Financial Institutions (FISI) Competitors

First Busey (NASDAQ:BUSE) and Financial Institutions (NASDAQ:FISI) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

Do analysts recommend BUSE or FISI?

First Busey currently has a consensus target price of $27.33, suggesting a potential upside of 10.66%. Financial Institutions has a consensus target price of $33.00, suggesting a potential upside of 19.26%. Given Financial Institutions' stronger consensus rating and higher possible upside, analysts clearly believe Financial Institutions is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Financial Institutions	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is BUSE or FISI more profitable?

First Busey has a net margin of 9.48% compared to Financial Institutions' net margin of -4.96%. Financial Institutions' return on equity of 10.44% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Financial Institutions	-4.96%	10.44%	0.92%

Do institutionals and insiders believe in BUSE or FISI?

56.5% of First Busey shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 3.9% of First Busey shares are held by insiders. Comparatively, 2.4% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is BUSE or FISI a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.0%. Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 4.5%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions pays out -81.6% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Financial Institutions has increased its dividend for 1 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better earnings and valuation, BUSE or FISI?

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.32	$113.69M	$1.12	22.05
Financial Institutions	$366.61M	1.52	-$41.65M	-$1.52	-18.20

Does the media prefer BUSE or FISI?

In the previous week, First Busey and First Busey both had 16 articles in the media. First Busey's average media sentiment score of 1.47 beat Financial Institutions' score of 1.28 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	13 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Financial Institutions	10 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, BUSE or FISI?

First Busey has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500.

Summary

First Busey beats Financial Institutions on 12 of the 18 factors compared between the two stocks.