First Financial Bankshares (FFIN) Competitors

Regions Financial (NYSE:RF) and First Financial Bankshares (NASDAQ:FFIN) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, community ranking, dividends, earnings, media sentiment, profitability, analyst recommendations, institutional ownership and valuation.

Is RF or FFIN a better dividend stock?

Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.7%. First Financial Bankshares pays an annual dividend of $0.76 per share and has a dividend yield of 2.2%. Regions Financial pays out 48.1% of its earnings in the form of a dividend. First Financial Bankshares pays out 46.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has raised its dividend for 12 consecutive years and First Financial Bankshares has raised its dividend for 15 consecutive years.

Do analysts rate RF or FFIN?

Regions Financial currently has a consensus target price of $25.80, suggesting a potential upside of 20.90%. First Financial Bankshares has a consensus target price of $38.50, suggesting a potential upside of 10.98%. Given Regions Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Regions Financial is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Regions Financial	1 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.52
First Financial Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community prefer RF or FFIN?

Regions Financial received 629 more outperform votes than First Financial Bankshares when rated by MarketBeat users. Likewise, 62.65% of users gave Regions Financial an outperform vote while only 48.75% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
Regions Financial	Outperform Votes 941 62.65%	Underperform Votes 561 37.35%
First Financial Bankshares	Outperform Votes 312 48.75%	Underperform Votes 328 51.25%

Which has more risk and volatility, RF or FFIN?

Regions Financial has a beta of 0.97, suggesting that its stock price is 3% less volatile than the S&P 500. Comparatively, First Financial Bankshares has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500.

Does the media refer more to RF or FFIN?

In the previous week, Regions Financial had 21 more articles in the media than First Financial Bankshares. MarketBeat recorded 29 mentions for Regions Financial and 8 mentions for First Financial Bankshares. First Financial Bankshares' average media sentiment score of 1.59 beat Regions Financial's score of 1.40 indicating that First Financial Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Regions Financial	21 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
First Financial Bankshares	8 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is RF or FFIN more profitable?

First Financial Bankshares has a net margin of 29.69% compared to Regions Financial's net margin of 20.20%. First Financial Bankshares' return on equity of 14.24% beat Regions Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Regions Financial	20.20%	12.83%	1.32%
First Financial Bankshares	29.69%	14.24%	1.66%

Do institutionals and insiders hold more shares of RF or FFIN?

79.4% of Regions Financial shares are held by institutional investors. Comparatively, 69.8% of First Financial Bankshares shares are held by institutional investors. 0.3% of Regions Financial shares are held by company insiders. Comparatively, 4.0% of First Financial Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has stronger earnings & valuation, RF or FFIN?

Regions Financial has higher revenue and earnings than First Financial Bankshares. Regions Financial is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Regions Financial	$7.12B	2.69	$1.89B	$2.08	10.26
First Financial Bankshares	$556.06M	8.92	$223.51M	$1.62	21.41

Summary

Regions Financial beats First Financial Bankshares on 12 of the 21 factors compared between the two stocks.