United Bancshares (UBOH) Competitors $29.90 +0.58 (+1.98%) As of 12:54 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesSEC FilingsShort InterestTrendsBuy This Stock UBOH vs. PDLB, BRBS, RBB, BTM, DFDV, BWFG, PBFS, CIVB, FSBW, and BCMLShould you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include Ponce Financial Group (PDLB), Blue Ridge Bankshares (BRBS), RBB Bancorp (RBB), Bitcoin Depot (BTM), DeFi Development (DFDV), Bankwell Financial Group (BWFG), Pioneer Bancorp (PBFS), Civista Bancshares (CIVB), FS Bancorp (FSBW), and Bay Commercial Bank (BCML). These companies are all part of the "banking" industry. United Bancshares vs. Its Competitors Ponce Financial Group Blue Ridge Bankshares RBB Bancorp Bitcoin Depot DeFi Development Bankwell Financial Group Pioneer Bancorp Civista Bancshares FS Bancorp Bay Commercial Bank Ponce Financial Group (NASDAQ:PDLB) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, dividends, risk, profitability, institutional ownership and media sentiment. Which has preferable valuation and earnings, PDLB or UBOH? Ponce Financial Group has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPonce Financial Group$169.85M2.00$10.97M$0.7219.68United Bancshares$46.23M1.92$9.15M$3.847.79 Do institutionals & insiders believe in PDLB or UBOH? 64.4% of Ponce Financial Group shares are held by institutional investors. Comparatively, 1.0% of United Bancshares shares are held by institutional investors. 7.2% of Ponce Financial Group shares are held by company insiders. Comparatively, 6.6% of United Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Which has more volatility and risk, PDLB or UBOH? Ponce Financial Group has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, United Bancshares has a beta of 0.03, suggesting that its share price is 97% less volatile than the S&P 500. Does the media favor PDLB or UBOH? In the previous week, United Bancshares had 1 more articles in the media than Ponce Financial Group. MarketBeat recorded 1 mentions for United Bancshares and 0 mentions for Ponce Financial Group. United Bancshares' average media sentiment score of 1.31 beat Ponce Financial Group's score of 0.00 indicating that United Bancshares is being referred to more favorably in the news media. Company Overall Sentiment Ponce Financial Group Neutral United Bancshares Positive Is PDLB or UBOH more profitable? United Bancshares has a net margin of 14.84% compared to Ponce Financial Group's net margin of 9.59%. Ponce Financial Group's return on equity of 6.16% beat United Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Ponce Financial Group9.59% 6.16% 0.57% United Bancshares 14.84%N/A N/A SummaryPonce Financial Group beats United Bancshares on 9 of the 13 factors compared between the two stocks. Get United Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for UBOH and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBOH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBOH vs. The Competition Export to ExcelMetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$88.62M$529.17M$12.16B$9.68BDividend Yield3.13%2.73%5.64%4.14%P/E Ratio9.7410.7619.8625.01Price / Sales1.922.7226.1778.79Price / Cash6.8311.4021.4958.58Price / BookN/A1.282.115.68Net Income$9.15M$23.34M$1.00B$265.68M7 Day Performance2.15%0.17%1.26%2.51%1 Month Performance6.79%-2.27%0.17%1.88%1 Year Performance54.60%13.57%543.56%24.00% United Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBOHUnited Bancshares1.4766 of 5 stars$29.90+2.0%N/A+51.6%$88.62M$46.23M9.74210News CoveragePositive NewsHigh Trading VolumePDLBPonce Financial Group0.9789 of 5 stars$14.44+0.6%N/A+50.9%$346.44M$169.85M20.06250BRBSBlue Ridge BanksharesN/A$3.71+0.1%N/A+44.4%$337.81M$88.81M-5.79560RBBRBB Bancorp3.7194 of 5 stars$18.910.0%$21.33+12.8%-13.4%$335.29M$232M14.65360BTMBitcoin Depot0.7068 of 5 stars$5.16-1.5%$4.83-6.3%+221.6%$330.55M$573.70M-27.05107News CoverageUpcoming EarningsDFDVDeFi Development1.7764 of 5 stars$16.25-9.5%$45.00+176.9%N/A$316.06M$2.10M-64.26N/ABWFGBankwell Financial Group2.2101 of 5 stars$40.06+0.6%$42.00+4.8%+49.8%$315.27M$195.71M25.52140Dividend AnnouncementPBFSPioneer Bancorp0.5344 of 5 stars$12.17-1.4%N/A+20.7%$314.50M$79.44M15.80260Positive NewsEarnings ReportCIVBCivista Bancshares4.9616 of 5 stars$20.11-0.3%$24.80+23.3%+24.5%$311.80M$244.44M7.94440Positive NewsEx-DividendFSBWFS Bancorp3.8487 of 5 stars$40.40+0.2%$44.00+8.9%-5.6%$311.07M$206.39M9.60540Positive NewsBCMLBay Commercial Bank4.2452 of 5 stars$28.02+1.8%$31.50+12.4%+28.8%$308.45M$138.09M12.85370 Related Companies and Tools Related Companies Ponce Financial Group Competitors Blue Ridge Bankshares Competitors RBB Bancorp Competitors Bitcoin Depot Competitors DeFi Development Competitors Bankwell Financial Group Competitors Pioneer Bancorp Competitors Civista Bancshares Competitors FS Bancorp Competitors Bay Commercial Bank Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBOH) was last updated on 8/8/2025 by MarketBeat.com Staff From Our PartnersTrump set to Boost Social Security Checks by 400%?If you're collecting or planning to collect social security... 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