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Open Lending (LPRO) Competitors

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$2.24 +0.02 (+0.67%)
Closing price 07/3/2025 02:56 PM Eastern
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$2.24 0.00 (0.00%)
As of 07/3/2025 04:03 PM Eastern
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LPRO vs. TRIN, FMBH, BHRB, CNOB, SBSI, JFIN, ATLC, ESQ, OSBC, and HBT

Should you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Trinity Capital (TRIN), First Mid Bancshares (FMBH), Burke & Herbert Financial Services (BHRB), ConnectOne Bancorp (CNOB), Southside Bancshares (SBSI), Jiayin Group (JFIN), Atlanticus (ATLC), Esquire Financial (ESQ), Old Second Bancorp (OSBC), and HBT Financial (HBT). These companies are all part of the "banking" industry.

Open Lending vs. Its Competitors

Open Lending (NASDAQ:LPRO) and Trinity Capital (NASDAQ:TRIN) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, media sentiment, dividends and profitability.

In the previous week, Open Lending had 6 more articles in the media than Trinity Capital. MarketBeat recorded 11 mentions for Open Lending and 5 mentions for Trinity Capital. Trinity Capital's average media sentiment score of 0.72 beat Open Lending's score of 0.06 indicating that Trinity Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Open Lending
1 Very Positive mention(s)
0 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Trinity Capital
2 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Open Lending has a beta of 1.93, suggesting that its stock price is 93% more volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500.

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 24.6% of Trinity Capital shares are owned by institutional investors. 13.2% of Open Lending shares are owned by company insiders. Comparatively, 5.3% of Trinity Capital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Trinity Capital has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Trinity Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Open Lending$24.02M11.20-$135.01M-$1.17-1.92
Trinity Capital$237.69M3.86$115.60M$2.196.48

Open Lending currently has a consensus target price of $4.12, suggesting a potential upside of 83.37%. Trinity Capital has a consensus target price of $15.13, suggesting a potential upside of 6.63%. Given Open Lending's higher probable upside, equities research analysts plainly believe Open Lending is more favorable than Trinity Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Open Lending
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Trinity Capital
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

Trinity Capital has a net margin of 50.74% compared to Open Lending's net margin of 0.00%. Trinity Capital's return on equity of 15.91% beat Open Lending's return on equity.

Company Net Margins Return on Equity Return on Assets
Open LendingN/A -35.88% -15.48%
Trinity Capital 50.74%15.91%7.16%

Summary

Trinity Capital beats Open Lending on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LPRO vs. The Competition

MetricOpen LendingFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$268.91M$8.35B$12.04B$9.01B
Dividend YieldN/A3.40%5.57%4.04%
P/E Ratio-1.9215.8520.0720.30
Price / Sales11.202.5025.91103.84
Price / CashN/A8.5021.5057.47
Price / Book3.451.872.285.68
Net Income-$135.01M$486.48M$1.00B$249.13M
7 Day Performance10.05%4.88%2.21%3.30%
1 Month Performance16.93%11.80%4.45%5.20%
1 Year Performance-59.55%41.99%540.85%21.38%

Open Lending Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LPRO
Open Lending
4.0898 of 5 stars
$2.25
+0.7%
$4.12
+83.4%
-59.5%$268.91M$24.02M-1.92180
TRIN
Trinity Capital
2.1307 of 5 stars
$14.07
-1.9%
$15.13
+7.5%
-0.9%$909.63M$237.69M6.4240News Coverage
FMBH
First Mid Bancshares
2.6041 of 5 stars
$37.49
-1.9%
$43.83
+16.9%
+22.2%$899.39M$453.67M11.161,198High Trading Volume
BHRB
Burke & Herbert Financial Services
2.8902 of 5 stars
$59.73
+0.1%
$73.00
+22.2%
+31.9%$896.55M$402.33M17.02850Analyst Revision
CNOB
ConnectOne Bancorp
4.8681 of 5 stars
$23.16
-1.0%
$28.50
+23.1%
+34.5%$890.97M$534.62M12.52520
SBSI
Southside Bancshares
N/A$29.45
+0.2%
N/AN/A$889.68M$456.07M10.12810
JFIN
Jiayin Group
1.8179 of 5 stars
$16.02
+4.0%
N/A+190.0%$854.99M$794.74M4.661,028
ATLC
Atlanticus
2.1266 of 5 stars
$54.75
+2.2%
$62.60
+14.3%
+89.9%$828.37M$1.31B10.59330Gap Down
High Trading Volume
ESQ
Esquire Financial
2.0579 of 5 stars
$94.66
-0.4%
$92.50
-2.3%
+111.4%$800.82M$138.27M17.89110High Trading Volume
OSBC
Old Second Bancorp
2.2061 of 5 stars
$17.74
+0.2%
$20.10
+13.3%
+28.9%$799.36M$341.72M9.69890News Coverage
Positive News
Analyst Forecast
HBT
HBT Financial
2.5264 of 5 stars
$25.21
-0.4%
$25.80
+2.3%
+50.6%$794.12M$287.27M10.59730

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This page (NASDAQ:LPRO) was last updated on 7/4/2025 by MarketBeat.com Staff
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