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United Bancorp (UBCP) Competitors

United Bancorp logo
$14.40 +0.34 (+2.38%)
Closing price 08/1/2025 03:58 PM Eastern
Extended Trading
$14.40 0.00 (0.00%)
As of 08/1/2025 04:04 PM Eastern
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UBCP vs. PBFS, LPRO, FSBW, NECB, CIVB, NEWT, ONIT, MVBF, PCB, and BCML

Should you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Pioneer Bancorp (PBFS), Open Lending (LPRO), FS Bancorp (FSBW), Northeast Community Bancorp (NECB), Civista Bancshares (CIVB), NewtekOne (NEWT), Onity Group (ONIT), Mvb Financial (MVBF), PCB Bancorp (PCB), and Bay Commercial Bank (BCML). These companies are all part of the "banking" industry.

United Bancorp vs. Its Competitors

Pioneer Bancorp (NASDAQ:PBFS) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, valuation, risk, institutional ownership, dividends, analyst recommendations and media sentiment.

15.4% of United Bancorp shares are owned by institutional investors. 2.5% of Pioneer Bancorp shares are owned by insiders. Comparatively, 12.9% of United Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Pioneer Bancorp has a net margin of 16.86% compared to United Bancorp's net margin of 16.44%. United Bancorp's return on equity of 11.79% beat Pioneer Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pioneer Bancorp16.86% 6.35% 0.97%
United Bancorp 16.44%11.79%0.90%

In the previous week, United Bancorp had 1 more articles in the media than Pioneer Bancorp. MarketBeat recorded 2 mentions for United Bancorp and 1 mentions for Pioneer Bancorp. United Bancorp's average media sentiment score of 0.77 beat Pioneer Bancorp's score of 0.44 indicating that United Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pioneer Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pioneer Bancorp has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500.

Pioneer Bancorp has higher revenue and earnings than United Bancorp. United Bancorp is trading at a lower price-to-earnings ratio than Pioneer Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pioneer Bancorp$104.65M3.04$15.26M$0.7715.97
United Bancorp$29.81M2.80$7.40M$1.2711.33

Summary

Pioneer Bancorp beats United Bancorp on 7 of the 13 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBCP vs. The Competition

MetricUnited BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$81.46M$2.41B$12.05B$9.52B
Dividend Yield5.27%3.67%5.62%4.09%
P/E Ratio11.3310.8019.7523.81
Price / Sales2.802.4525.9666.04
Price / Cash8.9210.2921.3357.96
Price / Book1.311.122.095.54
Net Income$7.40M$174.52M$1.00B$259.28M
7 Day Performance1.95%-3.81%-2.46%-4.64%
1 Month Performance-1.74%-5.62%-0.84%4.41%
1 Year Performance18.67%5.95%537.11%17.95%

United Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBCP
United Bancorp
3.7129 of 5 stars
$14.40
+2.4%
N/A+15.3%$81.46M$29.81M11.33120News Coverage
Earnings Report
Upcoming Earnings
PBFS
Pioneer Bancorp
0.9996 of 5 stars
$12.34
-0.2%
N/A+11.8%$319.80M$79.44M16.03260News Coverage
Positive News
LPRO
Open Lending
3.5508 of 5 stars
$2.61
-1.1%
$4.12
+57.7%
-63.3%$316.23M$24.02M-2.23180Upcoming Earnings
FSBW
FS Bancorp
3.9664 of 5 stars
$40.32
-1.8%
$44.00
+9.1%
-10.4%$316.06M$206.39M9.58540Positive News
NECB
Northeast Community Bancorp
3.658 of 5 stars
$22.10
-1.8%
N/A-8.3%$315.52M$103.02M6.60130Positive News
CIVB
Civista Bancshares
4.9307 of 5 stars
$20.17
-0.1%
$25.00
+23.9%
+14.6%$313.33M$244.44M7.97440Trending News
Analyst Forecast
Analyst Revision
NEWT
NewtekOne
3.0542 of 5 stars
$11.82
+0.9%
$13.75
+16.3%
-19.0%$308.46M$338.73M6.16100Earnings Report
Analyst Forecast
ONIT
Onity Group
4.2821 of 5 stars
$38.48
+0.2%
$48.33
+25.6%
+29.3%$307.53M$976M13.504,300Upcoming Earnings
MVBF
Mvb Financial
4.6753 of 5 stars
$23.34
-1.2%
$26.75
+14.6%
+0.8%$306.94M$228.76M15.99460News Coverage
Earnings Report
Upcoming Earnings
Analyst Forecast
PCB
PCB Bancorp
4.8621 of 5 stars
$21.42
flat
$22.25
+3.9%
+10.7%$306.50M$107.70M10.06250Positive News
Insider Trade
BCML
Bay Commercial Bank
4.5145 of 5 stars
$27.53
+0.1%
$31.50
+14.4%
+14.7%$302.80M$138.09M12.63370

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This page (NASDAQ:UBCP) was last updated on 8/2/2025 by MarketBeat.com Staff
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