Old Second Bancorp (OSBC) Competitors

First Busey (NASDAQ:BUSE) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, dividends, institutional ownership, media sentiment, risk, profitability, analyst recommendations and valuation.

Which has stronger earnings and valuation, BUSE or OSBC?

First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.12	$113.69M	$1.12	20.76
Old Second Bancorp	$341.72M	2.71	$85.26M	$1.83	9.60

Does the media favor BUSE or OSBC?

In the previous week, First Busey had 3 more articles in the media than Old Second Bancorp. MarketBeat recorded 4 mentions for First Busey and 1 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.55 beat First Busey's score of 1.12 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
First Busey	Positive
Old Second Bancorp	Very Positive

Is BUSE or OSBC a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Old Second Bancorp has increased its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, BUSE or OSBC?

First Busey has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in BUSE or OSBC?

56.5% of First Busey shares are held by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 3.8% of Old Second Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is BUSE or OSBC more profitable?

Old Second Bancorp has a net margin of 24.38% compared to First Busey's net margin of 9.48%. Old Second Bancorp's return on equity of 12.53% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Old Second Bancorp	24.38%	12.53%	1.51%

Do analysts prefer BUSE or OSBC?

First Busey currently has a consensus price target of $27.17, indicating a potential upside of 16.85%. Old Second Bancorp has a consensus price target of $20.70, indicating a potential upside of 17.88%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Old Second Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Summary

Old Second Bancorp beats First Busey on 10 of the 19 factors compared between the two stocks.