Riverview Bancorp (RVSB) Competitors

Guaranty Bancshares (NASDAQ:GNTY) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, media sentiment, analyst recommendations, profitability, risk, community ranking, dividends and earnings.

Do institutionals and insiders have more ownership in GNTY or RVSB?

39.4% of Guaranty Bancshares shares are owned by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are owned by institutional investors. 22.3% of Guaranty Bancshares shares are owned by company insiders. Comparatively, 2.9% of Riverview Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community favor GNTY or RVSB?

Riverview Bancorp received 52 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. Likewise, 60.75% of users gave Riverview Bancorp an outperform vote while only 57.84% of users gave Guaranty Bancshares an outperform vote.

Company	Underperform	Outperform
Guaranty Bancshares	Outperform Votes 225 57.84%	Underperform Votes 164 42.16%
Riverview Bancorp	Outperform Votes 277 60.75%	Underperform Votes 179 39.25%

Does the media prefer GNTY or RVSB?

In the previous week, Riverview Bancorp had 2 more articles in the media than Guaranty Bancshares. MarketBeat recorded 3 mentions for Riverview Bancorp and 1 mentions for Guaranty Bancshares. Guaranty Bancshares' average media sentiment score of 1.34 beat Riverview Bancorp's score of 0.63 indicating that Guaranty Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
Guaranty Bancshares	Positive
Riverview Bancorp	Positive

Is GNTY or RVSB a better dividend stock?

Guaranty Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.4%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.5%. Guaranty Bancshares pays out 34.2% of its earnings in the form of a dividend. Riverview Bancorp pays out 34.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Guaranty Bancshares has increased its dividend for 8 consecutive years. Guaranty Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, GNTY or RVSB?

Guaranty Bancshares has a beta of 0.44, meaning that its share price is 56% less volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.47, meaning that its share price is 53% less volatile than the S&P 500.

Do analysts rate GNTY or RVSB?

Guaranty Bancshares currently has a consensus price target of $41.50, suggesting a potential downside of 0.02%. Riverview Bancorp has a consensus price target of $7.00, suggesting a potential upside of 29.63%. Given Riverview Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Riverview Bancorp is more favorable than Guaranty Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Guaranty Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is GNTY or RVSB more profitable?

Guaranty Bancshares has a net margin of 17.15% compared to Riverview Bancorp's net margin of 1.13%. Guaranty Bancshares' return on equity of 10.13% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Guaranty Bancshares	17.15%	10.13%	1.02%
Riverview Bancorp	1.13%	2.92%	0.30%

Which has higher earnings & valuation, GNTY or RVSB?

Guaranty Bancshares has higher revenue and earnings than Riverview Bancorp. Guaranty Bancshares is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Guaranty Bancshares	$118.37M	3.98	$31.54M	$2.92	14.22
Riverview Bancorp	$50.60M	2.24	$3.80M	$0.23	23.48

Summary

Guaranty Bancshares beats Riverview Bancorp on 12 of the 20 factors compared between the two stocks.