UBCP vs. BRBS, FMAO, NECB, ONIT, RBB, FSBW, PBFS, BCML, CZFS, and SFST
Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Blue Ridge Bankshares (BRBS), Farmers & Merchants Bancorp (FMAO), Northeast Community Bancorp (NECB), Onity Group (ONIT), RBB Bancorp (RBB), FS Bancorp (FSBW), Pioneer Bancorp (PBFS), BayCom (BCML), Citizens Financial Services (CZFS), and Southern First Bancshares (SFST). These companies are all part of the "banking" industry.
United Bancorp vs. Its Competitors
Blue Ridge Bankshares (NASDAQ:BRBS) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, community ranking, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.
Blue Ridge Bankshares has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500.
50.5% of Blue Ridge Bankshares shares are owned by institutional investors. Comparatively, 15.4% of United Bancorp shares are owned by institutional investors. 3.1% of Blue Ridge Bankshares shares are owned by insiders. Comparatively, 12.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
United Bancorp has a net margin of 16.83% compared to Blue Ridge Bankshares' net margin of -8.84%. United Bancorp's return on equity of 11.73% beat Blue Ridge Bankshares' return on equity.
United Bancorp received 89 more outperform votes than Blue Ridge Bankshares when rated by MarketBeat users. Likewise, 60.26% of users gave United Bancorp an outperform vote while only 25.00% of users gave Blue Ridge Bankshares an outperform vote.
United Bancorp has lower revenue, but higher earnings than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.
In the previous week, Blue Ridge Bankshares and Blue Ridge Bankshares both had 2 articles in the media. United Bancorp's average media sentiment score of 1.69 beat Blue Ridge Bankshares' score of 0.83 indicating that United Bancorp is being referred to more favorably in the news media.
Blue Ridge Bankshares pays an annual dividend of $0.49 per share and has a dividend yield of 14.3%. United Bancorp pays an annual dividend of $0.74 per share and has a dividend yield of 5.4%. Blue Ridge Bankshares pays out -98.0% of its earnings in the form of a dividend. United Bancorp pays out 59.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Blue Ridge Bankshares has increased its dividend for 10 consecutive years and United Bancorp has increased its dividend for 13 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
United Bancorp beats Blue Ridge Bankshares on 11 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Bancorp Competitors List
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This page (NASDAQ:UBCP) was last updated on 6/13/2025 by MarketBeat.com Staff
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