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Provident Financial (PROV) Competitors

Provident Financial logo
$15.50 -0.10 (-0.64%)
Closing price 09/5/2025 04:00 PM Eastern
Extended Trading
$15.56 +0.05 (+0.35%)
As of 09/5/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PROV vs. WSBF, HMST, ROMA, HIFS, MTG, RDN, TFSL, WSFS, WD, and SMPL

Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Waterstone Financial (WSBF), HomeStreet (HMST), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), WSFS Financial (WSFS), Walker & Dunlop (WD), and Simply Good Foods (SMPL). These companies are all part of the "thrifts & mortgage finance" industry.

Provident Financial vs. Its Competitors

Waterstone Financial (NASDAQ:WSBF) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, institutional ownership, media sentiment, valuation, earnings, analyst recommendations, risk and profitability.

Waterstone Financial has a net margin of 10.47% compared to Provident Financial's net margin of 10.40%. Waterstone Financial's return on equity of 6.07% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial10.47% 6.07% 0.93%
Provident Financial 10.40%4.85%0.50%

Waterstone Financial has higher revenue and earnings than Provident Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$130.70M2.11$18.69M$1.1412.96
Provident Financial$39M2.61$6.26M$0.9316.67

Provident Financial has a consensus target price of $16.50, suggesting a potential upside of 6.45%. Given Provident Financial's stronger consensus rating and higher probable upside, analysts clearly believe Provident Financial is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Provident Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 71.3% of Provident Financial shares are owned by institutional investors. 7.4% of Waterstone Financial shares are owned by insiders. Comparatively, 11.4% of Provident Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.1%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.6%. Waterstone Financial pays out 52.6% of its earnings in the form of a dividend. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, Waterstone Financial had 1 more articles in the media than Provident Financial. MarketBeat recorded 1 mentions for Waterstone Financial and 0 mentions for Provident Financial. Waterstone Financial's average media sentiment score of 1.69 beat Provident Financial's score of 0.00 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Overall Sentiment
Waterstone Financial Very Positive
Provident Financial Neutral

Waterstone Financial has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500. Comparatively, Provident Financial has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500.

Summary

Waterstone Financial beats Provident Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$102.60M$656.67M$12.49B$9.92B
Dividend Yield3.63%3.22%5.42%4.53%
P/E Ratio16.6710.58232.4226.13
Price / Sales2.612.3531.4179.98
Price / Cash10.7215.9522.1259.04
Price / Book0.821.052.296.09
Net Income$6.26M$36.72M$1.01B$266.51M
7 Day Performance0.62%1.41%0.41%0.45%
1 Month Performance1.91%7.41%3.76%4.58%
1 Year Performance8.47%11.79%540.98%26.04%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
3.3945 of 5 stars
$15.50
-0.6%
$16.50
+6.5%
+10.6%$102.60M$39M16.67160
WSBF
Waterstone Financial
3.3854 of 5 stars
$14.99
+2.9%
N/A-0.7%$280M$202.47M13.15600News Coverage
Positive News
High Trading Volume
HMST
HomeStreet
2.2417 of 5 stars
$13.87
+1.8%
$14.17
+2.1%
-7.6%$262.43M$358.19M-1.87940News Coverage
Positive News
Short Interest ↓
ROMA
Roma Green Finance
0.2385 of 5 stars
$2.22
-4.7%
N/A+362.8%$23.14M$1.56M0.0016Gap Down
HIFS
Hingham Institution for Savings
N/A$284.14
-1.5%
N/A+6.7%$0.00$217.38M18.5287
MTG
MGIC Investment
3.336 of 5 stars
$27.81
+0.5%
$26.67
-4.1%
+13.1%$6.42B$1.21B9.12680Positive News
RDN
Radian Group
2.9942 of 5 stars
$34.85
+0.5%
$37.00
+6.2%
+0.1%$4.72B$1.29B8.781,400Positive News
TFSL
TFS Financial
3.5646 of 5 stars
$14.06
-1.2%
$15.00
+6.7%
+2.3%$3.95B$758.78M48.481,000Insider Trade
WSFS
WSFS Financial
4.2767 of 5 stars
$58.29
-0.1%
$66.00
+13.2%
+11.1%$3.26B$1.40B12.782,309News Coverage
Positive News
Short Interest ↑
WD
Walker & Dunlop
3.6362 of 5 stars
$85.09
-1.0%
$92.50
+8.7%
-18.2%$2.90B$1.13B26.261,399News Coverage
Positive News
Insider Trade
SMPL
Simply Good Foods
4.0815 of 5 stars
$28.63
0.0%
$39.88
+39.3%
-15.4%$2.88B$1.33B20.02260Positive News

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This page (NASDAQ:PROV) was last updated on 9/6/2025 by MarketBeat.com Staff
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