Peoples Bancorp of North Carolina (PEBK) Competitors $28.85 -1.41 (-4.66%) Closing price 08/15/2025 04:00 PM EasternExtended Trading$29.33 +0.48 (+1.66%) As of 08/15/2025 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PEBK vs. VEL, SMBC, XYF, SPFI, SMBK, LDI, FUFU, MPB, ALRS, and CBNKShould you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Velocity Financial (VEL), Southern Missouri Bancorp (SMBC), X Financial (XYF), South Plains Financial (SPFI), SmartFinancial (SMBK), loanDepot (LDI), BitFuFu (FUFU), Mid Penn Bancorp (MPB), Alerus Financial (ALRS), and Capital Bancorp (CBNK). These companies are all part of the "banking" industry. Peoples Bancorp of North Carolina vs. Its Competitors Velocity Financial Southern Missouri Bancorp X Financial South Plains Financial SmartFinancial loanDepot BitFuFu Mid Penn Bancorp Alerus Financial Capital Bancorp Velocity Financial (NYSE:VEL) and Peoples Bancorp of North Carolina (NASDAQ:PEBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment. Do institutionals & insiders believe in VEL or PEBK? 97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 43.8% of Peoples Bancorp of North Carolina shares are owned by institutional investors. 4.6% of Velocity Financial shares are owned by insiders. Comparatively, 16.9% of Peoples Bancorp of North Carolina shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Does the media prefer VEL or PEBK? In the previous week, Velocity Financial had 4 more articles in the media than Peoples Bancorp of North Carolina. MarketBeat recorded 6 mentions for Velocity Financial and 2 mentions for Peoples Bancorp of North Carolina. Peoples Bancorp of North Carolina's average media sentiment score of 0.94 beat Velocity Financial's score of -0.14 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Velocity Financial 0 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Peoples Bancorp of North Carolina 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has higher earnings & valuation, VEL or PEBK? Velocity Financial has higher revenue and earnings than Peoples Bancorp of North Carolina. Velocity Financial is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVelocity Financial$135.80M5.38$68.42M$2.218.60Peoples Bancorp of North Carolina$72.75M2.16$16.35M$3.119.28 Do analysts recommend VEL or PEBK? Velocity Financial currently has a consensus price target of $21.33, indicating a potential upside of 12.22%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts clearly believe Velocity Financial is more favorable than Peoples Bancorp of North Carolina.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Velocity Financial 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33Peoples Bancorp of North Carolina 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Which has more risk and volatility, VEL or PEBK? Velocity Financial has a beta of 1.26, suggesting that its share price is 26% more volatile than the S&P 500. Comparatively, Peoples Bancorp of North Carolina has a beta of 0.65, suggesting that its share price is 35% less volatile than the S&P 500. Is VEL or PEBK more profitable? Velocity Financial has a net margin of 51.11% compared to Peoples Bancorp of North Carolina's net margin of 15.49%. Velocity Financial's return on equity of 15.89% beat Peoples Bancorp of North Carolina's return on equity.Company Net Margins Return on Equity Return on Assets Velocity Financial51.11% 15.89% 1.49% Peoples Bancorp of North Carolina 15.49%12.39%1.02% SummaryVelocity Financial beats Peoples Bancorp of North Carolina on 12 of the 16 factors compared between the two stocks. Get Peoples Bancorp of North Carolina News Delivered to You Automatically Sign up to receive the latest news and ratings for PEBK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PEBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PEBK vs. The Competition Export to ExcelMetricPeoples Bancorp of North CarolinaBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$165.20M$1.98B$12.44B$9.82BDividend Yield2.59%2.64%5.55%4.07%P/E Ratio9.2812.0619.6225.12Price / Sales2.162.5326.71114.82Price / Cash8.5812.5721.8559.05Price / Book1.091.152.286.18Net Income$16.35M$156.23M$1.00B$264.89M7 Day Performance2.12%1.79%1.23%4.18%1 Month Performance0.24%-0.08%1.37%1.99%1 Year Performance0.59%17.21%539.15%24.22% Peoples Bancorp of North Carolina Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PEBKPeoples Bancorp of North Carolina3.0169 of 5 stars$28.85-4.7%N/A+0.5%$165.20M$72.75M9.28310High Trading VolumeVELVelocity Financial2.7327 of 5 stars$16.62+1.6%$21.33+28.4%+4.2%$596.64M$135.80M8.56220SMBCSouthern Missouri Bancorp4.3493 of 5 stars$53.01+1.0%$64.67+22.0%+0.3%$592.91M$305.35M10.23540Positive NewsXYFX Financial1.4996 of 5 stars$13.76-3.0%N/A+213.1%$592.44M$804.43M2.87420Upcoming EarningsSPFISouth Plains Financial4.317 of 5 stars$36.84+2.3%$44.67+21.2%+21.0%$584.36M$288.97M11.51680SMBKSmartFinancial3.0447 of 5 stars$33.69+1.3%$38.25+13.5%+29.3%$573.40M$187.06M15.74550Positive NewsLDIloanDepot0.5965 of 5 stars$1.80+6.8%$2.05+14.2%-28.3%$554.25M$1.06B-3.994,900Analyst DowngradeShort Interest ↑Gap DownFUFUBitFuFu3.6115 of 5 stars$3.49+4.2%$6.60+89.2%-22.7%$549.91M$463.33M174.5929Trending NewsEarnings ReportAnalyst ForecastShort Interest ↓Analyst RevisionGap UpMPBMid Penn Bancorp4.3844 of 5 stars$26.76-1.3%$34.50+28.9%+3.6%$524.74M$309.08M11.20620Positive NewsALRSAlerus Financial4.7737 of 5 stars$20.97+2.6%$25.63+22.2%+1.3%$518.47M$336.51M12.41840CBNKCapital Bancorp4.6491 of 5 stars$31.22+1.0%$37.00+18.5%+36.1%$514.86M$244.71M11.69270Positive NewsDividend Increase Related Companies and Tools Related Companies Velocity Financial Competitors Southern Missouri Bancorp Competitors X Financial Competitors South Plains Financial Competitors SmartFinancial Competitors loanDepot Competitors BitFuFu Competitors Mid Penn Bancorp Competitors Alerus Financial Competitors Capital Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PEBK) was last updated on 8/16/2025 by MarketBeat.com Staff From Our PartnersMusk’s Project Colossus could mint millionairesI predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new milliona...Brownstone Research | SponsoredGenesis 14:13-17 [HIDDEN MEANING?]A mysterious Bible verse from Genesis may hold the key to unlocking what one expert calls an “American birthri...Paradigm Press | SponsoredEveryone’s watching Nvidia right now. 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