Fair Isaac (FICO) Competitors $1,695.00 -184.55 (-9.82%) Closing price 10/8/2025 03:59 PM EasternExtended Trading$1,695.00 0.00 (0.00%) As of 04:32 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock FICO vs. UPST, CDNS, MSTR, SNPS, ADSK, WDAY, TYL, SSNC, GWRE, and MANHShould you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), Cadence Design Systems (CDNS), Strategy (MSTR), Synopsys (SNPS), Autodesk (ADSK), Workday (WDAY), Tyler Technologies (TYL), SS&C Technologies (SSNC), Guidewire Software (GWRE), and Manhattan Associates (MANH). Fair Isaac vs. Its Competitors Upstart Cadence Design Systems Strategy Synopsys Autodesk Workday Tyler Technologies SS&C Technologies Guidewire Software Manhattan Associates Fair Isaac (NYSE:FICO) and Upstart (NASDAQ:UPST) are related companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations. Which has more volatility and risk, FICO or UPST? Fair Isaac has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.28, indicating that its share price is 128% more volatile than the S&P 500. Do insiders & institutionals have more ownership in FICO or UPST? 85.8% of Fair Isaac shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 3.5% of Fair Isaac shares are held by company insiders. Comparatively, 16.7% of Upstart shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Is FICO or UPST more profitable? Fair Isaac has a net margin of 32.80% compared to Upstart's net margin of -0.75%. Upstart's return on equity of -5.95% beat Fair Isaac's return on equity.Company Net Margins Return on Equity Return on Assets Fair Isaac32.80% -48.88% 31.72% Upstart -0.75%-5.95%-1.75% Which has preferable earnings & valuation, FICO or UPST? Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFair Isaac$1.72B23.69$512.81M$25.5766.29Upstart$636.53M7.82-$128.58M-$0.08-647.00 Do analysts recommend FICO or UPST? Fair Isaac presently has a consensus price target of $2,130.29, suggesting a potential upside of 25.68%. Upstart has a consensus price target of $81.08, suggesting a potential upside of 56.65%. Given Upstart's higher possible upside, analysts plainly believe Upstart is more favorable than Fair Isaac.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Fair Isaac 0 Sell rating(s) 3 Hold rating(s) 11 Buy rating(s) 2 Strong Buy rating(s) 2.94Upstart 2 Sell rating(s) 7 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.21 Does the media refer more to FICO or UPST? In the previous week, Fair Isaac had 81 more articles in the media than Upstart. MarketBeat recorded 84 mentions for Fair Isaac and 3 mentions for Upstart. Fair Isaac's average media sentiment score of 1.03 beat Upstart's score of 0.00 indicating that Fair Isaac is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Fair Isaac 47 Very Positive mention(s) 10 Positive mention(s) 11 Neutral mention(s) 6 Negative mention(s) 0 Very Negative mention(s) Positive Upstart 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryFair Isaac beats Upstart on 13 of the 17 factors compared between the two stocks. Get Fair Isaac News Delivered to You Automatically Sign up to receive the latest news and ratings for FICO and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FICO vs. The Competition Export to ExcelMetricFair IsaacIT Services IndustryComputer SectorNYSE ExchangeMarket Cap$45.12B$308.78B$33.02B$22.02BDividend YieldN/A1.78%3.17%3.59%P/E Ratio66.2933.79496.6629.86Price / Sales23.6941.952,064.6465.92Price / Cash99.5522.9737.7324.43Price / Book-42.879.107.704.64Net Income$512.81M$365.88M$820.34M$1.01B7 Day Performance-4.85%1.29%1.82%0.44%1 Month Performance9.64%10.44%9.23%3.13%1 Year Performance-16.20%318.63%24,029.38%15.30% Fair Isaac Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FICOFair Isaac4.939 of 5 stars$1,695.00-9.8%$2,130.29+25.7%-14.7%$45.12B$1.72B66.293,586Trending NewsAnalyst ForecastAnalyst RevisionGap DownHigh Trading VolumeUPSTUpstart3.9521 of 5 stars$52.74-8.0%$81.08+53.7%+20.7%$5.07B$636.53M-659.251,193Analyst ForecastHigh Trading VolumeCDNSCadence Design Systems4.5018 of 5 stars$348.52-0.5%$364.33+4.5%+29.6%$94.97B$4.64B94.1912,700Positive NewsAnalyst ForecastMSTRStrategy4.8228 of 5 stars$326.42+5.6%$547.50+67.7%+72.1%$92.56B$463.46M28.731,534Trending NewsAnalyst ForecastGap UpSNPSSynopsys4.7994 of 5 stars$481.61-1.3%$585.33+21.5%-5.5%$89.46B$6.13B37.8020,000Positive NewsAnalyst ForecastADSKAutodesk4.6644 of 5 stars$322.03-0.3%$356.83+10.8%+13.2%$68.59B$6.13B66.6715,300Trending NewsAnalyst ForecastWDAYWorkday4.96 of 5 stars$247.69+0.4%$287.83+16.2%-0.5%$66.13B$8.45B114.6720,400Positive NewsAnalyst ForecastInsider TradeTYLTyler Technologies4.8801 of 5 stars$529.31-0.1%$688.27+30.0%-12.8%$22.90B$2.14B75.627,400Analyst ForecastGap UpSSNCSS&C Technologies4.907 of 5 stars$88.12+0.3%$97.38+10.5%+17.8%$21.52B$5.88B27.6226,800Analyst ForecastGWREGuidewire Software4.7413 of 5 stars$231.30+0.4%$274.08+18.5%+26.3%$19.55B$1.20B289.123,772Analyst ForecastInsider TradeMANHManhattan Associates4.3026 of 5 stars$207.67-1.8%$216.67+4.3%-27.0%$12.56B$1.04B58.014,690News CoverageAnalyst Forecast Related Companies and Tools Related Companies Upstart Competitors Cadence Design Systems Competitors Strategy Competitors Synopsys Competitors Autodesk Competitors Workday Competitors Tyler Technologies Competitors SS&C Technologies Competitors Guidewire Software Competitors Manhattan Associates Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FICO) was last updated on 10/9/2025 by MarketBeat.com Staff From Our PartnersMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredAn $8 trillion-dollar discovery 17,000 ft underwater A strange rock pulled from the ocean floor may hold the key to a $16 trillion resource boom. 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