CNB Financial (CCNE) Competitors

CNB Financial (NASDAQ:CCNE) and City (NASDAQ:CHCO) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, analyst recommendations, profitability, earnings, valuation and media sentiment.

Does the media refer more to CCNE or CHCO?

In the previous week, City had 4 more articles in the media than CNB Financial. MarketBeat recorded 9 mentions for City and 5 mentions for CNB Financial. City's average media sentiment score of 1.21 beat CNB Financial's score of 0.93 indicating that City is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
City	2 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in CCNE or CHCO?

52.4% of CNB Financial shares are held by institutional investors. Comparatively, 72.4% of City shares are held by institutional investors. 2.8% of CNB Financial shares are held by insiders. Comparatively, 1.9% of City shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has higher valuation & earnings, CCNE or CHCO?

City has higher revenue and earnings than CNB Financial. CNB Financial is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	1.40	$54.58M	$2.33	10.46
City	$379.76M	4.91	$117.10M	$7.98	16.15

Which has more risk and volatility, CCNE or CHCO?

CNB Financial has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500. Comparatively, City has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500.

Do analysts prefer CCNE or CHCO?

CNB Financial currently has a consensus target price of $25.75, indicating a potential upside of 5.62%. City has a consensus target price of $127.50, indicating a potential downside of 1.06%. Given CNB Financial's stronger consensus rating and higher probable upside, analysts clearly believe CNB Financial is more favorable than City.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
City	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is CCNE or CHCO more profitable?

City has a net margin of 30.62% compared to CNB Financial's net margin of 14.50%. City's return on equity of 16.15% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.50%	9.80%	0.88%
City	30.62%	16.15%	1.82%

Is CCNE or CHCO a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.0%. City pays an annual dividend of $3.16 per share and has a dividend yield of 2.5%. CNB Financial pays out 30.9% of its earnings in the form of a dividend. City pays out 39.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and City has raised its dividend for 6 consecutive years. CNB Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

City beats CNB Financial on 12 of the 19 factors compared between the two stocks.