PROV vs. HBCP, WSBF, HMST, FFNW, ESSA, TBNK, ROMA, MTG, RDN, and TFSL
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Home Bancorp (HBCP), Waterstone Financial (WSBF), HomeStreet (HMST), First Financial Northwest (FFNW), ESSA Bancorp (ESSA), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), MGIC Investment (MTG), Radian Group (RDN), and TFS Financial (TFSL). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs.
Provident Financial (NASDAQ:PROV) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, media sentiment, valuation, profitability and community ranking.
Home Bancorp received 27 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 58.30% of users gave Home Bancorp an outperform vote while only 42.21% of users gave Provident Financial an outperform vote.
Home Bancorp has higher revenue and earnings than Provident Financial. Home Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
Provident Financial has a beta of 0.33, suggesting that its stock price is 67% less volatile than the S&P 500. Comparatively, Home Bancorp has a beta of 0.56, suggesting that its stock price is 44% less volatile than the S&P 500.
Provident Financial currently has a consensus target price of $16.00, indicating a potential upside of 6.49%. Home Bancorp has a consensus target price of $55.50, indicating a potential upside of 11.96%. Given Home Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Home Bancorp is more favorable than Provident Financial.
Home Bancorp has a net margin of 18.27% compared to Provident Financial's net margin of 10.39%. Home Bancorp's return on equity of 9.57% beat Provident Financial's return on equity.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.7%. Home Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. Provident Financial pays out 57.7% of its earnings in the form of a dividend. Home Bancorp pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancorp has raised its dividend for 10 consecutive years.
In the previous week, Home Bancorp had 3 more articles in the media than Provident Financial. MarketBeat recorded 3 mentions for Home Bancorp and 0 mentions for Provident Financial. Home Bancorp's average media sentiment score of 0.72 beat Provident Financial's score of 0.20 indicating that Home Bancorp is being referred to more favorably in the news media.
71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 49.4% of Home Bancorp shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by insiders. Comparatively, 7.9% of Home Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Summary
Home Bancorp beats Provident Financial on 17 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:PROV) was last updated on 5/22/2025 by MarketBeat.com Staff
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