PROV vs. KRNY, HBCP, FFIC, WSBF, HMST, FFNW, ESSA, TBNK, ROMA, and HIFS
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Kearny Financial (KRNY), Home Bancorp (HBCP), Flushing Financial (FFIC), Waterstone Financial (WSBF), HomeStreet (HMST), First Financial Northwest (FFNW), ESSA Bancorp (ESSA), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), and Hingham Institution for Savings (HIFS). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs. Its Competitors
Provident Financial (NASDAQ:PROV) and Kearny Financial (NASDAQ:KRNY) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, dividends, risk, earnings, valuation and media sentiment.
Provident Financial has higher earnings, but lower revenue than Kearny Financial. Kearny Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
Provident Financial has a beta of 0.34, meaning that its stock price is 66% less volatile than the S&P 500. Comparatively, Kearny Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.
71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 71.0% of Kearny Financial shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by insiders. Comparatively, 8.6% of Kearny Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Provident Financial has a net margin of 10.87% compared to Kearny Financial's net margin of -20.40%. Provident Financial's return on equity of 5.09% beat Kearny Financial's return on equity.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.6%. Kearny Financial pays an annual dividend of $0.44 per share and has a dividend yield of 6.3%. Provident Financial pays out 57.7% of its earnings in the form of a dividend. Kearny Financial pays out -38.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kearny Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Provident Financial currently has a consensus target price of $16.00, indicating a potential upside of 2.39%. Kearny Financial has a consensus target price of $7.75, indicating a potential upside of 11.51%. Given Kearny Financial's stronger consensus rating and higher probable upside, analysts clearly believe Kearny Financial is more favorable than Provident Financial.
In the previous week, Provident Financial and Provident Financial both had 2 articles in the media. Provident Financial's average media sentiment score of 0.33 beat Kearny Financial's score of 0.00 indicating that Provident Financial is being referred to more favorably in the media.
Summary
Provident Financial beats Kearny Financial on 10 of the 17 factors compared between the two stocks.
Get Provident Financial News Delivered to You Automatically
Sign up to receive the latest news and ratings for PROV and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Provident Financial Competitors List
Related Companies and Tools
This page (NASDAQ:PROV) was last updated on 7/5/2025 by MarketBeat.com Staff
Free PROV Stock Alerts