Ohio Valley Banc (OVBC) Competitors

Velocity Financial (NYSE:VEL) and Ohio Valley Banc (NASDAQ:OVBC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, dividends, media sentiment, institutional ownership, valuation and profitability.

Does the media favor VEL or OVBC?

In the previous week, Velocity Financial had 3 more articles in the media than Ohio Valley Banc. MarketBeat recorded 6 mentions for Velocity Financial and 3 mentions for Ohio Valley Banc. Ohio Valley Banc's average media sentiment score of 1.29 beat Velocity Financial's score of 0.25 indicating that Ohio Valley Banc is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Ohio Valley Banc	Positive

Which has more risk and volatility, VEL or OVBC?

Velocity Financial has a beta of 1.26, suggesting that its stock price is 26% more volatile than the S&P 500. Comparatively, Ohio Valley Banc has a beta of 0.16, suggesting that its stock price is 84% less volatile than the S&P 500.

Is VEL or OVBC more profitable?

Velocity Financial has a net margin of 51.11% compared to Ohio Valley Banc's net margin of 14.81%. Velocity Financial's return on equity of 15.89% beat Ohio Valley Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	51.11%	15.89%	1.49%
Ohio Valley Banc	14.81%	9.07%	0.92%

Do analysts rate VEL or OVBC?

Velocity Financial presently has a consensus target price of $21.33, indicating a potential upside of 12.16%. Given Velocity Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe Velocity Financial is more favorable than Ohio Valley Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Ohio Valley Banc	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals and insiders believe in VEL or OVBC?

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 22.1% of Ohio Valley Banc shares are held by institutional investors. 4.6% of Velocity Financial shares are held by company insiders. Comparatively, 7.1% of Ohio Valley Banc shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has better earnings and valuation, VEL or OVBC?

Velocity Financial has higher revenue and earnings than Ohio Valley Banc. Velocity Financial is trading at a lower price-to-earnings ratio than Ohio Valley Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$135.80M	5.38	$68.42M	$2.21	8.61
Ohio Valley Banc	$88.93M	1.85	$11M	$2.94	11.89

Summary

Velocity Financial beats Ohio Valley Banc on 12 of the 16 factors compared between the two stocks.