UBFO vs. SMBC, FSBC, ORRF, FUFU, SPFI, SMBK, YRD, CBNK, ALRS, and HKD
Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Southern Missouri Bancorp (SMBC), Five Star Bancorp (FSBC), Orrstown Financial Services (ORRF), BitFuFu (FUFU), South Plains Financial (SPFI), SmartFinancial (SMBK), Yiren Digital (YRD), Capital Bancorp (CBNK), Alerus Financial (ALRS), and AMTD Digital (HKD). These companies are all part of the "banking" industry.
United Security Bancshares vs. Its Competitors
United Security Bancshares (NASDAQ:UBFO) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, dividends, valuation, analyst recommendations, institutional ownership, risk and profitability.
In the previous week, United Security Bancshares and United Security Bancshares both had 2 articles in the media. Southern Missouri Bancorp's average media sentiment score of 1.77 beat United Security Bancshares' score of 1.51 indicating that Southern Missouri Bancorp is being referred to more favorably in the news media.
30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are owned by institutional investors. 22.1% of United Security Bancshares shares are owned by insiders. Comparatively, 16.6% of Southern Missouri Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Southern Missouri Bancorp has higher revenue and earnings than United Security Bancshares. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.
United Security Bancshares has a net margin of 22.58% compared to Southern Missouri Bancorp's net margin of 17.72%. United Security Bancshares' return on equity of 11.54% beat Southern Missouri Bancorp's return on equity.
United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 5.6%. Southern Missouri Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.7%. United Security Bancshares pays out 61.5% of its earnings in the form of a dividend. Southern Missouri Bancorp pays out 18.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Security Bancshares has raised its dividend for 2 consecutive years and Southern Missouri Bancorp has raised its dividend for 13 consecutive years.
United Security Bancshares has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Southern Missouri Bancorp has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.
Southern Missouri Bancorp has a consensus price target of $66.33, indicating a potential upside of 24.67%. Given Southern Missouri Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Southern Missouri Bancorp is more favorable than United Security Bancshares.
Southern Missouri Bancorp received 95 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.62% of users gave Southern Missouri Bancorp an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote.
Summary
Southern Missouri Bancorp beats United Security Bancshares on 15 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UBFO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Security Bancshares Competitors List
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This page (NASDAQ:UBFO) was last updated on 6/13/2025 by MarketBeat.com Staff
