Consumer Portfolio Services (CPSS) Competitors $8.53 -0.30 (-3.40%) Closing price 09/12/2025 04:00 PM EasternExtended Trading$8.52 -0.01 (-0.13%) As of 04:18 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CPSS vs. DEFT, ORRF, IBCP, SPFI, SMBC, NPB, SMBK, CNCK, JFIN, and HIVEShould you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include DeFi Technologies (DEFT), Orrstown Financial Services (ORRF), Independent Bank (IBCP), South Plains Financial (SPFI), Southern Missouri Bancorp (SMBC), Northpointe Bancshares (NPB), SmartFinancial (SMBK), Coincheck Group (CNCK), Jiayin Group (JFIN), and HIVE Digital Technologies (HIVE). These companies are all part of the "banking" industry. Consumer Portfolio Services vs. Its Competitors DeFi Technologies Orrstown Financial Services Independent Bank South Plains Financial Southern Missouri Bancorp Northpointe Bancshares SmartFinancial Coincheck Group Jiayin Group HIVE Digital Technologies Consumer Portfolio Services (NASDAQ:CPSS) and DeFi Technologies (NASDAQ:DEFT) are both small-cap banking companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and profitability. Is CPSS or DEFT more profitable? DeFi Technologies has a net margin of 43.38% compared to Consumer Portfolio Services' net margin of 4.60%. DeFi Technologies' return on equity of 137.53% beat Consumer Portfolio Services' return on equity.Company Net Margins Return on Equity Return on Assets Consumer Portfolio Services4.60% 6.59% 0.54% DeFi Technologies 43.38%137.53%9.79% Which has higher earnings & valuation, CPSS or DEFT? Consumer Portfolio Services has higher revenue and earnings than DeFi Technologies. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than DeFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioConsumer Portfolio Services$206.32M0.92$19.20M$0.8010.66DeFi Technologies$40.30M20.54-$28.49M$0.0927.22 Which has more risk & volatility, CPSS or DEFT? Consumer Portfolio Services has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500. Comparatively, DeFi Technologies has a beta of 3.89, suggesting that its share price is 289% more volatile than the S&P 500. Do analysts prefer CPSS or DEFT? DeFi Technologies has a consensus price target of $6.25, suggesting a potential upside of 155.10%. Given DeFi Technologies' stronger consensus rating and higher probable upside, analysts plainly believe DeFi Technologies is more favorable than Consumer Portfolio Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Consumer Portfolio Services 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00DeFi Technologies 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Do institutionals & insiders hold more shares of CPSS or DEFT? 47.6% of Consumer Portfolio Services shares are held by institutional investors. 69.0% of Consumer Portfolio Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Does the media refer more to CPSS or DEFT? In the previous week, DeFi Technologies had 6 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 7 mentions for DeFi Technologies and 1 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.91 beat DeFi Technologies' score of 0.62 indicating that Consumer Portfolio Services is being referred to more favorably in the media. Company Overall Sentiment Consumer Portfolio Services Very Positive DeFi Technologies Positive SummaryDeFi Technologies beats Consumer Portfolio Services on 10 of the 16 factors compared between the two stocks. Get Consumer Portfolio Services News Delivered to You Automatically Sign up to receive the latest news and ratings for CPSS and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CPSS vs. The Competition Export to ExcelMetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$189.57M$7.95B$12.64B$10.18BDividend YieldN/A4.66%5.41%4.60%P/E Ratio10.6617.25244.1026.02Price / Sales0.926.7730.8091.11Price / Cash5.9627.0119.2529.91Price / Book0.623.032.316.25Net Income$19.20M$313.53M$1.01B$270.76M7 Day Performance7.03%6.07%0.75%2.54%1 Month Performance6.49%7.62%3.27%5.73%1 Year Performance-10.96%32.99%543.66%25.85% Consumer Portfolio Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CPSSConsumer Portfolio Services3.0858 of 5 stars$8.53-3.4%N/A-11.0%$189.57M$206.32M10.66740Positive NewsDEFTDeFi Technologies2.9334 of 5 stars$2.12+4.4%$6.25+194.8%N/A$685.76M$40.30M23.5620Gap UpORRFOrrstown Financial Services4.7637 of 5 stars$35.00+0.1%$39.25+12.1%+0.8%$681.60M$245.83M15.63430Positive NewsIBCPIndependent Bank3.9644 of 5 stars$32.94+0.4%$36.00+9.3%-5.6%$679.69M$323.14M10.73920Positive NewsSPFISouth Plains Financial4.4495 of 5 stars$40.82+0.8%$44.67+9.4%+20.6%$657.59M$288.97M12.76680News CoveragePositive NewsSMBCSouthern Missouri Bancorp4.3185 of 5 stars$57.62+0.5%$64.67+12.2%+0.8%$648.17M$182.60M11.12540Positive NewsNPBNorthpointe Bancshares1.6898 of 5 stars$18.07-3.1%$18.25+1.0%N/A$640.90M$390.45M0.00541Positive NewsSMBKSmartFinancial3.5128 of 5 stars$37.47+1.0%$38.25+2.1%+25.5%$637.69M$187.06M17.51550CNCKCoincheck Group1.9714 of 5 stars$4.90+0.4%$6.00+22.4%N/A$632.94M$2.53B0.00N/AJFINJiayin Group2.6745 of 5 stars$11.09-4.4%N/A+99.8%$619.09M$794.74M2.641,028Positive NewsHIVEHIVE Digital Technologies2.7163 of 5 stars$2.60-2.3%$6.93+166.5%+23.7%$615.85M$115.28M-13.0020Short Interest ↑Gap Up Related Companies and Tools Related Companies DEFT Alternatives ORRF Alternatives IBCP Alternatives SPFI Alternatives SMBC Alternatives NPB Alternatives SMBK Alternatives CNCK Alternatives JFIN Alternatives HIVE Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CPSS) was last updated on 9/15/2025 by MarketBeat.com Staff From Our PartnersOut of 18,347 Cryptocurrencies... 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