Financial Institutions (FISI) Competitors

First Busey (NASDAQ:BUSE) and Financial Institutions (NASDAQ:FISI) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

Which has higher valuation & earnings, BUSE or FISI?

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.17	$113.69M	$1.12	21.07
Financial Institutions	$366.61M	1.51	-$41.65M	-$1.52	-18.07

Is BUSE or FISI more profitable?

First Busey has a net margin of 9.48% compared to Financial Institutions' net margin of -4.96%. Financial Institutions' return on equity of 10.44% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Financial Institutions	-4.96%	10.44%	0.92%

Is BUSE or FISI a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.5%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions pays out -81.6% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Financial Institutions has increased its dividend for 1 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer BUSE or FISI?

In the previous week, First Busey and First Busey both had 5 articles in the media. Financial Institutions' average media sentiment score of 0.65 beat First Busey's score of 0.32 indicating that Financial Institutions is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Financial Institutions	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of BUSE or FISI?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 3.9% of First Busey shares are owned by insiders. Comparatively, 2.4% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more risk and volatility, BUSE or FISI?

First Busey has a beta of 0.77, indicating that its share price is 23% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500.

Do analysts rate BUSE or FISI?

First Busey presently has a consensus target price of $27.33, indicating a potential upside of 15.82%. Financial Institutions has a consensus target price of $33.00, indicating a potential upside of 20.15%. Given Financial Institutions' higher probable upside, analysts plainly believe Financial Institutions is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Financial Institutions	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25

Summary

First Busey beats Financial Institutions on 12 of the 18 factors compared between the two stocks.