PayPal (PYPL) Stock Forecast & Price Target

$55.45 -0.40 (-0.71%)

As of 11:12 AM Eastern

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PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 46 Analyst Ratings

Sell
5

Hold
34

Buy
7

Based on 46 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 46 analysts, 5 have given a sell rating, 34 have given a hold rating, and 7 have given a buy rating for PYPL.

Consensus Price Target

$54.61
-1.53% Downside

According to the 46 analysts' twelve-month price targets for PayPal, the average price target is $54.61. The highest price target for PYPL is $100.00, while the lowest price target for PYPL is $32.00. The average price target represents a forecasted downside of -1.53% from the current price of $55.45.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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PYPL Analyst Ratings Over Time

Type	Current Forecast 7/22/25 to 7/22/26	1 Month Ago 6/22/25 to 6/22/26	3 Months Ago 4/23/25 to 4/23/26	1 Year Ago 7/22/24 to 7/22/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	7 Buy rating(s)	8 Buy rating(s)	7 Buy rating(s)	17 Buy rating(s)
Hold	34 Hold rating(s)	32 Hold rating(s)	33 Hold rating(s)	16 Hold rating(s)
Sell	5 Sell rating(s)	5 Sell rating(s)	5 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$54.61	$55.85	$56.39	$83.13
Forecasted Upside	-1.53% Downside	31.91% Upside	13.35% Upside	9.38% Upside
Consensus Rating	Hold	Hold	Hold	Hold

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

PayPal Stock vs. The Competition

Type	PayPal	Business Services Companies	Broader Market
Consensus Rating Score	2.04	1.98	2.52
Consensus Rating	Hold	Reduce	Moderate Buy
Predicted Upside	-2.22% Downside	363.53% Upside	14.57% Upside
News Sentiment Rating	Positive News See Recent PYPL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
7/16/2026	Cantor Fitzgerald 5 of 5 stars	Ramsey El-Assal Not Rated	Reiterated Rating	Neutral
7/16/2026	Clear Str Not Rated		Upgrade	Hold
7/16/2026	Barclays 3 of 5 stars	Ramsey El-Assal 1 of 5 stars	Upgrade	Underweight ➝ Equal Weight	$42.00 ➝ $55.00	-4.54%
7/16/2026	Canaccord Genuity Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Joseph Vafi Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Hold	$42.00 ➝ $55.00	-0.92%
7/15/2026	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Neutral
7/15/2026	William Blair Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
7/9/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Will Nance Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Sell	$41.00 ➝ $48.00	+7.79%
6/29/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bill Carcache Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$46.00 ➝ $42.00	-5.36%
5/12/2026	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Matthew Coad Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Sell	$45.00 ➝ $44.00	-1.00%
5/11/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target		$50.00 ➝ $45.00	-0.16%
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5/8/2026	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold (C-)
5/6/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Timothy Chiodo Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$44.00 ➝ $48.00	+3.65%
5/6/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$55.00 ➝ $53.00	+14.58%
5/6/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Daniel R. Perlin Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform	$59.00	+28.17%
5/6/2026	Daiwa Securities Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold ➝ Outperform
5/5/2026	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mayank Tandon Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold
4/21/2026	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Bauch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Market Perform	$52.00	+2.20%
4/17/2026	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong Sell ➝ Hold
4/16/2026	Mizuho Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dan Dolev Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Neutral	$60.00 ➝ $50.00	+0.87%
4/10/2026	BNP Paribas Exane Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Neutral	$41.00 ➝ $43.50	-5.39%
4/8/2026	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Keane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$42.00 ➝ $48.00	+6.98%
3/31/2026	Loop Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Hold	$46.00	+2.98%
3/2/2026	KGI Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Cheng Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Hold	$55.00	+20.32%
2/24/2026	Sanford C. Bernstein Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
2/23/2026	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Market Perform
2/23/2026	Wolfe Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Darrin Peller Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Sell
2/11/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Sell	$50.00 ➝ $32.00	-22.87%
2/6/2026	Dbs Bank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold
2/6/2026	Argus Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Stephen Biggar Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$87.00 ➝ $65.00	+60.81%
2/4/2026	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Colin Sebastian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$52.00	+24.70%
2/4/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Faucette Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Underweight	$50.00 ➝ $34.00	-18.47%
2/4/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Equal Weight	$67.00 ➝ $48.00	+15.11%
2/4/2026	HSBC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Buy ➝ Hold	$47.00	+12.71%
2/4/2026	Compass Point Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Sell ➝ Neutral	$51.00	+22.30%
2/4/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Tien-Tsin Huang Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$70.00 ➝ $46.00	+10.19%
2/4/2026	Stephens Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Equal Weight	$65.00 ➝ $45.00	+7.91%
2/4/2026	Susquehanna Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Friedman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Positive	$90.00 ➝ $63.00	+51.08%
2/4/2026	Citizens Jmp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Boone Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Market Perform
2/3/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold
2/3/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Adam Frisch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	In-Line	$65.00 ➝ $40.00	-4.70%
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1/7/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold
1/5/2026	Monness Crespi & Hardt Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Buy ➝ Neutral
11/25/2025	President Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$91.00 ➝ $80.00	+32.10%
10/29/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$85.00 ➝ $90.00	+26.57%
10/29/2025	Macquarie Infrastructure Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Paul Golding Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$95.00 ➝ $100.00	+39.88%
10/22/2025	KeyCorp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Schmitt Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold
3/27/2025	Arete Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Oliver Lester Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$81.00	+20.63%
2/28/2025	DZ Bank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	P. Hassler Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Hold ➝ Buy	$92.00	+30.07%
11/1/2024	Phillip Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Buy ➝ Accumulate	$80.00 ➝ $90.00	+16.63%
10/1/2024	Oppenheimer Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Market Perform

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 11:04 AM ET.

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, July 21, 2026. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

PayPal Holdings, Inc. reported earnings per share (EPS) of $1.34, exceeding analysts' expectations, which indicates strong financial performance and potential for growth.
The company has a solid return on equity of 25.02%, suggesting effective management and profitability, which can be attractive to investors looking for efficient use of capital.
With a recent revenue of $8.35 billion, surpassing estimates, PayPal Holdings, Inc. demonstrates robust demand for its services, indicating a healthy business model.
The current stock price is around $48, which may present a buying opportunity for investors looking to enter at a lower valuation compared to its historical performance.
PayPal Holdings, Inc. offers a diverse range of payment solutions, including the latest versions of its digital wallet and the Venmo app, catering to both consumers and businesses, which can drive future growth.

PayPal
Bear Case

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

Despite a strong performance, several analysts have issued "sell" ratings, indicating a lack of confidence in the stock's short-term prospects.
The average price target for PayPal Holdings, Inc. is $54.61, suggesting limited upside potential from the current stock price, which may deter some investors.
Recent price target reductions by major financial institutions reflect concerns about the company's growth trajectory and competitive pressures in the digital payments space.
With a payout ratio of 10.51%, the dividend yield is relatively low, which may not attract income-focused investors looking for higher returns.
Market sentiment appears cautious, with a significant number of analysts issuing hold ratings, indicating uncertainty about the company's future performance.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 46 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $54.61, with a high forecast of $100.00 and a low forecast of $32.00.

46 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last year. There are currently 5 sell ratings, 34 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted downside of -1.53% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 4 upgrades by analysts.

PayPal has been rated by research analysts at Bank of America, Barclays, BTIG Research, Canaccord Genuity Group, Cantor Fitzgerald, Clear Str, Daiwa Securities Group, Deutsche Bank Aktiengesellschaft, Needham & Company LLC, Piper Sandler, Royal Bank Of Canada, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, and William Blair in the past 90 days.

Analysts like PayPal more than other "business services" companies. The consensus rating for PayPal is Hold while the average consensus rating for "business services" companies is Reduce. Learn more on how PYPL compares to other companies.

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This page (NASDAQ:PYPL) was last updated on 7/22/2026 by MarketBeat.com Staff.

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PayPal (PYPL) Stock Forecast & Price Target

PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

PYPL Analyst Ratings Over Time

PYPL Analyst Recommendations By Month

PYPL Price Targets by Month

PayPal Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

PayPal
Bull Case

PayPal
Bear Case

PYPL Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With PayPal Recommendations

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

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PayPal (PYPL) Stock Forecast & Price Target

PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

PYPL Analyst Ratings Over Time

PYPL Analyst Recommendations By Month

PYPL Price Targets by Month

PayPal Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

PayPal Bull Case

PayPal Bear Case

PYPL Forecast - Frequently Asked Questions

What is PayPal's forecast for 2026?

Should I buy or sell PayPal stock right now?

Does PayPal's stock price have much downside?

Has PayPal been upgraded by Wall Street analysts recently?

What analysts cover PayPal?

Do Wall Street analysts like PayPal more than its competitors?

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With PayPal Recommendations

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

PayPal
Bull Case

PayPal
Bear Case