MainStreet Bank (MNSB) Competitors

Five Star Bancorp (NASDAQ:FSBC) and MainStreet Bank (NASDAQ:MNSB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation, dividends and media sentiment.

Is FSBC or MNSB a better dividend stock?

Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.4%. MainStreet Bank pays an annual dividend of $0.40 per share and has a dividend yield of 1.8%. Five Star Bancorp pays out 32.7% of its earnings in the form of a dividend. MainStreet Bank pays out -27.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders and institutionals hold more shares of FSBC or MNSB?

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 52.3% of MainStreet Bank shares are held by institutional investors. 21.7% of Five Star Bancorp shares are held by insiders. Comparatively, 9.3% of MainStreet Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has stronger earnings and valuation, FSBC or MNSB?

Five Star Bancorp has higher revenue and earnings than MainStreet Bank. MainStreet Bank is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Five Star Bancorp	$213.40M	3.29	$45.67M	$2.45	13.40
MainStreet Bank	$137.87M	1.24	-$9.98M	-$1.46	-15.16

Does the media prefer FSBC or MNSB?

In the previous week, Five Star Bancorp had 1 more articles in the media than MainStreet Bank. MarketBeat recorded 2 mentions for Five Star Bancorp and 1 mentions for MainStreet Bank. Five Star Bancorp's average media sentiment score of 1.73 beat MainStreet Bank's score of 1.36 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Five Star Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
MainStreet Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, FSBC or MNSB?

Five Star Bancorp has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, MainStreet Bank has a beta of 0.61, indicating that its stock price is 39% less volatile than the S&P 500.

Do analysts recommend FSBC or MNSB?

Five Star Bancorp presently has a consensus target price of $35.00, suggesting a potential upside of 6.61%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Five Star Bancorp is more favorable than MainStreet Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
MainStreet Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FSBC or MNSB more profitable?

Five Star Bancorp has a net margin of 22.14% compared to MainStreet Bank's net margin of -6.34%. Five Star Bancorp's return on equity of 12.89% beat MainStreet Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Five Star Bancorp	22.14%	12.89%	1.25%
MainStreet Bank	-6.34%	3.72%	0.32%

Summary

Five Star Bancorp beats MainStreet Bank on 15 of the 18 factors compared between the two stocks.