PROV vs. WSBF, HMST, ROMA, HIFS, MTG, RDN, TFSL, WSFS, WD, and PFS
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Waterstone Financial (WSBF), HomeStreet (HMST), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), WSFS Financial (WSFS), Walker & Dunlop (WD), and Provident Financial Services (PFS). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs. Its Competitors
Provident Financial (NASDAQ:PROV) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, risk, valuation, dividends, earnings, profitability, media sentiment and institutional ownership.
Provident Financial currently has a consensus target price of $16.50, indicating a potential upside of 4.23%. Given Provident Financial's higher possible upside, equities analysts clearly believe Provident Financial is more favorable than Waterstone Financial.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.5%. Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 3.9%. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Waterstone Financial pays out 52.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by company insiders. Comparatively, 7.4% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Waterstone Financial has a net margin of 10.47% compared to Provident Financial's net margin of 10.40%. Waterstone Financial's return on equity of 6.07% beat Provident Financial's return on equity.
In the previous week, Provident Financial had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 1 mentions for Provident Financial and 0 mentions for Waterstone Financial. Provident Financial's average media sentiment score of 0.00 equaled Waterstone Financial'saverage media sentiment score.
Waterstone Financial has higher revenue and earnings than Provident Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
Provident Financial has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, Waterstone Financial has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500.
Summary
Waterstone Financial beats Provident Financial on 9 of the 15 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:PROV) was last updated on 10/6/2025 by MarketBeat.com Staff