First United (FUNC) Competitors

Burke & Herbert Financial Services (NASDAQ:BHRB) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, dividends, media sentiment, valuation, profitability, institutional ownership, risk and analyst recommendations.

Which has higher valuation and earnings, BHRB or FUNC?

Burke & Herbert Financial Services has higher revenue and earnings than First United. Burke & Herbert Financial Services is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Burke & Herbert Financial Services	$330.23M	2.90	$35.71M	$6.89	9.24
First United	$111.40M	2.14	$20.57M	$3.65	10.04

Does the media refer more to BHRB or FUNC?

In the previous week, First United had 1 more articles in the media than Burke & Herbert Financial Services. MarketBeat recorded 1 mentions for First United and 0 mentions for Burke & Herbert Financial Services. First United's average media sentiment score of 1.22 beat Burke & Herbert Financial Services' score of 0.00 indicating that First United is being referred to more favorably in the news media.

Company	Overall Sentiment
Burke & Herbert Financial Services	Neutral
First United	Positive

Which has more risk & volatility, BHRB or FUNC?

Burke & Herbert Financial Services has a beta of 1.18, meaning that its stock price is 18% more volatile than the S&P 500. Comparatively, First United has a beta of 0.69, meaning that its stock price is 31% less volatile than the S&P 500.

Is BHRB or FUNC more profitable?

Burke & Herbert Financial Services has a net margin of 20.93% compared to First United's net margin of 20.53%. Burke & Herbert Financial Services' return on equity of 15.39% beat First United's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Burke & Herbert Financial Services	20.93%	15.39%	1.44%
First United	20.53%	13.05%	1.21%

Is BHRB or FUNC a better dividend stock?

Burke & Herbert Financial Services pays an annual dividend of $2.20 per share and has a dividend yield of 3.5%. First United pays an annual dividend of $0.88 per share and has a dividend yield of 2.4%. Burke & Herbert Financial Services pays out 31.9% of its earnings in the form of a dividend. First United pays out 24.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Burke & Herbert Financial Services has increased its dividend for 1 consecutive years and First United has increased its dividend for 6 consecutive years.

Do insiders and institutionals believe in BHRB or FUNC?

33.3% of First United shares are held by institutional investors. 10.9% of Burke & Herbert Financial Services shares are held by insiders. Comparatively, 7.9% of First United shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts prefer BHRB or FUNC?

Burke & Herbert Financial Services presently has a consensus price target of $71.67, suggesting a potential upside of 12.52%. First United has a consensus price target of $42.00, suggesting a potential upside of 14.60%. Given First United's higher probable upside, analysts clearly believe First United is more favorable than Burke & Herbert Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Burke & Herbert Financial Services	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
First United	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Burke & Herbert Financial Services beats First United on 11 of the 18 factors compared between the two stocks.