OFG Bancorp (OFG) Competitors

OFG Bancorp (NYSE:OFG) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, profitability, valuation, risk, media sentiment, analyst recommendations and institutional ownership.

Which has more volatility & risk, OFG or ABCB?

OFG Bancorp has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.97, meaning that its stock price is 3% less volatile than the S&P 500.

Is OFG or ABCB more profitable?

OFG Bancorp has a net margin of 22.06% compared to Ameris Bancorp's net margin of 21.46%. OFG Bancorp's return on equity of 14.97% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OFG Bancorp	22.06%	14.97%	1.66%
Ameris Bancorp	21.46%	9.57%	1.32%

Which has preferable valuation & earnings, OFG or ABCB?

Ameris Bancorp has higher revenue and earnings than OFG Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OFG Bancorp	$667.34M	2.92	$198.17M	$4.24	10.33
Ameris Bancorp	$1.13B	4.53	$358.68M	$5.68	13.10

Do analysts recommend OFG or ABCB?

OFG Bancorp currently has a consensus price target of $47.50, indicating a potential upside of 8.50%. Ameris Bancorp has a consensus price target of $72.14, indicating a potential downside of 3.03%. Given OFG Bancorp's higher probable upside, research analysts clearly believe OFG Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OFG Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Do institutionals & insiders hold more shares of OFG or ABCB?

92.7% of OFG Bancorp shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 3.1% of OFG Bancorp shares are owned by insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is OFG or ABCB a better dividend stock?

OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. OFG Bancorp pays out 28.3% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OFG Bancorp has raised its dividend for 5 consecutive years. OFG Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer OFG or ABCB?

In the previous week, Ameris Bancorp had 4 more articles in the media than OFG Bancorp. MarketBeat recorded 8 mentions for Ameris Bancorp and 4 mentions for OFG Bancorp. OFG Bancorp's average media sentiment score of 1.73 beat Ameris Bancorp's score of 1.39 indicating that OFG Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OFG Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Ameris Bancorp	6 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Ameris Bancorp beats OFG Bancorp on 11 of the 19 factors compared between the two stocks.