CNB Financial (CCNE) Competitors

CNB Financial (NASDAQ:CCNE) and OFG Bancorp (NYSE:OFG) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, institutional ownership, community ranking, analyst recommendations and risk.

Does the MarketBeat Community favor CCNE or OFG?

OFG Bancorp received 19 more outperform votes than CNB Financial when rated by MarketBeat users. Likewise, 65.93% of users gave OFG Bancorp an outperform vote while only 60.00% of users gave CNB Financial an outperform vote.

Company	Underperform	Outperform
CNB Financial	Outperform Votes 279 60.00%	Underperform Votes 186 40.00%
OFG Bancorp	Outperform Votes 298 65.93%	Underperform Votes 154 34.07%

Do analysts rate CCNE or OFG?

CNB Financial presently has a consensus target price of $25.75, suggesting a potential upside of 17.31%. OFG Bancorp has a consensus target price of $45.50, suggesting a potential upside of 15.57%. Given CNB Financial's higher possible upside, equities research analysts clearly believe CNB Financial is more favorable than OFG Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OFG Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Do insiders & institutionals believe in CCNE or OFG?

52.3% of CNB Financial shares are held by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are held by institutional investors. 2.8% of CNB Financial shares are held by insiders. Comparatively, 2.2% of OFG Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor CCNE or OFG?

In the previous week, OFG Bancorp had 18 more articles in the media than CNB Financial. MarketBeat recorded 20 mentions for OFG Bancorp and 2 mentions for CNB Financial. CNB Financial's average media sentiment score of 0.93 beat OFG Bancorp's score of 0.37 indicating that CNB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OFG Bancorp	6 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is CCNE or OFG a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.3%. OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 3.0%. CNB Financial pays out 30.9% of its earnings in the form of a dividend. OFG Bancorp pays out 28.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is CCNE or OFG more profitable?

OFG Bancorp has a net margin of 22.71% compared to CNB Financial's net margin of 14.97%. OFG Bancorp's return on equity of 15.80% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.97%	10.24%	0.92%
OFG Bancorp	22.71%	15.80%	1.75%

Which has more risk and volatility, CCNE or OFG?

CNB Financial has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 0.74, suggesting that its share price is 26% less volatile than the S&P 500.

Which has preferable earnings & valuation, CCNE or OFG?

OFG Bancorp has higher revenue and earnings than CNB Financial. CNB Financial is trading at a lower price-to-earnings ratio than OFG Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$224.79M	2.05	$54.58M	$2.33	9.42
OFG Bancorp	$677.55M	2.64	$198.17M	$4.17	9.44

Summary

OFG Bancorp beats CNB Financial on 16 of the 20 factors compared between the two stocks.