MainStreet Bank (MNSB) Competitors

MainStreet Bank (NASDAQ:MNSB) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.

Which has higher valuation and earnings, MNSB or CBNK?

Capital Bancorp has higher revenue and earnings than MainStreet Bank. MainStreet Bank is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MainStreet Bank	$137.87M	1.18	-$9.98M	-$1.72	-12.30
Capital Bancorp	$244.71M	2.33	$30.97M	$2.48	13.81

Does the media refer more to MNSB or CBNK?

In the previous week, MainStreet Bank had 2 more articles in the media than Capital Bancorp. MarketBeat recorded 5 mentions for MainStreet Bank and 3 mentions for Capital Bancorp. MainStreet Bank's average media sentiment score of 1.63 beat Capital Bancorp's score of 0.97 indicating that MainStreet Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MainStreet Bank	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Capital Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MNSB or CBNK more profitable?

Capital Bancorp has a net margin of 14.43% compared to MainStreet Bank's net margin of -6.34%. Capital Bancorp's return on equity of 15.04% beat MainStreet Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MainStreet Bank	-6.34%	3.71%	0.31%
Capital Bancorp	14.43%	15.04%	1.66%

Do analysts prefer MNSB or CBNK?

Capital Bancorp has a consensus price target of $34.50, suggesting a potential upside of 0.76%. Given Capital Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Capital Bancorp is more favorable than MainStreet Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MainStreet Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals & insiders hold more shares of MNSB or CBNK?

52.3% of MainStreet Bank shares are held by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are held by institutional investors. 9.3% of MainStreet Bank shares are held by company insiders. Comparatively, 31.6% of Capital Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is MNSB or CBNK a better dividend stock?

MainStreet Bank pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Capital Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. MainStreet Bank pays out -23.3% of its earnings in the form of a dividend. Capital Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital Bancorp has raised its dividend for 3 consecutive years. MainStreet Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility and risk, MNSB or CBNK?

MainStreet Bank has a beta of 0.56, indicating that its stock price is 44% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500.

Summary

Capital Bancorp beats MainStreet Bank on 15 of the 19 factors compared between the two stocks.