Civista Bancshares (CIVB) Competitors

First Busey (NASDAQ:BUSE) and Civista Bancshares (NASDAQ:CIVB) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, analyst recommendations, media sentiment, institutional ownership and earnings.

Is BUSE or CIVB more profitable?

Civista Bancshares has a net margin of 15.83% compared to First Busey's net margin of 9.48%. Civista Bancshares' return on equity of 9.77% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Civista Bancshares	15.83%	9.77%	0.94%

Is BUSE or CIVB a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares pays out 26.9% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years and Civista Bancshares has raised its dividend for 4 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, BUSE or CIVB?

First Busey has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500.

Do analysts prefer BUSE or CIVB?

First Busey presently has a consensus target price of $27.33, suggesting a potential upside of 10.74%. Civista Bancshares has a consensus target price of $24.80, suggesting a potential upside of 17.87%. Given Civista Bancshares' higher probable upside, analysts plainly believe Civista Bancshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Civista Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Which has stronger earnings and valuation, BUSE or CIVB?

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.31	$113.69M	$1.12	22.04
Civista Bancshares	$244.44M	1.66	$31.68M	$2.53	8.32

Does the media refer more to BUSE or CIVB?

In the previous week, First Busey had 11 more articles in the media than Civista Bancshares. MarketBeat recorded 16 mentions for First Busey and 5 mentions for Civista Bancshares. First Busey's average media sentiment score of 1.36 beat Civista Bancshares' score of 1.17 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	12 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Civista Bancshares	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in BUSE or CIVB?

56.5% of First Busey shares are held by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are held by institutional investors. 3.9% of First Busey shares are held by insiders. Comparatively, 2.6% of Civista Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

First Busey beats Civista Bancshares on 14 of the 19 factors compared between the two stocks.