MNSB vs. SPFI, ALRS, SMBK, MPB, CBNK, YRD, HKD, PFIS, HONE, and QD
Should you be buying MainStreet Bancshares stock or one of its competitors? The main competitors of MainStreet Bancshares include South Plains Financial (SPFI), Alerus Financial (ALRS), SmartFinancial (SMBK), Mid Penn Bancorp (MPB), Capital Bancorp (CBNK), Yiren Digital (YRD), AMTD Digital (HKD), Peoples Financial Services (PFIS), HarborOne Bancorp (HONE), and Qudian (QD). These companies are all part of the "banking" industry.
MainStreet Bancshares vs.
MainStreet Bancshares (NASDAQ:MNSB) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, institutional ownership, dividends, earnings, profitability, media sentiment and risk.
MainStreet Bancshares has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500. Comparatively, South Plains Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500.
South Plains Financial has a net margin of 17.20% compared to MainStreet Bancshares' net margin of -7.24%. South Plains Financial's return on equity of 11.75% beat MainStreet Bancshares' return on equity.
South Plains Financial received 42 more outperform votes than MainStreet Bancshares when rated by MarketBeat users. Likewise, 56.82% of users gave South Plains Financial an outperform vote while only 44.44% of users gave MainStreet Bancshares an outperform vote.
South Plains Financial has higher revenue and earnings than MainStreet Bancshares. MainStreet Bancshares is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.
In the previous week, MainStreet Bancshares' average media sentiment score of 1.00 beat South Plains Financial's score of 0.00 indicating that MainStreet Bancshares is being referred to more favorably in the media.
South Plains Financial has a consensus target price of $41.50, indicating a potential upside of 17.40%. Given South Plains Financial's stronger consensus rating and higher probable upside, analysts plainly believe South Plains Financial is more favorable than MainStreet Bancshares.
MainStreet Bancshares pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.7%. MainStreet Bancshares pays out -23.3% of its earnings in the form of a dividend. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has increased its dividend for 5 consecutive years. MainStreet Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
52.3% of MainStreet Bancshares shares are owned by institutional investors. Comparatively, 55.0% of South Plains Financial shares are owned by institutional investors. 9.2% of MainStreet Bancshares shares are owned by insiders. Comparatively, 24.6% of South Plains Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
South Plains Financial beats MainStreet Bancshares on 17 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:MNSB) was last updated on 5/22/2025 by MarketBeat.com Staff
