CF Bankshares (CFBK) Competitors

Shore Bancshares (NASDAQ:SHBI) and CF Bankshares (NASDAQ:CFBK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their community ranking, analyst recommendations, earnings, risk, valuation, profitability, media sentiment, institutional ownership and dividends.

Which has more volatility & risk, SHBI or CFBK?

Shore Bancshares has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, CF Bankshares has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500.

Do analysts rate SHBI or CFBK?

Shore Bancshares currently has a consensus price target of $20.00, suggesting a potential upside of 37.55%. CF Bankshares has a consensus price target of $29.00, suggesting a potential upside of 20.83%. Given Shore Bancshares' higher probable upside, equities analysts plainly believe Shore Bancshares is more favorable than CF Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shore Bancshares	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
CF Bankshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do institutionals and insiders hold more shares of SHBI or CFBK?

59.8% of Shore Bancshares shares are held by institutional investors. Comparatively, 41.1% of CF Bankshares shares are held by institutional investors. 8.7% of Shore Bancshares shares are held by insiders. Comparatively, 21.0% of CF Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the media favor SHBI or CFBK?

In the previous week, Shore Bancshares and Shore Bancshares both had 1 articles in the media. Shore Bancshares' average media sentiment score of 1.67 beat CF Bankshares' score of 0.50 indicating that Shore Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
Shore Bancshares	Very Positive
CF Bankshares	Positive

Is SHBI or CFBK more profitable?

Shore Bancshares has a net margin of 13.44% compared to CF Bankshares' net margin of 10.72%. Shore Bancshares' return on equity of 10.40% beat CF Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shore Bancshares	13.44%	10.40%	0.93%
CF Bankshares	10.72%	8.25%	0.65%

Is SHBI or CFBK a better dividend stock?

Shore Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 3.3%. CF Bankshares pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. Shore Bancshares pays out 32.2% of its earnings in the form of a dividend. CF Bankshares pays out 12.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CF Bankshares has increased its dividend for 4 consecutive years.

Does the MarketBeat Community prefer SHBI or CFBK?

Shore Bancshares received 33 more outperform votes than CF Bankshares when rated by MarketBeat users. However, 63.90% of users gave CF Bankshares an outperform vote while only 56.84% of users gave Shore Bancshares an outperform vote.

Company	Underperform	Outperform
Shore Bancshares	Outperform Votes 187 56.84%	Underperform Votes 142 43.16%
CF Bankshares	Outperform Votes 154 63.90%	Underperform Votes 87 36.10%

Which has preferable earnings & valuation, SHBI or CFBK?

Shore Bancshares has higher revenue and earnings than CF Bankshares. Shore Bancshares is trading at a lower price-to-earnings ratio than CF Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shore Bancshares	$207.03M	2.34	$43.89M	$1.49	9.76
CF Bankshares	$52.47M	2.39	$13.39M	$2.27	10.57

Summary

Shore Bancshares beats CF Bankshares on 12 of the 20 factors compared between the two stocks.