United Bancorp (UBCP) Competitors $13.26 +0.02 (+0.11%) Closing price 03:57 PM EasternExtended Trading$13.14 -0.12 (-0.90%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock UBCP vs. ONIT, RBB, MVBF, BCML, FSBW, PLBC, CBAN, PCB, NEWT, and CZFSShould you be buying United Bancorp stock or one of its competitors? The main competitors of United Bancorp include Onity Group (ONIT), RBB Bancorp (RBB), Mvb Financial (MVBF), Bay Commercial Bank (BCML), FS Bancorp (FSBW), Plumas Bancorp (PLBC), Colony Bankcorp (CBAN), PCB Bancorp (PCB), NewtekOne (NEWT), and Citizens Financial Services (CZFS). These companies are all part of the "banking" industry. United Bancorp vs. Its Competitors Onity Group RBB Bancorp Mvb Financial Bay Commercial Bank FS Bancorp Plumas Bancorp Colony Bankcorp PCB Bancorp NewtekOne Citizens Financial Services Onity Group (NYSE:ONIT) and United Bancorp (NASDAQ:UBCP) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, earnings, dividends, profitability and risk. Is ONIT or UBCP more profitable? United Bancorp has a net margin of 16.44% compared to Onity Group's net margin of 3.74%. Onity Group's return on equity of 18.99% beat United Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Onity Group3.74% 18.99% 0.56% United Bancorp 16.44%11.96%0.90% Do insiders and institutionals believe in ONIT or UBCP? 70.2% of Onity Group shares are held by institutional investors. Comparatively, 15.4% of United Bancorp shares are held by institutional investors. 8.8% of Onity Group shares are held by company insiders. Comparatively, 12.9% of United Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Which has preferable earnings & valuation, ONIT or UBCP? Onity Group has higher revenue and earnings than United Bancorp. Onity Group is trading at a lower price-to-earnings ratio than United Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOnity Group$976M0.30$33.90M$3.929.26United Bancorp$43.98M1.74$7.40M$1.2710.44 Does the media favor ONIT or UBCP? In the previous week, Onity Group had 2 more articles in the media than United Bancorp. MarketBeat recorded 5 mentions for Onity Group and 3 mentions for United Bancorp. United Bancorp's average media sentiment score of 1.37 beat Onity Group's score of 0.52 indicating that United Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Onity Group 2 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive United Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts prefer ONIT or UBCP? Onity Group presently has a consensus target price of $50.00, indicating a potential upside of 37.70%. Given Onity Group's stronger consensus rating and higher probable upside, analysts clearly believe Onity Group is more favorable than United Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Onity Group 1 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.40United Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has more volatility and risk, ONIT or UBCP? Onity Group has a beta of 1.49, indicating that its stock price is 49% more volatile than the S&P 500. Comparatively, United Bancorp has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500. SummaryOnity Group beats United Bancorp on 10 of the 16 factors compared between the two stocks. Get United Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for UBCP and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBCP vs. The Competition Export to ExcelMetricUnited BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$76.51M$2.53B$12.69B$10.65BDividend Yield5.66%3.67%5.55%4.70%P/E Ratio10.4410.5730.1927.65Price / Sales1.742.2730.08141.34Price / Cash8.4010.7622.5862.20Price / Book1.211.202.296.79Net Income$7.40M$174.54M$1.02B$275.88M7 Day Performance-4.29%0.07%0.04%2.64%1 Month Performance-11.51%-2.53%0.05%9.13%1 Year Performance2.20%10.15%539.44%35.89% United Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBCPUnited Bancorp2.585 of 5 stars$13.27+0.1%N/A+4.0%$76.51M$43.98M10.44120News CoveragePositive NewsAnalyst ForecastONITOnity Group4.06 of 5 stars$39.74-1.5%$50.00+25.8%+21.8%$320.35M$976M10.144,300Analyst ForecastRBBRBB Bancorp3.9803 of 5 stars$18.45-1.2%$21.33+15.7%-19.4%$318.18M$232M14.30360News CoverageAnalyst ForecastMVBFMvb Financial4.7356 of 5 stars$24.84-0.4%$28.00+12.7%+43.5%$317.42M$228.76M19.18460Analyst ForecastBCMLBay Commercial Bank4.2297 of 5 stars$28.65-1.0%$31.50+9.9%+20.6%$314.06M$138.09M13.19370News CoverageUpcoming EarningsAnalyst ForecastFSBWFS Bancorp3.9615 of 5 stars$39.73+0.6%$44.00+10.8%-4.5%$301.91M$206.39M9.44540Positive NewsPLBCPlumas Bancorp4.8761 of 5 stars$43.12+0.3%$58.00+34.5%+10.6%$299.37M$93.11M8.88190News CoverageUpcoming EarningsAnalyst ForecastCBANColony Bankcorp3.8854 of 5 stars$17.09-1.4%$21.00+22.9%+11.5%$298.93M$121.88M12.68520PCBPCB Bancorp4.7938 of 5 stars$20.78-0.1%$22.25+7.1%+14.6%$297.83M$191.91M9.74250News CoverageNEWTNewtekOne4.0746 of 5 stars$11.30-2.5%$14.25+26.1%-12.4%$297.55M$338.73M5.62100News CoverageAnalyst ForecastCZFSCitizens Financial Services2.7747 of 5 stars$60.45+0.3%N/A+7.9%$290.75M$169.72M9.12310Analyst Forecast Related Companies and Tools Related Companies ONIT Alternatives RBB Alternatives MVBF Alternatives BCML Alternatives FSBW Alternatives PLBC Alternatives CBAN Alternatives PCB Alternatives NEWT Alternatives CZFS Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UBCP) was last updated on 10/9/2025 by MarketBeat.com Staff From Our PartnersBitcoin grabs headlines, but smart money likes this tokenBitcoin grabs headlines, but smart money likes this token My research team has identified the token positio...Crypto 101 Media | SponsoredMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. 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