Finance of America Companies (FOA) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, media sentiment, institutional ownership, community ranking, risk, valuation, earnings and dividends.

Do institutionals and insiders believe in FMBH or FOA?

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are owned by institutional investors. 7.7% of First Mid Bancshares shares are owned by insiders. Comparatively, 25.0% of Finance of America Companies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more volatility and risk, FMBH or FOA?

First Mid Bancshares has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500. Comparatively, Finance of America Companies has a beta of 1.42, indicating that its share price is 42% more volatile than the S&P 500.

Do analysts prefer FMBH or FOA?

First Mid Bancshares presently has a consensus target price of $43.83, suggesting a potential upside of 19.83%. Finance of America Companies has a consensus target price of $26.25, suggesting a potential upside of 15.26%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Finance of America Companies	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is FMBH or FOA more profitable?

Finance of America Companies has a net margin of 18.89% compared to First Mid Bancshares' net margin of 17.39%. First Mid Bancshares' return on equity of 10.10% beat Finance of America Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.39%	10.10%	1.09%
Finance of America Companies	18.89%	-4.00%	-0.04%

Does the MarketBeat Community believe in FMBH or FOA?

First Mid Bancshares received 174 more outperform votes than Finance of America Companies when rated by MarketBeat users. Likewise, 52.16% of users gave First Mid Bancshares an outperform vote while only 47.50% of users gave Finance of America Companies an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 193 52.16%	Underperform Votes 177 47.84%
Finance of America Companies	Outperform Votes 19 47.50%	Underperform Votes 21 52.50%

Which has higher earnings and valuation, FMBH or FOA?

First Mid Bancshares has higher earnings, but lower revenue than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$322.32M	2.72	$78.90M	$3.36	10.89
Finance of America Companies	$359.42M	0.68	-$80.09M	$3.68	6.19

Does the media refer more to FMBH or FOA?

In the previous week, First Mid Bancshares had 2 more articles in the media than Finance of America Companies. MarketBeat recorded 2 mentions for First Mid Bancshares and 0 mentions for Finance of America Companies. Finance of America Companies' average media sentiment score of 1.45 beat First Mid Bancshares' score of 1.05 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
First Mid Bancshares	Positive
Finance of America Companies	Positive

Summary

First Mid Bancshares beats Finance of America Companies on 11 of the 18 factors compared between the two stocks.