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Financial Institutions (FISI) Competitors

Financial Institutions logo
$27.42 +0.50 (+1.84%)
As of 07/3/2025 01:04 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

FISI vs. EFSC, NBTB, OFG, CHCO, FBNC, FCF, LKFN, SRCE, GABC, and STBA

Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Enterprise Financial Services (EFSC), NBT Bancorp (NBTB), OFG Bancorp (OFG), City (CHCO), First Bancorp (FBNC), First Commonwealth Financial (FCF), Lakeland Financial (LKFN), 1st Source (SRCE), German American Bancorp (GABC), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.

Financial Institutions vs. Its Competitors

Financial Institutions (NASDAQ:FISI) and Enterprise Financial Services (NASDAQ:EFSC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, analyst recommendations, valuation, media sentiment, institutional ownership, risk, earnings and dividends.

Financial Institutions presently has a consensus target price of $33.00, suggesting a potential upside of 20.33%. Enterprise Financial Services has a consensus target price of $64.33, suggesting a potential upside of 12.21%. Given Financial Institutions' higher possible upside, analysts plainly believe Financial Institutions is more favorable than Enterprise Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Financial Institutions
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
Enterprise Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.5%. Enterprise Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.1%. Financial Institutions pays out -165.3% of its earnings in the form of a dividend. Enterprise Financial Services pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 1 consecutive years and Enterprise Financial Services has raised its dividend for 11 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Financial Institutions has a beta of 0.71, meaning that its share price is 29% less volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500.

60.5% of Financial Institutions shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 2.4% of Financial Institutions shares are owned by insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Enterprise Financial Services has a net margin of 20.92% compared to Financial Institutions' net margin of -2.63%. Financial Institutions' return on equity of 12.69% beat Enterprise Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Financial Institutions-2.63% 12.69% 1.06%
Enterprise Financial Services 20.92%11.14%1.28%

In the previous week, Enterprise Financial Services had 7 more articles in the media than Financial Institutions. MarketBeat recorded 8 mentions for Enterprise Financial Services and 1 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 0.99 beat Enterprise Financial Services' score of 0.21 indicating that Financial Institutions is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Financial Institutions
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Enterprise Financial Services
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Financial Institutions$366.61M1.50-$41.65M-$0.75-36.57
Enterprise Financial Services$920.75M2.30$185.27M$5.1011.24

Summary

Enterprise Financial Services beats Financial Institutions on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FISI vs. The Competition

MetricFinancial InstitutionsBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$551.41M$875.58M$12.09B$9.04B
Dividend Yield4.52%3.11%5.53%4.01%
P/E Ratio-36.5719.4020.0420.25
Price / Sales1.502.0625.68118.23
Price / Cash7.0749.3621.6858.07
Price / Book0.771.132.285.67
Net Income-$41.65M$53.76M$1.00B$249.21M
7 Day Performance5.81%4.37%2.25%3.28%
1 Month Performance8.96%8.47%4.63%5.55%
1 Year Performance47.37%29.87%538.61%21.08%

Financial Institutions Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FISI
Financial Institutions
3.3359 of 5 stars
$27.43
+1.8%
$33.00
+20.3%
+42.6%$551.41M$366.61M-36.57620
EFSC
Enterprise Financial Services
4.7655 of 5 stars
$54.20
+2.6%
$64.33
+18.7%
+45.4%$1.95B$920.75M10.631,256
NBTB
NBT Bancorp
4.2776 of 5 stars
$40.75
+2.6%
$52.75
+29.4%
+15.2%$1.88B$788.49M13.492,083News Coverage
Analyst Revision
OFG
OFG Bancorp
2.8653 of 5 stars
$42.22
+2.9%
$45.50
+7.8%
+21.0%$1.84B$873.53M10.122,246
CHCO
City
1.7859 of 5 stars
$119.57
+2.7%
$127.50
+6.6%
+22.1%$1.69B$379.76M14.98910News Coverage
Analyst Revision
FBNC
First Bancorp
2.202 of 5 stars
$41.82
+3.1%
$49.33
+18.0%
+47.0%$1.68B$537.14M19.821,396Positive News
FCF
First Commonwealth Financial
3.2316 of 5 stars
$15.89
+3.3%
$18.92
+19.0%
+24.7%$1.61B$699.69M11.861,545Positive News
Analyst Revision
LKFN
Lakeland Financial
2.5651 of 5 stars
$59.91
+2.8%
$68.50
+14.3%
+7.8%$1.49B$430M17.12650News Coverage
SRCE
1st Source
3.5269 of 5 stars
$60.92
+2.4%
$72.00
+18.2%
+24.1%$1.46B$574.21M10.711,205News Coverage
GABC
German American Bancorp
4.7488 of 5 stars
$37.84
+2.6%
$45.20
+19.5%
+17.9%$1.38B$353.70M15.261,020
STBA
S&T Bancorp
3.2438 of 5 stars
$37.16
+3.2%
$42.00
+13.0%
+21.3%$1.38B$564.96M10.711,206Analyst Revision

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This page (NASDAQ:FISI) was last updated on 7/5/2025 by MarketBeat.com Staff
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