United Bancorp (UBCP) Competitors $14.42 -0.23 (-1.54%) Closing price 01:04 PM EasternExtended Trading$14.41 -0.02 (-0.13%) As of 04:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. PDLB, USCB, BRBS, NECB, BTM, OPRT, PBFS, SFST, BCML, and RBBShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Ponce Financial Group (PDLB), USCB Financial (USCB), Blue Ridge Bankshares (BRBS), Northeast Community Bancorp (NECB), Bitcoin Depot (BTM), Oportun Financial (OPRT), Pioneer Bancorp (PBFS), Southern First Bancshares (SFST), Bay Commercial Bank (BCML), and RBB Bancorp (RBB). These companies are all part of the "banking" industry. United Bancorp vs. Its Competitors Ponce Financial Group USCB Financial Blue Ridge Bankshares Northeast Community Bancorp Bitcoin Depot Oportun Financial Pioneer Bancorp Southern First Bancshares Bay Commercial Bank RBB Bancorp Ponce Financial Group (NASDAQ:PDLB) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, media sentiment, earnings and risk. Which has better earnings and valuation, PDLB or UBCP? Ponce Financial Group has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPonce Financial Group$169.85M2.02$10.97M$0.6123.48United Bancorp$43.98M1.90$7.40M$1.2411.63 Do insiders & institutionals hold more shares of PDLB or UBCP? 64.4% of Ponce Financial Group shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 7.2% of Ponce Financial Group shares are held by company insiders. Comparatively, 12.9% of United Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Which has more volatility and risk, PDLB or UBCP? Ponce Financial Group has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500. Is PDLB or UBCP more profitable? United Bancorp has a net margin of 16.32% compared to Ponce Financial Group's net margin of 8.30%. United Bancorp's return on equity of 11.64% beat Ponce Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets Ponce Financial Group8.30% 5.18% 0.48% United Bancorp 16.32%11.64%0.88% Does the media favor PDLB or UBCP? In the previous week, Ponce Financial Group had 2 more articles in the media than United Bancorp. MarketBeat recorded 2 mentions for Ponce Financial Group and 0 mentions for United Bancorp. Ponce Financial Group's average media sentiment score of 0.00 equaled United Bancorp'saverage media sentiment score. Company Overall Sentiment Ponce Financial Group Neutral United Bancorp Neutral SummaryPonce Financial Group beats United Bancorp on 7 of the 12 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$84.88M$2.48B$12.04B$8.95BDividend Yield5.05%3.51%5.57%4.08%P/E Ratio11.6311.9420.0720.04Price / Sales1.902.2125.61118.60Price / Cash9.2910.8321.5057.47Price / Book1.321.242.285.67Net Income$7.40M$174.52M$1.00B$248.47M7 Day Performance4.00%4.61%2.31%2.90%1 Month Performance6.30%6.65%4.37%5.75%1 Year Performance17.66%26.04%541.13%21.36% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp2.4051 of 5 stars$14.43-1.5%N/A+18.4%$84.88M$43.98M11.63120PDLBPonce Financial Group0.6844 of 5 stars$13.84-1.0%N/A+54.2%$335.31M$85.54M22.69250USCBUSCB Financial3.7095 of 5 stars$16.54+0.2%$19.00+14.9%+39.2%$330.80M$143.97M11.99196News CoveragePositive NewsBRBSBlue Ridge Bankshares1.2299 of 5 stars$3.59-1.4%N/A+27.6%$327.33M$86.16M-5.61560High Trading VolumeNECBNortheast Community Bancorp2.402 of 5 stars$23.25-0.4%N/A+35.7%$327.31M$162.80M6.64130News CoverageBTMBitcoin Depot1.3679 of 5 stars$5.07flat$4.83-4.7%+242.0%$326.06M$573.70M-26.68107Gap UpOPRTOportun Financial3.6312 of 5 stars$7.16-2.7%$8.33+16.4%+159.2%$322.89M$1.00B-6.392,429High Trading VolumePBFSPioneer BancorpN/A$12.03-2.4%N/A+17.2%$318.77M$104.65M15.62260Positive NewsSFSTSouthern First Bancshares1.4158 of 5 stars$38.03flat$43.00+13.1%+35.6%$310.66M$213.35M16.83290Gap UpBCMLBay Commercial Bank3.5592 of 5 stars$27.71-0.3%$31.00+11.9%+43.3%$305.99M$138.09M13.20370Analyst RevisionRBBRBB Bancorp3.6006 of 5 stars$17.21-0.2%$21.25+23.5%-2.9%$305.83M$232M14.84360 Related Companies and Tools Related Companies PDLB Alternatives USCB Alternatives BRBS Alternatives NECB Alternatives BTM Alternatives OPRT Alternatives PBFS Alternatives SFST Alternatives BCML Alternatives RBB Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 7/3/2025 by MarketBeat.com Staff From Our PartnersTrump’s New Order Could Boost Social Security Benefits by 400%If you collect—or plan to collect—Social Security, you need to see this. 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