PROV vs. HBCP, WSBF, ROMA, HIFS, MTG, RDN, TFSL, WSFS, WD, and BANC
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Home Bancorp (HBCP), Waterstone Financial (WSBF), Roma Green Finance (ROMA), Hingham Institution for Savings (HIFS), MGIC Investment (MTG), Radian Group (RDN), TFS Financial (TFSL), WSFS Financial (WSFS), Walker & Dunlop (WD), and Banc of California (BANC). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs. Its Competitors
Provident Financial (NASDAQ:PROV) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, earnings, institutional ownership, valuation, dividends, profitability and media sentiment.
Home Bancorp has higher revenue and earnings than Provident Financial. Home Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, Provident Financial had 3 more articles in the media than Home Bancorp. MarketBeat recorded 5 mentions for Provident Financial and 2 mentions for Home Bancorp. Home Bancorp's average media sentiment score of 0.67 beat Provident Financial's score of 0.66 indicating that Home Bancorp is being referred to more favorably in the news media.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.6%. Home Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.3%. Provident Financial pays out 60.2% of its earnings in the form of a dividend. Home Bancorp pays out 22.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancorp has increased its dividend for 10 consecutive years.
Provident Financial currently has a consensus target price of $16.50, suggesting a potential upside of 5.16%. Home Bancorp has a consensus target price of $59.50, suggesting a potential upside of 16.23%. Given Home Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Home Bancorp is more favorable than Provident Financial.
71.3% of Provident Financial shares are held by institutional investors. Comparatively, 49.4% of Home Bancorp shares are held by institutional investors. 11.4% of Provident Financial shares are held by insiders. Comparatively, 7.9% of Home Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Home Bancorp has a net margin of 20.09% compared to Provident Financial's net margin of 10.40%. Home Bancorp's return on equity of 10.34% beat Provident Financial's return on equity.
Provident Financial has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, Home Bancorp has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500.
Summary
Home Bancorp beats Provident Financial on 14 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Provident Financial Competitors List
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This page (NASDAQ:PROV) was last updated on 10/19/2025 by MarketBeat.com Staff
