Pathfinder Bancorp (PBHC) Competitors

LINKBANCORP (NASDAQ:LNKB) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, risk, earnings, profitability, media sentiment, valuation and analyst recommendations.

Is LNKB or PBHC more profitable?

LINKBANCORP has a net margin of 19.85% compared to Pathfinder Bancorp's net margin of 5.23%. LINKBANCORP's return on equity of 10.17% beat Pathfinder Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LINKBANCORP	19.85%	10.17%	1.00%
Pathfinder Bancorp	5.23%	3.75%	0.31%

Does the media refer more to LNKB or PBHC?

In the previous week, LINKBANCORP had 1 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 1 mentions for LINKBANCORP and 0 mentions for Pathfinder Bancorp. LINKBANCORP's average media sentiment score of 1.79 beat Pathfinder Bancorp's score of 0.93 indicating that LINKBANCORP is being referred to more favorably in the media.

Company	Overall Sentiment
LINKBANCORP	Very Positive
Pathfinder Bancorp	Positive

Do institutionals and insiders believe in LNKB or PBHC?

37.5% of LINKBANCORP shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 37.5% of LINKBANCORP shares are held by company insiders. Comparatively, 15.4% of Pathfinder Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more risk and volatility, LNKB or PBHC?

LINKBANCORP has a beta of 0.48, suggesting that its stock price is 52% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.15, suggesting that its stock price is 85% less volatile than the S&P 500.

Do analysts rate LNKB or PBHC?

LINKBANCORP currently has a consensus price target of $8.75, indicating a potential upside of 17.29%. Given LINKBANCORP's stronger consensus rating and higher possible upside, research analysts clearly believe LINKBANCORP is more favorable than Pathfinder Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LINKBANCORP	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Pathfinder Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is LNKB or PBHC a better dividend stock?

LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.0%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.6%. LINKBANCORP pays out 31.3% of its earnings in the form of a dividend. Pathfinder Bancorp pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Pathfinder Bancorp has increased its dividend for 1 consecutive years. LINKBANCORP is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable valuation and earnings, LNKB or PBHC?

LINKBANCORP has higher revenue and earnings than Pathfinder Bancorp. LINKBANCORP is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LINKBANCORP	$167.59M	1.66	$26.21M	$0.96	7.77
Pathfinder Bancorp	$87.92M	0.83	$3.38M	$0.67	22.75

Summary

LINKBANCORP beats Pathfinder Bancorp on 17 of the 19 factors compared between the two stocks.