Old Second Bancorp (OSBC) Competitors

Old Second Bancorp (NASDAQ:OSBC) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability, media sentiment and dividends.

Does the media prefer OSBC or BUSE?

In the previous week, First Busey had 8 more articles in the media than Old Second Bancorp. MarketBeat recorded 9 mentions for First Busey and 1 mentions for Old Second Bancorp. First Busey's average media sentiment score of 0.76 beat Old Second Bancorp's score of 0.59 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Second Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Do analysts recommend OSBC or BUSE?

Old Second Bancorp currently has a consensus target price of $21.38, suggesting a potential upside of 19.68%. First Busey has a consensus target price of $27.33, suggesting a potential upside of 12.44%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Old Second Bancorp is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is OSBC or BUSE more profitable?

Old Second Bancorp has a net margin of 24.38% compared to First Busey's net margin of 9.48%. Old Second Bancorp's return on equity of 12.53% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Second Bancorp	24.38%	12.53%	1.51%
First Busey	9.48%	8.76%	1.04%

Is OSBC or BUSE a better dividend stock?

Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.3%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Old Second Bancorp has raised its dividend for 1 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, OSBC or BUSE?

Old Second Bancorp has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Which has better earnings and valuation, OSBC or BUSE?

First Busey has higher revenue and earnings than Old Second Bancorp. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Second Bancorp	$286.77M	3.28	$85.26M	$1.83	9.76
First Busey	$663.36M	3.26	$113.69M	$1.12	21.71

Do insiders & institutionals believe in OSBC or BUSE?

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Old Second Bancorp beats First Busey on 11 of the 19 factors compared between the two stocks.