Riverview Bancorp (RVSB) Competitors

ACNB (NASDAQ:ACNB) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment and analyst recommendations.

Which has more risk & volatility, ACNB or RVSB?

ACNB has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500.

Is ACNB or RVSB a better dividend stock?

ACNB pays an annual dividend of $1.36 per share and has a dividend yield of 3.2%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.5%. ACNB pays out 46.9% of its earnings in the form of a dividend. Riverview Bancorp pays out 34.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer ACNB or RVSB?

In the previous week, ACNB had 6 more articles in the media than Riverview Bancorp. MarketBeat recorded 8 mentions for ACNB and 2 mentions for Riverview Bancorp. Riverview Bancorp's average media sentiment score of 0.93 beat ACNB's score of 0.15 indicating that Riverview Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ACNB	1 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Riverview Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, ACNB or RVSB?

ACNB has higher revenue and earnings than Riverview Bancorp. ACNB is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ACNB	$132.20M	3.38	$31.85M	$2.90	14.73
Riverview Bancorp	$73.22M	1.54	$4.90M	$0.23	23.39

Is ACNB or RVSB more profitable?

ACNB has a net margin of 15.64% compared to Riverview Bancorp's net margin of 6.70%. ACNB's return on equity of 10.71% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ACNB	15.64%	10.71%	1.32%
Riverview Bancorp	6.70%	3.09%	0.32%

Do analysts recommend ACNB or RVSB?

ACNB presently has a consensus target price of $48.40, indicating a potential upside of 13.32%. Riverview Bancorp has a consensus target price of $7.00, indicating a potential upside of 30.11%. Given Riverview Bancorp's higher possible upside, analysts clearly believe Riverview Bancorp is more favorable than ACNB.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ACNB	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals hold more shares of ACNB or RVSB?

32.4% of ACNB shares are held by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are held by institutional investors. 3.5% of ACNB shares are held by company insiders. Comparatively, 2.9% of Riverview Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

ACNB beats Riverview Bancorp on 13 of the 18 factors compared between the two stocks.