Cullen/Frost Bankers (CFR) Competitors

Cullen/Frost Bankers (NYSE:CFR) and BOK Financial (NASDAQ:BOKF) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, valuation, profitability, dividends, analyst recommendations, risk, earnings and institutional ownership.

Is CFR or BOKF a better dividend stock?

Cullen/Frost Bankers pays an annual dividend of $4.00 per share and has a dividend yield of 3.1%. BOK Financial pays an annual dividend of $2.28 per share and has a dividend yield of 2.0%. Cullen/Frost Bankers pays out 43.1% of its earnings in the form of a dividend. BOK Financial pays out 27.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cullen/Frost Bankers has increased its dividend for 32 consecutive years and BOK Financial has increased its dividend for 20 consecutive years. Cullen/Frost Bankers is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to CFR or BOKF?

In the previous week, Cullen/Frost Bankers had 5 more articles in the media than BOK Financial. MarketBeat recorded 8 mentions for Cullen/Frost Bankers and 3 mentions for BOK Financial. Cullen/Frost Bankers' average media sentiment score of 1.72 beat BOK Financial's score of 1.24 indicating that Cullen/Frost Bankers is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cullen/Frost Bankers	8 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
BOK Financial	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger valuation and earnings, CFR or BOKF?

Cullen/Frost Bankers has higher earnings, but lower revenue than BOK Financial. BOK Financial is trading at a lower price-to-earnings ratio than Cullen/Frost Bankers, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cullen/Frost Bankers	$2.14B	3.94	$582.54M	$9.29	14.11
BOK Financial	$3.48B	2.05	$523.57M	$8.35	13.38

Is CFR or BOKF more profitable?

Cullen/Frost Bankers has a net margin of 21.20% compared to BOK Financial's net margin of 15.80%. Cullen/Frost Bankers' return on equity of 15.46% beat BOK Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cullen/Frost Bankers	21.20%	15.46%	1.18%
BOK Financial	15.80%	9.39%	1.07%

Which has more volatility and risk, CFR or BOKF?

Cullen/Frost Bankers has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500. Comparatively, BOK Financial has a beta of 0.88, indicating that its share price is 12% less volatile than the S&P 500.

Do institutionals and insiders believe in CFR or BOKF?

86.9% of Cullen/Frost Bankers shares are owned by institutional investors. Comparatively, 34.4% of BOK Financial shares are owned by institutional investors. 2.9% of Cullen/Frost Bankers shares are owned by insiders. Comparatively, 56.9% of BOK Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts prefer CFR or BOKF?

Cullen/Frost Bankers currently has a consensus price target of $133.71, suggesting a potential upside of 1.99%. BOK Financial has a consensus price target of $112.58, suggesting a potential upside of 0.74%. Given Cullen/Frost Bankers' higher probable upside, analysts clearly believe Cullen/Frost Bankers is more favorable than BOK Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cullen/Frost Bankers	3 Sell rating(s)	9 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.93
BOK Financial	0 Sell rating(s)	8 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.27

Summary

Cullen/Frost Bankers beats BOK Financial on 13 of the 19 factors compared between the two stocks.