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Provident Financial (PROV) Competitors

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$15.49 -0.01 (-0.06%)
Closing price 07/25/2025 03:58 PM Eastern
Extended Trading
$15.49 0.00 (0.00%)
As of 07/25/2025 04:11 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PROV vs. KRNY, WSBF, HMST, ESSA, ROMA, HIFS, MTG, RDN, TFSL, and WSFS

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Kearny Financial (KRNY), Waterstone Financial (WSBF), HomeStreet (HMST), ESSA Bancorp (ESSA), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), and WSFS Financial (WSFS). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs. Its Competitors

Kearny Financial (NASDAQ:KRNY) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

In the previous week, Provident Financial had 5 more articles in the media than Kearny Financial. MarketBeat recorded 12 mentions for Provident Financial and 7 mentions for Kearny Financial. Provident Financial's average media sentiment score of 0.55 beat Kearny Financial's score of -0.16 indicating that Provident Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Kearny Financial
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
Provident Financial
1 Very Positive mention(s)
2 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Kearny Financial currently has a consensus target price of $7.75, suggesting a potential upside of 25.20%. Provident Financial has a consensus target price of $16.50, suggesting a potential upside of 6.52%. Given Kearny Financial's stronger consensus rating and higher probable upside, analysts plainly believe Kearny Financial is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Kearny Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Provident Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

71.0% of Kearny Financial shares are held by institutional investors. Comparatively, 71.3% of Provident Financial shares are held by institutional investors. 8.6% of Kearny Financial shares are held by company insiders. Comparatively, 11.4% of Provident Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 7.1%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.6%. Kearny Financial pays out -38.6% of its earnings in the form of a dividend. Provident Financial pays out 57.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kearny Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Provident Financial has lower revenue, but higher earnings than Kearny Financial. Kearny Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Kearny Financial$343.53M1.16-$86.67M-$1.14-5.43
Provident Financial$58.67M1.77$7.35M$0.9715.97

Provident Financial has a net margin of 10.87% compared to Kearny Financial's net margin of 7.59%. Provident Financial's return on equity of 5.09% beat Kearny Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Kearny Financial7.59% 3.49% 0.34%
Provident Financial 10.87%5.09%0.52%

Kearny Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, Provident Financial has a beta of 0.34, meaning that its stock price is 66% less volatile than the S&P 500.

Summary

Provident Financial beats Kearny Financial on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$103.71M$611.39M$12.28B$9.50B
Dividend Yield3.61%3.38%5.54%4.01%
P/E Ratio15.979.9919.0320.05
Price / Sales1.771.8126.1090.07
Price / Cash10.1515.1121.6358.56
Price / Book0.821.002.205.87
Net Income$7.35M$33.50M$997.25M$258.55M
7 Day Performance-1.21%-0.47%0.60%3.74%
1 Month Performance-0.06%2.84%3.44%11.75%
1 Year Performance18.70%5.46%536.57%18.03%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
4.0535 of 5 stars
$15.49
-0.1%
$16.50
+6.5%
+16.3%$103.71M$58.67M15.97160Trending News
Dividend Announcement
KRNY
Kearny Financial
3.4626 of 5 stars
$6.52
+0.5%
$7.75
+18.9%
-12.6%$419.12M$326.88M16.23552News Coverage
Earnings Report
Dividend Announcement
WSBF
Waterstone Financial
3.6589 of 5 stars
$13.56
+1.4%
N/A-11.1%$257.97M$202.47M13.29600Positive News
Earnings Report
HMST
HomeStreet
1.2969 of 5 stars
$13.22
-1.0%
$14.17
+7.2%
-0.6%$252.59M$358.19M-1.76940
ESSA
ESSA Bancorp
2.6629 of 5 stars
$20.19
+0.3%
N/AN/A$204.41M$111.66M13.03250News Coverage
Upcoming Earnings
High Trading Volume
ROMA
Roma Green Finance
0.2214 of 5 stars
$3.56
+6.3%
N/A+620.9%$34.92M$1.27M0.0016News Coverage
Gap Down
HIFS
Hingham Institution for Savings
1.3219 of 5 stars
$246.31
+1.1%
N/A+5.5%$0.00$217.38M16.0687News Coverage
Positive News
MTG
MGIC Investment
3.8033 of 5 stars
$25.48
+1.1%
$26.88
+5.5%
+4.9%$5.98B$1.21B8.37680News Coverage
Positive News
Upcoming Earnings
Dividend Increase
RDN
Radian Group
3.2899 of 5 stars
$33.94
+0.4%
$37.50
+10.5%
-7.2%$4.54B$1.29B8.241,400Upcoming Earnings
TFSL
TFS Financial
3.125 of 5 stars
$13.03
-0.2%
$15.00
+15.1%
-9.5%$3.67B$758.78M46.641,000Positive News
Upcoming Earnings
WSFS
WSFS Financial
4.0404 of 5 stars
$57.89
-0.5%
$62.75
+8.4%
-1.3%$3.30B$1.40B13.222,309Trending News
Earnings Report

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This page (NASDAQ:PROV) was last updated on 7/26/2025 by MarketBeat.com Staff
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