Civista Bancshares (CIVB) Competitors

First Busey (NASDAQ:BUSE) and Civista Bancshares (NASDAQ:CIVB) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, analyst recommendations, risk, media sentiment, earnings and dividends.

Do insiders & institutionals have more ownership in BUSE or CIVB?

56.5% of First Busey shares are held by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 2.6% of Civista Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has better earnings & valuation, BUSE or CIVB?

First Busey has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.13	$113.69M	$1.12	20.82
Civista Bancshares	$244.44M	1.59	$31.68M	$2.53	7.93

Does the media prefer BUSE or CIVB?

In the previous week, Civista Bancshares had 3 more articles in the media than First Busey. MarketBeat recorded 5 mentions for Civista Bancshares and 2 mentions for First Busey. First Busey's average media sentiment score of 1.15 beat Civista Bancshares' score of 0.97 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Civista Bancshares	2 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BUSE or CIVB a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares pays out 26.9% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years and Civista Bancshares has raised its dividend for 4 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, BUSE or CIVB?

First Busey has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500.

Do analysts prefer BUSE or CIVB?

First Busey currently has a consensus price target of $27.17, suggesting a potential upside of 16.52%. Civista Bancshares has a consensus price target of $24.80, suggesting a potential upside of 23.54%. Given Civista Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Civista Bancshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Is BUSE or CIVB more profitable?

Civista Bancshares has a net margin of 15.83% compared to First Busey's net margin of 9.48%. Civista Bancshares' return on equity of 9.77% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Civista Bancshares	15.83%	9.77%	0.94%

Summary

First Busey beats Civista Bancshares on 11 of the 18 factors compared between the two stocks.