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Provident Financial (PROV) Competitors

Provident Financial logo
$15.83 +0.07 (+0.44%)
Closing price 10/3/2025 04:00 PM Eastern
Extended Trading
$15.84 +0.01 (+0.06%)
As of 10/3/2025 04:28 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PROV vs. WSBF, HMST, ROMA, HIFS, MTG, RDN, TFSL, WSFS, WD, and PFS

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Waterstone Financial (WSBF), HomeStreet (HMST), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), WSFS Financial (WSFS), Walker & Dunlop (WD), and Provident Financial Services (PFS). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs. Its Competitors

Provident Financial (NASDAQ:PROV) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, risk, valuation, dividends, earnings, profitability, media sentiment and institutional ownership.

Provident Financial currently has a consensus target price of $16.50, indicating a potential upside of 4.23%. Given Provident Financial's higher possible upside, equities analysts clearly believe Provident Financial is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Waterstone Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.5%. Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 3.9%. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Waterstone Financial pays out 52.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by company insiders. Comparatively, 7.4% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Waterstone Financial has a net margin of 10.47% compared to Provident Financial's net margin of 10.40%. Waterstone Financial's return on equity of 6.07% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Provident Financial10.40% 4.85% 0.50%
Waterstone Financial 10.47%6.07%0.93%

In the previous week, Provident Financial had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 1 mentions for Provident Financial and 0 mentions for Waterstone Financial. Provident Financial's average media sentiment score of 0.00 equaled Waterstone Financial'saverage media sentiment score.

Company Overall Sentiment
Provident Financial Neutral
Waterstone Financial Neutral

Waterstone Financial has higher revenue and earnings than Provident Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Provident Financial$39M2.67$6.26M$0.9317.02
Waterstone Financial$130.70M2.18$18.69M$1.1413.39

Provident Financial has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, Waterstone Financial has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500.

Summary

Waterstone Financial beats Provident Financial on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$104.11M$629.01M$12.65B$10.54B
Dividend Yield3.55%3.28%5.49%4.69%
P/E Ratio17.0213.5940.3026.71
Price / Sales2.672.2329.95203.04
Price / Cash10.8715.9419.7431.09
Price / Book0.821.062.286.57
Net Income$6.26M$39.84M$1.01B$276.78M
7 Day Performance0.44%0.07%0.25%1.96%
1 Month Performance2.13%-0.62%0.74%9.11%
1 Year Performance8.72%10.00%540.91%31.60%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
3.9344 of 5 stars
$15.83
+0.4%
$16.50
+4.2%
+8.7%$104.11M$39M17.02160
WSBF
Waterstone Financial
N/A$15.65
-1.3%
N/A+6.7%$296.06M$130.70M13.73600
HMST
HomeStreet
N/A$13.87
+1.8%
$14.17
+2.2%
-8.5%$262.33M$358.19M-1.87940High Trading Volume
ROMA
Roma Green Finance
N/A$3.01
+1.3%
N/A+247.5%$30.96M$1.56M0.0016High Trading Volume
HIFS
Hingham Institution for Savings
N/A$258.62
-2.5%
N/A+20.4%$0.00$217.38M16.8687Upcoming Earnings
MTG
MGIC Investment
3.374 of 5 stars
$28.40
-1.3%
$26.67
-6.1%
+7.0%$6.63B$1.22B9.31680
RDN
Radian Group
3.5244 of 5 stars
$36.43
-1.5%
$37.00
+1.6%
+0.1%$5.01B$1.29B9.181,400
TFSL
TFS Financial
3.381 of 5 stars
$13.18
-0.3%
$15.00
+13.8%
+5.4%$3.71B$758.78M45.451,000
WSFS
WSFS Financial
4.5587 of 5 stars
$54.28
-1.5%
$66.25
+22.1%
+9.7%$3.08B$1.05B11.902,309
WD
Walker & Dunlop
3.2258 of 5 stars
$82.96
-0.5%
$92.50
+11.5%
-24.2%$2.84B$1.19B25.601,399
PFS
Provident Financial Services
4.0527 of 5 stars
$19.37
-1.2%
$22.70
+17.2%
+10.6%$2.56B$839.40M10.941,801

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This page (NASDAQ:PROV) was last updated on 10/6/2025 by MarketBeat.com Staff
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