Open Lending (LPRO) Competitors

MoneyLion (NYSE:ML) and Open Lending (NASDAQ:LPRO) are both small-cap business services companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, media sentiment, institutional ownership, community ranking, dividends, risk and profitability.

Does the MarketBeat Community favor ML or LPRO?

Open Lending received 59 more outperform votes than MoneyLion when rated by MarketBeat users. However, 69.70% of users gave MoneyLion an outperform vote while only 57.34% of users gave Open Lending an outperform vote.

Company	Underperform	Outperform
MoneyLion	Outperform Votes 23 69.70%	Underperform Votes 10 30.30%
Open Lending	Outperform Votes 82 57.34%	Underperform Votes 61 42.66%

Do institutionals & insiders hold more shares of ML or LPRO?

31.4% of MoneyLion shares are held by institutional investors. Comparatively, 78.1% of Open Lending shares are held by institutional investors. 11.9% of MoneyLion shares are held by company insiders. Comparatively, 13.2% of Open Lending shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the media prefer ML or LPRO?

In the previous week, Open Lending had 24 more articles in the media than MoneyLion. MarketBeat recorded 24 mentions for Open Lending and 0 mentions for MoneyLion. Open Lending's average media sentiment score of 0.02 beat MoneyLion's score of 0.00 indicating that Open Lending is being referred to more favorably in the news media.

Company	Overall Sentiment
MoneyLion	Neutral
Open Lending	Neutral

Which has stronger valuation and earnings, ML or LPRO?

Open Lending has lower revenue, but higher earnings than MoneyLion. Open Lending is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$545.91M	1.78	-$45.24M	$0.75	114.53
Open Lending	$17.67M	13.29	$22.07M	-$1.17	-1.68

Do analysts prefer ML or LPRO?

MoneyLion presently has a consensus target price of $90.40, indicating a potential upside of 5.24%. Open Lending has a consensus target price of $4.44, indicating a potential upside of 126.53%. Given Open Lending's higher probable upside, analysts plainly believe Open Lending is more favorable than MoneyLion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	2 Strong Buy rating(s)	2.86
Open Lending	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Is ML or LPRO more profitable?

Open Lending has a net margin of 4.78% compared to MoneyLion's net margin of 0.64%. Open Lending's return on equity of 2.15% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
Open Lending	4.78%	2.15%	1.20%

Which has more risk and volatility, ML or LPRO?

MoneyLion has a beta of 2.94, meaning that its share price is 194% more volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.79, meaning that its share price is 79% more volatile than the S&P 500.

Summary

Open Lending beats MoneyLion on 12 of the 19 factors compared between the two stocks.