LM Funding America (LMFA) Competitors $2.49 +0.08 (+3.32%) As of 12:30 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock LMFA vs. TCBS, CNF, MSVB, MOGO, CIZN, HFBL, USIO, NLIT, OMCC, and BAFNShould you be buying LM Funding America stock or one of its competitors? The main competitors of LM Funding America include Texas Community Bancshares (TCBS), CNFinance (CNF), Mid-Southern Bancorp (MSVB), Mogo (MOGO), Citizens (CIZN), Home Federal Bancorp, Inc. of Louisiana (HFBL), Usio (USIO), Northern Lights Acquisition (NLIT), Old Market Capital (OMCC), and BayFirst Financial (BAFN). These companies are all part of the "banking" industry. LM Funding America vs. Its Competitors Texas Community Bancshares CNFinance Mid-Southern Bancorp Mogo Citizens Home Federal Bancorp, Inc. of Louisiana Usio Northern Lights Acquisition Old Market Capital BayFirst Financial Texas Community Bancshares (NASDAQ:TCBS) and LM Funding America (NASDAQ:LMFA) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, valuation, risk, dividends, profitability, media sentiment and analyst recommendations. Is TCBS or LMFA more profitable? Texas Community Bancshares has a net margin of 9.50% compared to LM Funding America's net margin of -184.48%. Texas Community Bancshares' return on equity of 4.47% beat LM Funding America's return on equity.Company Net Margins Return on Equity Return on Assets Texas Community Bancshares9.50% 4.47% 0.53% LM Funding America -184.48%-46.84%-38.06% Which has higher valuation & earnings, TCBS or LMFA? Texas Community Bancshares has higher revenue and earnings than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than Texas Community Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioTexas Community Bancshares$20.55M2.29-$1.30M$0.7820.28LM Funding America$11M1.16-$7.32M-$6.76-0.37 Which has more risk & volatility, TCBS or LMFA? Texas Community Bancshares has a beta of 0.06, indicating that its share price is 94% less volatile than the S&P 500. Comparatively, LM Funding America has a beta of 1.56, indicating that its share price is 56% more volatile than the S&P 500. Do institutionals and insiders have more ownership in TCBS or LMFA? 15.8% of Texas Community Bancshares shares are owned by institutional investors. Comparatively, 22.7% of LM Funding America shares are owned by institutional investors. 19.5% of Texas Community Bancshares shares are owned by company insiders. Comparatively, 36.1% of LM Funding America shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Do analysts prefer TCBS or LMFA? LM Funding America has a consensus price target of $5.00, suggesting a potential upside of 100.80%. Given LM Funding America's stronger consensus rating and higher possible upside, analysts plainly believe LM Funding America is more favorable than Texas Community Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Texas Community Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00LM Funding America 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media refer more to TCBS or LMFA? In the previous week, LM Funding America had 9 more articles in the media than Texas Community Bancshares. MarketBeat recorded 12 mentions for LM Funding America and 3 mentions for Texas Community Bancshares. Texas Community Bancshares' average media sentiment score of 0.75 beat LM Funding America's score of 0.62 indicating that Texas Community Bancshares is being referred to more favorably in the media. Company Overall Sentiment Texas Community Bancshares Positive LM Funding America Positive SummaryTexas Community Bancshares beats LM Funding America on 9 of the 16 factors compared between the two stocks. Get LM Funding America News Delivered to You Automatically Sign up to receive the latest news and ratings for LMFA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LMFA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LMFA vs. The Competition Export to ExcelMetricLM Funding AmericaFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$12.67M$7.68B$12.38B$9.81BDividend YieldN/A4.73%5.54%4.07%P/E Ratio-0.3719.1719.6525.56Price / Sales1.166.7325.82115.41Price / CashN/A21.5721.7659.48Price / Book0.364.342.286.13Net Income-$7.32M$311.03M$1.00B$264.98M7 Day Performance13.18%1.40%1.38%2.67%1 Month Performance19.71%7.64%2.04%3.10%1 Year Performance-16.44%31.37%541.92%24.93% LM Funding America Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LMFALM Funding America3.7389 of 5 stars$2.49+3.3%$5.00+100.8%-14.8%$12.67M$11M-0.378Trending NewsEarnings ReportAnalyst UpgradeShort Interest ↓Gap UpTCBSTexas Community Bancshares1.5146 of 5 stars$15.72-1.1%N/A+15.7%$46.69M$20.55M20.1560Short Interest ↑CNFCNFinance3.991 of 5 stars$0.67+4.7%N/A-40.8%$45.95M$205.99M2.16900Gap UpMSVBMid-Southern Bancorp0.2562 of 5 stars$16.39+0.1%N/AN/A$45.93M$8.88M40.9840MOGOMogo3.8612 of 5 stars$1.77+5.1%$4.00+126.6%+34.6%$42.25M$51.97M13.57350Short Interest ↓CIZNCitizens3.4938 of 5 stars$7.30+0.4%$26.00+256.2%-17.5%$41.27M$40.95M7.45250Positive NewsHFBLHome Federal Bancorp, Inc. of LouisianaN/A$13.21-0.3%N/A-4.3%$41.21M$32.47M10.4870Positive NewsHigh Trading VolumeUSIOUsio2.2271 of 5 stars$1.54+5.5%$4.00+160.6%+7.5%$40.68M$82.93M15.35110NLITNorthern Lights AcquisitionN/A$2.64+16.6%N/A+340.4%$39.34MN/A0.003High Trading VolumeOMCCOld Market CapitalN/A$5.70-4.3%N/AN/A$38.44M$9.37M-7.217Positive NewsEarnings ReportBAFNBayFirst Financial1.9727 of 5 stars$8.96-12.8%N/A-26.1%$37.01M$143.28M5.18640 Related Companies and Tools Related Companies Texas Community Bancshares Competitors CNFinance Competitors Mid-Southern Bancorp Competitors Mogo Competitors Citizens Competitors Home Federal Bancorp, Inc. of Louisiana Competitors Usio Competitors Northern Lights Acquisition Competitors Old Market Capital Competitors BayFirst Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LMFA) was last updated on 8/15/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. 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