Open Lending (LPRO) Competitors $2.33 -0.15 (-6.05%) Closing price 04:00 PM EasternExtended Trading$2.34 +0.00 (+0.21%) As of 05:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LPRO vs. OSBC, LX, OPFI, BTBT, FMBH, BHRB, SBSI, NBN, HIVE, and AMTBShould you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Old Second Bancorp (OSBC), LexinFintech (LX), OppFi (OPFI), Bit Digital (BTBT), First Mid Bancshares (FMBH), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), Northeast Bancorp (NBN), HIVE Digital Technologies (HIVE), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry. Open Lending vs. Its Competitors Old Second Bancorp LexinFintech OppFi Bit Digital First Mid Bancshares Burke & Herbert Financial Services Southside Bancshares Northeast Bancorp HIVE Digital Technologies Amerant Bancorp Old Second Bancorp (NASDAQ:OSBC) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends. Is OSBC or LPRO more profitable? Old Second Bancorp has a net margin of 24.38% compared to Open Lending's net margin of 0.00%. Old Second Bancorp's return on equity of 12.53% beat Open Lending's return on equity.Company Net Margins Return on Equity Return on Assets Old Second Bancorp24.38% 12.53% 1.51% Open Lending N/A -48.33%-17.09% Does the media prefer OSBC or LPRO? In the previous week, Open Lending had 1 more articles in the media than Old Second Bancorp. MarketBeat recorded 4 mentions for Open Lending and 3 mentions for Old Second Bancorp. Open Lending's average media sentiment score of 1.72 beat Old Second Bancorp's score of 1.25 indicating that Open Lending is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Old Second Bancorp 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Open Lending 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do analysts recommend OSBC or LPRO? Old Second Bancorp currently has a consensus target price of $21.38, suggesting a potential upside of 22.07%. Open Lending has a consensus target price of $3.10, suggesting a potential upside of 33.05%. Given Open Lending's higher probable upside, analysts clearly believe Open Lending is more favorable than Old Second Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00Open Lending 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has stronger valuation and earnings, OSBC or LPRO? Old Second Bancorp has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Second Bancorp$341.72M2.70$85.26M$1.839.57Open Lending$16.26M16.94-$135.01M-$1.18-1.97 Do insiders & institutionals hold more shares of OSBC or LPRO? 67.8% of Old Second Bancorp shares are owned by institutional investors. Comparatively, 78.1% of Open Lending shares are owned by institutional investors. 3.8% of Old Second Bancorp shares are owned by company insiders. Comparatively, 13.2% of Open Lending shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Which has more risk and volatility, OSBC or LPRO? Old Second Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.83, meaning that its stock price is 83% more volatile than the S&P 500. SummaryOld Second Bancorp beats Open Lending on 9 of the 16 factors compared between the two stocks. Get Open Lending News Delivered to You Automatically Sign up to receive the latest news and ratings for LPRO and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LPRO vs. The Competition Export to ExcelMetricOpen LendingFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$275.34M$11.84B$12.57B$10.30BDividend YieldN/A3.68%5.44%4.62%P/E Ratio-1.9722.16239.0626.11Price / Sales16.943.0431.67171.57Price / CashN/A8.9222.7761.52Price / Book3.581.902.276.30Net Income-$135.01M$486.48M$1.01B$271.03M7 Day Performance3.10%-2.99%-1.16%-0.14%1 Month Performance5.91%0.20%1.15%6.42%1 Year Performance-61.61%35.12%540.31%28.81% Open Lending Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LPROOpen Lending3.7515 of 5 stars$2.33-6.0%$3.10+33.0%-59.3%$275.34M$16.26M-1.97180Positive NewsOSBCOld Second Bancorp3.8479 of 5 stars$18.04-1.2%$20.70+14.7%+8.8%$961.40M$341.72M9.86890Positive NewsLXLexinFintech3.8095 of 5 stars$5.75+0.7%$13.60+136.5%+216.9%$960.79M$14.01B4.534,667Positive NewsOPFIOppFi2.391 of 5 stars$11.14+1.4%$13.63+22.3%+155.7%$959.49M$525.96M-8.50570Positive NewsBTBTBit Digital3.3146 of 5 stars$2.94-1.0%$6.33+115.4%-12.5%$954.66M$108.05M-9.4810Gap DownFMBHFirst Mid Bancshares3.5513 of 5 stars$39.38-0.1%$43.33+10.0%+0.0%$945.50M$453.67M11.191,198Positive NewsBHRBBurke & Herbert Financial Services3.0532 of 5 stars$61.84+0.5%$71.67+15.9%+0.3%$924.86M$402.33M8.98850News CoveragePositive NewsSBSISouthside BancsharesN/A$30.16-1.0%N/AN/A$915.94M$456.07M10.70810NBNNortheast Bancorp3.0424 of 5 stars$110.15-0.2%$115.00+4.4%+46.9%$905.97M$351M10.93180HIVEHIVE Digital Technologies2.6905 of 5 stars$3.96+3.9%$6.93+75.0%+19.8%$883.06M$115.28M-19.8020Trending NewsGap UpHigh Trading VolumeAMTBAmerant BancorpN/A$20.84-1.1%N/AN/A$879.66M$605.50M-104.20680 Related Companies and Tools Related Companies Old Second Bancorp Alternatives LexinFintech Alternatives OppFi Alternatives Bit Digital Alternatives First Mid Bancshares Alternatives Burke & Herbert Financial Services Alternatives Southside Bancshares Alternatives Northeast Bancorp Alternatives HIVE Digital Technologies Alternatives Amerant Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LPRO) was last updated on 9/25/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredHe Called Nvidia at $1.10. Now, He Says THIS Stock Will…The original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. Now, the man who called Nvi...The Oxford Club | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. From holdi...SmartAsset | SponsoredA New Way to Double Your Retirement Income?Bloomberg reports that a new class of investments is “entering a golden era,” with yields fueling a retail boo...Investors Alley | SponsoredStrange crypto pattern discovered by 40-person research teamSomething unusual is happening inside a 40-person crypto research firm. They're helping 8,000+ ordinary peo...Crypto Swap Profits | SponsoredForget NVDA. Put $1,000 into this stock nowA massive money shift is underway in the AI market. And it's opening up an extraordinary opportunity in a NEW ...Chaikin Analytics | SponsoredMusk’s Project Colossus could mint millionairesI predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new milliona...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Open Lending Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Open Lending With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
