Finance of America Companies (FOA) Competitors $22.84 +0.51 (+2.26%) As of 11:42 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FOA vs. OSBC, BETR, BHRB, ESQ, FMBH, LX, OPFI, ATLC, SBSI, and AMALShould you be buying Finance of America Companies stock or one of its competitors? The main competitors of Finance of America Companies include Old Second Bancorp (OSBC), Better Home & Finance (BETR), Burke & Herbert Financial Services (BHRB), Esquire Financial (ESQ), First Mid Bancshares (FMBH), LexinFintech (LX), OppFi (OPFI), Atlanticus (ATLC), Southside Bancshares (SBSI), and Amalgamated Financial (AMAL). These companies are all part of the "banking" industry. Finance of America Companies vs. Its Competitors Old Second Bancorp Better Home & Finance Burke & Herbert Financial Services Esquire Financial First Mid Bancshares LexinFintech OppFi Atlanticus Southside Bancshares Amalgamated Financial Finance of America Companies (NYSE:FOA) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, media sentiment, institutional ownership, risk, valuation, profitability and dividends. Do analysts recommend FOA or OSBC? Finance of America Companies presently has a consensus price target of $27.50, indicating a potential upside of 20.38%. Old Second Bancorp has a consensus price target of $21.38, indicating a potential upside of 18.98%. Given Finance of America Companies' higher possible upside, equities analysts plainly believe Finance of America Companies is more favorable than Old Second Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Finance of America Companies 1 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 1 Strong Buy rating(s) 3.00 Which has more risk & volatility, FOA or OSBC? Finance of America Companies has a beta of 1.5, meaning that its share price is 50% more volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500. Is FOA or OSBC more profitable? Old Second Bancorp has a net margin of 24.38% compared to Finance of America Companies' net margin of 0.00%. Old Second Bancorp's return on equity of 12.53% beat Finance of America Companies' return on equity.Company Net Margins Return on Equity Return on Assets Finance of America CompaniesN/A 0.96% 0.01% Old Second Bancorp 24.38%12.53%1.51% Do insiders & institutionals believe in FOA or OSBC? 97.2% of Finance of America Companies shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 25.0% of Finance of America Companies shares are owned by insiders. Comparatively, 3.8% of Old Second Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Does the media prefer FOA or OSBC? In the previous week, Old Second Bancorp had 4 more articles in the media than Finance of America Companies. MarketBeat recorded 5 mentions for Old Second Bancorp and 1 mentions for Finance of America Companies. Old Second Bancorp's average media sentiment score of 0.28 beat Finance of America Companies' score of 0.00 indicating that Old Second Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Finance of America Companies 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Old Second Bancorp 1 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has preferable earnings & valuation, FOA or OSBC? Old Second Bancorp has lower revenue, but higher earnings than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFinance of America Companies$338.17M0.75$15.49M$6.113.74Old Second Bancorp$286.77M3.30$85.26M$1.839.82 SummaryOld Second Bancorp beats Finance of America Companies on 11 of the 17 factors compared between the two stocks. Get Finance of America Companies News Delivered to You Automatically Sign up to receive the latest news and ratings for FOA and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FOA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FOA vs. The Competition Export to ExcelMetricFinance of America CompaniesFIN IndustryFinance SectorNYSE ExchangeMarket Cap$253.12M$6.31B$12.58B$21.99BDividend YieldN/A3.89%5.61%3.62%P/E Ratio3.749.9321.3332.78Price / Sales0.752.4629.8562.35Price / Cash3.9620.3719.3418.06Price / Book0.722.422.274.69Net Income$15.49M$1.82B$1.02B$1.02B7 Day Performance5.57%8.89%-0.47%0.24%1 Month Performance-10.73%5.34%-1.24%0.45%1 Year Performance110.75%135.98%572.50%11.41% Finance of America Companies Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FOAFinance of America Companies3.2779 of 5 stars$22.85+2.3%$27.50+20.4%+101.6%$253.12M$338.17M3.746,630Gap UpOSBCOld Second Bancorp3.6963 of 5 stars$17.24+1.1%$21.38+24.0%+3.6%$897.69M$341.72M9.42890News CoverageShort Interest ↑BETRBetter Home & Finance0.944 of 5 stars$50.81-10.7%N/A+431.6%$873.30M$108.49M-3.851,250Short Interest ↑Gap DownBHRBBurke & Herbert Financial Services3.0088 of 5 stars$59.30+3.0%$71.50+20.6%-5.6%$864.99M$402.33M8.61850News CoverageUpcoming EarningsAnalyst DowngradeESQEsquire Financial1.7259 of 5 stars$100.46+0.6%$100.50+0.0%+54.3%$852.83M$138.27M18.54110Upcoming EarningsFMBHFirst Mid Bancshares3.171 of 5 stars$35.97+1.5%$43.33+20.5%-8.1%$850.47M$453.67M10.221,198LXLexinFintech3.879 of 5 stars$5.05+0.8%$13.60+169.3%+77.3%$843M$1.95B3.984,667OPFIOppFi3.1297 of 5 stars$9.95+3.4%$13.63+36.9%+88.9%$840.76M$555.03M-7.60570ATLCAtlanticus4.1701 of 5 stars$56.27+2.8%$76.60+36.1%+47.0%$828.27M$1.31B9.89330SBSISouthside Bancshares1.7591 of 5 stars$27.48+1.4%N/AN/A$815.47M$456.07M9.74810AMALAmalgamated Financial3.6851 of 5 stars$26.82+2.3%$33.00+23.0%-24.3%$789.46M$434.51M8.03380Positive NewsUpcoming Earnings Related Companies and Tools Related Companies OSBC Alternatives BETR Alternatives BHRB Alternatives ESQ Alternatives FMBH Alternatives LX Alternatives OPFI Alternatives ATLC Alternatives SBSI Alternatives AMAL Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FOA) was last updated on 10/21/2025 by MarketBeat.com Staff From Our PartnersYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? 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