Red River Bancshares (RRBI) Competitors

Red River Bancshares (NASDAQ:RRBI) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, media sentiment, valuation, institutional ownership, profitability, analyst recommendations and dividends.

Does the MarketBeat Community believe in RRBI or LX?

LexinFintech received 197 more outperform votes than Red River Bancshares when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 45.36% of users gave Red River Bancshares an outperform vote.

Company	Underperform	Outperform
Red River Bancshares	Outperform Votes 44 45.36%	Underperform Votes 53 54.64%
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%

Is RRBI or LX a better dividend stock?

Red River Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 0.9%. LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.0%. Red River Bancshares pays out 9.0% of its earnings in the form of a dividend. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Red River Bancshares has raised its dividend for 3 consecutive years.

Does the media refer more to RRBI or LX?

In the previous week, LexinFintech had 7 more articles in the media than Red River Bancshares. MarketBeat recorded 7 mentions for LexinFintech and 0 mentions for Red River Bancshares. Red River Bancshares' average media sentiment score of 1.77 beat LexinFintech's score of 0.93 indicating that Red River Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
Red River Bancshares	Very Positive
LexinFintech	Positive

Do insiders & institutionals hold more shares of RRBI or LX?

27.5% of Red River Bancshares shares are owned by institutional investors. 15.9% of Red River Bancshares shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has preferable valuation and earnings, RRBI or LX?

LexinFintech has higher revenue and earnings than Red River Bancshares. LexinFintech is trading at a lower price-to-earnings ratio than Red River Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Red River Bancshares	$112.33M	3.37	$34.24M	$5.32	10.48
LexinFintech	$14.20B	0.10	$150.14M	$0.90	9.63

Which has more risk and volatility, RRBI or LX?

Red River Bancshares has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500.

Do analysts prefer RRBI or LX?

Red River Bancshares presently has a consensus target price of $62.00, indicating a potential upside of 11.15%. LexinFintech has a consensus target price of $13.60, indicating a potential upside of 56.86%. Given LexinFintech's higher possible upside, analysts clearly believe LexinFintech is more favorable than Red River Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Red River Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is RRBI or LX more profitable?

Red River Bancshares has a net margin of 21.71% compared to LexinFintech's net margin of 5.34%. Red River Bancshares' return on equity of 11.04% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Red River Bancshares	21.71%	11.04%	1.11%
LexinFintech	5.34%	7.47%	3.26%

Summary

LexinFintech beats Red River Bancshares on 11 of the 20 factors compared between the two stocks.