Fair Isaac (FICO) Competitors $1,383.47 -53.25 (-3.71%) Closing price 08/1/2025 03:59 PM EasternExtended Trading$1,383.00 -0.47 (-0.03%) As of 08/1/2025 07:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock FICO vs. UPST, MSTR, SNPS, CDNS, ADSK, WDAY, ANSS, TYL, SSNC, and GWREShould you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), MicroStrategy (MSTR), Synopsys (SNPS), Cadence Design Systems (CDNS), Autodesk (ADSK), Workday (WDAY), ANSYS (ANSS), Tyler Technologies (TYL), SS&C Technologies (SSNC), and Guidewire Software (GWRE). Fair Isaac vs. Its Competitors Upstart MicroStrategy Synopsys Cadence Design Systems Autodesk Workday ANSYS Tyler Technologies SS&C Technologies Guidewire Software Upstart (NASDAQ:UPST) and Fair Isaac (NYSE:FICO) are related companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership. Is UPST or FICO more profitable? Fair Isaac has a net margin of 32.80% compared to Upstart's net margin of -9.20%. Upstart's return on equity of -15.27% beat Fair Isaac's return on equity.Company Net Margins Return on Equity Return on Assets Upstart-9.20% -15.27% -4.60% Fair Isaac 32.80%-48.88%31.72% Which has higher earnings and valuation, UPST or FICO? Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUpstart$636.53M11.84-$128.58M-$0.75-105.63Fair Isaac$1.72B19.61$512.81M$25.5754.11 Do insiders and institutionals hold more shares of UPST or FICO? 63.0% of Upstart shares are owned by institutional investors. Comparatively, 85.8% of Fair Isaac shares are owned by institutional investors. 16.7% of Upstart shares are owned by company insiders. Comparatively, 3.5% of Fair Isaac shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Which has more risk and volatility, UPST or FICO? Upstart has a beta of 2.38, meaning that its share price is 138% more volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500. Do analysts recommend UPST or FICO? Upstart currently has a consensus price target of $71.62, suggesting a potential downside of 9.60%. Fair Isaac has a consensus price target of $2,163.14, suggesting a potential upside of 56.36%. Given Fair Isaac's stronger consensus rating and higher possible upside, analysts clearly believe Fair Isaac is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Upstart 1 Sell rating(s) 8 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.29Fair Isaac 0 Sell rating(s) 2 Hold rating(s) 10 Buy rating(s) 2 Strong Buy rating(s) 3.00 Does the media refer more to UPST or FICO? In the previous week, Fair Isaac had 34 more articles in the media than Upstart. MarketBeat recorded 37 mentions for Fair Isaac and 3 mentions for Upstart. Fair Isaac's average media sentiment score of 0.75 beat Upstart's score of 0.43 indicating that Fair Isaac is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Upstart 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Fair Isaac 18 Very Positive mention(s) 5 Positive mention(s) 6 Neutral mention(s) 3 Negative mention(s) 1 Very Negative mention(s) Positive SummaryFair Isaac beats Upstart on 14 of the 17 factors compared between the two stocks. Get Fair Isaac News Delivered to You Automatically Sign up to receive the latest news and ratings for FICO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FICO vs. The Competition Export to ExcelMetricFair IsaacIT Services IndustryComputer SectorNYSE ExchangeMarket Cap$34.97B$16.25B$29.20B$20.68BDividend YieldN/A1.68%3.08%3.67%P/E Ratio54.1136.8848.0929.07Price / Sales19.6112.071,544.9766.27Price / Cash76.1024.5438.0722.84Price / Book-24.104.567.414.43Net Income$512.81M$434.10M$782.10M$994.22M7 Day Performance-9.66%-9.20%-3.65%-3.35%1 Month Performance-24.82%-8.14%-0.11%-2.06%1 Year Performance-13.57%12.01%52,642.35%10.15% Fair Isaac Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FICOFair Isaac4.8746 of 5 stars$1,383.47-3.7%$2,163.14+56.4%-12.3%$34.97B$1.72B54.113,586Trending NewsEarnings ReportAnalyst ForecastHigh Trading VolumeUPSTUpstart3.1476 of 5 stars$82.30-1.5%$71.62-13.0%+211.9%$7.83B$636.53M-109.731,193News CoverageUpcoming EarningsGap DownMSTRMicroStrategy4.3981 of 5 stars$403.80-0.5%$531.17+31.5%+142.5%$110.40B$459.28M-18.511,534Trending NewsAnalyst ForecastInsider TradeGap DownSNPSSynopsys4.1067 of 5 stars$592.63-1.5%$622.33+5.0%+14.4%$91.95B$6.13B42.7920,000Positive NewsCDNSCadence Design Systems4.4137 of 5 stars$333.76+0.5%$336.50+0.8%+36.9%$91.13B$4.64B84.5012,700Trending NewsEarnings ReportAnalyst ForecastAnalyst RevisionADSKAutodesk4.3889 of 5 stars$304.47+0.4%$342.61+12.5%+22.8%$65.16B$6.35B65.2015,300Positive NewsWDAYWorkday4.9152 of 5 stars$238.04-1.5%$296.88+24.7%-0.2%$63.56B$8.70B131.5120,400Positive NewsShort Interest ↑ANSSANSYS3.1413 of 5 stars$374.30flat$368.00-1.7%N/A$32.91B$2.58B55.533,200Positive NewsTYLTyler Technologies3.912 of 5 stars$556.06-0.1%$685.09+23.2%+2.5%$23.98B$2.14B83.747,400Trending NewsEarnings ReportAnalyst ForecastShort Interest ↑Analyst RevisionHigh Trading VolumeSSNCSS&C Technologies4.9786 of 5 stars$85.18flat$97.13+14.0%+16.7%$21.01B$6.05B26.7026,800Positive NewsGWREGuidewire Software4.4533 of 5 stars$226.94+1.6%$250.92+10.6%+49.6%$19.11B$980.50M567.353,469Positive News Related Companies and Tools Related Companies Upstart Competitors MicroStrategy Competitors Synopsys Competitors Cadence Design Systems Competitors Autodesk Competitors Workday Competitors ANSYS Competitors Tyler Technologies Competitors SS&C Technologies Competitors Guidewire Software Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FICO) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... 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