Finance of America Companies (FOA) Competitors

Finance of America Companies (NYSE:FOA) and Bank First National (NASDAQ:BFC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, media sentiment, analyst recommendations and risk.

Do insiders & institutionals believe in FOA or BFC?

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 30.0% of Bank First National shares are held by institutional investors. 25.0% of Finance of America Companies shares are held by company insiders. Comparatively, 3.4% of Bank First National shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts prefer FOA or BFC?

Finance of America Companies presently has a consensus price target of $27.50, indicating a potential downside of 1.35%. Bank First National has a consensus price target of $133.50, indicating a potential upside of 3.27%. Given Bank First National's higher possible upside, analysts plainly believe Bank First National is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Bank First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media refer more to FOA or BFC?

In the previous week, Finance of America Companies had 2 more articles in the media than Bank First National. MarketBeat recorded 5 mentions for Finance of America Companies and 3 mentions for Bank First National. Bank First National's average media sentiment score of 1.77 beat Finance of America Companies' score of 0.77 indicating that Bank First National is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finance of America Companies	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank First National	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility & risk, FOA or BFC?

Finance of America Companies has a beta of 1.5, meaning that its share price is 50% more volatile than the S&P 500. Comparatively, Bank First National has a beta of 0.43, meaning that its share price is 57% less volatile than the S&P 500.

Which has preferable valuation and earnings, FOA or BFC?

Bank First National has lower revenue, but higher earnings than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$338.17M	0.91	$15.49M	$6.11	4.56
Bank First National	$226.09M	5.62	$65.56M	$6.93	18.65

Is FOA or BFC more profitable?

Bank First National has a net margin of 29.04% compared to Finance of America Companies' net margin of 0.00%. Bank First National's return on equity of 10.92% beat Finance of America Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	N/A	0.96%	0.01%
Bank First National	29.04%	10.92%	1.56%

Summary

Bank First National beats Finance of America Companies on 9 of the 14 factors compared between the two stocks.