TrustCo Bank Corp NY (TRST) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and Walker & Dunlop (NYSE:WD) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, media sentiment, institutional ownership, dividends, community ranking, profitability and risk.

Does the MarketBeat Community prefer TRST or WD?

Walker & Dunlop received 150 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. Likewise, 59.55% of users gave Walker & Dunlop an outperform vote while only 53.44% of users gave TrustCo Bank Corp NY an outperform vote.

Company	Underperform	Outperform
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%
Walker & Dunlop	Outperform Votes 321 59.55%	Underperform Votes 218 40.45%

Do insiders and institutionals have more ownership in TRST or WD?

68.6% of TrustCo Bank Corp NY shares are held by institutional investors. Comparatively, 81.0% of Walker & Dunlop shares are held by institutional investors. 2.9% of TrustCo Bank Corp NY shares are held by company insiders. Comparatively, 3.7% of Walker & Dunlop shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is TRST or WD more profitable?

TrustCo Bank Corp NY has a net margin of 18.56% compared to Walker & Dunlop's net margin of 9.55%. Walker & Dunlop's return on equity of 9.64% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	18.56%	7.37%	0.79%
Walker & Dunlop	9.55%	9.64%	3.96%

Which has more volatility & risk, TRST or WD?

TrustCo Bank Corp NY has a beta of 0.64, meaning that its share price is 36% less volatile than the S&P 500. Comparatively, Walker & Dunlop has a beta of 1.56, meaning that its share price is 56% more volatile than the S&P 500.

Do analysts prefer TRST or WD?

Walker & Dunlop has a consensus price target of $102.50, suggesting a potential upside of 44.69%. Given Walker & Dunlop's stronger consensus rating and higher possible upside, analysts clearly believe Walker & Dunlop is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Walker & Dunlop	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00

Does the media favor TRST or WD?

In the previous week, Walker & Dunlop had 2 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 4 mentions for Walker & Dunlop and 2 mentions for TrustCo Bank Corp NY. TrustCo Bank Corp NY's average media sentiment score of 1.86 beat Walker & Dunlop's score of 0.76 indicating that TrustCo Bank Corp NY is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TrustCo Bank Corp NY	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Walker & Dunlop	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TRST or WD a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.5%. Walker & Dunlop pays an annual dividend of $2.68 per share and has a dividend yield of 3.8%. TrustCo Bank Corp NY pays out 53.7% of its earnings in the form of a dividend. Walker & Dunlop pays out 91.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Walker & Dunlop has increased its dividend for 7 consecutive years. TrustCo Bank Corp NY is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has higher earnings & valuation, TRST or WD?

Walker & Dunlop has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$175.70M	3.47	$48.83M	$2.68	11.95
Walker & Dunlop	$1.14B	2.11	$108.17M	$2.92	24.26

Summary

Walker & Dunlop beats TrustCo Bank Corp NY on 17 of the 22 factors compared between the two stocks.