TrustCo Bank Corp NY (TRST) Competitors

First Busey (NASDAQ:BUSE) and TrustCo Bank Corp NY (NASDAQ:TRST) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, risk, valuation, analyst recommendations, media sentiment and institutional ownership.

Is BUSE or TRST more profitable?

TrustCo Bank Corp NY has a net margin of 19.84% compared to First Busey's net margin of 9.48%. First Busey's return on equity of 8.76% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
TrustCo Bank Corp NY	19.84%	7.85%	0.85%

Which has better earnings and valuation, BUSE or TRST?

First Busey has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$557.44M	3.89	$113.69M	$1.12	21.72
TrustCo Bank Corp NY	$263.15M	2.76	$48.83M	$2.81	13.71

Do institutionals & insiders have more ownership in BUSE or TRST?

56.5% of First Busey shares are held by institutional investors. Comparatively, 68.6% of TrustCo Bank Corp NY shares are held by institutional investors. 3.9% of First Busey shares are held by insiders. Comparatively, 3.3% of TrustCo Bank Corp NY shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the media prefer BUSE or TRST?

In the previous week, First Busey had 3 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 5 mentions for First Busey and 2 mentions for TrustCo Bank Corp NY. TrustCo Bank Corp NY's average media sentiment score of 1.84 beat First Busey's score of 1.82 indicating that TrustCo Bank Corp NY is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
TrustCo Bank Corp NY	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more risk & volatility, BUSE or TRST?

First Busey has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY has a beta of 0.71, meaning that its share price is 29% less volatile than the S&P 500.

Is BUSE or TRST a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. TrustCo Bank Corp NY pays an annual dividend of $1.52 per share and has a dividend yield of 3.9%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TrustCo Bank Corp NY pays out 54.1% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer BUSE or TRST?

First Busey presently has a consensus target price of $27.33, indicating a potential upside of 12.34%. Given First Busey's stronger consensus rating and higher possible upside, equities analysts clearly believe First Busey is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

First Busey beats TrustCo Bank Corp NY on 14 of the 19 factors compared between the two stocks.