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Finance of America Companies (FOA) Competitors

Finance of America Companies logo
$24.33 -0.10 (-0.41%)
Closing price 07/25/2025 03:59 PM Eastern
Extended Trading
$24.30 -0.03 (-0.12%)
As of 07/25/2025 04:11 PM Eastern
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FOA vs. OPFI, AMAL, TRIN, CNOB, BHRB, SBSI, FMBH, JFIN, SUPV, and ESQ

Should you be buying Finance of America Companies stock or one of its competitors? The main competitors of Finance of America Companies include OppFi (OPFI), Amalgamated Financial (AMAL), Trinity Capital (TRIN), ConnectOne Bancorp (CNOB), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), First Mid Bancshares (FMBH), Jiayin Group (JFIN), Grupo Supervielle (SUPV), and Esquire Financial (ESQ). These companies are all part of the "banking" industry.

Finance of America Companies vs. Its Competitors

OppFi (NYSE:OPFI) and Finance of America Companies (NYSE:FOA) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, media sentiment, valuation, earnings, institutional ownership, analyst recommendations and dividends.

7.1% of OppFi shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 72.0% of OppFi shares are held by insiders. Comparatively, 25.0% of Finance of America Companies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

OppFi currently has a consensus price target of $13.63, indicating a potential upside of 21.13%. Finance of America Companies has a consensus price target of $27.50, indicating a potential upside of 13.03%. Given OppFi's stronger consensus rating and higher possible upside, equities research analysts plainly believe OppFi is more favorable than Finance of America Companies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Finance of America Companies
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Finance of America Companies has lower revenue, but higher earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$525.96M1.86$7.26M-$0.37-30.40
Finance of America Companies$338.17M0.80$15.49M$3.686.61

Finance of America Companies has a net margin of 0.00% compared to OppFi's net margin of -1.79%. OppFi's return on equity of 48.24% beat Finance of America Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi-1.79% 48.24% 17.42%
Finance of America Companies N/A -3.12%-0.04%

OppFi has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500. Comparatively, Finance of America Companies has a beta of 1.44, meaning that its stock price is 44% more volatile than the S&P 500.

In the previous week, Finance of America Companies had 1 more articles in the media than OppFi. MarketBeat recorded 2 mentions for Finance of America Companies and 1 mentions for OppFi. OppFi's average media sentiment score of 1.42 beat Finance of America Companies' score of -0.13 indicating that OppFi is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Finance of America Companies
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

OppFi beats Finance of America Companies on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FOA vs. The Competition

MetricFinance of America CompaniesFIN IndustryFinance SectorNYSE Exchange
Market Cap$270.18M$5.11B$12.28B$21.11B
Dividend YieldN/A4.35%5.54%3.60%
P/E Ratio6.618.1419.0328.44
Price / Sales0.802.1026.0958.65
Price / Cash4.5120.0421.6322.92
Price / Book0.772.072.204.69
Net Income$15.49M$1.82B$997.25M$995.51M
7 Day Performance2.52%1.84%0.60%1.65%
1 Month Performance4.71%4.67%3.44%4.54%
1 Year Performance216.78%227.48%536.57%9.99%

Finance of America Companies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FOA
Finance of America Companies
2.858 of 5 stars
$24.33
-0.4%
$27.50
+13.0%
+223.7%$270.18M$338.17M6.616,630News Coverage
Analyst Downgrade
OPFI
OppFi
2.0676 of 5 stars
$11.45
-1.7%
$13.63
+19.0%
+181.9%$1.01B$525.96M-30.93570
AMAL
Amalgamated Financial
3.4964 of 5 stars
$33.10
+0.3%
$38.50
+16.3%
-4.0%$1.01B$434.51M9.82380Trending News
Earnings Report
Dividend Announcement
TRIN
Trinity Capital
2.3273 of 5 stars
$14.83
-0.9%
$15.38
+3.7%
+4.5%$967.82M$237.69M6.7740Positive News
CNOB
ConnectOne Bancorp
4.8818 of 5 stars
$24.93
-0.8%
$28.50
+14.3%
-0.5%$966.75M$534.62M13.48520Positive News
Upcoming Earnings
BHRB
Burke & Herbert Financial Services
2.8536 of 5 stars
$64.09
-0.3%
$72.00
+12.3%
-1.9%$965M$402.33M18.26850News Coverage
Earnings Report
Dividend Announcement
Analyst Downgrade
SBSI
Southside Bancshares
N/A$31.00
-0.1%
N/AN/A$937.84M$456.07M10.65810News Coverage
Earnings Report
Analyst Upgrade
FMBH
First Mid Bancshares
3.5958 of 5 stars
$38.83
-0.1%
$43.83
+12.9%
-1.3%$932.69M$453.67M11.561,198News Coverage
Positive News
Upcoming Earnings
Dividend Increase
Analyst Forecast
Analyst Revision
JFIN
Jiayin Group
3.2972 of 5 stars
$16.46
-2.0%
N/A+172.7%$896.61M$794.74M4.781,028
SUPV
Grupo Supervielle
4.1176 of 5 stars
$9.60
-1.5%
$13.67
+42.4%
+70.6%$863.21M$1.00T12.973,456Positive News
ESQ
Esquire Financial
2.0689 of 5 stars
$100.84
+0.8%
$96.50
-4.3%
+67.0%$846.74M$138.27M19.06110Trending News
Earnings Report
Dividend Announcement
Analyst Forecast

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This page (NYSE:FOA) was last updated on 7/26/2025 by MarketBeat.com Staff
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