Old Second Bancorp (OSBC) Competitors

First Hawaiian (NASDAQ:FHB) and Old Second Bancorp (NASDAQ:OSBC) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, profitability, earnings, dividends, media sentiment, valuation, risk and institutional ownership.

Is FHB or OSBC more profitable?

Old Second Bancorp has a net margin of 24.95% compared to First Hawaiian's net margin of 19.74%. Old Second Bancorp's return on equity of 13.73% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	19.74%	8.91%	0.96%
Old Second Bancorp	24.95%	13.73%	1.52%

Does the media prefer FHB or OSBC?

In the previous week, First Hawaiian had 4 more articles in the media than Old Second Bancorp. MarketBeat recorded 6 mentions for First Hawaiian and 2 mentions for Old Second Bancorp. First Hawaiian's average media sentiment score of 1.60 beat Old Second Bancorp's score of 1.44 indicating that First Hawaiian is being referred to more favorably in the media.

Company	Overall Sentiment
First Hawaiian	Very Positive
Old Second Bancorp	Positive

Which has stronger earnings & valuation, FHB or OSBC?

First Hawaiian has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$780.50M	3.89	$230.13M	$1.84	13.13
Old Second Bancorp	$282.62M	2.72	$85.26M	$1.83	9.32

Do analysts recommend FHB or OSBC?

First Hawaiian presently has a consensus target price of $27.29, indicating a potential upside of 12.94%. Old Second Bancorp has a consensus target price of $20.10, indicating a potential upside of 17.82%. Given Old Second Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Old Second Bancorp is more favorable than First Hawaiian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.57
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Which has more volatility & risk, FHB or OSBC?

First Hawaiian has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.

Does the MarketBeat Community prefer FHB or OSBC?

Old Second Bancorp received 52 more outperform votes than First Hawaiian when rated by MarketBeat users. Likewise, 59.29% of users gave Old Second Bancorp an outperform vote while only 49.56% of users gave First Hawaiian an outperform vote.

Company	Underperform	Outperform
First Hawaiian	Outperform Votes 280 49.56%	Underperform Votes 285 50.44%
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%

Is FHB or OSBC a better dividend stock?

First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.3%. Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. First Hawaiian pays out 56.5% of its earnings in the form of a dividend. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has increased its dividend for 1 consecutive years.

Do insiders & institutionals believe in FHB or OSBC?

97.6% of First Hawaiian shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 0.6% of First Hawaiian shares are owned by insiders. Comparatively, 3.8% of Old Second Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Old Second Bancorp beats First Hawaiian on 12 of the 22 factors compared between the two stocks.