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Consumer Portfolio Services (CPSS) Competitors

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$8.02 +0.04 (+0.50%)
As of 02:42 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

CPSS vs. NBBK, MCBS, BFST, QD, EQBK, BITF, ORRF, FSBC, IBCP, and CNCK

Should you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include NB Bancorp (NBBK), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), Qudian (QD), Equity Bancshares (EQBK), Bitfarms (BITF), Orrstown Financial Services (ORRF), Five Star Bancorp (FSBC), Independent Bank (IBCP), and Coincheck Group (CNCK). These companies are all part of the "banking" industry.

Consumer Portfolio Services vs. Its Competitors

Consumer Portfolio Services (NASDAQ:CPSS) and NB Bancorp (NASDAQ:NBBK) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.

NB Bancorp has a net margin of 15.86% compared to Consumer Portfolio Services' net margin of 4.72%. NB Bancorp's return on equity of 7.34% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.72% 6.68% 0.55%
NB Bancorp 15.86%7.34%1.07%

47.6% of Consumer Portfolio Services shares are held by institutional investors. 69.0% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 1.9% of NB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Consumer Portfolio Services has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500. Comparatively, NB Bancorp has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500.

NB Bancorp has a consensus target price of $20.00, indicating a potential upside of 16.55%. Given NB Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe NB Bancorp is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
NB Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

NB Bancorp has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than NB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$204.43M0.85$19.20M$0.7910.15
NB Bancorp$304.05M2.29$42.15M$1.3312.90

In the previous week, NB Bancorp had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 1 mentions for NB Bancorp and 0 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.88 beat NB Bancorp's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Overall Sentiment
Consumer Portfolio Services Very Positive
NB Bancorp Neutral

Summary

NB Bancorp beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$172.91M$7.57B$12.18B$9.67B
Dividend YieldN/A4.87%5.64%4.14%
P/E Ratio10.1518.6919.9324.97
Price / Sales0.855.0526.1977.11
Price / Cash5.5020.8221.4958.58
Price / Book0.592.592.115.68
Net Income$19.20M$310.82M$1.00B$265.38M
7 Day PerformanceN/A2.71%1.35%2.52%
1 Month Performance-18.16%7.64%0.23%1.86%
1 Year Performance-6.09%33.57%543.67%24.21%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
3.8006 of 5 stars
$8.02
+0.5%
N/A-3.0%$172.91M$204.43M10.15740Positive News
Upcoming Earnings
NBBK
NB Bancorp
3.4173 of 5 stars
$17.17
+1.7%
$20.00
+16.5%
-0.9%$685.23M$304.05M12.91342
MCBS
MetroCity Bankshares
3.2757 of 5 stars
$27.47
+2.1%
$34.00
+23.8%
+1.0%$683.30M$235.98M10.73220Gap Up
BFST
Business First Bancshares
4.6004 of 5 stars
$23.18
+1.1%
$30.75
+32.7%
+6.5%$680.61M$458.96M9.24750Positive News
QD
Qudian
2.6054 of 5 stars
$4.34
+9.7%
N/A+143.8%$666.32M$29.65M18.06940
EQBK
Equity Bancshares
4.825 of 5 stars
$36.93
+1.0%
$47.80
+29.4%
+1.4%$646.85M$228.94M9.28700Positive News
BITF
Bitfarms
2.6175 of 5 stars
$1.20
+3.4%
$3.95
+229.2%
-32.1%$646.76M$209.41M-6.32110Gap Up
ORRF
Orrstown Financial Services
4.5436 of 5 stars
$32.55
+1.1%
$39.25
+20.6%
-0.4%$628.37M$286.37M14.53430Ex-Dividend
FSBC
Five Star Bancorp
4.3885 of 5 stars
$30.09
+2.2%
$35.00
+16.3%
+8.5%$627.93M$213.40M12.28180
IBCP
Independent Bank
4.1518 of 5 stars
$30.11
+0.1%
$36.00
+19.6%
-2.7%$623.49M$323.14M9.81920Positive News
Ex-Dividend
CNCK
Coincheck Group
1.3602 of 5 stars
$5.07
+7.4%
$10.00
+97.2%
N/A$612.18M$2.53B0.00N/ANews Coverage
Analyst Forecast

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This page (NASDAQ:CPSS) was last updated on 8/8/2025 by MarketBeat.com Staff
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