FinWise Bancorp (FINW) Competitors

FinWise Bancorp (NASDAQ:FINW) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, risk and dividends.

Do insiders and institutionals have more ownership in FINW or OPFI?

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 21.3% of FinWise Bancorp shares are owned by company insiders. Comparatively, 72.0% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, FINW or OPFI?

FinWise Bancorp has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, indicating that its stock price is 71% more volatile than the S&P 500.

Do analysts rate FINW or OPFI?

FinWise Bancorp presently has a consensus target price of $20.88, suggesting a potential upside of 10.63%. OppFi has a consensus target price of $13.63, suggesting a potential upside of 28.96%. Given OppFi's higher possible upside, analysts plainly believe OppFi is more favorable than FinWise Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
OppFi	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the media refer more to FINW or OPFI?

In the previous week, OppFi had 14 more articles in the media than FinWise Bancorp. MarketBeat recorded 15 mentions for OppFi and 1 mentions for FinWise Bancorp. FinWise Bancorp's average media sentiment score of 1.87 beat OppFi's score of 0.88 indicating that FinWise Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
FinWise Bancorp	Very Positive
OppFi	Positive

Which has higher earnings & valuation, FINW or OPFI?

FinWise Bancorp has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$96.84M	2.63	$12.74M	$0.97	19.45
OppFi	$525.96M	1.74	$7.26M	-$1.31	-8.06

Is FINW or OPFI more profitable?

FinWise Bancorp has a net margin of 12.72% compared to OppFi's net margin of -6.04%. OppFi's return on equity of 53.83% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	12.72%	7.70%	1.76%
OppFi	-6.04%	53.83%	19.01%

Summary

FinWise Bancorp beats OppFi on 9 of the 16 factors compared between the two stocks.