TrustCo Bank Corp NY (TRST) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, analyst recommendations, valuation, profitability, risk, institutional ownership and media sentiment.

Is TRST or BUSE a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.52 per share and has a dividend yield of 4.1%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. TrustCo Bank Corp NY pays out 54.1% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, TRST or BUSE?

TrustCo Bank Corp NY has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500.

Which has better valuation & earnings, TRST or BUSE?

First Busey has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$263.15M	2.63	$48.83M	$2.81	13.08
First Busey	$663.36M	3.11	$113.69M	$1.12	20.70

Do analysts recommend TRST or BUSE?

First Busey has a consensus target price of $27.33, suggesting a potential upside of 17.92%. Given First Busey's higher probable upside, analysts plainly believe First Busey is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Does the media favor TRST or BUSE?

In the previous week, First Busey had 2 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 3 mentions for First Busey and 1 mentions for TrustCo Bank Corp NY. TrustCo Bank Corp NY's average media sentiment score of 0.59 beat First Busey's score of 0.05 indicating that TrustCo Bank Corp NY is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TrustCo Bank Corp NY	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is TRST or BUSE more profitable?

TrustCo Bank Corp NY has a net margin of 19.84% compared to First Busey's net margin of 9.48%. First Busey's return on equity of 8.76% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	19.84%	7.85%	0.85%
First Busey	9.48%	8.76%	1.04%

Do insiders and institutionals believe in TRST or BUSE?

68.6% of TrustCo Bank Corp NY shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 3.3% of TrustCo Bank Corp NY shares are held by company insiders. Comparatively, 3.9% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

First Busey beats TrustCo Bank Corp NY on 13 of the 19 factors compared between the two stocks.