Civista Bancshares (CIVB) Competitors

Civista Bancshares (NASDAQ:CIVB) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, analyst recommendations, valuation, media sentiment, institutional ownership and profitability.

Does the media refer more to CIVB or BUSE?

In the previous week, First Busey had 18 more articles in the media than Civista Bancshares. MarketBeat recorded 29 mentions for First Busey and 11 mentions for Civista Bancshares. First Busey's average media sentiment score of 0.89 beat Civista Bancshares' score of 0.34 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Civista Bancshares	4 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Busey	11 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CIVB or BUSE more profitable?

Civista Bancshares has a net margin of 15.83% compared to First Busey's net margin of 9.48%. Civista Bancshares' return on equity of 9.83% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	15.83%	9.83%	0.94%
First Busey	9.48%	9.76%	1.11%

Do analysts rate CIVB or BUSE?

Civista Bancshares presently has a consensus price target of $25.00, suggesting a potential upside of 23.82%. First Busey has a consensus price target of $27.17, suggesting a potential upside of 17.00%. Given Civista Bancshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe Civista Bancshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals and insiders hold more shares of CIVB or BUSE?

52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 2.6% of Civista Bancshares shares are owned by company insiders. Comparatively, 3.9% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is CIVB or BUSE a better dividend stock?

Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. Civista Bancshares pays out 30.0% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares has raised its dividend for 4 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings and valuation, CIVB or BUSE?

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$244.44M	1.28	$31.68M	$2.27	8.89
First Busey	$557.44M	3.73	$113.69M	$1.12	20.73

Which has more volatility and risk, CIVB or BUSE?

Civista Bancshares has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500.

Summary

First Busey beats Civista Bancshares on 12 of the 18 factors compared between the two stocks.