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Peoples Bancorp of North Carolina (PEBK) Competitors

Peoples Bancorp of North Carolina logo
$28.85 -1.41 (-4.66%)
Closing price 08/15/2025 04:00 PM Eastern
Extended Trading
$29.33 +0.48 (+1.66%)
As of 08/15/2025 04:20 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PEBK vs. VEL, SMBC, XYF, SPFI, SMBK, LDI, FUFU, MPB, ALRS, and CBNK

Should you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Velocity Financial (VEL), Southern Missouri Bancorp (SMBC), X Financial (XYF), South Plains Financial (SPFI), SmartFinancial (SMBK), loanDepot (LDI), BitFuFu (FUFU), Mid Penn Bancorp (MPB), Alerus Financial (ALRS), and Capital Bancorp (CBNK). These companies are all part of the "banking" industry.

Peoples Bancorp of North Carolina vs. Its Competitors

Velocity Financial (NYSE:VEL) and Peoples Bancorp of North Carolina (NASDAQ:PEBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 43.8% of Peoples Bancorp of North Carolina shares are owned by institutional investors. 4.6% of Velocity Financial shares are owned by insiders. Comparatively, 16.9% of Peoples Bancorp of North Carolina shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Velocity Financial had 4 more articles in the media than Peoples Bancorp of North Carolina. MarketBeat recorded 6 mentions for Velocity Financial and 2 mentions for Peoples Bancorp of North Carolina. Peoples Bancorp of North Carolina's average media sentiment score of 0.94 beat Velocity Financial's score of -0.14 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Peoples Bancorp of North Carolina
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Velocity Financial has higher revenue and earnings than Peoples Bancorp of North Carolina. Velocity Financial is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$135.80M5.38$68.42M$2.218.60
Peoples Bancorp of North Carolina$72.75M2.16$16.35M$3.119.28

Velocity Financial currently has a consensus price target of $21.33, indicating a potential upside of 12.22%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts clearly believe Velocity Financial is more favorable than Peoples Bancorp of North Carolina.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Peoples Bancorp of North Carolina
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Velocity Financial has a beta of 1.26, suggesting that its share price is 26% more volatile than the S&P 500. Comparatively, Peoples Bancorp of North Carolina has a beta of 0.65, suggesting that its share price is 35% less volatile than the S&P 500.

Velocity Financial has a net margin of 51.11% compared to Peoples Bancorp of North Carolina's net margin of 15.49%. Velocity Financial's return on equity of 15.89% beat Peoples Bancorp of North Carolina's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial51.11% 15.89% 1.49%
Peoples Bancorp of North Carolina 15.49%12.39%1.02%

Summary

Velocity Financial beats Peoples Bancorp of North Carolina on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PEBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PEBK vs. The Competition

MetricPeoples Bancorp of North CarolinaBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$165.20M$1.98B$12.44B$9.82B
Dividend Yield2.59%2.64%5.55%4.07%
P/E Ratio9.2812.0619.6225.12
Price / Sales2.162.5326.71114.82
Price / Cash8.5812.5721.8559.05
Price / Book1.091.152.286.18
Net Income$16.35M$156.23M$1.00B$264.89M
7 Day Performance2.12%1.79%1.23%4.18%
1 Month Performance0.24%-0.08%1.37%1.99%
1 Year Performance0.59%17.21%539.15%24.22%

Peoples Bancorp of North Carolina Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PEBK
Peoples Bancorp of North Carolina
3.0169 of 5 stars
$28.85
-4.7%
N/A+0.5%$165.20M$72.75M9.28310High Trading Volume
VEL
Velocity Financial
2.7327 of 5 stars
$16.62
+1.6%
$21.33
+28.4%
+4.2%$596.64M$135.80M8.56220
SMBC
Southern Missouri Bancorp
4.3493 of 5 stars
$53.01
+1.0%
$64.67
+22.0%
+0.3%$592.91M$305.35M10.23540Positive News
XYF
X Financial
1.4996 of 5 stars
$13.76
-3.0%
N/A+213.1%$592.44M$804.43M2.87420Upcoming Earnings
SPFI
South Plains Financial
4.317 of 5 stars
$36.84
+2.3%
$44.67
+21.2%
+21.0%$584.36M$288.97M11.51680
SMBK
SmartFinancial
3.0447 of 5 stars
$33.69
+1.3%
$38.25
+13.5%
+29.3%$573.40M$187.06M15.74550Positive News
LDI
loanDepot
0.5965 of 5 stars
$1.80
+6.8%
$2.05
+14.2%
-28.3%$554.25M$1.06B-3.994,900Analyst Downgrade
Short Interest ↑
Gap Down
FUFU
BitFuFu
3.6115 of 5 stars
$3.49
+4.2%
$6.60
+89.2%
-22.7%$549.91M$463.33M174.5929Trending News
Earnings Report
Analyst Forecast
Short Interest ↓
Analyst Revision
Gap Up
MPB
Mid Penn Bancorp
4.3844 of 5 stars
$26.76
-1.3%
$34.50
+28.9%
+3.6%$524.74M$309.08M11.20620Positive News
ALRS
Alerus Financial
4.7737 of 5 stars
$20.97
+2.6%
$25.63
+22.2%
+1.3%$518.47M$336.51M12.41840
CBNK
Capital Bancorp
4.6491 of 5 stars
$31.22
+1.0%
$37.00
+18.5%
+36.1%$514.86M$244.71M11.69270Positive News
Dividend Increase

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This page (NASDAQ:PEBK) was last updated on 8/16/2025 by MarketBeat.com Staff
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