OceanFirst Financial (OCFC) Competitors

TFS Financial (NASDAQ:TFSL) and OceanFirst Financial (NASDAQ:OCFC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, media sentiment, earnings, analyst recommendations, community ranking, valuation and profitability.

Do analysts rate TFSL or OCFC?

TFS Financial currently has a consensus price target of $15.00, suggesting a potential upside of 13.64%. OceanFirst Financial has a consensus price target of $20.67, suggesting a potential upside of 21.86%. Given OceanFirst Financial's stronger consensus rating and higher probable upside, analysts clearly believe OceanFirst Financial is more favorable than TFS Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TFS Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
OceanFirst Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50

Is TFSL or OCFC more profitable?

OceanFirst Financial has a net margin of 14.45% compared to TFS Financial's net margin of 10.58%. OceanFirst Financial's return on equity of 5.75% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TFS Financial	10.58%	4.28%	0.48%
OceanFirst Financial	14.45%	5.75%	0.72%

Do insiders & institutionals have more ownership in TFSL or OCFC?

9.8% of TFS Financial shares are owned by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are owned by institutional investors. 1.0% of TFS Financial shares are owned by company insiders. Comparatively, 5.0% of OceanFirst Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, TFSL or OCFC?

OceanFirst Financial has higher revenue and earnings than TFS Financial. OceanFirst Financial is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TFS Financial	$304.60M	12.17	$79.59M	$0.28	47.14
OceanFirst Financial	$379.09M	2.61	$100.07M	$1.53	11.08

Does the media prefer TFSL or OCFC?

In the previous week, OceanFirst Financial had 6 more articles in the media than TFS Financial. MarketBeat recorded 7 mentions for OceanFirst Financial and 1 mentions for TFS Financial. OceanFirst Financial's average media sentiment score of 1.71 beat TFS Financial's score of 1.23 indicating that OceanFirst Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TFS Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OceanFirst Financial	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility and risk, TFSL or OCFC?

TFS Financial has a beta of 0.78, suggesting that its share price is 22% less volatile than the S&P 500. Comparatively, OceanFirst Financial has a beta of 0.99, suggesting that its share price is 1% less volatile than the S&P 500.

Does the MarketBeat Community believe in TFSL or OCFC?

TFS Financial received 17 more outperform votes than OceanFirst Financial when rated by MarketBeat users. Likewise, 67.34% of users gave TFS Financial an outperform vote while only 55.84% of users gave OceanFirst Financial an outperform vote.

Company	Underperform	Outperform
TFS Financial	Outperform Votes 299 67.34%	Underperform Votes 145 32.66%
OceanFirst Financial	Outperform Votes 282 55.84%	Underperform Votes 223 44.16%

Is TFSL or OCFC a better dividend stock?

TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 8.6%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.7%. TFS Financial pays out 403.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OceanFirst Financial pays out 52.3% of its earnings in the form of a dividend.

Summary

OceanFirst Financial beats TFS Financial on 16 of the 21 factors compared between the two stocks.