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First United (FUNC) Competitors

First United logo
$36.43 -0.34 (-0.92%)
Closing price 04:00 PM Eastern
Extended Trading
$36.48 +0.05 (+0.15%)
As of 04:11 PM Eastern
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FUNC vs. LDI, BHRB, SBSI, OPFI, NBN, AMTB, AMAL, ESQ, HBT, and MCB

Should you be buying First United stock or one of its competitors? The main competitors of First United include loanDepot (LDI), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), OppFi (OPFI), Northeast Bancorp (NBN), Amerant Bancorp (AMTB), Amalgamated Financial (AMAL), Esquire Financial (ESQ), HBT Financial (HBT), and Metropolitan Bank (MCB). These companies are all part of the "banking" industry.

First United vs. Its Competitors

First United (NASDAQ:FUNC) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, institutional ownership and earnings.

33.3% of First United shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 7.9% of First United shares are owned by insiders. Comparatively, 83.0% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

First United has a net margin of 20.53% compared to loanDepot's net margin of -5.95%. First United's return on equity of 13.05% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.53% 13.05% 1.21%
loanDepot -5.95%-19.41%-1.53%

First United has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.37, suggesting that its stock price is 237% more volatile than the S&P 500.

First United currently has a consensus target price of $42.00, indicating a potential upside of 15.29%. loanDepot has a consensus target price of $2.30, indicating a potential downside of 49.17%. Given First United's stronger consensus rating and higher possible upside, equities analysts clearly believe First United is more favorable than loanDepot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
loanDepot
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

First United has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$111.40M2.12$20.57M$3.659.98
loanDepot$1.06B1.41-$98.33M-$0.33-13.71

In the previous week, loanDepot had 22 more articles in the media than First United. MarketBeat recorded 25 mentions for loanDepot and 3 mentions for First United. First United's average media sentiment score of 1.44 beat loanDepot's score of 0.36 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
loanDepot
11 Very Positive mention(s)
6 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

First United beats loanDepot on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$238.81M$942.69M$12.73B$10.19B
Dividend Yield2.39%2.99%5.42%4.61%
P/E Ratio9.9816.84244.6426.40
Price / Sales2.122.2530.95125.99
Price / Cash9.9416.6819.2529.91
Price / Book1.311.152.316.28
Net Income$20.57M$54.35M$1.01B$270.38M
7 Day Performance-1.22%-0.59%0.66%2.70%
1 Month Performance5.59%4.02%3.19%5.99%
1 Year Performance25.75%14.19%543.58%25.94%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.2142 of 5 stars
$36.43
-0.9%
$42.00
+15.3%
+26.9%$238.81M$111.40M9.98300Positive News
LDI
loanDepot
0.9362 of 5 stars
$3.83
+32.7%
$2.30
-40.0%
+60.1%$956.38M$1.06B-11.624,900Insider Trade
Gap Up
High Trading Volume
BHRB
Burke & Herbert Financial Services
3.2264 of 5 stars
$62.91
+0.0%
$71.67
+13.9%
-5.2%$944.91M$402.33M9.13850Positive News
SBSI
Southside Bancshares
1.1881 of 5 stars
$30.78
-0.7%
N/AN/A$932.18M$456.07M10.91810
OPFI
OppFi
3.2007 of 5 stars
$10.46
0.0%
$13.63
+30.3%
+153.8%$913.22M$525.96M-7.98570Positive News
NBN
Northeast Bancorp
2.9971 of 5 stars
$110.24
+1.1%
$97.50
-11.6%
+58.8%$894.65M$351M10.94180News Coverage
Positive News
AMTB
Amerant Bancorp
2.9745 of 5 stars
$21.40
+0.6%
$24.25
+13.3%
-2.5%$893.43M$330.31M-37.54680
AMAL
Amalgamated Financial
3.5345 of 5 stars
$28.93
+0.2%
$33.00
+14.1%
-7.6%$869.25M$434.51M8.66380Positive News
ESQ
Esquire Financial
2.6533 of 5 stars
$98.15
+1.2%
$100.50
+2.4%
+58.9%$828.33M$138.27M18.11110Positive News
HBT
HBT Financial
4.4505 of 5 stars
$26.21
-0.3%
$28.80
+9.9%
+15.7%$828.33M$287.27M10.83730News Coverage
Positive News
MCB
Metropolitan Bank
3.1072 of 5 stars
$79.71
+0.3%
$82.67
+3.7%
+52.7%$828.19M$492.21M12.92240Positive News

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This page (NASDAQ:FUNC) was last updated on 9/15/2025 by MarketBeat.com Staff
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