Community Bank System (CBU) Competitors

Community Bank System (NYSE:CBU) and First Horizon (NYSE:FHN) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, earnings, community ranking, media sentiment, risk, dividends and valuation.

Which has more risk and volatility, CBU or FHN?

Community Bank System has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.59, meaning that its stock price is 41% less volatile than the S&P 500.

Is CBU or FHN a better dividend stock?

Community Bank System pays an annual dividend of $1.84 per share and has a dividend yield of 3.3%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.1%. Community Bank System pays out 51.0% of its earnings in the form of a dividend. First Horizon pays out 41.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Bank System has increased its dividend for 33 consecutive years. Community Bank System is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better valuation & earnings, CBU or FHN?

First Horizon has higher revenue and earnings than Community Bank System. First Horizon is trading at a lower price-to-earnings ratio than Community Bank System, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Bank System	$765.28M	3.89	$182.48M	$3.61	15.62
First Horizon	$3.09B	3.19	$775M	$1.44	13.49

Does the MarketBeat Community favor CBU or FHN?

First Horizon received 308 more outperform votes than Community Bank System when rated by MarketBeat users. Likewise, 54.46% of users gave First Horizon an outperform vote while only 47.45% of users gave Community Bank System an outperform vote.

Company	Underperform	Outperform
Community Bank System	Outperform Votes 205 47.45%	Underperform Votes 227 52.55%
First Horizon	Outperform Votes 513 54.46%	Underperform Votes 429 45.54%

Does the media favor CBU or FHN?

In the previous week, First Horizon had 20 more articles in the media than Community Bank System. MarketBeat recorded 25 mentions for First Horizon and 5 mentions for Community Bank System. First Horizon's average media sentiment score of 1.23 beat Community Bank System's score of 1.21 indicating that First Horizon is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Bank System	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Horizon	16 Very Positive mention(s)	4 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CBU or FHN more profitable?

Community Bank System has a net margin of 19.40% compared to First Horizon's net margin of 15.38%. Community Bank System's return on equity of 10.94% beat First Horizon's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Bank System	19.40%	10.94%	1.17%
First Horizon	15.38%	10.10%	1.07%

Do insiders & institutionals believe in CBU or FHN?

73.8% of Community Bank System shares are owned by institutional investors. Comparatively, 80.3% of First Horizon shares are owned by institutional investors. 1.0% of Community Bank System shares are owned by insiders. Comparatively, 0.9% of First Horizon shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts recommend CBU or FHN?

Community Bank System currently has a consensus target price of $71.00, indicating a potential upside of 25.89%. First Horizon has a consensus target price of $22.41, indicating a potential upside of 15.34%. Given Community Bank System's higher probable upside, equities analysts plainly believe Community Bank System is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Bank System	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67
First Horizon	0 Sell rating(s)	6 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.71

Summary

Community Bank System beats First Horizon on 11 of the 21 factors compared between the two stocks.