Open Lending (LPRO) Competitors

Open Lending (NASDAQ:LPRO) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, risk, profitability, institutional ownership, valuation, analyst recommendations and media sentiment.

Do analysts prefer LPRO or BTBT?

Open Lending presently has a consensus target price of $4.12, suggesting a potential upside of 55.93%. Bit Digital has a consensus target price of $6.33, suggesting a potential upside of 101.06%. Given Bit Digital's stronger consensus rating and higher possible upside, analysts clearly believe Bit Digital is more favorable than Open Lending.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Bit Digital	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Does the media prefer LPRO or BTBT?

In the previous week, Bit Digital had 7 more articles in the media than Open Lending. MarketBeat recorded 11 mentions for Bit Digital and 4 mentions for Open Lending. Open Lending's average media sentiment score of 0.96 beat Bit Digital's score of 0.27 indicating that Open Lending is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Open Lending	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bit Digital	2 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders hold more shares of LPRO or BTBT?

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 13.2% of Open Lending shares are owned by company insiders. Comparatively, 2.3% of Bit Digital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more volatility & risk, LPRO or BTBT?

Open Lending has a beta of 1.93, suggesting that its share price is 93% more volatile than the S&P 500. Comparatively, Bit Digital has a beta of 5.25, suggesting that its share price is 425% more volatile than the S&P 500.

Is LPRO or BTBT more profitable?

Open Lending has a net margin of 0.00% compared to Bit Digital's net margin of -77.27%. Bit Digital's return on equity of -10.83% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	N/A	-35.88%	-15.48%
Bit Digital	-77.27%	-10.83%	-9.19%

Which has higher valuation and earnings, LPRO or BTBT?

Bit Digital has higher revenue and earnings than Open Lending. Bit Digital is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$24.02M	13.16	-$135.01M	-$1.17	-2.26
Bit Digital	$108.05M	8.68	$28.31M	-$0.47	-6.70

Summary

Bit Digital beats Open Lending on 10 of the 17 factors compared between the two stocks.