Capital One Financial (COF) Stock Forecast & Price Target

$204.26 +3.64 (+1.81%)

As of 02:05 PM Eastern

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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 23 Analyst Ratings

Sell
0

Hold
5

Buy
18

Based on 23 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 23 analysts, 5 have given a hold rating, 17 have given a buy rating, and 1 has given a strong buy rating for COF.

Consensus Price Target

$260.19
27.39% Upside

According to the 23 analysts' twelve-month price targets for Capital One Financial, the average price target is $260.19. The highest price target for COF is $310.00, while the lowest price target for COF is $215.00. The average price target represents a forecasted upside of 27.39% from the current price of $204.26.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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COF Analyst Ratings Over Time

Type	Current Forecast 7/1/25 to 7/1/26	1 Month Ago 6/1/25 to 6/1/26	3 Months Ago 4/2/25 to 4/2/26	1 Year Ago 7/1/24 to 7/1/25
Strong Buy	1 Strong Buy rating(s)	0 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)
Buy	17 Buy rating(s)	17 Buy rating(s)	15 Buy rating(s)	11 Buy rating(s)
Hold	5 Hold rating(s)	5 Hold rating(s)	6 Hold rating(s)	3 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$260.19	$258.75	$274.45	$215.86
Forecasted Upside	27.39% Upside	40.06% Upside	50.81% Upside	0.39% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Capital One Financial Stock vs. The Competition

Type	Capital One Financial	Finance Companies	Broader Market
Consensus Rating Score	2.83	2.30	2.52
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	29.88% Upside	29.94% Upside	14.84% Upside
News Sentiment Rating	Positive News See Recent COF News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
6/30/2026	BTIG Research 3 of 5 stars	Vincent Caintic Not Rated	Boost Target	Buy	$224.00 ➝ $259.00	+28.17%
6/29/2026	Piper Sandler 2 of 5 stars	Bill Carcache Not Rated	Initiated Coverage	Neutral ➝ Overweight	$254.00	+25.70%
6/24/2026	Weiss Ratings 5 of 5 stars		Reiterated Rating	Hold (C)
5/6/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target		$283.00 ➝ $270.00	+39.53%
4/29/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$290.00 ➝ $275.00	+44.33%
4/23/2026	Argus Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$260.00 ➝ $250.00	+25.42%
4/23/2026	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Foran Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$275.00 ➝ $255.00	+27.93%
4/22/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Hold	$256.00 ➝ $250.00	+23.22%
4/22/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Richard Shane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$213.00 ➝ $215.00	+5.97%
4/22/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Terry Ma Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$226.00 ➝ $250.00	+23.22%
Get the Latest News and Ratings for COF and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Capital One Financial and its competitors with MarketBeat's FREE daily newsletter.
4/16/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jeffrey Adelson Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$300.00 ➝ $273.00	+34.83%
4/10/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jon Arfstrom Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Sector Perform	$275.00 ➝ $235.00	+20.57%
4/9/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Donald Fandetti Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$280.00 ➝ $260.00	+35.14%
4/7/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Nash Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$300.00 ➝ $260.00	+41.34%
4/6/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Outperform	$265.00 ➝ $222.00	+21.99%
3/31/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Buy	$290.00 ➝ $260.00	+39.38%
3/16/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	John Hecht Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$300.00	+65.08%
1/23/2026	Wolfe Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Darrin Peller Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Outperform	$294.00 ➝ $280.00	+28.75%
1/20/2026	HSBC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Hold	$234.00 ➝ $226.00	-4.12%
1/2/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$260.00 ➝ $290.00	+18.77%
12/31/2025	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Keith Horowitz Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$290.00 ➝ $310.00	+27.14%
11/24/2025	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
10/22/2025	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	David George Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$245.00 ➝ $270.00	+20.50%
5/21/2025	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Mihir Bhatia Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$223.00 ➝ $233.00	+20.83%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 02:05 PM ET.

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, June 29, 2026. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

The current stock price is around $190, which may present a buying opportunity for investors looking for growth in the financial sector.
Capital One Financial Co. reported a significant year-over-year revenue increase of over 52%, indicating strong business growth and demand for its services.
The company has a solid return on equity of 10.59%, suggesting effective management and profitability in generating returns for shareholders.
With a market capitalization exceeding $125 billion, Capital One Financial Co. is a major player in the financial services industry, providing stability and potential for long-term growth.
The recent quarterly dividend of $0.80, translating to an annualized yield of 1.6%, offers investors a return on their investment, although the payout ratio is relatively high at 112.28%.

Capital One Financial
Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

The company missed earnings expectations in its latest report, with earnings per share of $4.42 falling short of the consensus estimate of $5.08, which may raise concerns about future profitability.
Capital One Financial Co. has a high price-to-earnings ratio of around 70.86, indicating that the stock may be overvalued compared to its earnings, which could deter value-focused investors.
The debt-to-equity ratio of 0.46, while manageable, suggests that the company is using a moderate amount of debt to finance its operations, which could pose risks in a rising interest rate environment.
With a current ratio of 1.03, the company has just enough current assets to cover its current liabilities, indicating potential liquidity concerns if short-term obligations increase.
The dividend payout ratio exceeding 100% may indicate that the company is paying out more in dividends than it earns, which could be unsustainable in the long run.

COF Forecast - Frequently Asked Questions

According to the research reports of 23 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $260.19, with a high forecast of $310.00 and a low forecast of $215.00.

23 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 5 hold ratings, 17 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 27.39% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 2 upgrades by analysts.

Capital One Financial has been rated by research analysts at Argus, Barclays, BTIG Research, Deutsche Bank Aktiengesellschaft, Evercore, JPMorgan Chase & Co., Morgan Stanley, Piper Sandler, Rothschild & Co Redburn, Royal Bank Of Canada, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.

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This page (NYSE:COF) was last updated on 7/1/2026 by MarketBeat.com Staff.

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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

COF Analyst Ratings Over Time

COF Analyst Recommendations By Month

COF Price Targets by Month

Capital One Financial Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

Capital One Financial
Bull Case

Capital One Financial
Bear Case

COF Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Capital One Financial Recommendations

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Stock Ideas and Recommendations

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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

COF Analyst Ratings Over Time

COF Analyst Recommendations By Month

COF Price Targets by Month

Capital One Financial Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

Capital One Financial Bull Case

Capital One Financial Bear Case

COF Forecast - Frequently Asked Questions

What is Capital One Financial's forecast for 2026?

Should I buy or sell Capital One Financial stock right now?

Does Capital One Financial's stock price have much upside?

Has Capital One Financial been upgraded by Wall Street analysts recently?

What analysts cover Capital One Financial?

Does Capital One Financial rate other companies?

Do Wall Street analysts like Capital One Financial more than its competitors?

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Capital One Financial Recommendations

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

Capital One Financial
Bull Case

Capital One Financial
Bear Case