Esquire Financial (ESQ) Competitors

Inter & Co, Inc. (NASDAQ:INTR) and Esquire Financial (NASDAQ:ESQ) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, media sentiment, valuation, risk, community ranking, analyst recommendations and dividends.

Is INTR or ESQ more profitable?

Esquire Financial has a net margin of 31.58% compared to Inter & Co, Inc.'s net margin of 11.74%. Esquire Financial's return on equity of 19.93% beat Inter & Co, Inc.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Inter & Co, Inc.	11.74%	10.06%	1.28%
Esquire Financial	31.58%	19.93%	2.54%

Does the media refer more to INTR or ESQ?

In the previous week, Inter & Co, Inc. had 2 more articles in the media than Esquire Financial. MarketBeat recorded 3 mentions for Inter & Co, Inc. and 1 mentions for Esquire Financial. Esquire Financial's average media sentiment score of 1.67 beat Inter & Co, Inc.'s score of 0.90 indicating that Esquire Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Inter & Co, Inc.	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Esquire Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has stronger earnings and valuation, INTR or ESQ?

Inter & Co, Inc. has higher revenue and earnings than Esquire Financial. Esquire Financial is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Inter & Co, Inc.	$6.84B	0.45	$168.18M	$0.41	17.16
Esquire Financial	$129.33M	5.85	$43.66M	$5.29	16.91

Do insiders & institutionals have more ownership in INTR or ESQ?

22.9% of Inter & Co, Inc. shares are owned by institutional investors. Comparatively, 54.7% of Esquire Financial shares are owned by institutional investors. 18.0% of Esquire Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts rate INTR or ESQ?

Inter & Co, Inc. presently has a consensus target price of $6.48, suggesting a potential downside of 7.96%. Esquire Financial has a consensus target price of $92.50, suggesting a potential upside of 3.39%. Given Esquire Financial's higher possible upside, analysts clearly believe Esquire Financial is more favorable than Inter & Co, Inc..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co, Inc.	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more volatility & risk, INTR or ESQ?

Inter & Co, Inc. has a beta of 1.18, suggesting that its share price is 18% more volatile than the S&P 500. Comparatively, Esquire Financial has a beta of 0.51, suggesting that its share price is 49% less volatile than the S&P 500.

Is INTR or ESQ a better dividend stock?

Inter & Co, Inc. pays an annual dividend of $0.08 per share and has a dividend yield of 1.1%. Esquire Financial pays an annual dividend of $0.70 per share and has a dividend yield of 0.8%. Inter & Co, Inc. pays out 19.5% of its earnings in the form of a dividend. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has raised its dividend for 4 consecutive years.

Does the MarketBeat Community believe in INTR or ESQ?

Esquire Financial received 184 more outperform votes than Inter & Co, Inc. when rated by MarketBeat users. Likewise, 57.31% of users gave Esquire Financial an outperform vote while only 54.55% of users gave Inter & Co, Inc. an outperform vote.

Company	Underperform	Outperform
Inter & Co, Inc.	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%
Esquire Financial	Outperform Votes 196 57.31%	Underperform Votes 146 42.69%

Summary

Esquire Financial beats Inter & Co, Inc. on 13 of the 21 factors compared between the two stocks.