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Fair Isaac (FICO) Competitors

Fair Isaac logo
$1,544.06 -52.50 (-3.29%)
Closing price 09/12/2025 03:59 PM Eastern
Extended Trading
$1,535.00 -9.06 (-0.59%)
As of 09/12/2025 07:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

FICO vs. UPST, CDNS, SNPS, MSTR, ADSK, WDAY, TYL, GWRE, SSNC, and FDS

Should you be buying Fair Isaac stock or one of its competitors? The main competitors of Fair Isaac include Upstart (UPST), Cadence Design Systems (CDNS), Synopsys (SNPS), Strategy (MSTR), Autodesk (ADSK), Workday (WDAY), Tyler Technologies (TYL), Guidewire Software (GWRE), SS&C Technologies (SSNC), and FactSet Research Systems (FDS).

Fair Isaac vs. Its Competitors

Upstart (NASDAQ:UPST) and Fair Isaac (NYSE:FICO) are related companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, media sentiment, analyst recommendations, institutional ownership, earnings and dividends.

In the previous week, Fair Isaac had 40 more articles in the media than Upstart. MarketBeat recorded 46 mentions for Fair Isaac and 6 mentions for Upstart. Fair Isaac's average media sentiment score of 1.39 beat Upstart's score of 0.63 indicating that Fair Isaac is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Fair Isaac
38 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Upstart currently has a consensus target price of $78.54, suggesting a potential upside of 24.51%. Fair Isaac has a consensus target price of $2,098.14, suggesting a potential upside of 35.88%. Given Fair Isaac's stronger consensus rating and higher probable upside, analysts plainly believe Fair Isaac is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
1 Sell rating(s)
7 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.36
Fair Isaac
0 Sell rating(s)
2 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.93

Fair Isaac has a net margin of 32.80% compared to Upstart's net margin of -0.75%. Upstart's return on equity of -5.95% beat Fair Isaac's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-0.75% -5.95% -1.75%
Fair Isaac 32.80%-48.88%31.72%

Upstart has a beta of 2.37, indicating that its share price is 137% more volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500.

Fair Isaac has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$636.53M9.54-$128.58M-$0.08-788.50
Fair Isaac$1.72B21.58$512.81M$25.5760.39

63.0% of Upstart shares are held by institutional investors. Comparatively, 85.8% of Fair Isaac shares are held by institutional investors. 16.7% of Upstart shares are held by company insiders. Comparatively, 3.5% of Fair Isaac shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Fair Isaac beats Upstart on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FICO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FICO vs. The Competition

MetricFair IsaacIT Services IndustryComputer SectorNYSE Exchange
Market Cap$38.32B$221.55B$31.34B$21.69B
Dividend YieldN/A1.71%3.16%3.47%
P/E Ratio60.3935.18438.4129.69
Price / Sales21.5833.071,773.3970.32
Price / Cash84.5624.7736.9425.00
Price / Book-39.057.487.244.58
Net Income$512.81M$364.92M$808.32M$1.00B
7 Day Performance0.62%5.26%3.40%0.65%
1 Month Performance15.72%3.71%3.97%3.07%
1 Year Performance-17.38%198.35%24,081.54%14.34%

Fair Isaac Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FICO
Fair Isaac
4.9394 of 5 stars
$1,544.06
-3.3%
$2,098.14
+35.9%
-17.1%$38.32B$1.72B60.393,586News Coverage
Positive News
Insider Trade
UPST
Upstart
4.4675 of 5 stars
$68.22
+2.0%
$78.54
+15.1%
+74.8%$6.56B$636.53M-852.751,193Short Interest ↑
CDNS
Cadence Design Systems
4.7415 of 5 stars
$360.64
+2.7%
$364.33
+1.0%
+27.3%$98.27B$4.64B97.4712,700News Coverage
Positive News
Analyst Upgrade
SNPS
Synopsys
4.9485 of 5 stars
$609.22
+1.9%
$638.21
+4.8%
-13.0%$94.53B$6.13B43.9920,000Trending News
Analyst Forecast
Insider Trade
Options Volume
MSTR
Strategy
4.6599 of 5 stars
$329.90
-1.8%
$552.50
+67.5%
+153.5%$93.54B$463.46M29.041,534Trending News
ADSK
Autodesk
4.6051 of 5 stars
$326.79
+0.1%
$356.83
+9.2%
+23.0%$69.61B$6.13B67.6615,300Positive News
Insider Trade
WDAY
Workday
4.938 of 5 stars
$231.81
+0.3%
$286.81
+23.7%
-11.1%$61.89B$8.45B107.3220,400Trending News
Analyst Forecast
Short Interest ↑
TYL
Tyler Technologies
4.8617 of 5 stars
$565.67
+1.0%
$688.27
+21.7%
-6.5%$24.47B$2.25B80.817,400Positive News
Insider Trade
GWRE
Guidewire Software
4.2269 of 5 stars
$261.90
+0.5%
$272.42
+4.0%
+49.0%$22.05B$1.20B327.383,469Positive News
Analyst Forecast
Insider Trade
SSNC
SS&C Technologies
4.902 of 5 stars
$88.87
+0.1%
$97.38
+9.6%
+21.0%$21.70B$5.88B27.8626,800Positive News
Analyst Upgrade
FDS
FactSet Research Systems
4.7559 of 5 stars
$375.70
+1.3%
$438.00
+16.6%
-17.6%$14.21B$2.20B27.1512,398News Coverage
Upcoming Earnings
Analyst Forecast

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This page (NYSE:FICO) was last updated on 9/13/2025 by MarketBeat.com Staff
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