Old Second Bancorp (OSBC) Competitors

Old Second Bancorp (NASDAQ:OSBC) and Inter & Co, Inc. (NASDAQ:INTR) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, community ranking, earnings, valuation and media sentiment.

Do institutionals and insiders hold more shares of OSBC or INTR?

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 22.9% of Inter & Co, Inc. shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the media favor OSBC or INTR?

In the previous week, Old Second Bancorp and Old Second Bancorp both had 4 articles in the media. Old Second Bancorp's average media sentiment score of 1.58 beat Inter & Co, Inc.'s score of 0.90 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Second Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Inter & Co, Inc.	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, OSBC or INTR?

Old Second Bancorp has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

Is OSBC or INTR a better dividend stock?

Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. Inter & Co, Inc. pays an annual dividend of $0.08 per share and has a dividend yield of 1.1%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. Inter & Co, Inc. pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Second Bancorp has raised its dividend for 1 consecutive years. Old Second Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is OSBC or INTR more profitable?

Old Second Bancorp has a net margin of 24.95% compared to Inter & Co, Inc.'s net margin of 11.74%. Old Second Bancorp's return on equity of 13.73% beat Inter & Co, Inc.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Second Bancorp	24.95%	13.73%	1.52%
Inter & Co, Inc.	11.74%	10.06%	1.28%

Does the MarketBeat Community favor OSBC or INTR?

Old Second Bancorp received 320 more outperform votes than Inter & Co, Inc. when rated by MarketBeat users. Likewise, 59.29% of users gave Old Second Bancorp an outperform vote while only 54.55% of users gave Inter & Co, Inc. an outperform vote.

Company	Underperform	Outperform
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%
Inter & Co, Inc.	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%

Do analysts recommend OSBC or INTR?

Old Second Bancorp presently has a consensus price target of $20.10, suggesting a potential upside of 18.45%. Inter & Co, Inc. has a consensus price target of $6.48, suggesting a potential downside of 7.58%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Old Second Bancorp is more favorable than Inter & Co, Inc..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
Inter & Co, Inc.	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better earnings & valuation, OSBC or INTR?

Inter & Co, Inc. has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Second Bancorp	$282.62M	2.71	$85.26M	$1.83	9.27
Inter & Co, Inc.	$6.84B	0.45	$168.18M	$0.41	17.09

Summary

Old Second Bancorp beats Inter & Co, Inc. on 16 of the 20 factors compared between the two stocks.