United Bancorp (UBCP) Competitors $12.36 -0.09 (-0.68%) Closing price 03:58 PM EasternExtended Trading$12.41 +0.04 (+0.36%) As of 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. PDLB, FSBW, HIVE, PBFS, NEWT, PCB, FRBA, RBB, SFST, and ONITShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Ponce Financial Group (PDLB), FS Bancorp (FSBW), HIVE Digital Technologies (HIVE), Pioneer Bancorp (PBFS), NewtekOne (NEWT), PCB Bancorp (PCB), First Bank (FRBA), RBB Bancorp (RBB), Southern First Bancshares (SFST), and Onity Group (ONIT). These companies are all part of the "banking" industry. United Bancorp vs. Ponce Financial Group FS Bancorp HIVE Digital Technologies Pioneer Bancorp NewtekOne PCB Bancorp First Bank RBB Bancorp Southern First Bancshares Onity Group United Bancorp (NASDAQ:UBCP) and Ponce Financial Group (NASDAQ:PDLB) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, community ranking, analyst recommendations, media sentiment, dividends, valuation, risk, profitability and institutional ownership. Does the MarketBeat Community favor UBCP or PDLB? United Bancorp received 5 more outperform votes than Ponce Financial Group when rated by MarketBeat users. Likewise, 60.26% of users gave United Bancorp an outperform vote while only 53.42% of users gave Ponce Financial Group an outperform vote. CompanyUnderperformOutperformUnited BancorpOutperform Votes9160.26% Underperform Votes6039.74% Ponce Financial GroupOutperform Votes8653.42% Underperform Votes7546.58% Is UBCP or PDLB more profitable? United Bancorp has a net margin of 16.83% compared to Ponce Financial Group's net margin of 6.46%. United Bancorp's return on equity of 11.73% beat Ponce Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets United Bancorp16.83% 11.73% 0.90% Ponce Financial Group 6.46%4.01%0.38% Which has more volatility & risk, UBCP or PDLB? United Bancorp has a beta of 0.23, suggesting that its share price is 77% less volatile than the S&P 500. Comparatively, Ponce Financial Group has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500. Does the media refer more to UBCP or PDLB? In the previous week, Ponce Financial Group had 7 more articles in the media than United Bancorp. MarketBeat recorded 10 mentions for Ponce Financial Group and 3 mentions for United Bancorp. Ponce Financial Group's average media sentiment score of 1.02 beat United Bancorp's score of 0.97 indicating that Ponce Financial Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ponce Financial Group 3 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders & institutionals have more ownership in UBCP or PDLB? 15.4% of United Bancorp shares are held by institutional investors. Comparatively, 64.3% of Ponce Financial Group shares are held by institutional investors. 12.9% of United Bancorp shares are held by insiders. Comparatively, 6.7% of Ponce Financial Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. Which has better earnings and valuation, UBCP or PDLB? Ponce Financial Group has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Bancorp$29.26M2.52$7.40M$1.279.74Ponce Financial Group$81.14M3.81$10.97M$0.6121.13 SummaryPonce Financial Group beats United Bancorp on 8 of the 15 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$73.77M$3.08B$11.11B$7.93BDividend Yield5.66%3.87%5.77%4.22%P/E Ratio9.7423.5922.1018.54Price / Sales2.523.0126.31103.34Price / Cash6.9110.6317.6034.62Price / Book1.111.162.674.25Net Income$7.40M$372.21M$1.03B$248.18M7 Day Performance-5.47%0.65%0.77%1.25%1 Month Performance-7.93%-0.57%-0.17%3.76%1 Year Performance-0.60%17.47%538.56%5.28% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp3.2911 of 5 stars$12.37-0.7%N/A-0.3%$73.77M$29.26M9.74120Upcoming EarningsShort Interest ↓PDLBPonce Financial Group1.5811 of 5 stars$12.81+2.6%N/A+60.1%$307.00M$81.14M27.26250Earnings ReportShort Interest ↓FSBWFS Bancorp3.7162 of 5 stars$38.68+0.9%$44.00+13.8%+25.4%$300.00M$141.98M8.79540Positive NewsHIVEHIVE Digital Technologies2.5776 of 5 stars$1.75-2.2%$7.64+336.7%-33.5%$298.23M$117.25M-35.0020Analyst RevisionPositive NewsGap UpHigh Trading VolumePBFSPioneer Bancorp1.5916 of 5 stars$11.07+0.1%N/A+26.7%$286.19M$79.44M15.16260News CoveragePositive NewsNEWTNewtekOne3.351 of 5 stars$10.80-0.3%$14.50+34.3%-3.6%$283.94M$237.74M6.03100Upcoming EarningsShort Interest ↑PCBPCB Bancorp4.8285 of 5 stars$19.50+2.6%$22.00+12.8%+34.7%$280.55M$99.71M11.21250Earnings ReportAnalyst ForecastNews CoverageFRBAFirst Bank4.2704 of 5 stars$14.20+2.2%$17.25+21.5%+23.1%$277.89M$129.85M8.50240Dividend AnnouncementPositive NewsRBBRBB Bancorp4.615 of 5 stars$15.65-1.1%$21.25+35.8%-12.3%$277.62M$114.70M10.72360Earnings ReportNews CoverageSFSTSouthern First Bancshares3.2953 of 5 stars$33.69+0.6%N/A+37.5%$275.21M$98.52M17.55290Positive NewsGap DownONITOnity Group3.4292 of 5 stars$34.32+3.8%$42.50+23.8%N/A$270.19M$1.07B8.394,400Earnings ReportShort Interest ↑News Coverage Related Companies and Tools Related Companies PDLB Alternatives FSBW Alternatives HIVE Alternatives PBFS Alternatives NEWT Alternatives PCB Alternatives FRBA Alternatives RBB Alternatives SFST Alternatives ONIT Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 5/1/2025 by MarketBeat.com Staff From Our PartnersHow to invest in Elon Musk’s Optimus before its launchElon Musk is set to completely take over the AI industry with Optimus… A breakthrough AI-powered robot that El...InvestorPlace | SponsoredElon Musk’s next move from the Oval Office?No one is closer to President Trump than Tesla CEO Elon Musk. He's been dubbed Trump's "first buddy." Tr...Weiss Ratings | SponsoredThis Is How Empires FallThe headlines scream tariffs and export bans — but the real damage is happening in retirement portfolios. Tim ...Investors Alley | SponsoredTrump and Buffett Are Quietly Leading America’s Gold RevivalThe “Buffett Indicator” Predicts Gold Set To Dominate for Next Decade Each time the Buffett Indicator has...Golden Portfolio | SponsoredMassive dollar overhaul underway in D.C.?Trump's plan to save the U.S. Dollar The U.S. Dollar is crashing, and our reserve currency status is now in...Stansberry Research | SponsoredJames Altucher: Do not invest in AI unless…I made millions during the crypto boom. Many “experts” are now saying… Artificial Intelligence opportuni...Paradigm Press | SponsoredHere’s How to Claim Your Stake in Elon’s Private Company, xAIEven though xAI is a private company, tech legend and angel investor Jeff Brown found a way for everyday folks...Brownstone Research | SponsoredTrump’s betrayal exposed Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding United Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share United Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
