Old Second Bancorp (OSBC) Competitors

First Busey (NASDAQ:BUSE) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, media sentiment, profitability, valuation, risk and institutional ownership.

Which has preferable valuation and earnings, BUSE or OSBC?

First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.30	$113.69M	$1.12	21.93
Old Second Bancorp	$341.72M	2.84	$85.26M	$1.83	10.09

Is BUSE or OSBC more profitable?

Old Second Bancorp has a net margin of 24.38% compared to First Busey's net margin of 9.48%. Old Second Bancorp's return on equity of 12.53% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Old Second Bancorp	24.38%	12.53%	1.51%

Does the media favor BUSE or OSBC?

In the previous week, First Busey had 8 more articles in the media than Old Second Bancorp. MarketBeat recorded 15 mentions for First Busey and 7 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.75 beat First Busey's score of 1.40 indicating that Old Second Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Old Second Bancorp	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals & insiders hold more shares of BUSE or OSBC?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 3.9% of First Busey shares are owned by company insiders. Comparatively, 3.8% of Old Second Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, BUSE or OSBC?

First Busey has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500.

Do analysts prefer BUSE or OSBC?

First Busey currently has a consensus target price of $27.33, indicating a potential upside of 11.31%. Old Second Bancorp has a consensus target price of $20.70, indicating a potential upside of 12.13%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Old Second Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Is BUSE or OSBC a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Old Second Bancorp has increased its dividend for 1 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Old Second Bancorp beats First Busey on 11 of the 19 factors compared between the two stocks.