Capital One Financial (COF) Stock Forecast & Price Target

$201.42 -0.10 (-0.05%)

Closing price 07/10/2026 03:59 PM Eastern

Extended Trading

$204.32 +2.90 (+1.44%)

As of 04:27 AM Eastern

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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 24 Analyst Ratings

Sell
0

Hold
4

Buy
20

Based on 24 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 4 have given a hold rating, and 20 have given a buy rating for COF.

Consensus Price Target

$258.55
28.36% Upside

According to the 24 analysts' twelve-month price targets for Capital One Financial, the average price target is $258.55. The highest price target for COF is $310.00, while the lowest price target for COF is $215.00. The average price target represents a forecasted upside of 28.36% from the current price of $201.42.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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COF Analyst Ratings Over Time

Type	Current Forecast 7/13/25 to 7/13/26	1 Month Ago 6/13/25 to 6/13/26	3 Months Ago 4/14/25 to 4/14/26	1 Year Ago 7/13/24 to 7/13/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)
Buy	20 Buy rating(s)	17 Buy rating(s)	16 Buy rating(s)	12 Buy rating(s)
Hold	4 Hold rating(s)	5 Hold rating(s)	5 Hold rating(s)	3 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$258.55	$258.75	$262.95	$222.07
Forecasted Upside	28.36% Upside	40.29% Upside	31.61% Upside	1.00% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Capital One Financial Stock vs. The Competition

Type	Capital One Financial	Finance Companies	Broader Market
Consensus Rating Score	2.83	2.31	2.52
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	28.36% Upside	30.20% Upside	13.82% Upside
News Sentiment Rating	Positive News See Recent COF News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
7/12/2026	HSBC 3 of 5 stars		Upgrade	Hold ➝ Buy	$229.00	+13.69%
7/9/2026	Bank of America 4 of 5 stars	Mihir Bhatia Not Rated	Lower Target	Buy	$234.00 ➝ $231.00	+20.50%
7/7/2026	Barclays 3 of 5 stars	Terry Ma Not Rated	Set Target		$242.00	+17.11%
7/7/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Moshe Orenbuch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$260.00 ➝ $253.00	+23.25%
7/7/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Erika Najarian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$270.00 ➝ $275.00	+32.81%
6/30/2026	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Vincent Caintic Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$224.00 ➝ $259.00	+28.17%
6/29/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bill Carcache Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Neutral ➝ Overweight	$254.00	+25.70%
6/24/2026	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold (C)
4/29/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$290.00 ➝ $275.00	+44.33%
4/23/2026	Argus Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$260.00 ➝ $250.00	+25.42%
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4/23/2026	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Foran Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$275.00 ➝ $255.00	+27.93%
4/22/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Hold	$256.00 ➝ $250.00	+23.22%
4/22/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Richard Shane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$213.00 ➝ $215.00	+5.97%
4/16/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jeffrey Adelson Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$300.00 ➝ $273.00	+34.83%
4/10/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jon Arfstrom Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Sector Perform	$275.00 ➝ $235.00	+20.57%
4/9/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Donald Fandetti Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$280.00 ➝ $260.00	+35.14%
4/7/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Nash Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$300.00 ➝ $260.00	+41.34%
4/6/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Outperform	$265.00 ➝ $222.00	+21.99%
3/16/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	John Hecht Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$300.00	+65.08%
1/23/2026	Wolfe Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Darrin Peller Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Outperform	$294.00 ➝ $280.00	+28.75%
1/2/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$260.00 ➝ $290.00	+18.77%
12/31/2025	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Keith Horowitz Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$290.00 ➝ $310.00	+27.14%
11/24/2025	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
10/22/2025	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	David George Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$245.00 ➝ $270.00	+20.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 04:29 AM ET.

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, July 11, 2026. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

The company recently reported a significant year-over-year revenue increase of over 52%, indicating strong growth potential and operational efficiency.
Capital One Financial Co. has a current stock price around $250, which reflects a solid market position and investor confidence.
Analysts predict earnings per share of approximately 19.53 for the current year, suggesting robust profitability and potential for future dividends.
The company has a diversified business model, including credit card lending and digital banking services, which can help mitigate risks associated with market fluctuations.
Capital One Financial Co. has a relatively low debt-to-equity ratio, indicating a strong balance sheet and financial stability, which is attractive to risk-averse investors.

Capital One Financial
Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

The company's recent earnings report showed a miss on consensus estimates, which may raise concerns about its ability to meet future financial targets.
With a dividend payout ratio exceeding 112%, there may be sustainability concerns regarding future dividend payments, especially in economic downturns.
Recent analyst reports have shown mixed ratings, with some firms lowering their price targets, indicating potential volatility in stock performance.
The financial services sector can be highly competitive, and any shifts in consumer behavior or regulatory changes could impact Capital One Financial Co.'s market share.
Despite strong revenue growth, the company's net margin is relatively modest, which could limit overall profitability compared to peers in the industry.

COF Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $258.55, with a high forecast of $310.00 and a low forecast of $215.00.

24 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 4 hold ratings and 20 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 28.36% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 1 upgrade by analysts.

Capital One Financial has been rated by research analysts at Argus, Bank of America, Barclays, BTIG Research, Deutsche Bank Aktiengesellschaft, HSBC, JPMorgan Chase & Co., Morgan Stanley, Piper Sandler, Rothschild & Co Redburn, TD Cowen, Truist Financial, UBS Group, and Weiss Ratings in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.

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This page (NYSE:COF) was last updated on 7/13/2026 by MarketBeat.com Staff.

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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

COF Analyst Ratings Over Time

COF Analyst Recommendations By Month

COF Price Targets by Month

Capital One Financial Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

Capital One Financial
Bull Case

Capital One Financial
Bear Case

COF Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Capital One Financial Recommendations

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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

COF Analyst Ratings Over Time

COF Analyst Recommendations By Month

COF Price Targets by Month

Capital One Financial Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

Capital One Financial Bull Case

Capital One Financial Bear Case

COF Forecast - Frequently Asked Questions

What is Capital One Financial's forecast for 2026?

Should I buy or sell Capital One Financial stock right now?

Does Capital One Financial's stock price have much upside?

Has Capital One Financial been upgraded by Wall Street analysts recently?

What analysts cover Capital One Financial?

Does Capital One Financial rate other companies?

Do Wall Street analysts like Capital One Financial more than its competitors?

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Capital One Financial Recommendations

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

Capital One Financial
Bull Case

Capital One Financial
Bear Case