LM Funding America (LMFA) Competitors

First Northwest Bancorp (NASDAQ:FNWB) and LM Funding America (NASDAQ:LMFA) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, media sentiment, profitability, earnings and valuation.

Which has more risk and volatility, FNWB or LMFA?

First Northwest Bancorp has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, LM Funding America has a beta of 1.83, meaning that its share price is 83% more volatile than the S&P 500.

Do analysts prefer FNWB or LMFA?

First Northwest Bancorp currently has a consensus price target of $12.75, indicating a potential upside of 63.46%. LM Funding America has a consensus price target of $5.00, indicating a potential upside of 323.73%. Given LM Funding America's stronger consensus rating and higher possible upside, analysts clearly believe LM Funding America is more favorable than First Northwest Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northwest Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
LM Funding America	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to FNWB or LMFA?

In the previous week, First Northwest Bancorp had 1 more articles in the media than LM Funding America. MarketBeat recorded 2 mentions for First Northwest Bancorp and 1 mentions for LM Funding America. LM Funding America's average media sentiment score of 1.89 beat First Northwest Bancorp's score of 1.36 indicating that LM Funding America is being referred to more favorably in the news media.

Company	Overall Sentiment
First Northwest Bancorp	Positive
LM Funding America	Very Positive

Which has higher earnings and valuation, FNWB or LMFA?

First Northwest Bancorp has higher revenue and earnings than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than First Northwest Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Northwest Bancorp	$124.95M	0.59	-$6.61M	$0.04	195.00
LM Funding America	$11M	1.66	-$7.32M	-$4.30	-0.27

Do institutionals & insiders believe in FNWB or LMFA?

66.1% of First Northwest Bancorp shares are owned by institutional investors. Comparatively, 22.7% of LM Funding America shares are owned by institutional investors. 5.5% of First Northwest Bancorp shares are owned by company insiders. Comparatively, 15.0% of LM Funding America shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is FNWB or LMFA more profitable?

First Northwest Bancorp has a net margin of 0.32% compared to LM Funding America's net margin of -129.10%. First Northwest Bancorp's return on equity of 0.25% beat LM Funding America's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Northwest Bancorp	0.32%	0.25%	0.02%
LM Funding America	-129.10%	-33.65%	-26.31%

Summary

First Northwest Bancorp beats LM Funding America on 9 of the 15 factors compared between the two stocks.