Open Lending (LPRO) Competitors

Firstsun Capital Bancorp (NASDAQ:FSUN) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, earnings, risk, institutional ownership, valuation, media sentiment, analyst recommendations, dividends and profitability.

Does the media refer more to FSUN or LPRO?

In the previous week, Open Lending had 23 more articles in the media than Firstsun Capital Bancorp. MarketBeat recorded 26 mentions for Open Lending and 3 mentions for Firstsun Capital Bancorp. Firstsun Capital Bancorp's average media sentiment score of 1.16 beat Open Lending's score of 0.05 indicating that Firstsun Capital Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Firstsun Capital Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Open Lending	0 Very Positive mention(s)	1 Positive mention(s)	23 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FSUN or LPRO more profitable?

Firstsun Capital Bancorp has a net margin of 13.77% compared to Open Lending's net margin of 4.78%. Firstsun Capital Bancorp's return on equity of 8.56% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Firstsun Capital Bancorp	13.77%	8.56%	1.07%
Open Lending	4.78%	2.15%	1.20%

Do analysts prefer FSUN or LPRO?

Firstsun Capital Bancorp presently has a consensus target price of $46.00, indicating a potential upside of 37.85%. Open Lending has a consensus target price of $4.12, indicating a potential upside of 99.84%. Given Open Lending's higher possible upside, analysts plainly believe Open Lending is more favorable than Firstsun Capital Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Firstsun Capital Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Open Lending	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Does the MarketBeat Community favor FSUN or LPRO?

Open Lending received 77 more outperform votes than Firstsun Capital Bancorp when rated by MarketBeat users. However, 83.33% of users gave Firstsun Capital Bancorp an outperform vote while only 56.94% of users gave Open Lending an outperform vote.

Company	Underperform	Outperform
Firstsun Capital Bancorp	Outperform Votes 5 83.33%	Underperform Votes 1 16.67%
Open Lending	Outperform Votes 82 56.94%	Underperform Votes 62 43.06%

Do institutionals and insiders believe in FSUN or LPRO?

78.1% of Open Lending shares are held by institutional investors. 12.5% of Firstsun Capital Bancorp shares are held by insiders. Comparatively, 13.2% of Open Lending shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has higher valuation and earnings, FSUN or LPRO?

Firstsun Capital Bancorp has higher revenue and earnings than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than Firstsun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Firstsun Capital Bancorp	$380.04M	2.44	$75.63M	$3.08	10.83
Open Lending	$17.67M	13.96	$22.07M	-$1.17	-1.76

Summary

Firstsun Capital Bancorp beats Open Lending on 9 of the 17 factors compared between the two stocks.