PROV vs. FFIC, KRNY, HBCP, WSBF, HMST, FFNW, ESSA, TBNK, ROMA, and MTG
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Flushing Financial (FFIC), Kearny Financial (KRNY), Home Bancorp (HBCP), Waterstone Financial (WSBF), HomeStreet (HMST), First Financial Northwest (FFNW), ESSA Bancorp (ESSA), Territorial Bancorp (TBNK), Roma Green Finance (ROMA), and MGIC Investment (MTG). These companies are all part of the "thrifts & mortgage finance" industry.
Provident Financial vs. Its Competitors
Provident Financial (NASDAQ:PROV) and Flushing Financial (NASDAQ:FFIC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their community ranking, earnings, institutional ownership, risk, analyst recommendations, media sentiment, profitability, valuation and dividends.
In the previous week, Provident Financial had 5 more articles in the media than Flushing Financial. MarketBeat recorded 6 mentions for Provident Financial and 1 mentions for Flushing Financial. Flushing Financial's average media sentiment score of 1.89 beat Provident Financial's score of 1.05 indicating that Flushing Financial is being referred to more favorably in the news media.
71.3% of Provident Financial shares are owned by institutional investors. Comparatively, 67.1% of Flushing Financial shares are owned by institutional investors. 11.4% of Provident Financial shares are owned by insiders. Comparatively, 5.7% of Flushing Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Provident Financial has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500. Comparatively, Flushing Financial has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500.
Provident Financial has higher earnings, but lower revenue than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
Flushing Financial received 13 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 50.72% of users gave Flushing Financial an outperform vote while only 42.21% of users gave Provident Financial an outperform vote.
Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.7%. Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 7.6%. Provident Financial pays out 57.7% of its earnings in the form of a dividend. Flushing Financial pays out -62.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
Provident Financial presently has a consensus price target of $16.00, suggesting a potential upside of 4.40%. Flushing Financial has a consensus price target of $16.17, suggesting a potential upside of 39.01%. Given Flushing Financial's stronger consensus rating and higher probable upside, analysts clearly believe Flushing Financial is more favorable than Provident Financial.
Provident Financial has a net margin of 10.39% compared to Flushing Financial's net margin of -6.46%. Provident Financial's return on equity of 4.81% beat Flushing Financial's return on equity.
Summary
Flushing Financial beats Provident Financial on 11 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Provident Financial Competitors List
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This page (NASDAQ:PROV) was last updated on 6/13/2025 by MarketBeat.com Staff
