First Seacoast Bancorp (FSEA) Competitors

First Seacoast Bancorp (NASDAQ:FSEA) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, analyst recommendations, valuation, institutional ownership, profitability, community ranking, media sentiment and earnings.

Is FSEA or OVLY more profitable?

Oak Valley Bancorp has a net margin of 28.03% compared to First Seacoast Bancorp's net margin of -35.93%. Oak Valley Bancorp's return on equity of 14.28% beat First Seacoast Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Seacoast Bancorp	-35.93%	-13.41%	-1.49%
Oak Valley Bancorp	28.03%	14.28%	1.35%

Which has preferable earnings & valuation, FSEA or OVLY?

Oak Valley Bancorp has higher revenue and earnings than First Seacoast Bancorp. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Oak Valley Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Seacoast Bancorp	$13.48M	3.86	-$10.66M	-$0.02	-551.00
Oak Valley Bancorp	$77.25M	2.86	$24.95M	$2.97	8.89

Which has more volatility & risk, FSEA or OVLY?

First Seacoast Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the S&P 500. Comparatively, Oak Valley Bancorp has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500.

Does the MarketBeat Community favor FSEA or OVLY?

Oak Valley Bancorp received 157 more outperform votes than First Seacoast Bancorp when rated by MarketBeat users. Likewise, 53.05% of users gave Oak Valley Bancorp an outperform vote while only 38.10% of users gave First Seacoast Bancorp an outperform vote.

Company	Underperform	Outperform
First Seacoast Bancorp	Outperform Votes 8 38.10%	Underperform Votes 13 61.90%
Oak Valley Bancorp	Outperform Votes 165 53.05%	Underperform Votes 146 46.95%

Does the media prefer FSEA or OVLY?

In the previous week, First Seacoast Bancorp and First Seacoast Bancorp both had 2 articles in the media. Oak Valley Bancorp's average media sentiment score of 1.87 beat First Seacoast Bancorp's score of 0.96 indicating that Oak Valley Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Seacoast Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Oak Valley Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals & insiders have more ownership in FSEA or OVLY?

38.4% of First Seacoast Bancorp shares are owned by institutional investors. Comparatively, 30.9% of Oak Valley Bancorp shares are owned by institutional investors. 4.7% of First Seacoast Bancorp shares are owned by insiders. Comparatively, 18.1% of Oak Valley Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Oak Valley Bancorp beats First Seacoast Bancorp on 12 of the 14 factors compared between the two stocks.