UBOH vs. USCB, BRBS, NECB, BTM, OPRT, PBFS, SFST, BCML, RBB, and FSBW
Should you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include USCB Financial (USCB), Blue Ridge Bankshares (BRBS), Northeast Community Bancorp (NECB), Bitcoin Depot (BTM), Oportun Financial (OPRT), Pioneer Bancorp (PBFS), Southern First Bancshares (SFST), Bay Commercial Bank (BCML), RBB Bancorp (RBB), and FS Bancorp (FSBW). These companies are all part of the "banking" industry.
United Bancshares vs. Its Competitors
United Bancshares (NASDAQ:UBOH) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.
USCB Financial has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.
1.0% of United Bancshares shares are held by institutional investors. Comparatively, 61.3% of USCB Financial shares are held by institutional investors. 6.6% of United Bancshares shares are held by insiders. Comparatively, 49.5% of USCB Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
In the previous week, USCB Financial had 3 more articles in the media than United Bancshares. MarketBeat recorded 3 mentions for USCB Financial and 0 mentions for United Bancshares. United Bancshares' average media sentiment score of 0.00 equaled USCB Financial'saverage media sentiment score.
United Bancshares has a beta of 0.06, meaning that its share price is 94% less volatile than the S&P 500. Comparatively, USCB Financial has a beta of 0.61, meaning that its share price is 39% less volatile than the S&P 500.
USCB Financial has a net margin of 18.69% compared to United Bancshares' net margin of 14.84%. USCB Financial's return on equity of 12.96% beat United Bancshares' return on equity.
USCB Financial has a consensus target price of $19.00, indicating a potential upside of 11.96%. Given USCB Financial's stronger consensus rating and higher possible upside, analysts plainly believe USCB Financial is more favorable than United Bancshares.
United Bancshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.3%. USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. United Bancshares pays out 27.1% of its earnings in the form of a dividend. USCB Financial pays out 29.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
USCB Financial beats United Bancshares on 15 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Bancshares Competitors List
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This page (NASDAQ:UBOH) was last updated on 7/4/2025 by MarketBeat.com Staff
