Pathfinder Bancorp (PBHC) Competitors $15.37 -0.01 (-0.07%) Closing price 10/8/2025 03:51 PM EasternExtended Trading$15.43 +0.06 (+0.39%) As of 10/8/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PBHC vs. CBAN, CZFS, NECB, JMSB, FINW, LNKB, OPRT, TSBK, ISBA, and FRSTShould you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include Colony Bankcorp (CBAN), Citizens Financial Services (CZFS), Northeast Community Bancorp (NECB), John Marshall Bancorp (JMSB), FinWise Bancorp (FINW), LINKBANCORP (LNKB), Oportun Financial (OPRT), Timberland Bancorp (TSBK), Isabella Bank (ISBA), and Primis Financial (FRST). These companies are all part of the "banking" industry. Pathfinder Bancorp vs. Its Competitors Colony Bankcorp Citizens Financial Services Northeast Community Bancorp John Marshall Bancorp FinWise Bancorp LINKBANCORP Oportun Financial Timberland Bancorp Isabella Bank Primis Financial Pathfinder Bancorp (NASDAQ:PBHC) and Colony Bankcorp (NYSE:CBAN) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, valuation, media sentiment, institutional ownership, earnings, profitability and dividends. Do insiders & institutionals believe in PBHC or CBAN? 26.7% of Pathfinder Bancorp shares are held by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are held by institutional investors. 15.4% of Pathfinder Bancorp shares are held by insiders. Comparatively, 6.6% of Colony Bankcorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Does the media prefer PBHC or CBAN? In the previous week, Pathfinder Bancorp and Pathfinder Bancorp both had 1 articles in the media. Colony Bankcorp's average media sentiment score of 0.30 beat Pathfinder Bancorp's score of -0.10 indicating that Colony Bankcorp is being referred to more favorably in the news media. Company Overall Sentiment Pathfinder Bancorp Neutral Colony Bankcorp Neutral Is PBHC or CBAN a better dividend stock? Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.6%. Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 2.8%. Pathfinder Bancorp pays out 114.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Pathfinder Bancorp has increased its dividend for 1 consecutive years. Colony Bankcorp is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more volatility & risk, PBHC or CBAN? Pathfinder Bancorp has a beta of 0.2, indicating that its share price is 80% less volatile than the S&P 500. Comparatively, Colony Bankcorp has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Do analysts rate PBHC or CBAN? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pathfinder Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Colony Bankcorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Is PBHC or CBAN more profitable? Colony Bankcorp has a net margin of 15.15% compared to Pathfinder Bancorp's net margin of 2.98%. Colony Bankcorp's return on equity of 10.06% beat Pathfinder Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Pathfinder Bancorp2.98% 2.15% 0.18% Colony Bankcorp 15.15%10.06%0.92% Which has better earnings & valuation, PBHC or CBAN? Colony Bankcorp has higher revenue and earnings than Pathfinder Bancorp. Colony Bankcorp is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPathfinder Bancorp$87.92M0.84$3.38M$0.3543.91Colony Bankcorp$176.62M1.65$23.87M$1.5810.54 SummaryColony Bankcorp beats Pathfinder Bancorp on 14 of the 17 factors compared between the two stocks. Get Pathfinder Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for PBHC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PBHC vs. The Competition Export to ExcelMetricPathfinder BancorpFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$73.64M$593.02M$12.69B$10.55BDividend Yield2.60%3.17%5.54%4.75%P/E Ratio43.9113.5130.2327.60Price / Sales0.842.0730.18205.12Price / Cash14.7016.1222.5761.55Price / Book0.601.082.296.76Net Income$3.38M$36.82M$1.02B$275.88M7 Day Performance-0.22%0.35%0.36%2.81%1 Month Performance1.29%-0.16%0.36%9.24%1 Year Performance-2.47%10.65%539.82%35.42% Pathfinder Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PBHCPathfinder Bancorp1.412 of 5 stars$15.37-0.1%N/A-4.9%$73.64M$87.92M43.91170Analyst UpgradeCBANColony Bankcorp0.5889 of 5 stars$16.99-2.0%N/AN/A$296.65M$176.62M10.75520News CoverageAnalyst ForecastCZFSCitizens Financial Services2.7612 of 5 stars$60.01-0.5%N/A+7.9%$288.62M$169.72M9.05310Analyst ForecastNECBNortheast Community Bancorp3.5282 of 5 stars$20.36+0.0%N/A-17.0%$285.58M$162.80M6.08130Positive NewsAnalyst ForecastJMSBJohn Marshall Bancorp3.0432 of 5 stars$19.92+0.7%$22.00+10.5%-3.2%$283.19M$112.40M14.97140Analyst ForecastFINWFinWise Bancorp2.5795 of 5 stars$20.18-0.3%$20.88+3.4%+19.4%$272.81M$89.73M20.80120Analyst ForecastLNKBLINKBANCORP3.7767 of 5 stars$7.10+0.6%$8.75+23.3%+12.6%$265.70M$111.68M7.10110Positive NewsAnalyst ForecastOPRTOportun Financial3.9538 of 5 stars$6.03-3.1%$9.33+54.9%+105.7%$265.42M$1.00B-30.162,429News CoverageAnalyst DowngradeTSBKTimberland Bancorp2.8501 of 5 stars$32.90-1.5%N/A+11.4%$259.77M$75.33M9.68300News CoverageAnalyst ForecastISBAIsabella Bank1.8691 of 5 stars$35.25+0.1%$34.00-3.5%N/A$259.44M$70.49M16.10330FRSTPrimis Financial3.9216 of 5 stars$10.42-1.5%$7.50-28.0%-7.6%$256.85M$254.63M-115.82420Analyst Forecast Related Companies and Tools Related Companies CBAN Competitors CZFS Competitors NECB Competitors JMSB Competitors FINW Competitors LNKB Competitors OPRT Competitors TSBK Competitors ISBA Competitors FRST Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PBHC) was last updated on 10/9/2025 by MarketBeat.com Staff From Our PartnersMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredAn $8 trillion-dollar discovery 17,000 ft underwater A strange rock pulled from the ocean floor may hold the key to a $16 trillion resource boom. 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