Community Financial System (CBU) Competitors $51.35 -1.35 (-2.56%) Closing price 08/1/2025 03:59 PM EasternExtended Trading$51.44 +0.09 (+0.18%) As of 08/1/2025 04:38 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock CBU vs. FFBC, NBTB, NWBI, PPBI, RNST, STBA, TOWN, UBSI, FCF, and TMPShould you be buying Community Financial System stock or one of its competitors? The main competitors of Community Financial System include First Financial Bancorp. (FFBC), NBT Bancorp (NBTB), Northwest Bancshares (NWBI), Pacific Premier Bancorp (PPBI), Renasant (RNST), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), First Commonwealth Financial (FCF), and Tompkins Financial (TMP). These companies are all part of the "finance" sector. Community Financial System vs. Its Competitors First Financial Bancorp. NBT Bancorp Northwest Bancshares Pacific Premier Bancorp Renasant S&T Bancorp Towne Bank United Bankshares First Commonwealth Financial Tompkins Financial Community Financial System (NYSE:CBU) and First Financial Bancorp. (NASDAQ:FFBC) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, profitability, institutional ownership, dividends, risk, earnings, analyst recommendations and valuation. Which has higher valuation & earnings, CBU or FFBC? First Financial Bancorp. has higher revenue and earnings than Community Financial System. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCommunity Financial System$780.73M3.48$182.48M$3.6713.99First Financial Bancorp.$1.62B1.40$228.83M$2.509.46 Is CBU or FFBC more profitable? Community Financial System has a net margin of 19.91% compared to First Financial Bancorp.'s net margin of 19.41%. Community Financial System's return on equity of 10.71% beat First Financial Bancorp.'s return on equity.Company Net Margins Return on Equity Return on Assets Community Financial System19.91% 10.71% 1.17% First Financial Bancorp. 19.41%10.57%1.42% Is CBU or FFBC a better dividend stock? Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.7%. First Financial Bancorp. pays an annual dividend of $0.96 per share and has a dividend yield of 4.1%. Community Financial System pays out 51.2% of its earnings in the form of a dividend. First Financial Bancorp. pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has increased its dividend for 33 consecutive years and First Financial Bancorp. has increased its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio. Does the media refer more to CBU or FFBC? In the previous week, Community Financial System had 4 more articles in the media than First Financial Bancorp.. MarketBeat recorded 9 mentions for Community Financial System and 5 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 0.81 beat Community Financial System's score of 0.74 indicating that First Financial Bancorp. is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Community Financial System 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive First Financial Bancorp. 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders and institutionals hold more shares of CBU or FFBC? 73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 1.0% of Community Financial System shares are owned by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Which has more risk and volatility, CBU or FFBC? Community Financial System has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500. Do analysts recommend CBU or FFBC? Community Financial System currently has a consensus price target of $68.00, suggesting a potential upside of 32.42%. First Financial Bancorp. has a consensus price target of $29.00, suggesting a potential upside of 22.67%. Given Community Financial System's stronger consensus rating and higher possible upside, equities research analysts plainly believe Community Financial System is more favorable than First Financial Bancorp..Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community Financial System 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.67First Financial Bancorp. 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25 SummaryCommunity Financial System and First Financial Bancorp. tied by winning 10 of the 20 factors compared between the two stocks. Get Community Financial System News Delivered to You Automatically Sign up to receive the latest news and ratings for CBU and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CBU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CBU vs. The Competition Export to ExcelMetricCommunity Financial SystemFIN IndustryFinance SectorNYSE ExchangeMarket Cap$2.79B$7.74B$12.08B$20.69BDividend Yield3.45%4.90%5.63%3.67%P/E Ratio13.9918.8819.7429.07Price / Sales3.484.8425.9166.55Price / Cash12.4920.9821.3322.84Price / Book1.442.532.094.43Net Income$182.48M$311.63M$1.00B$994.22M7 Day Performance-5.42%-6.81%-2.46%-3.35%1 Month Performance-13.32%4.96%-0.96%-2.06%1 Year Performance-12.88%28.18%537.06%10.15% Community Financial System Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CBUCommunity Financial System4.8673 of 5 stars$51.35-2.6%$68.00+32.4%-14.4%$2.79B$780.73M13.992,918FFBCFirst Financial Bancorp.4.5992 of 5 stars$25.21+1.4%$29.00+15.0%-9.7%$2.41B$852.23M10.082,090Positive NewsNBTBNBT Bancorp4.4404 of 5 stars$41.47+0.2%$51.60+24.4%-13.5%$1.96B$588.44M13.732,083News CoverageEarnings ReportDividend IncreaseAnalyst ForecastAnalyst RevisionNWBINorthwest Bancshares4.476 of 5 stars$12.68+0.4%$15.00+18.3%-14.2%$1.62B$545.45M14.092,027Earnings ReportAnalyst DowngradePPBIPacific Premier Bancorp4.3259 of 5 stars$22.34-1.0%$27.50+23.1%-18.1%$2.17B$905.41M15.731,325Positive NewsAnalyst RevisionRNSTRenasant3.9237 of 5 stars$37.44+1.8%$41.67+11.3%+7.3%$3.56B$771.83M11.452,330STBAS&T Bancorp4.2899 of 5 stars$37.68+0.0%$42.00+11.5%-16.1%$1.44B$564.96M11.051,206Dividend AnnouncementTOWNTowne Bank3.7748 of 5 stars$35.70+0.3%$40.67+13.9%+7.2%$2.68B$717.45M15.522,720UBSIUnited Bankshares4.0583 of 5 stars$36.81+1.7%$40.50+10.0%-6.0%$5.23B$1.12B13.012,553Positive NewsFCFFirst Commonwealth Financial4.0556 of 5 stars$16.29+0.1%$18.92+16.1%-5.7%$1.71B$699.69M12.161,545Earnings ReportDividend AnnouncementTMPTompkins Financial3.6368 of 5 stars$68.73+7.0%$69.00+0.4%N/A$991.77M$435.70M12.411,011Dividend Announcement Related Companies and Tools Related Companies FFBC Alternatives NBTB Alternatives NWBI Alternatives PPBI Alternatives RNST Alternatives STBA Alternatives TOWN Alternatives UBSI Alternatives FCF Alternatives TMP Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CBU) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersBuffett to put 90% of his money in this one stock?CPA and CFA says you have WAY too many stocks - just buy these 3 After years working at the biggest accoun...Altimetry | SponsoredHe Called Nvidia at $1.10. 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