Open Lending (LPRO) Competitors $1.92 -0.10 (-4.95%) Closing price 10/15/2025 04:00 PM EasternExtended Trading$1.92 0.00 (0.00%) As of 10/15/2025 07:42 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LPRO vs. OPFI, BETR, OSBC, BHRB, FMBH, LX, BKKT, ESQ, ATLC, and SBSIShould you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include OppFi (OPFI), Better Home & Finance (BETR), Old Second Bancorp (OSBC), Burke & Herbert Financial Services (BHRB), First Mid Bancshares (FMBH), LexinFintech (LX), Bakkt (BKKT), Esquire Financial (ESQ), Atlanticus (ATLC), and Southside Bancshares (SBSI). These companies are all part of the "banking" industry. Open Lending vs. Its Competitors OppFi Better Home & Finance Old Second Bancorp Burke & Herbert Financial Services First Mid Bancshares LexinFintech Bakkt Esquire Financial Atlanticus Southside Bancshares Open Lending (NASDAQ:LPRO) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, media sentiment and analyst recommendations. Do analysts prefer LPRO or OPFI? Open Lending presently has a consensus target price of $3.10, indicating a potential upside of 61.46%. OppFi has a consensus target price of $13.63, indicating a potential upside of 37.70%. Given Open Lending's higher possible upside, analysts plainly believe Open Lending is more favorable than OppFi.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Open Lending 1 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.29OppFi 1 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.33 Which has more risk and volatility, LPRO or OPFI? Open Lending has a beta of 1.94, indicating that its share price is 94% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, indicating that its share price is 71% more volatile than the S&P 500. Do insiders and institutionals believe in LPRO or OPFI? 78.1% of Open Lending shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 13.2% of Open Lending shares are owned by insiders. Comparatively, 72.0% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Which has stronger earnings and valuation, LPRO or OPFI? OppFi has higher revenue and earnings than Open Lending. OppFi is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOpen Lending$24.02M9.45-$135.01M-$1.18-1.63OppFi$525.96M1.64$7.26M-$1.31-7.55 Is LPRO or OPFI more profitable? Open Lending has a net margin of 0.00% compared to OppFi's net margin of -6.04%. OppFi's return on equity of 53.83% beat Open Lending's return on equity.Company Net Margins Return on Equity Return on Assets Open LendingN/A -48.33% -17.09% OppFi -6.04%53.83%19.01% Does the media refer more to LPRO or OPFI? In the previous week, Open Lending and Open Lending both had 3 articles in the media. Open Lending's average media sentiment score of 0.62 beat OppFi's score of 0.06 indicating that Open Lending is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Open Lending 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive OppFi 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryOpen Lending beats OppFi on 8 of the 14 factors compared between the two stocks. Get Open Lending News Delivered to You Automatically Sign up to receive the latest news and ratings for LPRO and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LPRO vs. The Competition Export to ExcelMetricOpen LendingFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$238.71M$11.48B$12.65B$10.46BDividend YieldN/A3.64%5.56%4.77%P/E Ratio-1.6321.6030.0027.36Price / Sales9.452.3730.23132.92Price / CashN/A8.6722.8061.86Price / Book2.951.822.326.81Net Income-$135.01M$486.48M$1.02B$276.80M7 Day Performance-4.00%0.82%0.26%0.42%1 Month Performance-8.57%-3.78%-0.10%7.86%1 Year Performance-67.84%18.33%535.69%41.24% Open Lending Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LPROOpen Lending3.2763 of 5 stars$1.92-5.0%$3.10+61.5%-67.6%$238.71M$24.02M-1.63180OPFIOppFi2.6987 of 5 stars$10.50-3.1%$13.63+29.8%+102.8%$946.40M$525.96M-8.02570BETRBetter Home & Finance0.8368 of 5 stars$57.81-4.0%N/A+288.3%$924.11M$108.49M-4.381,250Positive NewsGap UpOSBCOld Second Bancorp3.7556 of 5 stars$17.53+1.6%$21.38+21.9%+12.9%$908.75M$341.72M9.58890BHRBBurke & Herbert Financial Services3.06 of 5 stars$61.56+2.2%$71.67+16.4%-0.9%$905.25M$402.33M8.93850FMBHFirst Mid Bancshares4.0517 of 5 stars$37.62+0.4%$43.33+15.2%-8.6%$899.42M$453.67M10.691,198LXLexinFintech3.6538 of 5 stars$5.31+1.3%$13.60+156.1%+65.9%$881.70M$1.95B4.184,667BKKTBakkt0.5534 of 5 stars$40.99+1.5%$13.00-68.3%+288.6%$870.21M$3.49B-9.25760Analyst ForecastGap UpESQEsquire Financial2.1197 of 5 stars$104.67+3.7%$100.50-4.0%+57.9%$861.46M$138.27M19.31110News CoveragePositive NewsUpcoming EarningsATLCAtlanticus4.0139 of 5 stars$54.14-4.6%$76.60+41.5%+62.4%$858.07M$1.31B9.51330SBSISouthside Bancshares2.0824 of 5 stars$28.50+1.1%N/AN/A$848.26M$456.07M10.11810 Related Companies and Tools Related Companies OppFi Alternatives Better Home & Finance Alternatives Old Second Bancorp Alternatives Burke & Herbert Financial Services Alternatives First Mid Bancshares Alternatives LexinFintech Alternatives Bakkt Alternatives Esquire Financial Alternatives Atlanticus Alternatives Southside Bancshares Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LPRO) was last updated on 10/16/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredGenerate up to $5,000/month with 10X less money?The secret to retiring without a million-dollar nest egg. 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