First Northwest Bancorp (FNWB) Competitors

First Northwest Bancorp (NASDAQ:FNWB) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, community ranking, profitability and institutional ownership.

Does the media refer more to FNWB or VBNK?

In the previous week, First Northwest Bancorp had 1 more articles in the media than VersaBank. MarketBeat recorded 3 mentions for First Northwest Bancorp and 2 mentions for VersaBank. VersaBank's average media sentiment score of 1.83 beat First Northwest Bancorp's score of 0.52 indicating that VersaBank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Northwest Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
VersaBank	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals and insiders believe in FNWB or VBNK?

66.1% of First Northwest Bancorp shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 5.5% of First Northwest Bancorp shares are held by company insiders. Comparatively, 5.3% of VersaBank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is FNWB or VBNK more profitable?

VersaBank has a net margin of 13.52% compared to First Northwest Bancorp's net margin of -2.38%. VersaBank's return on equity of 11.20% beat First Northwest Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Northwest Bancorp	-2.38%	-1.86%	-0.13%
VersaBank	13.52%	11.20%	0.99%

Do analysts recommend FNWB or VBNK?

First Northwest Bancorp presently has a consensus price target of $12.75, indicating a potential upside of 37.02%. VersaBank has a consensus price target of $14.95, indicating a potential upside of 29.21%. Given First Northwest Bancorp's higher probable upside, equities research analysts clearly believe First Northwest Bancorp is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northwest Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has higher valuation and earnings, FNWB or VBNK?

VersaBank has higher revenue and earnings than First Northwest Bancorp. First Northwest Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Northwest Bancorp	$62.52M	1.40	-$6.61M	-$0.22	-42.30
VersaBank	$110.61M	3.40	$29.20M	$0.94	12.31

Which has more risk & volatility, FNWB or VBNK?

First Northwest Bancorp has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.

Is FNWB or VBNK a better dividend stock?

First Northwest Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 3.0%. VersaBank pays an annual dividend of $0.06 per share and has a dividend yield of 0.5%. First Northwest Bancorp pays out -127.3% of its earnings in the form of a dividend. VersaBank pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Northwest Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community believe in FNWB or VBNK?

First Northwest Bancorp received 214 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 65.69% of users gave First Northwest Bancorp an outperform vote while only 55.56% of users gave VersaBank an outperform vote.

Company	Underperform	Outperform
First Northwest Bancorp	Outperform Votes 224 65.69%	Underperform Votes 117 34.31%
VersaBank	Outperform Votes 10 55.56%	Underperform Votes 8 44.44%

Summary

VersaBank beats First Northwest Bancorp on 11 of the 19 factors compared between the two stocks.