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Community Financial System (CBU) Competitors

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$59.76 +1.60 (+2.75%)
Closing price 09/17/2025 03:59 PM Eastern
Extended Trading
$59.77 +0.01 (+0.02%)
As of 09/17/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

CBU vs. FFBC, NBTB, NWBI, RNST, STBA, TOWN, TRMK, UBSI, FCF, and TMP

Should you be buying Community Financial System stock or one of its competitors? The main competitors of Community Financial System include First Financial Bancorp. (FFBC), NBT Bancorp (NBTB), Northwest Bancshares (NWBI), Renasant (RNST), S&T Bancorp (STBA), Towne Bank (TOWN), Trustmark (TRMK), United Bankshares (UBSI), First Commonwealth Financial (FCF), and Tompkins Financial (TMP). These companies are all part of the "finance" sector.

Community Financial System vs. Its Competitors

First Financial Bancorp. (NASDAQ:FFBC) and Community Financial System (NYSE:CBU) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, dividends, media sentiment, risk and earnings.

First Financial Bancorp. has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500. Comparatively, Community Financial System has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.

First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 3.9%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.1%. First Financial Bancorp. pays out 40.0% of its earnings in the form of a dividend. Community Financial System pays out 51.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years and Community Financial System has raised its dividend for 33 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Community Financial System has a net margin of 19.91% compared to First Financial Bancorp.'s net margin of 19.41%. Community Financial System's return on equity of 10.71% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
First Financial Bancorp.19.41% 10.57% 1.42%
Community Financial System 19.91%10.71%1.17%

First Financial Bancorp. has higher revenue and earnings than Community Financial System. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Financial Bancorp.$1.62B1.51$228.83M$2.5010.22
Community Financial System$780.73M4.05$182.48M$3.6716.28

77.2% of First Financial Bancorp. shares are owned by institutional investors. Comparatively, 73.8% of Community Financial System shares are owned by institutional investors. 1.1% of First Financial Bancorp. shares are owned by company insiders. Comparatively, 1.0% of Community Financial System shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

First Financial Bancorp. currently has a consensus target price of $29.40, suggesting a potential upside of 15.07%. Community Financial System has a consensus target price of $68.00, suggesting a potential upside of 13.79%. Given First Financial Bancorp.'s higher probable upside, equities analysts clearly believe First Financial Bancorp. is more favorable than Community Financial System.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Community Financial System
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

In the previous week, First Financial Bancorp. had 2 more articles in the media than Community Financial System. MarketBeat recorded 6 mentions for First Financial Bancorp. and 4 mentions for Community Financial System. Community Financial System's average media sentiment score of 1.32 beat First Financial Bancorp.'s score of 0.87 indicating that Community Financial System is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Community Financial System
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Financial Bancorp. beats Community Financial System on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CBU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CBU vs. The Competition

MetricCommunity Financial SystemFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.07B$7.98B$12.62B$21.52B
Dividend Yield3.24%4.70%5.42%3.50%
P/E Ratio16.2817.29244.4329.87
Price / Sales4.056.7831.0353.51
Price / Cash13.7827.2922.2324.68
Price / Book1.783.052.324.54
Net Income$182.48M$313.53M$1.01B$999.97M
7 Day Performance0.19%0.32%-0.38%-0.18%
1 Month Performance4.60%7.69%3.08%4.37%
1 Year Performance2.61%32.31%541.37%14.40%

Community Financial System Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CBU
Community Financial System
4.6703 of 5 stars
$59.76
+2.7%
$68.00
+13.8%
+2.7%$3.07B$780.73M16.282,918Positive News
High Trading Volume
FFBC
First Financial Bancorp.
4.5451 of 5 stars
$26.34
-0.2%
$29.40
+11.6%
+0.6%$2.53B$1.62B9.592,090Positive News
Short Interest ↑
NBTB
NBT Bancorp
4.5499 of 5 stars
$43.94
-0.2%
$52.00
+18.3%
-4.8%$2.31B$788.49M13.552,083News Coverage
Positive News
NWBI
Northwest Bancshares
4.2598 of 5 stars
$12.74
+0.2%
$15.00
+17.7%
-8.4%$1.86B$756.21M10.772,027Positive News
RNST
Renasant
3.6204 of 5 stars
$39.35
-0.3%
$41.67
+5.9%
+13.6%$3.74B$771.83M12.032,330Positive News
STBA
S&T Bancorp
3.7074 of 5 stars
$39.38
-0.5%
$42.00
+6.7%
-11.1%$1.52B$564.96M11.611,206Positive News
TOWN
Towne Bank
3.8384 of 5 stars
$36.52
+0.4%
$40.67
+11.4%
+3.6%$2.73B$1.03B13.882,720Positive News
Short Interest ↑
TRMK
Trustmark
2.4296 of 5 stars
$40.43
+0.4%
$41.00
+1.4%
+21.7%$2.43B$949.48M11.312,500Positive News
UBSI
United Bankshares
3.6887 of 5 stars
$38.21
-0.2%
$40.50
+6.0%
-1.0%$5.42B$1.63B13.502,553Positive News
FCF
First Commonwealth Financial
3.6982 of 5 stars
$17.74
-0.8%
$18.90
+6.6%
+2.3%$1.87B$699.69M13.151,545Positive News
TMP
Tompkins Financial
3.4723 of 5 stars
$69.76
-0.2%
$69.00
-1.1%
N/A$1.01B$435.70M12.621,011Positive News

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This page (NYSE:CBU) was last updated on 9/18/2025 by MarketBeat.com Staff
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