Compare Stocks: FINV, BFH, DAVE, and UPST

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
BFH Bread Financial	$112.99 +1.2%	$103.28	$53.83 ▼ $114.12	$4.34B	1.11	736,298 shs	74,634 shs
DAVE Dave	$341.52 +2.3%	$360.70	$152.21 ▼ $458.25	$4.35B	3.83	568,626 shs	192,489 shs
FINV PPDAI Group	$4.40 -3.0%	$4.79	$4.35 ▼ $9.73	$1.07B	0.36	993,673 shs	522,611 shs
UPST Upstart	$30.77 -0.7%	$31.02	$23.97 ▼ $76.95	$2.99B	2.29	4.78 million shs	1.28 million shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
BFH Bread Financial	+1.57%	+1.96%	+13.63%	+28.84%	+83.22%
DAVE Dave	+5.56%	-8.62%	-19.96%	+41.55%	+66.48%
FINV PPDAI Group	+0.11%	-6.02%	-1.31%	-4.64%	-50.00%
UPST Upstart	+6.43%	+4.24%	-2.36%	+4.95%	-53.66%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
BFH Bread Financial	$112.99 +1.2%	$103.28	$53.83 ▼ $114.12	$4.34B	1.11	736,298 shs	74,634 shs
DAVE Dave	$341.52 +2.3%	$360.70	$152.21 ▼ $458.25	$4.35B	3.83	568,626 shs	192,489 shs
FINV PPDAI Group	$4.40 -3.0%	$4.79	$4.35 ▼ $9.73	$1.07B	0.36	993,673 shs	522,611 shs
UPST Upstart	$30.77 -0.7%	$31.02	$23.97 ▼ $76.95	$2.99B	2.29	4.78 million shs	1.28 million shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
BFH Bread Financial	+1.57%	+1.96%	+13.63%	+28.84%	+83.22%
DAVE Dave	+5.56%	-8.62%	-19.96%	+41.55%	+66.48%
FINV PPDAI Group	+0.11%	-6.02%	-1.31%	-4.64%	-50.00%
UPST Upstart	+6.43%	+4.24%	-2.36%	+4.95%	-53.66%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
BFH Bread Financial	2.47	Hold	$110.58	-2.13% Downside
DAVE Dave	2.79	Moderate Buy	$412.90	20.90% Upside
FINV PPDAI Group	2.00	Hold	N/A	N/A
UPST Upstart	2.38	Hold	$44.40	44.31% Upside

Current Analyst Ratings Breakdown

Latest FINV, BFH, DAVE, and UPST Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
8/10/2026	DAVE Dave	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Strong-Buy ➝ Hold
8/6/2026	DAVE Dave	Lake Street Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$450.00
8/6/2026	DAVE Dave	Canaccord Genuity Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$342.00 ➝ $450.00
8/6/2026	DAVE Dave	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform
8/6/2026	DAVE Dave	B. Riley Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$370.00 ➝ $449.00
8/6/2026	DAVE Dave	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Outperform	$485.00 ➝ $490.00
8/6/2026	DAVE Dave	Citizens Jmp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Outperform	$450.00 ➝ $475.00
8/5/2026	DAVE Dave	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Buy (B) ➝ Buy (B-)
8/5/2026	UPST Upstart	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$40.00 ➝ $42.00
8/5/2026	UPST Upstart	BTIG Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$43.00
8/5/2026	UPST Upstart	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Overweight	$46.00 ➝ $51.00

(Data available from 8/14/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
BFH Bread Financial	$4.70B	0.92	$16.71 per share	6.76	$87.59 per share	1.29
DAVE Dave	$554.20M	7.83	$13.90 per share	24.57	$16.35 per share	20.89
FINV PPDAI Group	$1.94B	0.55	$1.57 per share	2.80	$9.90 per share	0.44
UPST Upstart	$1.04B	2.87	$0.85 per share	36.09	$8.20 per share	3.75

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
BFH Bread Financial	$518M	$12.82	8.81	8.84	0.70	11.95%	18.42%	2.76%	10/22/2026 (Estimated)
DAVE Dave	$195.87M	$15.42	22.20	17.87	N/A	34.58%	77.46%	40.44%	N/A
FINV PPDAI Group	$363.56M	$1.19	3.69	N/A	N/A	16.58%	14.22%	9.15%	8/24/2026 (Estimated)
UPST Upstart	$53.60M	$0.49	62.80	17.68	1.02	4.84%	7.13%	1.82%	N/A

Latest FINV, BFH, DAVE, and UPST Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/5/2026	Q2 2026	DAVE Dave	$3.44	$0.49	-$2.95	$0.49	$171.11 million	$170.79 million
8/4/2026	Q2 2026	UPST Upstart	$0.1782	$0.16	-$0.0182	$0.16	$354.74 million	$364.71 million
7/23/2026	Q2 2026	BFH Bread Financial	$2.74	$3.55	+$0.81	$3.55	$959.32 million	$992.00 million
5/25/2026	Q1 2026	FINV PPDAI Group	$0.2333	$0.26	+$0.0267	$0.24	$438.70 million	$465.58 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
BFH Bread Financial	$0.92	0.82%	-7.36%	7.18%	N/A
DAVE Dave	N/A	N/A	N/A	N/A	N/A
FINV PPDAI Group	N/A	N/A	-100.00%	N/A	N/A
UPST Upstart	N/A	N/A	N/A	N/A	N/A

Latest FINV, BFH, DAVE, and UPST Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/23/2026	BFH Bread Financial	quarterly	$0.23	0.89%	8/31/2026	8/31/2026	9/15/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
BFH Bread Financial	0.25	1.17	1.17
DAVE Dave	0.93	4.22	4.22
FINV PPDAI Group	0.07	3.36	3.36
UPST Upstart	N/A	0.49	0.49

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
BFH Bread Financial	99.52%
DAVE Dave	18.01%
FINV PPDAI Group	31.15%
UPST Upstart	63.01%

Insider Ownership

Company	Insider Ownership
BFH Bread Financial	1.30%
DAVE Dave	23.59%
FINV PPDAI Group	44.00%
UPST Upstart	17.29%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
BFH Bread Financial	6,000	38.42 million	37.92 million	Optionable
DAVE Dave	250	12.71 million	9.72 million	Optionable
FINV PPDAI Group	3,869	243.29 million	136.24 million	Optionable
UPST Upstart	1,405	97.31 million	80.49 million	Optionable

FINV, BFH, DAVE, and UPST Headlines

Recent News About These Companies

Upstart Holdings, Inc. (UPST) Presents at Bank of America SMID Cap Virtual Conference Transcript

August 11 at 3:00 PM | seekingalpha.com

Why Upstart Stock Plunged 23% in July

August 9, 2026 | fool.com

Upstart Holdings Signals Profitable Rebound in Q2 Call

August 8, 2026 | tipranks.com

Upstart (NASDAQ:UPST) Upgraded to "Hold" at Wall Street Zen

August 8, 2026 | americanbankingnews.com