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First United (FUNC) Competitors

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$36.53 -0.01 (-0.03%)
As of 11:23 AM Eastern
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FUNC vs. ATLC, BTBT, BHRB, FMBH, OSBC, LX, ESQ, SBSI, WYFI, and NBN

Should you be buying First United stock or one of its competitors? The main competitors of First United include Atlanticus (ATLC), Bit Digital (BTBT), Burke & Herbert Financial Services (BHRB), First Mid Bancshares (FMBH), Old Second Bancorp (OSBC), LexinFintech (LX), Esquire Financial (ESQ), Southside Bancshares (SBSI), WhiteFiber (WYFI), and Northeast Bancorp (NBN). These companies are all part of the "banking" industry.

First United vs. Its Competitors

First United (NASDAQ:FUNC) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, valuation, dividends and risk.

First United has a net margin of 20.53% compared to Atlanticus' net margin of 8.51%. Atlanticus' return on equity of 24.20% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.53% 13.05% 1.21%
Atlanticus 8.51%24.20%3.72%

33.3% of First United shares are owned by institutional investors. Comparatively, 14.2% of Atlanticus shares are owned by institutional investors. 7.9% of First United shares are owned by insiders. Comparatively, 51.8% of Atlanticus shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

First United has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2.15, suggesting that its share price is 115% more volatile than the S&P 500.

First United currently has a consensus price target of $42.00, indicating a potential upside of 14.97%. Atlanticus has a consensus price target of $76.60, indicating a potential upside of 39.82%. Given Atlanticus' higher possible upside, analysts clearly believe Atlanticus is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

Atlanticus has higher revenue and earnings than First United. Atlanticus is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$111.40M2.13$20.57M$3.6510.01
Atlanticus$1.31B0.63$111.30M$5.699.63

In the previous week, First United had 1 more articles in the media than Atlanticus. MarketBeat recorded 2 mentions for First United and 1 mentions for Atlanticus. First United's average media sentiment score of 1.22 beat Atlanticus' score of 0.68 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Atlanticus
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Atlanticus beats First United on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$237.08M$929.76M$12.68B$10.61B
Dividend Yield2.41%3.08%5.52%4.74%
P/E Ratio10.0117.0130.2527.05
Price / Sales2.132.1330.24137.41
Price / Cash9.8753.7822.6661.77
Price / Book1.321.132.306.71
Net Income$20.57M$54.76M$1.02B$276.44M
7 Day Performance0.25%0.25%0.44%3.15%
1 Month Performance-0.95%-2.01%0.47%9.61%
1 Year Performance23.29%13.67%539.49%35.25%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.1089 of 5 stars
$36.53
0.0%
$42.00
+15.0%
+23.0%$237.08M$111.40M10.01300Positive News
ATLC
Atlanticus
3.9746 of 5 stars
$60.97
-3.8%
$76.60
+25.6%
+57.6%$958.65M$1.31B10.72330
BTBT
Bit Digital
2.9266 of 5 stars
$3.20
+8.5%
$6.33
+97.9%
+17.6%$948.23M$108.05M-10.3210Gap Up
BHRB
Burke & Herbert Financial Services
3.551 of 5 stars
$61.27
-2.2%
$71.67
+17.0%
+4.0%$941.01M$402.33M8.89850Positive News
FMBH
First Mid Bancshares
3.5617 of 5 stars
$38.20
-1.7%
$43.33
+13.4%
-0.3%$932.30M$453.67M10.851,198Positive News
OSBC
Old Second Bancorp
3.8745 of 5 stars
$17.30
-1.8%
$21.38
+23.6%
+14.5%$927.17M$286.77M9.45890Positive News
Upcoming Earnings
LX
LexinFintech
3.7434 of 5 stars
$5.39
-2.2%
$13.60
+152.3%
+36.6%$927.13M$1.95B4.244,667Positive News
Gap Up
ESQ
Esquire Financial
2.4203 of 5 stars
$101.74
-1.8%
$100.50
-1.2%
+68.7%$884.34M$138.27M18.77110Positive News
SBSI
Southside Bancshares
1.542 of 5 stars
$28.28
-2.6%
N/AN/A$873.23M$456.07M10.03810
WYFI
WhiteFiber
N/A$26.74
+17.1%
$30.60
+14.4%
N/A$863.54MN/A0.0039Analyst Forecast
NBN
Northeast Bancorp
3.7126 of 5 stars
$101.63
-1.0%
$115.00
+13.2%
+25.3%$842.38M$351M10.08180

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This page (NASDAQ:FUNC) was last updated on 10/8/2025 by MarketBeat.com Staff
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