Financial Institutions (FISI) Competitors

First Busey (NASDAQ:BUSE) and Financial Institutions (NASDAQ:FISI) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, media sentiment, valuation, earnings and profitability.

Which has more risk & volatility, BUSE or FISI?

First Busey has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.74, meaning that its share price is 26% less volatile than the S&P 500.

Does the media refer more to BUSE or FISI?

In the previous week, First Busey and First Busey both had 6 articles in the media. First Busey's average media sentiment score of 1.85 beat Financial Institutions' score of 1.44 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Very Positive
Financial Institutions	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BUSE or FISI more profitable?

First Busey has a net margin of 9.48% compared to Financial Institutions' net margin of -4.96%. Financial Institutions' return on equity of 10.44% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Financial Institutions	-4.96%	10.44%	0.92%

Do analysts prefer BUSE or FISI?

First Busey currently has a consensus price target of $27.33, indicating a potential upside of 10.48%. Financial Institutions has a consensus price target of $33.00, indicating a potential upside of 22.18%. Given Financial Institutions' stronger consensus rating and higher possible upside, analysts plainly believe Financial Institutions is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Financial Institutions	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Do institutionals & insiders have more ownership in BUSE or FISI?

56.5% of First Busey shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 3.9% of First Busey shares are held by insiders. Comparatively, 2.4% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is BUSE or FISI a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.0%. Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.6%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions pays out -81.6% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years and Financial Institutions has raised its dividend for 1 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better valuation & earnings, BUSE or FISI?

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.32	$113.69M	$1.12	22.09
Financial Institutions	$366.61M	1.48	-$41.65M	-$1.52	-17.77

Summary

First Busey beats Financial Institutions on 12 of the 18 factors compared between the two stocks.