XYF vs. DAVE, PRK, CLSK, BFH, ENVA, LU, BUR, FINV, NTB, and PPBI
Should you be buying X Financial stock or one of its competitors? The main competitors of X Financial include Dave (DAVE), Park National (PRK), Cleanspark (CLSK), Bread Financial (BFH), Enova International (ENVA), Lufax (LU), Burford Capital (BUR), PPDAI Group (FINV), Bank of N.T. Butterfield & Son (NTB), and Pacific Premier Bancorp (PPBI). These companies are all part of the "banking" industry.
X Financial vs. Its Competitors
Dave (NASDAQ:DAVE) and X Financial (NYSE:XYF) are both banking companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, earnings, profitability, risk and media sentiment.
Dave has a beta of 3.98, meaning that its stock price is 298% more volatile than the S&P 500. Comparatively, X Financial has a beta of 0.2, meaning that its stock price is 80% less volatile than the S&P 500.
Dave currently has a consensus price target of $227.50, suggesting a potential downside of 19.46%. Given Dave's stronger consensus rating and higher possible upside, research analysts plainly believe Dave is more favorable than X Financial.
18.0% of Dave shares are held by institutional investors. Comparatively, 1.2% of X Financial shares are held by institutional investors. 28.5% of Dave shares are held by company insiders. Comparatively, 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
In the previous week, Dave had 38 more articles in the media than X Financial. MarketBeat recorded 39 mentions for Dave and 1 mentions for X Financial. X Financial's average media sentiment score of 1.43 beat Dave's score of 0.28 indicating that X Financial is being referred to more favorably in the news media.
X Financial has higher revenue and earnings than Dave. X Financial is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.
X Financial has a net margin of 24.76% compared to Dave's net margin of 13.75%. Dave's return on equity of 34.85% beat X Financial's return on equity.
Summary
Dave beats X Financial on 10 of the 16 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding XYF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
X Financial Competitors List
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This page (NYSE:XYF) was last updated on 7/5/2025 by MarketBeat.com Staff
