First Seacoast Bancorp (FSEA) Competitors

Old Point Financial (NASDAQ:OPOF) and First Seacoast Bancorp (NASDAQ:FSEA) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, dividends, media sentiment, risk and earnings.

Which has more volatility & risk, OPOF or FSEA?

Old Point Financial has a beta of -0.32, meaning that its stock price is 132% less volatile than the S&P 500. Comparatively, First Seacoast Bancorp has a beta of 0.1, meaning that its stock price is 90% less volatile than the S&P 500.

Does the media favor OPOF or FSEA?

In the previous week, Old Point Financial and Old Point Financial both had 1 articles in the media. First Seacoast Bancorp's average media sentiment score of 1.00 beat Old Point Financial's score of 0.00 indicating that First Seacoast Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Old Point Financial	Neutral
First Seacoast Bancorp	Positive

Which has higher earnings & valuation, OPOF or FSEA?

Old Point Financial has higher revenue and earnings than First Seacoast Bancorp. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Point Financial	$85.82M	2.48	$9.51M	$1.70	24.54
First Seacoast Bancorp	$29.33M	1.85	-$510K	-$0.57	-20.26

Do insiders and institutionals hold more shares of OPOF or FSEA?

33.4% of Old Point Financial shares are held by institutional investors. Comparatively, 38.4% of First Seacoast Bancorp shares are held by institutional investors. 21.1% of Old Point Financial shares are held by company insiders. Comparatively, 7.8% of First Seacoast Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is OPOF or FSEA more profitable?

Old Point Financial has a net margin of 10.12% compared to First Seacoast Bancorp's net margin of -9.05%. Old Point Financial's return on equity of 8.16% beat First Seacoast Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Point Financial	10.12%	8.16%	0.66%
First Seacoast Bancorp	-9.05%	-4.02%	-0.42%

Summary

Old Point Financial beats First Seacoast Bancorp on 9 of the 12 factors compared between the two stocks.