United Bancorp (UBCP) Competitors

RBB Bancorp (NASDAQ:RBB) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, profitability, analyst recommendations, valuation, earnings, institutional ownership and community ranking.

Does the media prefer RBB or UBCP?

In the previous week, RBB Bancorp's average media sentiment score of 0.00 equaled United Bancorp'saverage media sentiment score.

Company	Overall Sentiment
RBB Bancorp	Neutral
United Bancorp	Neutral

Which has more volatility and risk, RBB or UBCP?

RBB Bancorp has a beta of 1.04, meaning that its share price is 4% more volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500.

Is RBB or UBCP more profitable?

United Bancorp has a net margin of 16.83% compared to RBB Bancorp's net margin of 11.49%. United Bancorp's return on equity of 11.73% beat RBB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
RBB Bancorp	11.49%	5.21%	0.68%
United Bancorp	16.83%	11.73%	0.90%

Which has better earnings and valuation, RBB or UBCP?

RBB Bancorp has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RBB Bancorp	$114.91M	2.54	$26.67M	$1.16	14.20
United Bancorp	$29.81M	2.62	$7.40M	$1.24	10.89

Do institutionals and insiders have more ownership in RBB or UBCP?

40.1% of RBB Bancorp shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 4.6% of RBB Bancorp shares are owned by insiders. Comparatively, 12.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is RBB or UBCP a better dividend stock?

RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 3.9%. United Bancorp pays an annual dividend of $0.74 per share and has a dividend yield of 5.5%. RBB Bancorp pays out 55.2% of its earnings in the form of a dividend. United Bancorp pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend RBB or UBCP?

RBB Bancorp currently has a consensus price target of $21.25, indicating a potential upside of 29.02%. Given RBB Bancorp's stronger consensus rating and higher possible upside, research analysts plainly believe RBB Bancorp is more favorable than United Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RBB Bancorp	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
United Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community believe in RBB or UBCP?

RBB Bancorp received 75 more outperform votes than United Bancorp when rated by MarketBeat users. However, 60.26% of users gave United Bancorp an outperform vote while only 55.52% of users gave RBB Bancorp an outperform vote.

Company	Underperform	Outperform
RBB Bancorp	Outperform Votes 166 55.52%	Underperform Votes 133 44.48%
United Bancorp	Outperform Votes 91 60.26%	Underperform Votes 60 39.74%

Summary

RBB Bancorp and United Bancorp tied by winning 9 of the 18 factors compared between the two stocks.