Civista Bancshares (CIVB) Competitors

Civista Bancshares (NASDAQ:CIVB) and First Busey (NASDAQ:BUSE) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, valuation, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

Is CIVB or BUSE a better dividend stock?

Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.5%. Civista Bancshares pays out 26.9% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares has raised its dividend for 4 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders have more ownership in CIVB or BUSE?

52.1% of Civista Bancshares shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 2.6% of Civista Bancshares shares are held by company insiders. Comparatively, 3.9% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Do analysts recommend CIVB or BUSE?

Civista Bancshares presently has a consensus price target of $24.80, suggesting a potential upside of 24.19%. First Busey has a consensus price target of $27.33, suggesting a potential upside of 21.64%. Given Civista Bancshares' higher possible upside, analysts clearly believe Civista Bancshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Does the media favor CIVB or BUSE?

In the previous week, First Busey had 1 more articles in the media than Civista Bancshares. MarketBeat recorded 7 mentions for First Busey and 6 mentions for Civista Bancshares. Civista Bancshares' average media sentiment score of 0.63 beat First Busey's score of 0.03 indicating that Civista Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Civista Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is CIVB or BUSE more profitable?

Civista Bancshares has a net margin of 15.83% compared to First Busey's net margin of 9.48%. Civista Bancshares' return on equity of 9.77% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	15.83%	9.77%	0.94%
First Busey	9.48%	8.76%	1.04%

Which has better earnings and valuation, CIVB or BUSE?

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$244.44M	1.58	$31.68M	$2.53	7.89
First Busey	$663.36M	3.02	$113.69M	$1.12	20.06

Which has more risk & volatility, CIVB or BUSE?

Civista Bancshares has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500.

Summary

First Busey beats Civista Bancshares on 13 of the 19 factors compared between the two stocks.