UBCP vs. OBT, ONIT, PBFS, BWFG, NEWT, FRBA, PCB, BCML, FOA, and FSBW
Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Orange County Bancorp (OBT), Onity Group (ONIT), Pioneer Bancorp (PBFS), Bankwell Financial Group (BWFG), NewtekOne (NEWT), First Bank (FRBA), PCB Bancorp (PCB), Bay Commercial Bank (BCML), Finance of America Companies (FOA), and FS Bancorp (FSBW). These companies are all part of the "banking" industry.
United Bancorp vs. Its Competitors
United Bancorp (NASDAQ:UBCP) and Orange County Bancorp (NASDAQ:OBT) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, profitability, institutional ownership, dividends, analyst recommendations and valuation.
In the previous week, United Bancorp had 2 more articles in the media than Orange County Bancorp. MarketBeat recorded 3 mentions for United Bancorp and 1 mentions for Orange County Bancorp. Orange County Bancorp's average media sentiment score of 1.55 beat United Bancorp's score of 0.50 indicating that Orange County Bancorp is being referred to more favorably in the news media.
15.4% of United Bancorp shares are held by institutional investors. Comparatively, 42.6% of Orange County Bancorp shares are held by institutional investors. 12.9% of United Bancorp shares are held by insiders. Comparatively, 9.3% of Orange County Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Orange County Bancorp has higher revenue and earnings than United Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks.
Orange County Bancorp has a consensus target price of $29.25, suggesting a potential upside of 10.59%. Given Orange County Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Orange County Bancorp is more favorable than United Bancorp.
United Bancorp has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500. Comparatively, Orange County Bancorp has a beta of 0.46, indicating that its share price is 54% less volatile than the S&P 500.
Orange County Bancorp has a net margin of 19.84% compared to United Bancorp's net margin of 16.44%. Orange County Bancorp's return on equity of 14.19% beat United Bancorp's return on equity.
United Bancorp pays an annual dividend of $0.74 per share and has a dividend yield of 5.2%. Orange County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 2.0%. United Bancorp pays out 58.3% of its earnings in the form of a dividend. Orange County Bancorp pays out 20.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancorp has increased its dividend for 13 consecutive years. United Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Orange County Bancorp beats United Bancorp on 14 of the 19 factors compared between the two stocks.
Get United Bancorp News Delivered to You Automatically
Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Bancorp Competitors List
Related Companies and Tools
This page (NASDAQ:UBCP) was last updated on 8/22/2025 by MarketBeat.com Staff
MarketBeat All Access