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Consumer Portfolio Services (CPSS) Competitors

Consumer Portfolio Services logo
$7.45 -0.26 (-3.37%)
Closing price 10/14/2025 04:00 PM Eastern
Extended Trading
$7.45 +0.00 (+0.01%)
As of 04:00 AM Eastern
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CPSS vs. FSBC, MPB, RHLD, ORRF, IBCP, FUFU, SPFI, JFIN, CNCK, and NPB

Should you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include Five Star Bancorp (FSBC), Mid Penn Bancorp (MPB), Resolute Holdings Management (RHLD), Orrstown Financial Services (ORRF), Independent Bank (IBCP), BitFuFu (FUFU), South Plains Financial (SPFI), Jiayin Group (JFIN), Coincheck Group (CNCK), and Northpointe Bancshares (NPB). These companies are all part of the "banking" industry.

Consumer Portfolio Services vs. Its Competitors

Five Star Bancorp (NASDAQ:FSBC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, risk, dividends, valuation, media sentiment and earnings.

Five Star Bancorp presently has a consensus price target of $35.40, suggesting a potential upside of 7.11%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Five Star Bancorp is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Five Star Bancorp has a net margin of 22.14% compared to Consumer Portfolio Services' net margin of 4.60%. Five Star Bancorp's return on equity of 12.89% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp22.14% 12.89% 1.25%
Consumer Portfolio Services 4.60%6.59%0.54%

Five Star Bancorp has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$213.40M3.31$45.67M$2.4513.49
Consumer Portfolio Services$206.32M0.80$19.20M$0.809.31

Five Star Bancorp has a beta of 0.51, meaning that its share price is 49% less volatile than the S&P 500. Comparatively, Consumer Portfolio Services has a beta of 0.94, meaning that its share price is 6% less volatile than the S&P 500.

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by insiders. Comparatively, 69.0% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Five Star Bancorp had 9 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 12 mentions for Five Star Bancorp and 3 mentions for Consumer Portfolio Services. Five Star Bancorp's average media sentiment score of 0.68 beat Consumer Portfolio Services' score of 0.62 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
2 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Consumer Portfolio Services
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Five Star Bancorp beats Consumer Portfolio Services on 13 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$171.35M$7.93B$12.54B$10.51B
Dividend YieldN/A4.97%5.59%4.80%
P/E Ratio9.3116.5630.0127.24
Price / Sales0.806.3729.93200.41
Price / Cash5.3929.7922.4961.53
Price / Book0.542.792.316.74
Net Income$19.20M$310.95M$1.02B$276.59M
7 Day Performance-5.22%-0.19%-0.05%-0.47%
1 Month Performance-13.57%3.66%-0.26%7.47%
1 Year Performance-21.25%26.02%536.70%34.58%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
3.5899 of 5 stars
$7.45
-3.4%
N/A-20.5%$171.35M$206.32M9.31740Gap Down
FSBC
Five Star Bancorp
4.1269 of 5 stars
$32.06
0.0%
$35.00
+9.2%
+10.0%$685.27M$139.23M13.09180News Coverage
MPB
Mid Penn Bancorp
4.1859 of 5 stars
$29.49
+2.3%
$34.50
+17.0%
-7.0%$663.06M$309.08M12.34620Upcoming Earnings
RHLD
Resolute Holdings Management
N/A$79.15
+2.1%
N/AN/A$660.93M$420.57M0.00N/A
ORRF
Orrstown Financial Services
4.6489 of 5 stars
$33.93
+0.6%
$39.25
+15.7%
-5.4%$657.43M$286.37M15.15430
IBCP
Independent Bank
3.7393 of 5 stars
$31.48
+2.0%
$36.00
+14.4%
-5.2%$639.32M$216.12M10.25920
FUFU
BitFuFu
3.3706 of 5 stars
$3.96
+2.6%
$6.45
+62.9%
-18.5%$633.63M$463.33M13.6629
SPFI
South Plains Financial
4.3546 of 5 stars
$38.79
-0.2%
$44.67
+15.1%
+14.4%$631.12M$288.97M12.12680
JFIN
Jiayin Group
3.2289 of 5 stars
$11.31
-0.6%
N/A+36.1%$607.34M$794.74M2.691,028
CNCK
Coincheck Group
2.4866 of 5 stars
$5.08
+9.2%
$6.00
+18.1%
N/A$603.10M$2.53B0.00N/ANews Coverage
Analyst Forecast
Gap Up
NPB
Northpointe Bancshares
2.2933 of 5 stars
$17.88
+2.1%
$18.25
+2.1%
N/A$602.07M$390.45M0.00541Upcoming Earnings

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This page (NASDAQ:CPSS) was last updated on 10/15/2025 by MarketBeat.com Staff
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