United Bancorp (UBCP) Competitors $14.02 -0.39 (-2.71%) Closing price 04:00 PM EasternExtended Trading$14.18 +0.17 (+1.18%) As of 04:48 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. ONIT, BWFG, PBFS, BCML, NEWT, FSBW, PCB, NECB, MVBF, and PLBCShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Onity Group (ONIT), Bankwell Financial Group (BWFG), Pioneer Bancorp (PBFS), Bay Commercial Bank (BCML), NewtekOne (NEWT), FS Bancorp (FSBW), PCB Bancorp (PCB), Northeast Community Bancorp (NECB), Mvb Financial (MVBF), and Plumas Bancorp (PLBC). These companies are all part of the "banking" industry. United Bancorp vs. Its Competitors Onity Group Bankwell Financial Group Pioneer Bancorp Bay Commercial Bank NewtekOne FS Bancorp PCB Bancorp Northeast Community Bancorp Mvb Financial Plumas Bancorp United Bancorp (NASDAQ:UBCP) and Onity Group (NYSE:ONIT) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, analyst recommendations, valuation, profitability, dividends and risk. Do analysts rate UBCP or ONIT? Onity Group has a consensus target price of $50.00, indicating a potential upside of 9.73%. Given Onity Group's stronger consensus rating and higher probable upside, analysts plainly believe Onity Group is more favorable than United Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Onity Group 1 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has more risk and volatility, UBCP or ONIT? United Bancorp has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500. Comparatively, Onity Group has a beta of 1.44, suggesting that its share price is 44% more volatile than the S&P 500. Which has higher valuation & earnings, UBCP or ONIT? Onity Group has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Onity Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Bancorp$43.98M1.84$7.40M$1.2711.04Onity Group$976M0.38$33.90M$3.9211.62 Is UBCP or ONIT more profitable? United Bancorp has a net margin of 16.44% compared to Onity Group's net margin of 3.74%. Onity Group's return on equity of 18.99% beat United Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets United Bancorp16.44% 11.96% 0.90% Onity Group 3.74%18.99%0.56% Does the media favor UBCP or ONIT? In the previous week, United Bancorp and United Bancorp both had 4 articles in the media. United Bancorp's average media sentiment score of 1.44 beat Onity Group's score of 0.67 indicating that United Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Bancorp 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Onity Group 1 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders and institutionals have more ownership in UBCP or ONIT? 15.4% of United Bancorp shares are held by institutional investors. Comparatively, 70.2% of Onity Group shares are held by institutional investors. 12.9% of United Bancorp shares are held by company insiders. Comparatively, 8.8% of Onity Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. SummaryOnity Group beats United Bancorp on 10 of the 15 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$80.90M$2.58B$12.62B$10.15BDividend Yield5.11%3.55%5.42%4.60%P/E Ratio11.0411.66245.6025.92Price / Sales1.842.7130.5785.33Price / Cash9.3211.0522.1259.91Price / Book1.281.242.316.29Net Income$7.40M$174.52M$1.01B$270.77M7 Day Performance-4.30%-0.95%1.04%3.36%1 Month Performance-0.57%3.92%3.13%6.41%1 Year Performance17.82%13.23%543.62%28.24% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp3.3752 of 5 stars$14.02-2.7%N/A+21.1%$80.90M$43.98M11.04120Positive NewsShort Interest ↓ONITOnity Group3.5116 of 5 stars$41.41-1.7%$50.00+20.8%+59.3%$333.24M$976M10.564,300BWFGBankwell Financial Group2.101 of 5 stars$42.28-0.4%$42.00-0.7%+47.7%$332.89M$195.71M16.39140News CoveragePositive NewsInsider TradePBFSPioneer Bancorp1.5113 of 5 stars$13.11+1.8%N/A+21.9%$331.61M$31.81M15.07260Positive NewsBCMLBay Commercial Bank4.2664 of 5 stars$30.26-0.2%$31.50+4.1%+37.0%$330.55M$138.09M13.88370Positive NewsNEWTNewtekOne3.1423 of 5 stars$12.37+0.8%$13.00+5.1%+5.6%$325.60M$338.73M6.15100Positive NewsFSBWFS Bancorp3.6838 of 5 stars$42.71-0.2%$44.00+3.0%+0.6%$324.44M$206.39M10.14540News CoveragePositive NewsShort Interest ↓PCBPCB Bancorp4.7394 of 5 stars$22.10-0.1%$22.25+0.7%+21.5%$317.13M$191.91M10.38250Positive NewsNECBNortheast Community Bancorp3.735 of 5 stars$22.55-0.7%N/A-2.1%$316.28M$162.80M6.73130Positive NewsMVBFMvb Financial4.7156 of 5 stars$24.40+2.3%$25.67+5.2%+22.9%$310.64M$228.76M18.77460Positive NewsPLBCPlumas Bancorp4.9561 of 5 stars$43.39+0.9%$58.00+33.7%+12.4%$301.44M$93.11M8.95190 Related Companies and Tools Related Companies ONIT Alternatives BWFG Alternatives PBFS Alternatives BCML Alternatives NEWT Alternatives FSBW Alternatives PCB Alternatives NECB Alternatives MVBF Alternatives PLBC Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 9/12/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredStunning new initiative unfolding in the White House?what I just learned about what’s unfolding in the White House is truly stunning… And you need to see it for...Paradigm Press | SponsoredForget NVDA. 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