Macro Bank (BMA) Competitors

Macro Bank (NYSE:BMA) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, analyst recommendations, media sentiment and institutional ownership.

Do institutionals and insiders hold more shares of BMA or ALLY?

88.8% of Ally Financial shares are owned by institutional investors. 18.3% of Macro Bank shares are owned by insiders. Comparatively, 0.6% of Ally Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has better valuation & earnings, BMA or ALLY?

Ally Financial has higher revenue and earnings than Macro Bank. Macro Bank is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Macro Bank	$4.49B	0.72	$358.05M	$11.41	4.45
Ally Financial	$8.18B	1.50	$668M	$1.54	25.89

Is BMA or ALLY more profitable?

Macro Bank has a net margin of 8.32% compared to Ally Financial's net margin of 7.64%. Macro Bank's return on equity of 10.99% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Macro Bank	8.32%	10.99%	2.90%
Ally Financial	7.64%	9.48%	0.59%

Does the media favor BMA or ALLY?

In the previous week, Ally Financial had 1 more articles in the media than Macro Bank. MarketBeat recorded 13 mentions for Ally Financial and 12 mentions for Macro Bank. Macro Bank's average media sentiment score of 0.40 beat Ally Financial's score of 0.31 indicating that Macro Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Macro Bank	3 Very Positive mention(s)	4 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Ally Financial	3 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts recommend BMA or ALLY?

Macro Bank currently has a consensus target price of $66.63, suggesting a potential upside of 31.29%. Ally Financial has a consensus target price of $45.14, suggesting a potential upside of 13.21%. Given Macro Bank's higher probable upside, equities analysts clearly believe Macro Bank is more favorable than Ally Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Macro Bank	1 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.38
Ally Financial	0 Sell rating(s)	8 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.53

Which has more risk & volatility, BMA or ALLY?

Macro Bank has a beta of 1.54, meaning that its share price is 54% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

Is BMA or ALLY a better dividend stock?

Macro Bank pays an annual dividend of $4.40 per share and has a dividend yield of 8.7%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.0%. Macro Bank pays out 38.6% of its earnings in the form of a dividend. Ally Financial pays out 77.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Macro Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Macro Bank beats Ally Financial on 11 of the 19 factors compared between the two stocks.