CIVB vs. LOB, VBTX, CCB, TFIN, CIFR, BTDR, LC, GHLD, LX, and BY
Should you be buying Civista Bancshares stock or one of its competitors? The main competitors of Civista Bancshares include Live Oak Bancshares (LOB), Veritex (VBTX), Coastal Financial (CCB), Triumph Financial (TFIN), Cipher Mining (CIFR), Bitdeer Technologies Group (BTDR), LendingClub (LC), Guild (GHLD), LexinFintech (LX), and Byline Bancorp (BY). These companies are all part of the "banking" industry.
Civista Bancshares vs. Its Competitors
Live Oak Bancshares (NASDAQ:LOB) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.
64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by company insiders. Comparatively, 2.6% of Civista Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Live Oak Bancshares currently has a consensus price target of $41.33, suggesting a potential upside of 28.09%. Civista Bancshares has a consensus price target of $25.20, suggesting a potential upside of 0.48%. Given Live Oak Bancshares' higher possible upside, research analysts clearly believe Live Oak Bancshares is more favorable than Civista Bancshares.
Live Oak Bancshares has a beta of 1.85, suggesting that its stock price is 85% more volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.
Civista Bancshares has a net margin of 14.35% compared to Live Oak Bancshares' net margin of 7.10%. Civista Bancshares' return on equity of 9.13% beat Live Oak Bancshares' return on equity.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 2.7%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Civista Bancshares pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares has raised its dividend for 4 consecutive years. Civista Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
In the previous week, Live Oak Bancshares had 1 more articles in the media than Civista Bancshares. MarketBeat recorded 3 mentions for Live Oak Bancshares and 2 mentions for Civista Bancshares. Live Oak Bancshares' average media sentiment score of 1.00 beat Civista Bancshares' score of 0.23 indicating that Live Oak Bancshares is being referred to more favorably in the media.
Live Oak Bancshares has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Summary
Live Oak Bancshares beats Civista Bancshares on 11 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Civista Bancshares Competitors List
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This page (NASDAQ:CIVB) was last updated on 7/4/2025 by MarketBeat.com Staff
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