Consumer Portfolio Services (CPSS) Competitors $9.55 +0.08 (+0.84%) Closing price 06/6/2025 04:00 PM EasternExtended Trading$9.56 +0.01 (+0.10%) As of 06/6/2025 07:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CPSS vs. JFIN, CFB, ESQ, OSBC, XYF, ATLC, HBT, AMTB, MCBS, and BFSTShould you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include Jiayin Group (JFIN), CrossFirst Bankshares (CFB), Esquire Financial (ESQ), Old Second Bancorp (OSBC), X Financial (XYF), Atlanticus (ATLC), HBT Financial (HBT), Amerant Bancorp (AMTB), MetroCity Bankshares (MCBS), and Business First Bancshares (BFST). These companies are all part of the "banking" industry. Consumer Portfolio Services vs. Jiayin Group CrossFirst Bankshares Esquire Financial Old Second Bancorp X Financial Atlanticus HBT Financial Amerant Bancorp MetroCity Bankshares Business First Bancshares Consumer Portfolio Services (NASDAQ:CPSS) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, community ranking, institutional ownership, valuation, dividends and profitability. Does the MarketBeat Community believe in CPSS or JFIN? Consumer Portfolio Services received 165 more outperform votes than Jiayin Group when rated by MarketBeat users. Likewise, 61.70% of users gave Consumer Portfolio Services an outperform vote while only 53.52% of users gave Jiayin Group an outperform vote. CompanyUnderperformOutperformConsumer Portfolio ServicesOutperform Votes20361.70% Underperform Votes12638.30% Jiayin GroupOutperform Votes3853.52% Underperform Votes3346.48% Which has more volatility & risk, CPSS or JFIN? Consumer Portfolio Services has a beta of 0.95, meaning that its share price is 5% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Is CPSS or JFIN more profitable? Jiayin Group has a net margin of 19.17% compared to Consumer Portfolio Services' net margin of 5.59%. Jiayin Group's return on equity of 43.90% beat Consumer Portfolio Services' return on equity.Company Net Margins Return on Equity Return on Assets Consumer Portfolio Services5.59% 7.59% 0.67% Jiayin Group 19.17%43.90%21.31% Do institutionals & insiders hold more shares of CPSS or JFIN? 47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 69.0% of Consumer Portfolio Services shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Does the media favor CPSS or JFIN? In the previous week, Jiayin Group had 13 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 13 mentions for Jiayin Group and 0 mentions for Consumer Portfolio Services. Jiayin Group's average media sentiment score of 0.60 beat Consumer Portfolio Services' score of 0.00 indicating that Jiayin Group is being referred to more favorably in the news media. Company Overall Sentiment Consumer Portfolio Services Neutral Jiayin Group Positive Which has higher earnings & valuation, CPSS or JFIN? Jiayin Group has higher revenue and earnings than Consumer Portfolio Services. Jiayin Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioConsumer Portfolio Services$204.43M1.01$45.34M$0.7912.09Jiayin Group$5.80B0.17$182.75M$2.766.59 SummaryJiayin Group beats Consumer Portfolio Services on 9 of the 15 factors compared between the two stocks. Get Consumer Portfolio Services News Delivered to You Automatically Sign up to receive the latest news and ratings for CPSS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CPSS vs. The Competition Export to ExcelMetricConsumer Portfolio ServicesNondepository credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$205.90M$8.03B$11.70B$8.58BDividend YieldN/A4.38%5.49%4.18%P/E Ratio10.9818.9622.8620.06Price / Sales1.017.5926.91162.07Price / Cash4.2842.1517.6234.64Price / Book0.733.022.844.69Net Income$45.34M$517.73M$1.03B$248.08M7 Day Performance4.37%5.99%0.94%4.18%1 Month Performance-2.10%13.27%2.92%8.91%1 Year Performance14.78%23.87%539.77%13.92% Consumer Portfolio Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CPSSConsumer Portfolio ServicesN/A$9.55+0.8%N/A+14.8%$205.90M$204.43M10.98740JFINJiayin Group2.7713 of 5 stars$14.78-3.1%N/A+170.3%$788.81M$5.80B4.93710News CoverageEarnings ReportAnalyst UpgradeHigh Trading VolumeCFBCrossFirst BanksharesN/A$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460ESQEsquire Financial1.5285 of 5 stars$88.24-2.8%$92.50+4.8%+92.1%$746.69M$129.33M17.10110Positive NewsShort Interest ↑High Trading VolumeOSBCOld Second Bancorp2.9707 of 5 stars$16.47-0.4%$20.10+22.0%+20.7%$742.07M$282.62M8.81890Positive NewsXYFX Financial1.533 of 5 stars$17.68-5.9%N/A+362.7%$738.50M$2.76B4.66420High Trading VolumeATLCAtlanticus3.3429 of 5 stars$48.69-0.7%$62.60+28.6%+93.9%$736.49M$316.89M10.94330Positive NewsGap UpHBTHBT Financial3.422 of 5 stars$23.37-0.1%$25.80+10.4%+23.7%$736.04M$228.13M10.34730Positive NewsAMTBAmerant Bancorp3.5855 of 5 stars$17.24-1.7%$24.60+42.7%-20.4%$721.13M$317.91M-30.25680MCBSMetroCity Bankshares3.4269 of 5 stars$27.59-1.3%$34.00+23.2%+15.2%$700.84M$143.02M10.99220Positive NewsBFSTBusiness First Bancshares4.1114 of 5 stars$23.50-1.2%$31.00+31.9%+15.3%$697.83M$287.57M10.40750Positive News Related Companies and Tools Related Companies JFIN Alternatives CFB Alternatives ESQ Alternatives OSBC Alternatives XYF Alternatives ATLC Alternatives HBT Alternatives AMTB Alternatives MCBS Alternatives BFST Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CPSS) was last updated on 6/8/2025 by MarketBeat.com Staff From Our PartnersTrump’s Wealth Reset: Could You Be The First Beneficiary?Trump's Reset Can Give Birth To America's Greatest Era Yet A 90-Year cycle may end soon, creating real weal...American Hartford Gold | SponsoredGold is soaring. 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