Civista Bancshares (CIVB) Competitors

Civista Bancshares (NASDAQ:CIVB) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, media sentiment, valuation, dividends, risk and profitability.

Is CIVB or BUSE more profitable?

Civista Bancshares has a net margin of 15.83% compared to First Busey's net margin of 9.48%. Civista Bancshares' return on equity of 9.77% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	15.83%	9.77%	0.94%
First Busey	9.48%	8.76%	1.04%

Is CIVB or BUSE a better dividend stock?

Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.3%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Civista Bancshares pays out 26.9% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares has raised its dividend for 4 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend CIVB or BUSE?

Civista Bancshares currently has a consensus target price of $24.80, suggesting a potential upside of 18.94%. First Busey has a consensus target price of $27.33, suggesting a potential upside of 11.84%. Given Civista Bancshares' higher possible upside, equities research analysts plainly believe Civista Bancshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor CIVB or BUSE?

In the previous week, First Busey had 3 more articles in the media than Civista Bancshares. MarketBeat recorded 4 mentions for First Busey and 1 mentions for Civista Bancshares. Civista Bancshares' average media sentiment score of 1.89 beat First Busey's score of 1.77 indicating that Civista Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
Civista Bancshares	Very Positive
First Busey	Very Positive

Which has higher valuation & earnings, CIVB or BUSE?

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$244.44M	1.65	$31.68M	$2.53	8.24
First Busey	$663.36M	3.28	$113.69M	$1.12	21.82

Do institutionals and insiders believe in CIVB or BUSE?

52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 2.6% of Civista Bancshares shares are owned by insiders. Comparatively, 3.9% of First Busey shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more risk & volatility, CIVB or BUSE?

Civista Bancshares has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Summary

First Busey beats Civista Bancshares on 13 of the 19 factors compared between the two stocks.