Civista Bancshares (CIVB) Competitors

Grupo Supervielle (NYSE:SUPV) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, media sentiment, community ranking, profitability and institutional ownership.

Is SUPV or CIVB more profitable?

Civista Bancshares has a net margin of 12.96% compared to Grupo Supervielle's net margin of 5.80%. Grupo Supervielle's return on equity of 15.92% beat Civista Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Grupo Supervielle	5.80%	15.92%	2.93%
Civista Bancshares	12.96%	8.35%	0.80%

Does the MarketBeat Community favor SUPV or CIVB?

Grupo Supervielle received 116 more outperform votes than Civista Bancshares when rated by MarketBeat users. Likewise, 58.35% of users gave Grupo Supervielle an outperform vote while only 57.99% of users gave Civista Bancshares an outperform vote.

Company	Underperform	Outperform
Grupo Supervielle	Outperform Votes 381 58.35%	Underperform Votes 272 41.65%
Civista Bancshares	Outperform Votes 265 57.99%	Underperform Votes 192 42.01%

Which has better earnings and valuation, SUPV or CIVB?

Grupo Supervielle has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Grupo Supervielle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Grupo Supervielle	$1.15T	0.00	$196.14M	$0.78	20.19
Civista Bancshares	$155.96M	2.19	$31.68M	$2.27	9.71

Do analysts prefer SUPV or CIVB?

Grupo Supervielle currently has a consensus price target of $13.67, indicating a potential downside of 13.23%. Civista Bancshares has a consensus price target of $25.20, indicating a potential upside of 14.29%. Given Civista Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Civista Bancshares is more favorable than Grupo Supervielle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Grupo Supervielle	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media prefer SUPV or CIVB?

In the previous week, Grupo Supervielle had 2 more articles in the media than Civista Bancshares. MarketBeat recorded 4 mentions for Grupo Supervielle and 2 mentions for Civista Bancshares. Civista Bancshares' average media sentiment score of 1.63 beat Grupo Supervielle's score of 1.44 indicating that Civista Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Grupo Supervielle	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Civista Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility and risk, SUPV or CIVB?

Grupo Supervielle has a beta of 1.93, indicating that its stock price is 93% more volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500.

Is SUPV or CIVB a better dividend stock?

Grupo Supervielle pays an annual dividend of $0.18 per share and has a dividend yield of 1.1%. Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.1%. Grupo Supervielle pays out 23.1% of its earnings in the form of a dividend. Civista Bancshares pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares has increased its dividend for 4 consecutive years. Civista Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals have more ownership in SUPV or CIVB?

52.1% of Civista Bancshares shares are held by institutional investors. 2.6% of Civista Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Civista Bancshares beats Grupo Supervielle on 11 of the 21 factors compared between the two stocks.