Civista Bancshares (CIVB) Competitors

Veritex (NASDAQ:VBTX) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, profitability, analyst recommendations, valuation, earnings, dividends and community ranking.

Is VBTX or CIVB a better dividend stock?

Veritex pays an annual dividend of $0.88 per share and has a dividend yield of 3.6%. Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.1%. Veritex pays out 43.1% of its earnings in the form of a dividend. Civista Bancshares pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Veritex has raised its dividend for 1 consecutive years and Civista Bancshares has raised its dividend for 4 consecutive years.

Which has higher earnings and valuation, VBTX or CIVB?

Veritex has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Veritex	$435.91M	3.05	$107.24M	$2.04	12.00
Civista Bancshares	$155.96M	2.20	$31.68M	$2.27	9.72

Does the MarketBeat Community prefer VBTX or CIVB?

Civista Bancshares received 24 more outperform votes than Veritex when rated by MarketBeat users. Likewise, 57.86% of users gave Civista Bancshares an outperform vote while only 51.28% of users gave Veritex an outperform vote.

Company	Underperform	Outperform
Veritex	Outperform Votes 241 51.28%	Underperform Votes 229 48.72%
Civista Bancshares	Outperform Votes 265 57.86%	Underperform Votes 193 42.14%

Do institutionals & insiders hold more shares of VBTX or CIVB?

88.3% of Veritex shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 4.3% of Veritex shares are owned by insiders. Comparatively, 2.6% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has more risk and volatility, VBTX or CIVB?

Veritex has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.69, meaning that its stock price is 31% less volatile than the S&P 500.

Is VBTX or CIVB more profitable?

Veritex has a net margin of 13.44% compared to Civista Bancshares' net margin of 12.96%. Civista Bancshares' return on equity of 8.35% beat Veritex's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Veritex	13.44%	7.59%	0.93%
Civista Bancshares	12.96%	8.35%	0.80%

Do analysts recommend VBTX or CIVB?

Veritex presently has a consensus price target of $30.25, suggesting a potential upside of 23.62%. Civista Bancshares has a consensus price target of $25.20, suggesting a potential upside of 14.23%. Given Veritex's stronger consensus rating and higher probable upside, equities analysts clearly believe Veritex is more favorable than Civista Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Veritex	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media prefer VBTX or CIVB?

In the previous week, Veritex had 1 more articles in the media than Civista Bancshares. MarketBeat recorded 2 mentions for Veritex and 1 mentions for Civista Bancshares. Veritex's average media sentiment score of 1.87 equaled Civista Bancshares'average media sentiment score.

Company	Overall Sentiment
Veritex	Very Positive
Civista Bancshares	Very Positive

Summary

Veritex beats Civista Bancshares on 14 of the 20 factors compared between the two stocks.