United Bancorp (UBCP) Competitors $13.57 -0.69 (-4.84%) Closing price 09/18/2025 04:00 PM EasternExtended Trading$13.57 0.00 (0.00%) As of 09/18/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. PBFS, BCML, FSBW, NEWT, DFDV, PCB, PLBC, NECB, FOA, and MVBFShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Pioneer Bancorp (PBFS), Bay Commercial Bank (BCML), FS Bancorp (FSBW), NewtekOne (NEWT), DeFi Development (DFDV), PCB Bancorp (PCB), Plumas Bancorp (PLBC), Northeast Community Bancorp (NECB), Finance of America Companies (FOA), and Mvb Financial (MVBF). These companies are all part of the "banking" industry. United Bancorp vs. Its Competitors Pioneer Bancorp Bay Commercial Bank FS Bancorp NewtekOne DeFi Development PCB Bancorp Plumas Bancorp Northeast Community Bancorp Finance of America Companies Mvb Financial United Bancorp (NASDAQ:UBCP) and Pioneer Bancorp (NASDAQ:PBFS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends. Which has preferable valuation & earnings, UBCP or PBFS? United Bancorp has higher revenue and earnings than Pioneer Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Pioneer Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Bancorp$43.98M1.78$7.40M$1.2710.69Pioneer Bancorp$31.81M10.80$6.45M$0.8715.61 Which has more volatility and risk, UBCP or PBFS? United Bancorp has a beta of 0.39, indicating that its stock price is 61% less volatile than the S&P 500. Comparatively, Pioneer Bancorp has a beta of 0.42, indicating that its stock price is 58% less volatile than the S&P 500. Is UBCP or PBFS more profitable? Pioneer Bancorp has a net margin of 18.33% compared to United Bancorp's net margin of 16.44%. United Bancorp's return on equity of 11.96% beat Pioneer Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets United Bancorp16.44% 11.96% 0.90% Pioneer Bancorp 18.33%7.07%1.07% Does the media prefer UBCP or PBFS? In the previous week, United Bancorp and United Bancorp both had 1 articles in the media. United Bancorp's average media sentiment score of 1.46 beat Pioneer Bancorp's score of 0.00 indicating that United Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Pioneer Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do insiders & institutionals believe in UBCP or PBFS? 15.4% of United Bancorp shares are owned by institutional investors. 12.9% of United Bancorp shares are owned by company insiders. Comparatively, 2.5% of Pioneer Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. SummaryUnited Bancorp beats Pioneer Bancorp on 7 of the 12 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$82.34M$2.61B$12.81B$10.28BDividend Yield5.26%3.59%5.43%4.64%P/E Ratio10.6911.85244.0626.98Price / Sales1.782.4131.10128.54Price / Cash9.0410.9422.2060.63Price / Book1.241.262.356.37Net Income$7.40M$174.52M$1.01B$271.46M7 Day Performance-3.21%1.41%0.56%2.53%1 Month Performance-4.77%5.24%4.05%9.42%1 Year Performance10.33%9.38%541.32%30.16% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp3.2454 of 5 stars$13.57-4.8%N/A+15.5%$82.34M$43.98M10.69120Positive NewsHigh Trading VolumePBFSPioneer Bancorp0.7227 of 5 stars$13.16-0.5%N/A+21.1%$334.65M$31.81M15.13260Upcoming EarningsBCMLBay Commercial Bank3.6562 of 5 stars$30.03+0.3%$31.50+4.9%+28.7%$326.95M$138.09M13.78370Positive NewsFSBWFS Bancorp3.5008 of 5 stars$41.85-0.8%$44.00+5.1%-5.9%$320.57M$206.39M9.94540Short Interest ↓NEWTNewtekOne3.4139 of 5 stars$11.91-1.0%$13.00+9.2%+7.9%$316.65M$338.73M5.93100Trending NewsAnalyst RevisionDFDVDeFi Development3.0013 of 5 stars$15.00+0.3%$35.00+133.3%N/A$314.93M$2.10M22.48N/AGap UpPCBPCB Bancorp4.3052 of 5 stars$21.76-0.2%$22.25+2.3%+18.0%$312.82M$191.91M10.22250News CoveragePLBCPlumas Bancorp4.8896 of 5 stars$45.18+0.8%$58.00+28.4%+8.4%$311.23M$93.11M9.32190NECBNortheast Community Bancorp3.79 of 5 stars$21.76-1.9%N/A-6.2%$311.09M$162.80M6.50130News CoveragePositive NewsDividend AnnouncementFOAFinance of America Companies3.5738 of 5 stars$26.07-6.2%$27.50+5.5%+114.5%$308M$338.17M4.276,630Positive NewsHigh Trading VolumeMVBFMvb Financial3.835 of 5 stars$24.02-0.1%$25.67+6.9%+21.3%$306.06M$228.76M18.48460Positive News Related Companies and Tools Related Companies PBFS Alternatives BCML Alternatives FSBW Alternatives NEWT Alternatives DFDV Alternatives PCB Alternatives PLBC Alternatives NECB Alternatives FOA Alternatives MVBF Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 9/19/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredHe Called Nvidia at $1.10. 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