Old Second Bancorp (OSBC) Competitors

First Busey (NASDAQ:BUSE) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, earnings, risk, valuation, institutional ownership and profitability.

Do insiders & institutionals have more ownership in BUSE or OSBC?

56.5% of First Busey shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 3.8% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the media refer more to BUSE or OSBC?

In the previous week, First Busey had 1 more articles in the media than Old Second Bancorp. MarketBeat recorded 4 mentions for First Busey and 3 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 0.62 beat First Busey's score of 0.50 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Old Second Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BUSE or OSBC more profitable?

Old Second Bancorp has a net margin of 24.38% compared to First Busey's net margin of 9.48%. Old Second Bancorp's return on equity of 12.53% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Old Second Bancorp	24.38%	12.53%	1.51%

Which has stronger valuation & earnings, BUSE or OSBC?

First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.19	$113.69M	$1.12	21.21
Old Second Bancorp	$286.77M	3.30	$85.26M	$1.83	9.82

Which has more risk and volatility, BUSE or OSBC?

First Busey has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.8, indicating that its share price is 20% less volatile than the S&P 500.

Is BUSE or OSBC a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Old Second Bancorp has increased its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend BUSE or OSBC?

First Busey currently has a consensus price target of $27.33, suggesting a potential upside of 15.09%. Old Second Bancorp has a consensus price target of $21.38, suggesting a potential upside of 18.95%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Old Second Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.00

Summary

Old Second Bancorp beats First Busey on 13 of the 20 factors compared between the two stocks.