return on equity of 19.93% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Esquire Financial	31.58%	19.93%	2.54%
FinWise Bancorp	13.23%	7.67%	2.00%

Which has better valuation & earnings, ESQ or FINW?

Esquire Financial has higher revenue and earnings than FinWise Bancorp. FinWise Bancorp is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Esquire Financial	$129.33M	5.86	$43.66M	$5.29	16.92
FinWise Bancorp	$84.44M	2.33	$12.74M	$0.92	16.17

Do institutionals and insiders hold more shares of ESQ or FINW?

54.7% of Esquire Financial shares are owned by institutional investors. Comparatively, 35.4% of FinWise Bancorp shares are owned by institutional investors. 18.0% of Esquire Financial shares are owned by company insiders. Comparatively, 21.3% of FinWise Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility and risk, ESQ or FINW?

Esquire Financial has a beta of 0.51, suggesting that its share price is 49% less volatile than the S&P 500. Comparatively, FinWise Bancorp has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500.

Does the media favor ESQ or FINW?

In the previous week, Esquire Financial had 1 more articles in the media than FinWise Bancorp. MarketBeat recorded 1 mentions for Esquire Financial and 0 mentions for FinWise Bancorp. Esquire Financial's average media sentiment score of 1.67 beat FinWise Bancorp's score of 0.00 indicating that Esquire Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Esquire Financial	Very Positive
FinWise Bancorp	Neutral

Do analysts rate ESQ or FINW?

Esquire Financial currently has a consensus price target of $92.50, suggesting a potential upside of 3.32%. FinWise Bancorp has a consensus price target of $20.88, suggesting a potential upside of 40.30%. Given FinWise Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe FinWise Bancorp is more favorable than Esquire Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
FinWise Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in ESQ or FINW?

Esquire Financial received 185 more outperform votes than FinWise Bancorp when rated by MarketBeat users. However, 64.71% of users gave FinWise Bancorp an outperform vote while only 57.31% of users gave Esquire Financial an outperform vote.

Company	Underperform	Outperform
Esquire Financial	Outperform Votes 196 57.31%	Underperform Votes 146 42.69%
FinWise Bancorp	Outperform Votes 11 64.71%	Underperform Votes 6 35.29%

Summary

Esquire Financial beats FinWise Bancorp on 12 of the 18 factors compared between the two stocks.