SoFi Technologies (SOFI) Competitors

SoFi Technologies (NASDAQ:SOFI) and Canadian Imperial Bank of Commerce (NYSE:CM) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, community ranking, institutional ownership, media sentiment, risk, valuation, earnings and dividends.

Which has more risk and volatility, SOFI or CM?

SoFi Technologies has a beta of 1.84, suggesting that its stock price is 84% more volatile than the S&P 500. Comparatively, Canadian Imperial Bank of Commerce has a beta of 1.06, suggesting that its stock price is 6% more volatile than the S&P 500.

Does the MarketBeat Community prefer SOFI or CM?

Canadian Imperial Bank of Commerce received 434 more outperform votes than SoFi Technologies when rated by MarketBeat users. Likewise, 52.55% of users gave Canadian Imperial Bank of Commerce an outperform vote while only 38.46% of users gave SoFi Technologies an outperform vote.

Company	Underperform	Outperform
SoFi Technologies	Outperform Votes 60 38.46%	Underperform Votes 96 61.54%
Canadian Imperial Bank of Commerce	Outperform Votes 494 52.55%	Underperform Votes 446 47.45%

Which has better earnings and valuation, SOFI or CM?

Canadian Imperial Bank of Commerce has higher revenue and earnings than SoFi Technologies. Canadian Imperial Bank of Commerce is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SoFi Technologies	$2.80B	5.24	$498.67M	$0.41	32.37
Canadian Imperial Bank of Commerce	$26.57B	2.36	$5.23B	$5.58	11.96

Do insiders and institutionals hold more shares of SOFI or CM?

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 49.9% of Canadian Imperial Bank of Commerce shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the media prefer SOFI or CM?

In the previous week, SoFi Technologies had 20 more articles in the media than Canadian Imperial Bank of Commerce. MarketBeat recorded 29 mentions for SoFi Technologies and 9 mentions for Canadian Imperial Bank of Commerce. SoFi Technologies' average media sentiment score of 0.99 beat Canadian Imperial Bank of Commerce's score of 0.82 indicating that SoFi Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SoFi Technologies	17 Very Positive mention(s)	4 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Canadian Imperial Bank of Commerce	4 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SOFI or CM more profitable?

SoFi Technologies has a net margin of 18.64% compared to Canadian Imperial Bank of Commerce's net margin of 11.10%. Canadian Imperial Bank of Commerce's return on equity of 14.01% beat SoFi Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SoFi Technologies	18.64%	3.82%	0.69%
Canadian Imperial Bank of Commerce	11.10%	14.01%	0.72%

Do analysts prefer SOFI or CM?

SoFi Technologies currently has a consensus price target of $14.38, indicating a potential upside of 8.40%. Canadian Imperial Bank of Commerce has a consensus price target of $92.00, indicating a potential upside of 37.89%. Given Canadian Imperial Bank of Commerce's stronger consensus rating and higher probable upside, analysts clearly believe Canadian Imperial Bank of Commerce is more favorable than SoFi Technologies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SoFi Technologies	3 Sell rating(s)	5 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	2.38
Canadian Imperial Bank of Commerce	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71

Summary

Canadian Imperial Bank of Commerce beats SoFi Technologies on 10 of the 19 factors compared between the two stocks.