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Fair Isaac (FICO) Competitors

Fair Isaac logo
$1,524.09 -27.74 (-1.79%)
Closing price 03:59 PM Eastern
Extended Trading
$1,506.80 -17.30 (-1.13%)
As of 05:23 PM Eastern
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FICO vs. UPST, CDNS, SNPS, MSTR, ADSK, WDAY, TYL, GWRE, SSNC, and FDS

Should you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), Cadence Design Systems (CDNS), Synopsys (SNPS), Strategy (MSTR), Autodesk (ADSK), Workday (WDAY), Tyler Technologies (TYL), Guidewire Software (GWRE), SS&C Technologies (SSNC), and FactSet Research Systems (FDS).

Fair Isaac vs. Its Competitors

Upstart (NASDAQ:UPST) and Fair Isaac (NYSE:FICO) are related companies, but which is the better investment? We will compare the two companies based on the strength of their risk, media sentiment, valuation, dividends, analyst recommendations, earnings, profitability and institutional ownership.

63.0% of Upstart shares are held by institutional investors. Comparatively, 85.8% of Fair Isaac shares are held by institutional investors. 16.7% of Upstart shares are held by insiders. Comparatively, 3.5% of Fair Isaac shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Fair Isaac had 38 more articles in the media than Upstart. MarketBeat recorded 40 mentions for Fair Isaac and 2 mentions for Upstart. Fair Isaac's average media sentiment score of 1.30 beat Upstart's score of 0.25 indicating that Fair Isaac is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Fair Isaac
27 Very Positive mention(s)
6 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$636.53M10.29-$128.58M-$0.08-850.63
Fair Isaac$1.72B21.30$512.81M$25.5759.60

Upstart presently has a consensus target price of $78.54, indicating a potential upside of 15.41%. Fair Isaac has a consensus target price of $2,101.71, indicating a potential upside of 37.90%. Given Fair Isaac's stronger consensus rating and higher possible upside, analysts clearly believe Fair Isaac is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
1 Sell rating(s)
7 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.36
Fair Isaac
0 Sell rating(s)
2 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.93

Upstart has a beta of 2.37, indicating that its share price is 137% more volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500.

Fair Isaac has a net margin of 32.80% compared to Upstart's net margin of -0.75%. Upstart's return on equity of -5.95% beat Fair Isaac's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-0.75% -5.95% -1.75%
Fair Isaac 32.80%-48.88%31.72%

Summary

Fair Isaac beats Upstart on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FICO vs. The Competition

MetricFair IsaacIT Services IndustryComputer SectorNYSE Exchange
Market Cap$36.58B$221.58B$32.00B$21.59B
Dividend YieldN/A1.74%3.18%3.50%
P/E Ratio59.6034.77452.1130.17
Price / Sales21.3035.751,897.8553.85
Price / Cash82.2824.6437.2924.68
Price / Book-38.557.677.544.59
Net Income$512.81M$364.92M$809.77M$1.00B
7 Day Performance-4.48%3.05%3.61%0.73%
1 Month Performance12.67%7.35%7.86%5.32%
1 Year Performance-19.80%212.12%24,184.09%15.71%

Fair Isaac Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FICO
Fair Isaac
4.923 of 5 stars
$1,524.09
-1.8%
$2,101.71
+37.9%
-17.6%$36.58B$1.72B59.603,586Positive News
Analyst Forecast
UPST
Upstart
4.081 of 5 stars
$68.22
+2.0%
$78.54
+15.1%
+80.7%$6.56B$636.53M-852.751,193Insider Trade
CDNS
Cadence Design Systems
4.5963 of 5 stars
$360.64
+2.7%
$364.33
+1.0%
+26.4%$98.27B$4.64B97.4712,700Positive News
Gap Up
SNPS
Synopsys
4.9435 of 5 stars
$609.22
+1.9%
$638.21
+4.8%
-15.3%$94.53B$6.13B43.9920,000Trending News
Insider Trade
Short Interest ↓
Analyst Revision
Gap Up
MSTR
Strategy
4.7216 of 5 stars
$329.90
-1.8%
$552.50
+67.5%
+151.2%$93.54B$463.46M29.041,534Trending News
Analyst Forecast
Insider Trade
ADSK
Autodesk
4.5749 of 5 stars
$326.79
+0.1%
$356.83
+9.2%
+19.6%$69.61B$6.13B67.6615,300Positive News
WDAY
Workday
4.9364 of 5 stars
$231.81
+0.3%
$286.81
+23.7%
-5.3%$61.89B$8.45B107.3220,400Trending News
Analyst Forecast
Insider Trade
Short Interest ↑
TYL
Tyler Technologies
4.8594 of 5 stars
$565.67
+1.0%
$688.27
+21.7%
-7.4%$24.47B$2.25B80.817,400Positive News
Insider Trade
GWRE
Guidewire Software
4.4105 of 5 stars
$261.90
+0.5%
$272.42
+4.0%
+42.8%$22.05B$1.20B327.383,469Trending News
Insider Trade
Options Volume
SSNC
SS&C Technologies
4.8674 of 5 stars
$88.87
+0.1%
$97.38
+9.6%
+17.6%$21.70B$5.88B27.8626,800Positive News
FDS
FactSet Research Systems
4.8976 of 5 stars
$375.70
+1.3%
$438.00
+16.6%
-25.1%$14.21B$2.20B27.1512,398Trending News
Earnings Report

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This page (NYSE:FICO) was last updated on 9/18/2025 by MarketBeat.com Staff
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