CF Bankshares (CFBK) Competitors

CF Bankshares (NASDAQ:CFBK) and Northpointe Bancshares (NYSE:NPB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, earnings, dividends, analyst recommendations, institutional ownership and valuation.

Do institutionals & insiders have more ownership in CFBK or NPB?

41.1% of CF Bankshares shares are owned by institutional investors. 21.0% of CF Bankshares shares are owned by company insiders. Comparatively, 18.4% of Northpointe Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is CFBK or NPB a better dividend stock?

CF Bankshares pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.7%. CF Bankshares pays out 12.3% of its earnings in the form of a dividend. CF Bankshares has raised its dividend for 4 consecutive years. CF Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer CFBK or NPB?

CF Bankshares currently has a consensus target price of $29.00, indicating a potential upside of 19.93%. Northpointe Bancshares has a consensus target price of $17.25, indicating a potential upside of 17.11%. Given CF Bankshares' higher probable upside, analysts clearly believe CF Bankshares is more favorable than Northpointe Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CF Bankshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Northpointe Bancshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has better valuation & earnings, CFBK or NPB?

Northpointe Bancshares has higher revenue and earnings than CF Bankshares.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CF Bankshares	$123.56M	1.02	$13.39M	$2.27	10.65
Northpointe Bancshares	$196.56M	2.58	$55.16M	N/A	N/A

Is CFBK or NPB more profitable?

CF Bankshares has a net margin of 11.67% compared to Northpointe Bancshares' net margin of 0.00%. CF Bankshares' return on equity of 8.71% beat Northpointe Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CF Bankshares	11.67%	8.71%	0.70%
Northpointe Bancshares	N/A	N/A	N/A

Does the media refer more to CFBK or NPB?

In the previous week, CF Bankshares had 5 more articles in the media than Northpointe Bancshares. MarketBeat recorded 7 mentions for CF Bankshares and 2 mentions for Northpointe Bancshares. CF Bankshares' average media sentiment score of 0.72 beat Northpointe Bancshares' score of 0.30 indicating that CF Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CF Bankshares	1 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Northpointe Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

CF Bankshares beats Northpointe Bancshares on 10 of the 15 factors compared between the two stocks.