Go Pro
→ The $15 Gold Fund That Pays Up to $1,152/Month (From Investors Alley) (Ad)tc pixel Free TFIN Stock Alerts

Triumph Financial (TFIN) Financials

Triumph Financial logo
$75.16 -0.85 (-1.12%)
As of 03:57 PM Eastern
Compare
Annual Income Statements for Triumph Financial

Annual Income Statements for Triumph Financial

This table shows Triumph Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 28 20 35 51 59 62 110 99 38 13 22
Consolidated Net Income / (Loss)		 29 21 36 52 59 64 113 102 41 16 25
Net Income / (Loss) Continuing Operations		 29 21 36 52 59 64 113 102 41 16 25
Total Pre-Tax Income 		38 34 61 67 75 85 145 137 53 20 33
Total Revenue		 124 133 196 250 287 345 424 485 418 416 439
Net Interest Income / (Expense)		 91 112 156 227 256 285 369 400 368 350 351
Total Interest Income		 99 124 177 263 311 322 388 419 422 423 430
Loans and Leases Interest Income		 96 84 122 161 196 198 184 181 228 375 220
Investment Securities Interest Income		 2.56 40 54 99 112 123 203 232 181 24 196
Deposits and Money Market Investments Interest Income		 0.47 0.65 1.45 3.29 3.06 0.71 0.61 6.41 13 24 14
Total Interest Expense		 8.11 12 22 36 55 37 18 19 54 72 80
Deposits Interest Expense		 6.91 9.16 13 23 40 27 9.70 10 34 56 64
Long-Term Debt Interest Expense		 1.12 2.26 5.30 6.09 6.46 7.48 8.22 7.87 9.70 9.35 6.75
Other Interest Expense		 0.08 0.72 3.16 6.78 8.56 2.51 0.51 0.84 10 6.48 9.06
Total Non-Interest Income		 33 21 41 23 32 60 55 84 50 65 88
Other Service Charges		 16 7.45 8.39 5.55 9.71 26 18 24 4.48 15 9.07
Net Realized & Unrealized Capital Gains on Investments		 17 -1.48 20 0.29 0.41 15 2.76 21 0.27 0.21 15
Other Non-Interest Income		 - 15 12 17 21 19 34 39 45 50 64
Provision for Credit Losses		 4.53 6.69 12 16 7.94 38 -8.83 6.93 12 19 3.15
Total Non-Interest Expense		 82 93 124 167 204 222 288 341 353 377 403
Salaries and Employee Benefits		 50 55 73 90 113 127 174 201 211 220 234
Net Occupancy & Equipment Expense		 11 14 19 32 39 45 53 69 75 84 82
Marketing Expense		 2.06 2.72 3.23 4.97 6.13 4.72 5.30 14 13 12 13
Property & Liability Insurance Claims		 1.09 0.91 1.20 1.13 0.30 1.52 2.25 1.82 2.62 2.72 4.43
Other Operating Expenses		 14 17 23 32 36 36 42 39 37 41 48
Amortization Expense		 3.98 3.78 5.20 6.98 9.13 8.33 11 16 16 18 22
Income Tax Expense		 8.42 13 25 15 17 21 32 35 12 4.38 7.63
Preferred Stock Dividends Declared		 0.78 0.89 0.77 0.58 0.00 1.70 3.21 3.21 3.21 3.21 3.21
Basic Earnings per Share		 $1.60 $1.11 $1.85 $2.06 $2.26 $2.56 $4.44 $4.06 $1.63 $0.55 $0.94
Weighted Average Basic Shares Outstanding		 17.72M 17.86M 19.13M 26.70M 24.61M 24.88M 25.17M 23.09M 23.33M 23.42M 23.79M
Diluted Earnings per Share		 $1.57 $1.10 $1.81 $2.03 $2.25 $2.53 $4.35 $3.96 $1.61 $0.54 $0.93
Weighted Average Diluted Shares Outstanding		 17.72M 17.86M 19.13M 26.70M 24.61M 24.88M 25.17M 23.09M 23.33M 23.42M 23.79M
Weighted Average Basic & Diluted Shares Outstanding		 17.72M 17.86M 19.13M 26.70M 24.61M 24.88M 25.17M 23.09M 23.33M 23.42M 23.79M

Quarterly Income Statements for Triumph Financial

This table shows Triumph Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 8.83 3.36 1.95 4.55 3.04 -0.78 3.62 0.91 18 5.55 11
Consolidated Net Income / (Loss)		 9.63 4.16 2.75 5.35 3.84 0.02 4.42 1.71 19 6.36 11
Net Income / (Loss) Continuing Operations		 9.63 4.16 2.75 5.35 3.84 0.02 4.42 1.71 19 6.36 11
Total Pre-Tax Income 		13 4.77 3.58 6.29 5.83 0.07 7.92 1.28 24 8.15 16
Total Revenue		 106 101 105 106 104 102 108 109 120 106 120
Net Interest Income / (Expense)		 92 86 88 89 88 84 89 88 90 86 99
Total Interest Income		 109 102 107 108 105 102 109 109 110 103 125
Loans and Leases Interest Income		 59 54 95 53 12 54 55 56 55 48 54
Investment Securities Interest Income		 46 43 5.52 47 89 44 50 50 52 51 63
Deposits and Money Market Investments Interest Income		 3.51 4.90 6.33 7.71 5.30 4.44 4.18 2.99 2.61 4.27 7.94
Total Interest Expense		 17 16 19 19 18 18 21 21 20 17 26
Deposits Interest Expense		 12 12 16 14 15 14 16 18 17 14 24
Long-Term Debt Interest Expense		 2.47 2.41 2.39 2.40 2.15 1.68 1.70 1.71 1.67 1.62 1.63
Other Interest Expense		 2.57 1.35 1.19 2.94 1.00 1.81 3.32 1.87 2.05 0.99 0.06
Total Non-Interest Income		 14 15 17 17 16 17 19 21 30 20 21
Other Service Charges		 1.88 2.91 4.63 4.12 3.08 3.70 2.99 3.21 -1.47 2.11 3.64
Net Realized & Unrealized Capital Gains on Investments		 0.01 -0.19 0.12 0.25 -0.01 0.98 -0.03 0.12 15 0.69 -1.68
Other Non-Interest Income		 12 12 12 13 13 13 16 18 17 17 19
Provision for Credit Losses		 6.14 5.90 4.16 4.26 4.45 1.33 -0.70 4.28 -1.76 -0.61 2.74
Total Non-Interest Expense		 87 90 97 96 93 100 101 104 98 98 102
Salaries and Employee Benefits		 51 54 56 55 54 59 60 60 55 58 60
Net Occupancy & Equipment Expense		 19 20 23 21 20 21 20 20 20 20 18
Marketing Expense		 8.01 2.72 3.52 2.85 6.97 2.96 3.46 3.25 2.84 2.73 2.61
Property & Liability Insurance Claims		 0.66 0.65 0.64 0.68 0.74 0.73 0.89 1.47 1.34 1.06 1.17
Other Operating Expenses		 4.67 9.38 10 10 6.57 13 9.89 13 13 11 13
Amortization Expense		 4.15 3.90 4.23 5.08 4.63 4.39 6.27 5.82 5.91 5.82 5.96
Income Tax Expense		 3.09 0.61 0.84 0.94 1.99 0.05 3.50 -0.43 4.50 1.79 4.50
Preferred Stock Dividends Declared		 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80 0.80
Basic Earnings per Share		 $0.37 $0.14 $0.08 $0.19 $0.14 ($0.03) $0.15 $0.04 $0.78 $0.23 $0.44
Weighted Average Basic Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M
Diluted Earnings per Share		 $0.38 $0.14 $0.08 $0.19 $0.13 ($0.03) $0.15 $0.04 $0.77 $0.23 $0.44
Weighted Average Diluted Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M
Weighted Average Basic & Diluted Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M

Annual Cash Flow Statements for Triumph Financial

This table details how cash moves in and out of Triumph Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -56 9.24 20 101 -37 117 69 25 -122 43 -82
Net Cash From Operating Activities		 25 31 47 74 72 97 137 81 60 59 67
Net Cash From Continuing Operating Activities		 25 31 47 74 72 97 137 81 60 59 67
Net Income / (Loss) Continuing Operations		 29 21 36 52 59 64 113 102 41 16 25
Consolidated Net Income / (Loss)		 29 21 36 52 59 64 113 102 41 16 25
Provision For Loan Losses		 4.53 6.69 12 16 7.94 38 -8.83 - 12 19 3.15
Depreciation Expense		 2.14 2.82 4.00 5.72 8.14 11 12 13 14 16 15
Amortization Expense		 -0.10 -1.07 6.35 8.49 4.37 -1.82 2.35 7.86 11 15 20
Non-Cash Adjustments to Reconcile Net Income		 -12 3.74 -17 -6.01 4.48 -37 13 -3.68 18 8.36 6.59
Changes in Operating Assets and Liabilities, net		 1.26 -1.90 6.38 -2.25 -11 23 5.64 -39 -37 -16 -2.81
Net Cash From Investing Activities		 -389 -274 -380 -268 -520 -775 78 666 -130 -590 -525
Net Cash From Continuing Investing Activities		 -389 -274 -380 -268 -520 -775 78 666 -130 -590 -525
Purchase of Property, Leasehold Improvements and Equipment		 -2.44 -4.33 -7.95 -19 -21 -18 -14 -17 -41 -84 -36
Purchase of Investment Securities		 -460 -389 -564 -550 -717 -1,200 -96 293 -186 -655 -727
Sale of Property, Leasehold Improvements and Equipment		 - - - - - - - - 0.00 0.04 87
Sale and/or Maturity of Investments		 72 120 189 226 222 429 191 386 105 149 151
Other Investing Activities, net		 1.09 - -7.26 0.98 -3.92 13 -3.40 3.89 -8.03 0.22 -0.20
Net Cash From Financing Activities		 308 252 352 295 411 794 -146 -722 -52 575 377
Net Cash From Continuing Financing Activities		 308 252 352 295 411 794 -146 -722 -52 575 377
Net Change in Deposits		 84 114 151 147 340 921 -70 -465 -194 843 129
Issuance of Debt		 100 49 0.00 0.00 138 -94 370 -150 225 -225 250
Repayment of Debt		 125 100 135 -36 0.00 -40 -441 -27 0.00 -40 0.00
Repurchase of Common Equity		 -0.34 -0.65 -0.37 -0.40 -65 -36 -1.24 -77 -82 -3.29 -2.23
Payment of Dividends		 -0.78 -0.89 -0.77 -0.58 0.00 -1.70 -3.21 -3.21 -3.21 -3.21 -3.21
Other Financing Activities, Net		 0.04 1.17 1.28 -7.01 -2.45 0.84 0.03 -0.29 1.64 2.60 2.81
Cash Interest Paid		 7.86 10 20 32 52 42 19 16 48 69 74
Cash Income Taxes Paid		 5.88 11 13 13 18 12 40 47 14 0.00 -0.05

Quarterly Cash Flow Statements for Triumph Financial

This table details how cash moves in and out of Triumph Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -51 130 84 -11 -159 173 -221 -135 101 333 315
Net Cash From Operating Activities		 42 -11 16 21 37 -3.62 9.14 24 36 5.06 46
Net Cash From Continuing Operating Activities		 42 -11 16 21 37 -3.62 9.14 24 36 5.06 46
Net Income / (Loss) Continuing Operations		 9.63 4.16 2.75 5.35 3.84 0.02 4.42 1.71 19 6.36 11
Consolidated Net Income / (Loss)		 9.63 4.16 2.75 5.35 3.84 0.02 4.42 1.71 19 6.36 11
Provision For Loan Losses		 - 5.90 - 4.26 4.45 1.33 -0.70 4.28 -1.76 -0.61 2.74
Depreciation Expense		 3.59 3.61 3.99 3.94 3.97 3.94 3.96 3.70 3.27 2.88 2.76
Amortization Expense		 3.31 3.36 3.13 4.41 4.51 4.24 5.86 4.62 5.20 5.86 6.19
Non-Cash Adjustments to Reconcile Net Income		 15 4.68 -3.78 0.63 0.97 4.71 3.49 0.68 -3.14 5.31 10
Changes in Operating Assets and Liabilities, net		 17 -32 0.20 2.63 20 -18 -7.89 9.42 14 -15 13
Net Cash From Investing Activities		 192 -108 -120 -98 -270 -155 -411 -29 70 -171 -216
Net Cash From Continuing Investing Activities		 192 -108 -120 -98 -270 -155 -411 -29 70 -171 -216
Purchase of Property, Leasehold Improvements and Equipment		 -21 -58 -1.04 -0.82 -30 -9.14 -19 -6.76 -12 -7.00 -8.53
Purchase of Investment Securities		 194 -76 -154 -137 -288 -216 -455 -44 -13 -199 -291
Sale of Property, Leasehold Improvements and Equipment		 - - - - - 11 - 0.00 75 1.05 0.17
Sale and/or Maturity of Investments		 23 17 45 33 55 57 52 22 20 24 82
Other Investing Activities, net		 -4.18 9.51 -9.28 6.93 -6.94 1.07 -0.35 -0.75 -0.16 9.89 1.20
Net Cash From Financing Activities		 -285 249 187 65 74 331 181 -130 -5.73 500 485
Net Cash From Continuing Financing Activities		 -285 249 187 65 74 331 181 -130 -5.73 500 485
Net Change in Deposits		 -510 473 -59 315 114 156 209 -231 -5.03 750 517
Repurchase of Common Equity		 - -0.08 -3.21 - 0.00 -0.13 -2.10 - - -0.09 -2.13
Payment of Dividends		 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80 -0.80
Cash Interest Paid		 17 16 18 19 16 17 20 19 17 20 29
Cash Income Taxes Paid		 0.12 0.13 0.51 0.17 -0.81 -0.05 1.69 0.19 -1.88 0.14 0.51

Annual Balance Sheets for Triumph Financial

This table presents Triumph Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 1,691 2,641 3,499 4,560 5,060 5,936 5,956 5,334 5,347 5,949 6,381
Cash and Due from Banks		 23 39 59 96 68 86 123 134 93 74 68
Interest Bearing Deposits at Other Banks		 82 76 75 139 130 229 260 274 194 256 181
Trading Account Securities		 163 304 264 350 263 236 188 260 307 386 370
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,955
Loans and Leases		 - - - - - - - - - - 4,991
Allowance for Loan and Lease Losses		 - - - - - - - - - - 37
Loans Held for Sale		 1.34 2,012 0.00 2.11 2.74 25 7.33 5.64 1.24 1.17 0.46
Premises and Equipment, Net		 22 45 63 83 97 103 106 103 113 161 91
Goodwill		 16 29 44 159 159 163 234 234 234 242 355
Intangible Assets		 12 18 20 41 32 27 43 32 46 54 94
Other Assets		 1,371 118 2,974 3,690 4,310 5,067 4,995 4,291 4,359 4,775 266
Total Liabilities & Shareholders' Equity		 1,691 2,641 3,499 4,560 5,060 5,936 5,956 5,334 5,347 5,949 6,381
Total Liabilities		 1,423 2,352 3,107 3,923 4,424 5,209 5,097 4,445 4,483 5,058 5,439
Non-Interest Bearing Deposits		 168 363 564 725 810 1,353 1,925 1,757 1,632 1,964 1,902
Interest Bearing Deposits		 1,081 1,652 2,057 2,726 2,980 3,364 2,721 2,415 2,345 2,856 3,049
Long-Term Debt		 155 311 452 418 557 233 328 179 405 142 393
Other Long-Term Liabilities		 10 14 22 50 75 65 94 94 100 95 96
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 268 289 392 637 637 727 859 889 864 891 942
Total Preferred & Common Equity		 268 289 392 637 637 727 859 889 864 891 942
Preferred Stock		 9.75 9.75 9.66 - 0.00 45 45 45 45 45 45
Total Common Equity		 258 280 382 637 637 682 814 844 819 846 897
Common Stock		 194 197 265 470 474 489 511 535 551 568 598
Retained Earnings		 64 84 119 170 229 290 399 498 536 549 571
Treasury Stock		 -0.56 -1.37 -1.78 -2.29 -67 -103 -105 -183 -265 -268 -271
Accumulated Other Comprehensive Income / (Loss)		 0.28 -0.28 -0.60 -1.20 1.11 5.82 8.03 -6.90 -2.93 -3.12 -1.74

Quarterly Balance Sheets for Triumph Financial

This table presents Triumph Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 5,628 5,653 5,600 5,575 5,783 5,866 6,268 6,495 6,357 6,877 7,404
Cash and Due from Banks		 83 78 85 70 76 78 72 85 71 64 74
Interest Bearing Deposits at Other Banks		 335 339 253 347 424 411 431 198 77 518 823
Trading Account Securities		 322 308 297 325 347 408 416 397 384 344 274
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,442
Loans and Leases		 - - - - - - - - - - 5,477
Allowance for Loan and Lease Losses		 - - - - - - - - - - 35
Loans Held for Sale		 3.95 0.10 6.42 3.71 1.05 0.03 2.95 6.07 9.74 2.50 1.41
Premises and Equipment, Net		 116 115 113 163 160 156 150 149 141 89 86
Goodwill		 234 234 234 234 234 234 242 354 354 355 355
Intangible Assets		 32 29 26 50 52 52 55 98 97 94 93
Other Assets		 4,503 4,549 4,586 4,384 4,490 4,527 4,899 5,208 5,223 5,410 255
Total Liabilities & Shareholders' Equity		 5,628 5,653 5,600 5,575 5,783 5,866 6,268 6,495 6,357 6,877 7,404
Total Liabilities		 4,801 4,819 4,749 4,703 4,909 4,980 5,374 5,582 5,438 5,926 6,440
Non-Interest Bearing Deposits		 1,728 1,608 1,633 1,748 1,690 2,103 2,260 2,285 2,095 3,042 3,781
Interest Bearing Deposits		 2,311 2,685 2,854 2,703 2,702 2,604 2,717 2,901 2,860 2,658 2,437
Long-Term Debt		 679 430 180 181 431 181 317 292 393 143 113
Other Long-Term Liabilities		 79 96 82 71 86 92 80 104 90 83 110
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 827 833 850 872 874 886 894 912 919 951 963
Total Preferred & Common Equity		 827 833 850 872 874 886 894 912 919 951 963
Preferred Stock		 45 45 45 45 45 45 45 45 45 45 45
Total Common Equity		 782 788 805 827 829 841 849 867 874 906 918
Common Stock		 540 543 548 556 559 565 572 589 594 602 606
Retained Earnings		 509 516 528 540 542 546 548 552 553 577 587
Treasury Stock		 -260 -265 -265 -265 -268 -268 -269 -271 -271 -271 -273
Accumulated Other Comprehensive Income / (Loss)		 -5.52 -4.99 -4.61 -3.13 -3.40 -1.82 -3.42 -2.65 -1.92 -2.62 -2.62

Annual Metrics And Ratios for Triumph Financial

This table displays calculated financial ratios and metrics derived from Triumph Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 23,763,401.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 23,763,401.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 1.07
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.60 $1.11 $1.85 $2.06 $2.26 $0.00 $4.44 $4.06 $1.63 $0.55 $0.94
Adjusted Weighted Average Basic Shares Outstanding		 18.02M 18.08M 20.83M 26.70M 24.61M 0.00 25.17M 23.09M 23.33M 23.42M 23.79M
Adjusted Diluted Earnings per Share		 $1.57 $1.10 $1.81 $2.03 $2.25 $0.00 $4.35 $3.96 $1.61 $0.54 $0.93
Adjusted Weighted Average Diluted Shares Outstanding		 18.02M 18.08M 20.83M 26.70M 24.61M 0.00 25.17M 23.09M 23.33M 23.42M 23.79M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 18.02M 18.08M 20.83M 26.70M 24.61M 0.00 25.17M 23.09M 23.33M 23.42M 23.79M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Triumph Financial

This table displays calculated financial ratios and metrics derived from Triumph Financial's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - 23,763,401.00 23,793,965.00 23,806,253.00
DEI Adjusted Shares Outstanding		 - - - - - - - - 23,763,401.00 23,793,965.00 23,806,253.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - 0.81 0.27 0.48
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.92% -3.23% 2.06% 1.39% -2.44% 0.53% 2.84% 2.91% - 4.16% 11.27%
EBITDA Growth		 -41.42% -33.95% -35.44% -38.82% -27.09% -29.71% 65.59% -34.41% - 104.67% 39.97%
EBIT Growth		 -49.51% -61.89% -63.88% -64.41% -54.15% -98.53% 121.09% -79.59% - 11,538.57% 100.29%
NOPAT Growth		 -45.18% -62.23% -64.09% -58.21% -60.13% -99.59% 60.90% -68.06% - 37,282.35% 157.24%
Net Income Growth		 -45.18% -62.23% -64.09% -58.21% -60.13% -99.59% 60.90% -68.06% - 37,282.35% 157.24%
EPS Growth		 -43.28% -67.44% -72.41% -62.75% -65.79% -121.43% 87.50% -78.95% - 866.67% 193.33%
Operating Cash Flow Growth		 143.77% -1,144.40% 106.02% 135.92% -12.18% 72.43% -58.19% -8.25% - 239.72% 371.21%
Free Cash Flow Firm Growth		 -216.34% 299.26% 79.43% -147.64% 225.43% -134.31% 366.46% -678.23% - 178.25% 33.21%
Invested Capital Growth		 18.87% -30.25% 3.33% 3.55% -18.66% 15.02% -7.69% 22.96% - -9.69% -10.65%
Revenue Q/Q Growth		 1.35% -4.82% 4.01% 1.06% -2.48% -1.92% 6.39% 1.13% - -11.89% 13.65%
EBITDA Q/Q Growth		 -18.01% -40.13% -8.78% 36.64% -2.28% -42.29% 114.89% -45.88% - -47.51% 46.97%
EBIT Q/Q Growth		 -28.02% -62.51% -24.82% 75.42% -7.27% -98.80% 11,220.00% -83.81% - -65.64% 94.81%
NOPAT Q/Q Growth		 -24.75% -56.81% -33.93% 94.65% -28.22% -99.56% 25,900.00% -61.36% - -66.93% 78.91%
Net Income Q/Q Growth		 -24.75% -56.81% -33.93% 94.65% -28.22% -99.56% 25,900.00% -61.36% - -66.93% 78.91%
EPS Q/Q Growth		 -25.49% -63.16% -42.86% 137.50% -31.58% -123.08% 600.00% -73.33% - -70.13% 91.30%
Operating Cash Flow Q/Q Growth		 368.29% -125.47% 202.37% 29.77% 74.31% -108.00% 408.96% 167.12% - -86.14% 813.23%
Free Cash Flow Firm Q/Q Growth		 -392.54% 340.13% -108.54% 20.54% 870.14% -165.68% 166.30% -332.06% - 143.80% 12.86%
Invested Capital Q/Q Growth		 23.23% -17.07% 23.95% -18.25% -3.20% 17.26% -0.52% 8.89% - -18.05% -1.58%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 18.48% 11.62% 10.19% 13.78% 13.81% 8.13% 16.41% 8.78% - 15.96% 20.65%
EBIT Margin		 11.98% 4.72% 3.41% 5.92% 5.63% 0.07% 7.33% 1.17% - 7.70% 13.20%
Profit (Net Income) Margin		 9.07% 4.12% 2.61% 5.04% 3.71% 0.02% 4.09% 1.56% - 6.01% 9.46%
Tax Burden Percent		 75.71% 87.22% 76.65% 85.05% 65.83% 24.29% 55.78% 133.13% - 78.00% 71.64%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00% 100.00%
Effective Tax Rate		 24.29% 12.78% 23.35% 14.95% 34.17% 75.71% 44.22% -33.13% - 22.00% 28.36%
Return on Invested Capital (ROIC)		 3.24% 1.33% 0.85% 2.01% 1.34% 0.01% 1.37% 0.56% - 2.31% 3.78%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.24% 1.33% 0.85% 2.01% 1.34% 0.01% 1.37% 0.56% - 2.31% 3.78%
Return on Net Nonoperating Assets (RNNOA)		 1.08% 0.68% 0.43% 0.42% 0.42% 0.00% 0.55% 0.18% - 0.58% 0.82%
Return on Equity (ROE)		 4.33% 2.01% 1.28% 2.43% 1.76% 0.01% 1.92% 0.73% - 2.89% 4.59%
Cash Return on Invested Capital (CROIC)		 -13.73% 38.31% -0.99% -1.40% 21.97% -12.91% 9.09% -19.75% - 12.93% 14.63%
Operating Return on Assets (OROA)		 0.94% 0.35% 0.25% 0.43% 0.41% 0.00% 0.50% 0.08% - 0.52% 0.87%
Return on Assets (ROA)		 0.71% 0.30% 0.19% 0.37% 0.27% 0.00% 0.28% 0.11% - 0.41% 0.62%
Return on Common Equity (ROCE)		 4.10% 1.90% 1.21% 2.30% 1.67% 0.01% 1.82% 0.70% - 2.75% 4.37%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 3.92% 3.35% 2.47% 0.00% 1.34% 1.49% 1.09% - 3.33% 4.01%
Net Operating Profit after Tax (NOPAT)		 9.63 4.16 2.75 5.35 3.84 0.02 4.42 1.71 - 6.36 11
NOPAT Margin		 9.07% 4.12% 2.61% 5.04% 3.71% 0.02% 4.09% 1.56% - 6.01% 9.46%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue		 73.31% 75.66% 76.97% 73.44% 78.53% 81.08% 77.54% 76.50% - 76.11% 67.38%
Operating Expenses to Revenue		 82.24% 89.45% 92.64% 90.07% 90.07% 98.62% 93.32% 94.91% - 92.87% 84.53%
Earnings before Interest and Taxes (EBIT)		 13 4.77 3.58 6.29 5.83 0.07 7.92 1.28 - 8.15 16
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 20 12 11 15 14 8.25 18 9.60 - 17 25
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 2.28 2.23 2.30 2.21 2.51 1.59 1.49 1.36 - 1.57 1.98
Price to Tangible Book Value (P/TBV)		 3.46 3.40 3.51 3.35 3.87 2.45 3.11 2.81 - 3.11 3.86
Price to Revenue (P/Rev)		 4.47 4.45 4.57 4.44 5.11 3.25 3.08 2.81 - 3.20 3.99
Price to Earnings (P/E)		 49.31 59.55 73.03 99.52 164.97 154.83 123.91 175.25 - 49.82 51.26
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Earnings Yield		 2.03% 1.68% 1.37% 1.00% 0.61% 0.65% 0.81% 0.57% - 2.01% 1.95%
Enterprise Value to Invested Capital (EV/IC)		 1.60 1.57 1.44 1.50 1.92 1.00 1.12 1.13 - 0.94 1.00
Enterprise Value to Revenue (EV/Rev)		 4.86 3.99 4.52 3.81 4.77 2.91 3.21 3.50 - 2.31 2.37
Enterprise Value to EBITDA (EV/EBITDA)		 26.08 23.05 30.60 30.54 38.58 25.32 24.50 29.63 - 13.42 12.91
Enterprise Value to EBIT (EV/EBIT)		 38.46 36.74 48.61 58.32 96.85 76.91 66.92 97.84 - 24.98 22.00
Enterprise Value to NOPAT (EV/NOPAT)		 49.45 48.38 64.21 72.92 123.20 101.51 98.79 148.06 - 32.36 27.90
Enterprise Value to Operating Cash Flow (EV/OCF)		 33.82 34.28 54.39 34.06 33.85 18.28 25.10 28.74 - 13.54 9.62
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 3.37 0.00 0.00 7.84 0.00 11.80 0.00 - 6.88 6.46
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.47 0.21 0.49 0.20 0.16 0.35 0.32 0.43 - 0.15 0.12
Long-Term Debt to Equity		 0.47 0.21 0.49 0.20 0.16 0.35 0.32 0.43 - 0.15 0.12
Financial Leverage		 0.33 0.51 0.50 0.21 0.31 0.28 0.40 0.32 - 0.25 0.22
Leverage Ratio		 6.09 6.59 6.70 6.60 6.44 6.71 6.87 6.77 - 7.13 7.41
Compound Leverage Factor		 6.09 6.59 6.70 6.60 6.44 6.71 6.87 6.77 - 7.13 7.41
Debt to Total Capital		 31.93% 17.16% 33.02% 16.99% 13.75% 26.19% 24.27% 29.93% - 13.08% 10.52%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Long-Term Debt to Total Capital		 31.93% 17.16% 33.02% 16.99% 13.75% 26.19% 24.27% 29.93% - 13.08% 10.52%
Preferred Equity to Total Capital		 3.54% 4.27% 3.45% 4.22% 4.36% 3.72% 3.74% 3.43% - 4.11% 4.18%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital		 64.53% 78.57% 63.53% 78.79% 81.89% 70.09% 71.99% 66.64% - 82.80% 85.30%
Debt to EBITDA		 5.20 2.51 7.00 3.47 2.76 6.62 5.32 7.87 - 1.87 1.36
Net Debt to EBITDA		 1.52 -3.29 -1.13 -5.90 -3.66 -3.88 0.18 4.92 - -5.74 -9.38
Long-Term Debt to EBITDA		 5.20 2.51 7.00 3.47 2.76 6.62 5.32 7.87 - 1.87 1.36
Debt to NOPAT		 9.87 5.28 14.70 8.29 8.83 26.55 21.47 39.33 - 4.51 2.93
Net Debt to NOPAT		 2.89 -6.90 -2.38 -14.08 -11.69 -15.54 0.74 24.59 - -13.85 -20.27
Long-Term Debt to NOPAT		 9.87 5.28 14.70 8.29 8.83 26.55 21.47 39.33 - 4.51 2.93
Noncontrolling Interest Sharing Ratio		 5.13% 5.30% 5.27% 5.18% 5.13% 5.10% 5.04% 4.99% - 4.88% 4.80%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -192 461 -39 -31 241 -158 105 -243 - 124 140
Operating Cash Flow to CapEx		 201.99% -18.51% 1,577.99% 2,602.94% 124.54% 0.00% 48.47% 361.27% - 84.96% 552.13%
Free Cash Flow to Firm to Interest Expense		 -11.42 28.96 -2.06 -1.61 13.62 -8.84 5.11 -11.52 - 7.43 5.43
Operating Cash Flow to Interest Expense		 2.51 -0.67 0.86 1.09 2.09 -0.17 0.45 1.16 - 0.30 1.80
Operating Cash Flow Less CapEx to Interest Expense		 1.26 -4.32 0.80 1.05 0.41 -0.07 -0.47 0.84 - -0.05 1.47
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.08 0.07 0.07 0.07 0.07 0.07 0.07 0.07 - 0.07 0.07
Fixed Asset Turnover		 3.86 2.98 3.04 3.11 3.03 2.66 2.72 2.84 - 3.70 3.87
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,270 1,053 1,305 1,067 1,033 1,211 1,205 1,312 - 1,094 1,077
Invested Capital Turnover		 0.36 0.32 0.32 0.40 0.36 0.37 0.33 0.36 - 0.38 0.40
Increase / (Decrease) in Invested Capital		 202 -457 42 37 -237 158 -100 245 - -117 -128
Enterprise Value (EV)		 2,031 1,656 1,883 1,595 1,982 1,213 1,346 1,478 - 1,026 1,078
Market Capitalization		 1,868 1,847 1,908 1,858 2,125 1,354 1,291 1,188 - 1,420 1,817
Book Value per Share		 $35.18 $35.46 $35.54 $35.99 $36.17 $36.25 $37.04 $36.84 - $38.06 $38.57
Tangible Book Value per Share		 $23.17 $23.29 $23.31 $23.77 $23.51 $23.58 $17.73 $17.83 - $19.20 $19.75
Total Capital		 1,270 1,053 1,305 1,067 1,033 1,211 1,205 1,312 - 1,094 1,077
Total Debt		 405 181 431 181 142 317 292 393 - 143 113
Total Long-Term Debt		 405 181 431 181 142 317 292 393 - 143 113
Net Debt		 119 -236 -70 -308 -188 -186 10 245 - -439 -784
Capital Expenditures (CapEx)		 21 58 1.04 0.82 30 -1.66 19 6.76 - 5.95 8.36
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)		 405 181 431 181 142 317 292 393 - 143 113
Total Depreciation and Amortization (D&A)		 6.90 6.97 7.13 8.35 8.47 8.18 9.81 8.32 - 8.74 8.95
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.37 $0.14 $0.08 $0.19 $0.14 ($0.03) $0.15 $0.04 $0.78 $0.23 $0.44
Adjusted Weighted Average Basic Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M
Adjusted Diluted Earnings per Share		 $0.38 $0.14 $0.08 $0.19 $0.13 ($0.03) $0.15 $0.04 $0.77 $0.23 $0.44
Adjusted Weighted Average Diluted Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 23.33M 23.33M 23.36M 23.39M 23.42M 23.42M 23.73M 23.76M 23.79M 23.81M 23.89M
Normalized Net Operating Profit after Tax (NOPAT)		 9.63 4.16 2.75 5.35 3.84 0.05 4.42 0.90 - 6.36 11
Normalized NOPAT Margin		 9.07% 4.12% 2.61% 5.04% 3.71% 0.05% 4.09% 0.82% - 6.01% 9.46%
Pre Tax Income Margin		 11.98% 4.72% 3.41% 5.92% 5.63% 0.07% 7.33% 1.17% - 7.70% 13.20%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.76 0.30 0.19 0.32 0.33 0.00 0.39 0.06 - 0.49 0.62
NOPAT to Interest Expense		 0.57 0.26 0.14 0.28 0.22 0.00 0.22 0.08 - 0.38 0.44
EBIT Less CapEx to Interest Expense		 -0.48 -3.34 0.13 0.28 -1.35 0.10 -0.53 -0.26 - 0.13 0.29
NOPAT Less CapEx to Interest Expense		 -0.67 -3.38 0.09 0.23 -1.46 0.09 -0.70 -0.24 - 0.02 0.12
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 7.80% 9.37% 10.93% 14.65% 19.93% 26.83% 23.54% 32.11% - 10.11% 8.30%
Augmented Payout Ratio		 206.49% 22.57% 22.16% 29.70% 40.39% 54.77% 39.88% 54.41% - 17.03% 14.04%

Financials Breakdown Chart

Key Financial Trends

Triumph Financial (NYSE: TFIN) showed a noticeable rebound in profitability in the first quarter of 2026, but the multi-year picture remains mixed. Revenue was solid, deposit growth was strong, and cash generation improved versus the prior quarter, yet the company is still carrying a very large balance sheet with substantial goodwill and other assets, and earnings remain volatile from quarter to quarter.

In Q1 2026, Triumph Financial generated $105.8 million in revenue and $6.4 million in net income, or $0.23 EPS. That was a sharp improvement from Q1 2025, when the company barely broke even and posted a loss available to common shareholders. The improvement was driven by stronger net interest income and much better non-interest income, while expenses remained fairly high but more manageable than in some prior quarters.

From a balance sheet standpoint, the company ended Q1 2026 with $6.88 billion in assets and $950.7 million in total equity. Deposits remain the dominant funding source, and the company continues to hold a large amount of cash, securities, and other bank deposits. That said, intangible-heavy assets still make up a meaningful part of the balance sheet, which is worth watching for investors focused on capital quality.

Cash flow was a bright spot in Q1 2026. Operating cash flow was $5.1 million, and the company generated $333.5 million of net change in cash and equivalents, helped by strong financing inflows and deposit growth. Compared with Q1 2025, this is a clear improvement in liquidity and short-term financial flexibility.

Key trends over the last several years:

  • Profitability improved in Q1 2026 versus Q1 2025, with net income rising to $6.4 million from near-breakeven/weak results a year ago.
  • Net interest income remained resilient, increasing to $86.1 million in Q1 2026 from $84.4 million in Q1 2025.
  • Non-interest income strengthened to $19.7 million in Q1 2026, up from $17.2 million in Q1 2025.
  • Operating cash flow turned positive and improved, reaching $5.1 million in Q1 2026 versus negative operating cash flow in Q1 2025.
  • Deposits grew meaningfully year over year, with total deposits rising from about $5.62 billion in Q1 2025 to about $5.70 billion in Q1 2026.
  • Common equity increased to $905.7 million in Q1 2026 from $848.9 million in Q1 2025, supporting a stronger capital base.
  • Quarterly earnings remain volatile, with results swinging from $0.04 EPS in Q3 2025 to $0.78 in Q4 2025 and $0.23 in Q1 2026.
  • The company holds a large securities and liquidity position, which can help funding flexibility but also adds sensitivity to interest rate and market conditions.
  • Non-interest expense remains elevated at $98.3 million in Q1 2026, which continues to limit margin expansion.
  • Balance sheet quality deserves scrutiny, with $5.41 billion in other assets plus goodwill and intangibles representing a large share of total assets.

Looking at the broader trend, Triumph Financial appears to be recovering from a difficult stretch in 2025, when profitability weakened sharply in Q1 and Q3 before bouncing in Q4. The bank is not showing the kind of smooth, steadily rising earnings profile that long-term investors usually prefer, but the latest quarter suggests the business can still produce reasonable profitability when revenue trends and funding conditions line up favorably.

Bottom line: TFIN’s latest quarter was encouraging, especially on earnings and cash flow, but the stock still carries a mixed profile. Investors should watch whether the company can keep deposit growth, revenue, and operating leverage moving in the right direction while preventing expenses and asset-heavy balance sheet items from eroding returns.

08/10/26 05:33 PM ETAI Generated. May Contain Errors.

Triumph Financial Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Triumph Financial's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Triumph Financial's net income appears to be on an upward trend, with a most recent value of $25.36 million in 2025, falling from $29.13 million in 2015. The previous period was $16.09 million in 2024. Check out Triumph Financial's forecast to explore projected trends and price targets.

Over the last 10 years, Triumph Financial's total revenue changed from $123.95 million in 2015 to $439 million in 2025, a change of 254.2%.

Triumph Financial's total liabilities were at $5.44 billion at the end of 2025, a 7.5% increase from 2024, and a 282.1% increase since 2015.

In the past 10 years, Triumph Financial's cash and equivalents has ranged from $23.45 million in 2015 to $133.89 million in 2022, and is currently $67.54 million as of their latest financial filing in 2025.


Related Companies

Financial statements for NYSE:TFIN last updated on 2/16/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Here’s the stock symbol I’ve promised
Whitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...
Stansberry Research | Sponsoredtc pixel
Barricks gold output fell from 2 million ounces to 719000
Barrick's gold production has plunged from 2 million ounces to just 719,000, leaving the world's second-larges...
Golden Portfolio | Sponsoredtc pixel
Your book attached
Bill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time throug...
Profits Run | Sponsoredtc pixel
They didn't warn anyone in 1971. This time someone is warning you.
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
The ultimate IPO unicorn
Anthropic is now worth more than a trillion dollars, making it the first private company to reach that milesto...
Weiss Ratings | Sponsoredtc pixel
Trump's Next Move Could Shrink Your Dollar
There's a plan in Washington being called the 'Mar-a-Lago Accord' - a deliberate strategy to weaken the U.S. d...
Priority Gold | Sponsoredtc pixel
A $5 stock inside Kennedy Space Center?
A small publicly traded company operates a specialized launch vehicle fleet inside the secure perimeter of Ken...
Freedom Financial | Sponsoredtc pixel
Free Stock Pick: The Company First in Line for America’s New Super Fuel
The U.S. Army and Department of Energy are launching Project Janus - a high-priority initiative ordered by Pre...
Banyan Hill Publishing | Sponsoredtc pixel