Genworth Financial (GNW) Financials

$6.86 -0.05 (-0.65%)

Closing price 06/10/2025 03:59 PM Eastern

Extended Trading

$6.82 -0.04 (-0.58%)

As of 06/10/2025 07:50 PM Eastern

Annual Income Statements for Genworth Financial

This table shows Genworth Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	-615	-277	1,634	238	686	178	850	916	76	299
Consolidated Net Income / (Loss)	-413	-67	1,744	416	873	212	891	1,046	199	427
Net Income / (Loss) Continuing Operations	-6.00	-38	533	67	382	698	864	1,046	199	437
Total Pre-Tax Income	-15	320	127	137	521	928	1,112	1,365	303	595
Total Operating Income	431	1,281	399	402	725	1,123	1,112	1,367	1,499	697
Total Gross Profit	2,706	8,297	1,748	1,693	2,042	2,521	2,494	2,978	7,488	1,923
Total Revenue	8,575	8,297	7,519	7,910	7,678	8,284	7,822	7,495	7,488	7,295
Operating Revenue	8,623	8,297	7,376	7,910	7,678	8,284	7,822	7,495	7,488	7,295
Total Cost of Revenue	5,869	0.00	5,771	6,217	5,636	5,763	5,328	4,517	0.00	5,372
Operating Cost of Revenue	5,869	-	5,771	6,217	5,636	5,763	5,328	4,517	-	5,372
Total Operating Expenses	2,275	7,016	1,349	1,291	1,317	1,398	1,382	1,611	5,989	1,226
Selling, General & Admin Expense	1,309	1,273	957	943	909	935	998	1,285	942	977
Amortization Expense	966	498	392	348	408	463	384	326	264	249
Total Other Income / (Expense), net	-446	-961	-272	-265	-204	-195	0.00	-2.00	-1,196	-102
Interest Expense	419	1,033	266	256	231	195	160	106	621	115
Other Income / (Expense), net	-	112	-	-	-	-	160	104	-575	13
Income Tax Expense	-9.00	358	-406	70	139	230	248	319	104	158
Net Income / (Loss) Discontinued Operations	-407	-29	598	352	109	-486	27	0.00	0.00	-10
Net Income / (Loss) Attributable to Noncontrolling Interest	202	210	110	178	187	34	41	130	123	128
Basic Earnings per Share	($1.24)	($0.56)	$1.64	$0.24	$0.68	$0.35	$1.68	$1.82	$0.16	$0.69
Weighted Average Basic Shares Outstanding	497.40M	498.30M	499M	500.40M	502.90M	505.20M	506.90M	504.40M	468.80M	433.90M
Diluted Earnings per Share	($1.24)	($0.56)	$1.63	$0.24	$0.67	$0.35	$1.65	$1.79	$0.16	$0.68
Weighted Average Diluted Shares Outstanding	497.40M	498.30M	501.40M	500.40M	509.70M	511.60M	514.70M	510.90M	474.90M	439.40M
Weighted Average Basic & Diluted Shares Outstanding	497.83M	498.42M	499.20M	500.90M	504.77M	505.79M	507.39M	493.35M	442.63M	418.85M

This table shows Genworth Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	136	2,108	122	137	29	-212	139	76	85	-1.00	54
Consolidated Net Income / (Loss)	171	408	154	168	60	-183	169	110	118	30	85
Net Income / (Loss) Continuing Operations	166	410	154	166	60	-181	170	111	121	35	90
Total Pre-Tax Income	220	529	209	221	90	-217	236	143	161	55	126
Total Operating Income	219	2,245	255	231	339	674	360	165	346	-174	170
Total Gross Profit	544	2,632	567	521	1,831	4,569	1,864	454	1,880	-2,275	466
Total Revenue	1,848	3,760	1,854	1,892	1,831	1,911	1,864	1,769	1,880	1,782	1,786
Operating Revenue	1,848	3,760	1,854	1,892	1,831	1,911	1,864	1,769	1,880	1,782	1,786
Total Cost of Revenue	1,304	1,128	1,287	1,371	0.00	-2,658	0.00	1,315	0.00	4,057	1,320
Operating Cost of Revenue	1,304	1,128	1,287	1,371	-	-	-	1,315	-	-	1,320
Total Operating Expenses	325	387	312	290	1,492	3,895	1,504	289	1,534	-2,101	296
Selling, General & Admin Expense	245	225	240	226	228	248	236	229	259	253	236
Amortization Expense	80	-	72	64	65	63	65	60	62	62	60
Total Other Income / (Expense), net	1.00	43	-46	-10	-249	-891	-124	-22	-185	229	-44
Interest Expense	26	54	29	29	157	406	155	30	130	-200	26
Other Income / (Expense), net	27	-	-17	19	-92	-485	31	8.00	-55	29	-18
Income Tax Expense	54	119	55	55	30	-36	66	32	40	20	36
Net Income / (Loss) Discontinued Operations	5.00	-4.00	0.00	2.00	0.00	-2.00	-1.00	-1.00	-3.00	-5.00	-5.00
Net Income / (Loss) Attributable to Noncontrolling Interest	35	57	32	31	31	29	30	34	33	31	31
Basic Earnings per Share	$0.27	$0.77	$0.25	$0.29	$0.06	($0.44)	$0.31	$0.17	$0.20	$0.01	$0.13
Weighted Average Basic Shares Outstanding	503.80M	504.40M	492.30M	473.20M	460.50M	468.80M	443M	436.40M	430.80M	433.90M	418.30M
Diluted Earnings per Share	$0.27	$0.75	$0.24	$0.29	$0.06	($0.43)	$0.31	$0.17	$0.19	$0.01	$0.13
Weighted Average Diluted Shares Outstanding	509.30M	510.90M	500.10M	478.10M	466M	474.90M	450.30M	440.70M	435.80M	439.40M	422.90M
Weighted Average Basic & Diluted Shares Outstanding	496.37M	493.35M	477.95M	463.09M	451.00M	442.63M	437.72M	432.03M	427.03M	418.85M	414.46M

This table details how cash moves in and out of Genworth Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	1,075	-3,199	27	-610	1,164	-700	-1,085	228	416	-167
Net Cash From Operating Activities	1,591	1,872	2,554	1,633	2,079	1,960	437	1,049	594	88
Net Cash From Continuing Operating Activities	1,589	1,872	2,206	1,353	1,536	1,979	437	1,049	597	88
Net Income / (Loss) Continuing Operations	-6.00	-38	533	67	382	698	864	1,046	199	437
Consolidated Net Income / (Loss)	-413	-67	927	297	530	212	891	1,046	199	427
Net Income / (Loss) Discontinued Operations	-407	-29	394	230	148	-486	27	0.00	0.00	-10
Amortization Expense	860	360	236	218	277	306	208	172	158	130
Non-Cash Adjustments To Reconcile Net Income	-795	-139	-92	-913	-782	-1,211	-1,417	-988	-1,115	-1,000
Changes in Operating Assets and Liabilities, net	1,530	1,689	1,529	1,981	1,659	2,186	1,273	850	1,358	521
Net Cash From Discontinued Operating Activities	2.00	-	348	280	543	-19	-491	-31	-3.00	0.00
Net Cash From Investing Activities	-404	-2,120	-759	-622	1,301	-1,153	896	733	1,261	861
Net Cash From Continuing Investing Activities	-378	-2,120	-682	-591	1,338	-931	963	733	1,261	861
Purchase of Investments	-9,750	-11,529	-7,800	-9,386	-6,404	-8,177	-5,965	-4,657	-3,815	-4,939
Sale and/or Maturity of Investments	8,932	9,518	7,958	9,421	6,498	6,859	6,690	5,548	4,861	5,408
Other Investing Activities, net	167	-148	-835	-626	-154	387	-32	-158	215	392
Net Cash From Financing Activities	-42	-2,951	-1,768	-1,621	-2,217	-1,507	-2,419	-1,554	-1,443	-1,115
Net Cash From Continuing Financing Activities	-51	-2,951	-1,699	-1,512	-1,976	-1,489	-2,419	-1,554	-1,443	-1,115
Repayment of Debt	-2,459	-4,092	-2,484	-3,051	-2,800	-2,774	-3,580	-2,050	-1,658	-2,144
Repurchase of Common Equity	-	-	-	-	-	0.00	0.00	-64	-296	-189
Payment of Dividends	-225	-138	-72	-95	0.00	0.00	-37	-46	-55	-66
Issuance of Debt	150	0.00	0.00	441	0.00	738	-	0.00	0.00	750
Other Financing Activities, net	2,257	1,279	857	1,193	824	547	669	606	566	534

This table details how cash moves in and out of Genworth Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Change in Cash & Equivalents	-163	238	-47	421	-180	222	-263	-20	125	-9.00	-157
Net Cash From Operating Activities	308	404	17	256	175	146	-107	7.00	161	27	34
Net Cash From Continuing Operating Activities	308	404	17	258	175	147	-107	7.00	161	27	34
Net Income / (Loss) Continuing Operations	166	410	154	166	60	-181	170	111	121	35	85
Consolidated Net Income / (Loss)	171	408	154	168	60	-183	169	110	118	30	85
Amortization Expense	37	47	47	31	39	41	42	19	35	34	28
Non-Cash Adjustments To Reconcile Net Income	-196	-278	-185	-333	-264	-333	-335	-207	-257	-201	-158
Changes in Operating Assets and Liabilities, net	301	225	2.00	395	340	621	16	84	262	159	79
Net Cash From Investing Activities	-83	281	364	553	-4.00	348	143	258	240	220	-14
Net Cash From Continuing Investing Activities	-83	281	364	553	-4.00	348	143	258	240	220	-14
Purchase of Investments	-1,568	-968	-848	-903	-883	-1,181	-1,265	-1,630	-915	-1,129	-1,126
Sale and/or Maturity of Investments	1,465	1,187	1,085	1,415	811	1,550	1,343	1,803	1,021	1,241	1,023
Other Investing Activities, net	20	62	127	41	68	-21	65	85	134	108	89
Net Cash From Financing Activities	-388	-447	-428	-390	-352	-273	-299	-285	-276	-255	-177
Net Cash From Continuing Financing Activities	-388	-447	-428	-390	-352	-273	-299	-285	-276	-255	-177
Repayment of Debt	-517	-519	-500	-419	-400	-339	-355	-1,124	-356	-309	-244
Repurchase of Common Equity	-19	-30	-68	-113	-80	-35	-63	-36	-36	-54	-45
Payment of Dividends	-4.00	-38	-8.00	-13	-6.00	-28	-14	-14	-19	-19	-17
Other Financing Activities, net	152	140	148	155	134	129	133	139	135	127	129

This table presents Genworth Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	1/1/2021	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	106,431	105,902	105,297	100,923	101,342	122,346	99,171	89,714	90,817	86,871
Total Current Assets	5,965	3,443	0.00	0.00	6,963	610	61,046	46,498	46,725	44,839
Short-Term Investments	-	659	-	-	-	655	61,127	46,583	46,781	44,902
Note & Lease Receivable	-	-	-	-	6,963	-	-	-85	-56	-63
Plant, Property, & Equipment, net	0.00	1,253	0.00	0.00	0.00	28,135	0.00	0.00	0.00	0.00
Total Noncurrent Assets	100,466	101,206	105,297	100,923	172,573	118,874	38,125	43,127	44,020	41,951
Long-Term Investments	62,797	65,458	66,944	58,797	64,268	0.00	4,968	5,355	6,168	6,615
Noncurrent Note & Lease Receivables	6,331	6,111	6,448	6,749	6,963	0.00	6,856	7,032	6,829	6,450
Intangible Assets	-	-	-	-	-	271	143	203	198	197
Noncurrent Deferred & Refundable Income Taxes	155	0.00	504	736	425	3,776	119	1,983	1,952	1,718
Other Noncurrent Operating Assets	30,826	29,289	31,100	29,293	100,716	114,827	26,039	28,554	28,873	26,971
Total Liabilities & Shareholders' Equity	106,431	104,658	105,297	100,923	101,342	122,346	99,171	89,714	90,817	86,871
Total Liabilities	91,794	90,191	89,969	86,734	86,710	120,269	82,905	81,328	82,482	77,440
Total Current Liabilities	0.00	12,634	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Liabilities	91,794	77,557	89,969	86,734	86,710	120,269	82,905	80,580	81,857	76,975
Long-Term Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518
Other Noncurrent Operating Liabilities	84,974	73,014	85,368	80,604	83,257	114,496	80,972	78,961	80,273	75,453
Other Noncurrent Nonoperating Liabilities	127	-	-	2,112	176	2,370	34	8.00	0.00	4.00
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	14,637	14,467	15,328	14,189	14,632	2,077	16,266	8,386	8,335	9,431
Total Preferred & Common Equity	12,824	12,644	13,418	12,450	14,185	1,575	15,510	7,631	7,480	8,494
Total Common Equity	10,352	14,476	11,268	13,640	14,185	1,575	15,510	7,631	7,480	8,494
Common Stock	11,950	11,963	11,978	11,988	11,991	12,009	11,859	11,870	11,885	11,876
Retained Earnings	564	287	1,113	1,118	1,461	-626	2,490	1,139	1,213	1,511
Treasury Stock	-2,700	-2,700	-2,700	-2,700	-2,700	-2,700	-2,700	-2,764	-3,063	-3,251
Accumulated Other Comprehensive Income / (Loss)	3,010	4,926	3,027	2,639	3,433	-7,108	3,861	-2,614	-2,555	-1,642
Noncontrolling Interest	1,813	1,823	1,910	1,739	447	502	756	755	855	937

This table presents Genworth Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025
Total Assets	85,939	91,178	89,844	85,466	89,192	87,543	90,760	87,256
Total Current Assets	46,747	47,293	45,982	43,915	46,009	45,177	47,277	45,607
Short-Term Investments	46,831	47,381	46,070	43,968	46,065	45,233	47,342	45,668
Note & Lease Receivable	-	-88	-88	-53	-56	-56	-65	-61
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	39,192	43,793	43,761	41,484	43,104	42,286	43,404	41,577
Long-Term Investments	5,212	5,570	5,881	5,940	6,278	6,464	6,646	6,706
Noncurrent Note & Lease Receivables	7,086	6,915	6,876	6,818	6,748	6,692	6,570	6,356
Intangible Assets	237	203	201	199	197	197	197	193
Noncurrent Deferred & Refundable Income Taxes	1,533	2,004	1,954	1,580	1,839	1,784	1,846	1,663
Other Noncurrent Operating Assets	25,124	29,101	28,849	26,947	28,042	27,149	28,145	26,659
Total Liabilities & Shareholders' Equity	85,939	91,178	89,844	85,466	89,192	87,543	90,760	87,256
Total Liabilities	75,890	82,953	81,577	76,588	80,313	78,190	81,505	77,575
Total Current Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Liabilities	75,890	82,192	80,911	76,009	79,785	77,690	80,973	77,059
Long-Term Debt	1,622	1,600	1,601	1,602	1,579	1,564	1,548	1,519
Other Noncurrent Operating Liabilities	74,262	80,585	79,308	74,405	78,206	76,126	79,425	75,536
Other Noncurrent Nonoperating Liabilities	6.00	7.00	2.00	2.00	-	-	-	4.00
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	10,049	8,225	8,267	8,878	8,879	9,353	9,255	9,681
Total Preferred & Common Equity	9,291	7,432	7,460	8,056	8,006	8,459	8,311	8,710
Total Common Equity	9,291	7,432	7,460	8,056	8,006	8,459	8,311	8,710
Common Stock	11,866	11,864	11,870	11,878	11,874	11,881	11,869	11,863
Retained Earnings	2,924	1,259	1,398	1,426	1,352	1,428	1,512	1,565
Treasury Stock	-2,734	-2,833	-2,947	-3,028	-3,126	-3,163	-3,199	-3,297
Accumulated Other Comprehensive Income / (Loss)	-2,765	-2,858	-2,861	-2,220	-2,094	-1,687	-1,871	-1,421
Noncontrolling Interest	758	793	807	822	873	894	944	971

This table displays calculated financial ratios and metrics derived from Genworth Financial's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-1.87%	-3.24%	-9.38%	5.20%	-2.93%	7.89%	-5.58%	-4.18%	-0.09%	-2.58%
EBITDA Growth	350.68%	35.79%	-63.78%	-2.36%	170.61%	42.61%	3.57%	11.01%	-34.14%	-22.37%
EBIT Growth	150.29%	223.20%	-71.36%	0.75%	204.98%	54.90%	13.27%	15.64%	-37.19%	-23.16%
NOPAT Growth	150.29%	-150.42%	1,200.81%	-88.26%	404.25%	58.90%	2.29%	21.24%	-6.02%	-48.00%
Net Income Growth	60.59%	83.78%	2,702.99%	-76.15%	219.71%	-75.72%	320.28%	17.40%	-80.98%	114.57%
EPS Growth	50.60%	54.84%	391.07%	-85.28%	358.33%	-47.76%	371.43%	8.48%	-91.06%	325.00%
Operating Cash Flow Growth	-34.74%	17.66%	36.43%	-36.06%	54.62%	-5.72%	-77.70%	140.05%	-43.37%	-85.19%
Free Cash Flow Firm Growth	87.84%	-45.01%	-98.64%	-20,364.40%	-1,926.33%	100.52%	20,852.86%	-106.86%	139.24%	-181.60%
Invested Capital Growth	-4.22%	-2.90%	3.40%	7.54%	173.60%	1.43%	-247.52%	13.83%	-2.91%	5.41%
Revenue Q/Q Growth	1.76%	-0.96%	-31.19%	59.60%	5.06%	11.46%	0.00%	0.00%	-19.80%	-1.74%
EBITDA Q/Q Growth	177.63%	82.04%	-77.16%	383.11%	308.68%	158.88%	473.64%	713.37%	-68.62%	-28.87%
EBIT Q/Q Growth	231.40%	136.50%	-83.40%	197.10%	598.04%	301.07%	0.00%	0.00%	-71.86%	-31.99%
NOPAT Q/Q Growth	231.40%	69.40%	9.61%	167.84%	2,080.80%	314.67%	0.00%	0.00%	-60.19%	-51.57%
Net Income Q/Q Growth	53.12%	64.92%	219.41%	-77.54%	141.02%	138.27%	0.00%	0.00%	-74.81%	99.53%
EPS Q/Q Growth	43.12%	37.78%	143.28%	-85.00%	2,033.33%	266.67%	0.00%	0.00%	-88.06%	183.33%
Operating Cash Flow Q/Q Growth	-35.22%	-16.09%	27.32%	2.38%	-16.67%	1.92%	-45.24%	32.45%	-30.28%	-57.49%
Free Cash Flow Firm Q/Q Growth	81.34%	-64.48%	100.19%	-233.34%	576.59%	-99.23%	207.46%	-108.48%	114.21%	-136.62%
Invested Capital Q/Q Growth	0.86%	5.74%	-13.10%	2.04%	0.00%	164.63%	-288.89%	-2.25%	-9.16%	5.97%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	31.56%	100.00%	23.25%	21.40%	55.71%	30.43%	31.88%	39.73%	100.00%	26.36%
EBITDA Margin	15.06%	21.13%	8.45%	7.84%	28.82%	17.25%	18.92%	21.92%	14.45%	11.51%
Operating Margin	5.03%	15.44%	5.31%	5.08%	21.22%	13.56%	14.22%	18.24%	20.02%	9.55%
EBIT Margin	5.03%	16.79%	5.31%	5.08%	9.44%	13.56%	16.26%	19.63%	12.34%	9.73%
Profit (Net Income) Margin	-4.82%	-0.81%	23.19%	5.26%	11.37%	2.56%	11.39%	13.96%	2.66%	5.85%
Tax Burden Percent	2,753.33%	-20.94%	1,373.23%	303.65%	335.12%	22.84%	80.13%	76.63%	65.68%	71.76%
Interest Burden Percent	-3.48%	22.97%	31.83%	34.08%	150.93%	82.64%	87.42%	92.79%	32.79%	83.80%
Effective Tax Rate	0.00%	111.88%	-319.69%	51.09%	53.99%	24.78%	22.30%	23.37%	34.32%	26.55%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	2.62%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	-0.03%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	-0.08%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	-2.63%	-0.46%	11.71%	2.82%	6.06%	2.54%	9.71%	8.49%	2.38%	4.81%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	-234.21%	1.20%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	0.40%	1.31%	0.38%	0.39%	1.61%	1.00%	1.15%	1.56%	1.02%	0.80%
Return on Assets (ROA)	-0.38%	-0.06%	1.65%	0.40%	1.73%	0.19%	0.80%	1.11%	0.22%	0.48%
Return on Common Equity (ROCE)	-2.11%	-0.39%	10.12%	2.38%	11.70%	2.39%	9.05%	7.97%	2.15%	4.32%
Return on Equity Simple (ROE_SIMPLE)	-3.22%	-0.53%	13.00%	3.34%	12.31%	13.46%	5.74%	13.71%	2.66%	5.03%
Net Operating Profit after Tax (NOPAT)	302	-152	1,675	197	532	845	864	1,048	984	512
NOPAT Margin	3.52%	-1.83%	22.27%	2.49%	15.49%	10.20%	11.05%	13.98%	13.15%	7.02%
Net Nonoperating Expense Percent (NNEP)	-1.15%	0.14%	0.11%	0.37%	1.69%	2.65%	0.16%	0.00%	-1.56%	-0.17%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	10.48%	9.93%	4.68%
Cost of Revenue to Revenue	68.44%	0.00%	76.75%	78.60%	146.81%	69.57%	68.12%	60.27%	0.00%	73.64%
SG&A Expenses to Revenue	15.27%	15.34%	12.73%	11.92%	23.80%	11.29%	12.76%	17.14%	12.58%	13.39%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	26.53%	84.56%	17.94%	16.32%	34.59%	16.88%	17.67%	21.49%	79.98%	16.81%
Earnings before Interest and Taxes (EBIT)	431	1,393	399	402	725	1,123	1,272	1,471	924	710
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,291	1,753	635	620	1,002	1,429	1,480	1,643	1,082	840
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.18	0.13	0.14	0.17	0.16	1.21	0.13	0.34	0.40	0.35
Price to Tangible Book Value (P/TBV)	0.19	0.13	0.14	0.18	0.32	1.47	0.13	0.35	0.41	0.36
Price to Revenue (P/Rev)	0.22	0.23	0.21	0.30	0.58	0.23	0.26	0.35	0.40	0.41
Price to Earnings (P/E)	0.00	0.00	0.95	9.80	9.77	10.74	2.42	2.87	39.64	9.98
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	105.26%	10.20%	61.56%	9.31%	41.36%	34.88%	2.52%	10.02%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.16	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	0.00	0.62	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	3.61	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	4.60	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	6.11	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	2.63	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	13.31	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.46	0.31	0.30	0.28	0.45	1.64	0.12	0.19	0.19	0.16
Long-Term Debt to Equity	0.46	0.31	0.30	0.28	0.00	1.64	0.12	0.19	0.19	0.16
Financial Leverage	-3.95	-4.30	-4.21	-4.07	-2.80	2.86	-1.84	-4.62	-6.01	-5.65
Leverage Ratio	6.93	7.30	7.09	6.99	0.00	13.39	12.08	7.66	10.80	10.00
Compound Leverage Factor	-0.24	1.68	2.26	2.38	0.00	11.06	10.56	7.11	3.54	8.38
Debt to Total Capital	31.30%	23.69%	22.98%	22.07%	0.00%	62.10%	10.45%	16.11%	15.97%	13.86%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	31.30%	23.69%	22.98%	22.07%	36.60%	62.10%	10.45%	16.11%	15.97%	13.86%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	8.51%	9.62%	9.60%	9.55%	4.99%	9.16%	4.16%	7.55%	8.62%	8.56%
Common Equity to Total Capital	48.59%	76.36%	56.62%	74.92%	158.41%	28.74%	85.38%	76.33%	75.41%	77.58%
Debt to EBITDA	5.17	2.56	7.20	6.48	6.54	2.38	1.28	0.98	1.46	1.81
Net Debt to EBITDA	-48.10	-36.74	-98.22	-88.35	-110.62	1.92	-43.38	-30.63	-47.47	-59.52
Long-Term Debt to EBITDA	5.17	2.56	7.20	6.48	6.54	2.38	1.28	0.98	1.46	1.81
Debt to NOPAT	22.10	-29.52	2.73	20.44	12.33	4.03	2.20	1.54	1.61	2.97
Net Debt to NOPAT	-205.81	423.43	-37.25	-278.63	-207.66	3.25	-74.30	-48.04	-52.17	-97.67
Long-Term Debt to NOPAT	22.10	-29.52	2.73	20.44	12.33	4.03	2.20	1.54	1.61	2.97
Altman Z-Score	0.18	0.03	0.11	0.12	0.44	0.11	0.91	0.80	0.77	0.78
Noncontrolling Interest Sharing Ratio	19.59%	14.69%	13.60%	15.61%	0.00%	5.68%	6.86%	6.13%	9.63%	10.09%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.00	0.27	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Quick Ratio	0.00	0.27	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	2,217	1,219	17	-3,352	-74,972	388	81,228	-5,574	2,187	-1,785
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	5.29	1.18	0.06	-13.10	-324.56	1.99	507.68	-52.59	3.52	-15.52
Operating Cash Flow to Interest Expense	3.80	1.81	9.60	6.38	18.00	10.05	2.73	9.90	0.96	0.77
Operating Cash Flow Less CapEx to Interest Expense	3.80	1.81	9.60	6.38	18.00	10.05	2.73	9.90	0.96	0.77
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.08	0.08	0.07	0.08	0.16	0.07	0.07	0.08	0.08	0.08
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	-47,329	-48,700	-47,042	-43,493	32,011	32,468	-47,896	-41,274	-42,477	-40,180
Invested Capital Turnover	-0.18	-0.17	-0.16	-0.17	-2.67	0.26	-1.01	-0.17	-0.18	-0.18
Increase / (Decrease) in Invested Capital	-1,915	-1,371	1,658	3,549	75,504	457	-80,364	6,622	-1,203	2,297
Enterprise Value (EV)	-58,424	-60,689	-58,908	-50,706	-56,086	5,161	-61,385	-46,946	-47,497	-46,077
Market Capitalization	1,856	1,899	1,552	2,334	2,215	1,911	2,055	2,626	3,013	2,985
Book Value per Share	$20.81	$29.05	$22.57	$27.24	$28.17	$3.12	$30.57	$15.37	$16.59	$19.89
Tangible Book Value per Share	$20.09	$28.35	$21.97	$26.57	$27.78	$2.58	$30.29	$14.96	$16.15	$19.43
Total Capital	21,306	18,957	19,902	18,207	17,909	5,480	18,165	9,997	9,919	10,949
Total Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518
Total Long-Term Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518
Net Debt	-62,093	-64,411	-62,370	-54,779	-60,991	2,748	-64,196	-50,327	-51,365	-49,999
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	-12,634	0.00	0.00	6,963	-45	-81	-85	-56	-63
Debt-free Net Working Capital (DFNWC)	5,965	-9,191	0.00	0.00	6,963	610	61,046	46,498	46,725	44,839
Net Working Capital (NWC)	5,965	-9,191	0.00	0.00	6,963	610	61,046	46,498	46,725	44,839
Net Nonoperating Expense (NNE)	715	-85	-69	-219	-341	633	-27	1.53	785	85
Net Nonoperating Obligations (NNO)	-61,966	-63,167	-62,370	-57,682	17,379	30,391	-64,162	-49,660	-50,812	-49,611
Total Depreciation and Amortization (D&A)	860	360	236	218	277	306	208	172	158	130
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	-152.27%	0.00%	0.00%	181.38%	-0.54%	-1.04%	-1.13%	-0.75%	-0.86%
Debt-free Net Working Capital to Revenue	69.56%	-110.78%	0.00%	0.00%	181.38%	7.36%	780.44%	620.39%	624.00%	614.65%
Net Working Capital to Revenue	69.56%	-110.78%	0.00%	0.00%	851.55%	7.36%	780.44%	620.39%	624.00%	614.65%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($1.24)	($0.56)	$1.64	$0.24	$0.68	$0.35	$1.78	$0.00	$0.16	$0.69
Adjusted Weighted Average Basic Shares Outstanding	497.40M	498.30M	499M	500.40M	502.90M	505.20M	506.90M	0.00	468.80M	433.90M
Adjusted Diluted Earnings per Share	($1.24)	($0.56)	$1.63	$0.24	$0.67	$0.35	$1.76	$0.00	$0.16	$0.68
Adjusted Weighted Average Diluted Shares Outstanding	497.40M	498.30M	501.40M	504.20M	509.70M	511.60M	514.70M	0.00	474.90M	439.40M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	497.83M	498.42M	499.20M	500.90M	504.77M	505.79M	507.39M	0.00	442.63M	418.85M
Normalized Net Operating Profit after Tax (NOPAT)	302	897	279	281	532	845	864	1,048	984	512
Normalized NOPAT Margin	3.52%	10.81%	3.71%	3.56%	15.49%	10.20%	11.05%	13.98%	13.15%	7.02%
Pre Tax Income Margin	-0.17%	3.86%	1.69%	1.73%	15.66%	11.20%	14.22%	18.21%	4.05%	8.16%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.03	1.35	1.50	1.57	3.14	5.76	7.95	13.88	1.49	6.17
NOPAT to Interest Expense	0.72	-0.15	6.30	0.77	5.20	4.33	5.40	9.88	1.59	4.45
EBIT Less CapEx to Interest Expense	1.03	1.35	1.50	1.57	7.13	5.76	7.95	13.88	1.49	6.17
NOPAT Less CapEx to Interest Expense	0.72	-0.15	6.30	0.77	5.20	4.33	5.40	9.88	1.59	4.45
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	-54.48%	-205.97%	4.13%	22.84%	12.49%	0.00%	4.15%	4.40%	27.64%	15.46%
Augmented Payout Ratio	-54.48%	-205.97%	4.13%	22.84%	20.57%	0.00%	4.15%	10.52%	176.38%	59.72%

This table displays calculated financial ratios and metrics derived from Genworth Financial's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-6.76%	0.00%	0.00%	0.27%	-0.92%	-49.18%	0.54%	-6.50%	2.68%	-6.75%	-4.18%
EBITDA Growth	-33.57%	2,876.62%	121.13%	-12.19%	1.06%	-89.97%	51.93%	-31.67%	13.99%	-148.26%	-58.43%
EBIT Growth	-23.13%	0.00%	116.96%	-12.59%	0.41%	-91.58%	64.29%	-30.80%	17.81%	-176.72%	-61.13%
NOPAT Growth	-37.05%	0.00%	117.53%	-25.54%	36.77%	-72.88%	38.01%	-26.19%	15.06%	-123.47%	-53.17%
Net Income Growth	-72.94%	0.00%	-42.96%	-14.72%	-64.91%	-144.85%	9.74%	-34.52%	96.67%	116.39%	-49.70%
EPS Growth	-55.74%	0.00%	-47.83%	-6.45%	-77.78%	-157.33%	29.17%	-41.38%	216.67%	102.33%	-58.06%
Operating Cash Flow Growth	0.00%	174.83%	118.48%	-40.33%	-43.18%	-63.86%	-729.41%	-97.27%	-8.00%	-81.51%	131.78%
Free Cash Flow Firm Growth	187.47%	-106.07%	-100.76%	63.40%	-101.86%	134.31%	-48.24%	-102.47%	432.63%	-243.76%	22.01%
Invested Capital Growth	-259.20%	13.83%	1.62%	0.00%	3.60%	-2.91%	2.39%	2.78%	-9.81%	5.41%	1.71%
Revenue Q/Q Growth	-2.07%	103.46%	-50.69%	2.05%	-3.22%	4.37%	-2.46%	-5.10%	6.27%	-5.21%	0.22%
EBITDA Q/Q Growth	-11.56%	709.89%	-88.63%	-1.40%	1.78%	-19.58%	88.26%	-55.66%	69.79%	-134.05%	262.16%
EBIT Q/Q Growth	-13.99%	812.60%	-90.32%	5.04%	-1.20%	-23.48%	106.88%	-55.75%	68.21%	-149.83%	204.83%
NOPAT Q/Q Growth	-29.09%	952.97%	-90.14%	-7.66%	30.25%	108.76%	-45.04%	-50.61%	103.03%	-142.58%	209.66%
Net Income Q/Q Growth	-13.20%	138.60%	-62.25%	9.09%	-64.29%	-405.00%	192.35%	-34.91%	7.27%	-74.58%	183.33%
EPS Q/Q Growth	-12.90%	177.78%	-68.00%	20.83%	-79.31%	-816.67%	172.09%	-45.16%	11.76%	-94.74%	1,200.00%
Operating Cash Flow Q/Q Growth	-28.21%	31.17%	-95.79%	1,405.88%	-31.64%	-16.57%	-173.29%	106.54%	2,200.00%	-83.23%	25.93%
Free Cash Flow Firm Q/Q Growth	158.25%	-107.41%	89.21%	8,288.78%	-102.94%	236.61%	-145.06%	-36.21%	496.73%	-159.04%	75.55%
Invested Capital Q/Q Growth	0.00%	-2.25%	-2.85%	2.20%	6.27%	-9.16%	2.45%	2.60%	-5.88%	5.97%	-1.36%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	29.44%	70.00%	30.58%	27.54%	100.00%	239.09%	100.00%	25.66%	100.00%	-127.67%	26.09%
EBITDA Margin	15.31%	60.96%	15.37%	14.85%	15.62%	12.04%	23.23%	10.85%	17.34%	-6.23%	10.08%
Operating Margin	11.85%	59.71%	13.75%	12.21%	18.51%	35.27%	19.31%	9.33%	18.40%	-9.76%	9.52%
EBIT Margin	13.31%	59.71%	12.84%	13.21%	13.49%	9.89%	20.98%	9.78%	15.48%	-8.14%	8.51%
Profit (Net Income) Margin	9.25%	10.85%	8.31%	8.88%	3.28%	-9.58%	9.07%	6.22%	6.28%	1.68%	4.76%
Tax Burden Percent	77.73%	77.13%	73.68%	76.02%	66.67%	84.33%	71.61%	76.92%	73.29%	54.55%	67.46%
Interest Burden Percent	89.43%	23.56%	87.82%	88.40%	36.44%	-114.81%	60.36%	82.66%	55.33%	-37.93%	82.89%
Effective Tax Rate	24.55%	22.50%	26.32%	24.89%	33.33%	0.00%	27.97%	22.38%	24.84%	36.36%	28.57%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	0.00%	8.49%	7.96%	21.80%	8.35%	2.38%	2.50%	1.77%	2.36%	4.81%	3.70%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	0.00%	4.74%	1.30%	2.75%	1.47%	0.82%	1.74%	0.81%	1.30%	-0.67%	0.70%
Return on Assets (ROA)	0.00%	0.86%	0.84%	1.85%	0.36%	-0.79%	0.75%	0.52%	0.53%	0.14%	0.39%
Return on Common Equity (ROCE)	0.00%	7.97%	3.40%	19.67%	7.65%	2.15%	2.26%	1.60%	2.13%	4.32%	3.33%
Return on Equity Simple (ROE_SIMPLE)	0.00%	0.00%	12.51%	12.08%	9.81%	0.00%	2.67%	1.84%	2.57%	0.00%	3.94%
Net Operating Profit after Tax (NOPAT)	165	1,740	188	174	226	472	259	128	260	-111	121
NOPAT Margin	8.94%	46.28%	10.13%	9.17%	12.34%	24.69%	13.91%	7.24%	13.83%	-6.21%	6.80%
Net Nonoperating Expense Percent (NNEP)	0.03%	-2.34%	-0.06%	-0.02%	-0.34%	-1.30%	-0.18%	-0.04%	-0.28%	0.28%	-0.07%
Return On Investment Capital (ROIC_SIMPLE)	-	17.41%	-	-	-	4.76%	-	-	-	-1.01%	1.08%
Cost of Revenue to Revenue	70.56%	30.00%	69.42%	72.46%	0.00%	-139.09%	0.00%	74.34%	0.00%	227.67%	73.91%
SG&A Expenses to Revenue	13.26%	5.98%	12.95%	11.95%	12.45%	12.98%	12.66%	12.95%	13.78%	14.20%	13.21%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	17.59%	10.29%	16.83%	15.33%	81.49%	203.82%	80.69%	16.34%	81.60%	-117.90%	16.57%
Earnings before Interest and Taxes (EBIT)	246	2,245	238	250	247	189	391	173	291	-145	152
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	283	2,292	285	281	286	230	433	192	326	-111	180
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.19	0.34	0.33	0.32	0.34	0.40	0.36	0.31	0.36	0.35	0.34
Price to Tangible Book Value (P/TBV)	0.20	0.35	0.34	0.33	0.35	0.41	0.36	0.32	0.36	0.36	0.35
Price to Revenue (P/Rev)	0.00	0.35	0.26	0.26	0.29	0.40	0.38	0.36	0.40	0.41	0.41
Price to Earnings (P/E)	0.00	2.87	0.98	0.95	1.13	39.64	30.60	82.62	33.63	9.98	13.88
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	34.88%	101.95%	104.74%	88.29%	2.52%	3.27%	1.21%	2.97%	10.02%	7.21%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.16	0.19	0.19	0.19	0.18	0.19	0.18	0.17	0.17	0.16	0.16
Long-Term Debt to Equity	0.16	0.19	0.19	0.19	0.18	0.19	0.18	0.17	0.17	0.16	0.16
Financial Leverage	-1.58	-4.62	-4.66	-6.02	-5.19	-6.01	-5.90	-5.65	-5.50	-5.65	-5.43
Leverage Ratio	7.12	7.66	7.90	10.87	9.06	10.80	10.55	10.07	9.72	10.00	9.51
Compound Leverage Factor	6.37	1.81	6.94	9.61	3.30	-12.40	6.37	8.32	5.38	-3.79	7.88
Debt to Total Capital	13.90%	16.11%	16.29%	16.22%	15.29%	15.97%	15.10%	14.33%	14.33%	13.86%	13.56%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	13.90%	16.11%	16.29%	16.22%	15.29%	15.97%	15.10%	14.33%	14.33%	13.86%	13.56%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	6.49%	7.55%	8.07%	8.18%	7.84%	8.62%	8.35%	8.19%	8.74%	8.56%	8.67%
Common Equity to Total Capital	79.61%	76.33%	75.64%	75.60%	76.87%	75.41%	76.55%	77.48%	76.93%	77.58%	77.77%
Debt to EBITDA	8.03	0.98	0.47	0.48	0.46	1.46	1.28	1.37	1.31	1.81	2.59
Net Debt to EBITDA	-249.61	-30.63	-15.09	-15.14	-14.01	-47.47	-41.27	-43.94	-44.40	-59.52	-86.64
Long-Term Debt to EBITDA	8.03	0.98	0.47	0.48	0.46	1.46	1.28	1.37	1.31	1.81	2.59
Debt to NOPAT	0.00	1.54	0.65	0.67	0.65	1.61	1.51	1.60	1.46	2.97	4.07
Net Debt to NOPAT	0.00	-48.04	-20.81	-20.94	-19.53	-52.17	-48.58	-51.34	-49.61	-97.67	-136.27
Long-Term Debt to NOPAT	0.00	1.54	0.65	0.67	0.65	1.61	1.51	1.60	1.46	2.97	4.07
Altman Z-Score	0.72	0.83	0.77	0.77	0.78	0.75	0.76	0.75	0.76	0.75	0.76
Noncontrolling Interest Sharing Ratio	5.88%	6.13%	57.30%	9.76%	8.35%	9.63%	9.74%	9.65%	9.74%	10.09%	9.94%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Quick Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	65,887	-4,882	-509	41,690	-1,226	1,675	-755	-1,028	4,078	-2,408	-589
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	2,534.12	-90.41	-17.56	1,437.57	-7.81	4.13	-4.87	-34.26	31.37	0.00	-22.64
Operating Cash Flow to Interest Expense	11.85	7.48	0.59	8.83	1.11	0.36	-0.69	0.23	1.24	0.00	1.31
Operating Cash Flow Less CapEx to Interest Expense	11.85	7.48	0.59	8.83	1.11	0.36	-0.69	0.23	1.24	0.00	1.31
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.08	0.10	0.21	0.11	0.08	0.08	0.08	0.08	0.08	0.08
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-40,366	-41,274	-42,450	-41,516	-38,914	-42,477	-41,436	-40,360	-42,732	-40,180	-40,726
Invested Capital Turnover	0.00	-0.17	-0.22	-0.45	-0.24	-0.18	-0.18	-0.18	-0.18	-0.18	-0.18
Increase / (Decrease) in Invested Capital	-65,722	6,622	697	-41,516	1,452	-1,203	1,014	1,156	-3,818	2,297	710
Enterprise Value (EV)	-47,876	-46,946	-48,081	-47,153	-44,770	-47,497	-47,045	-46,595	-48,537	-46,077	-46,914
Market Capitalization	1,787	2,626	2,477	2,390	2,714	3,013	2,846	2,644	2,959	2,985	2,970
Book Value per Share	$18.44	$15.37	$15.06	$15.61	$17.40	$16.59	$18.09	$19.33	$19.24	$19.89	$20.80
Tangible Book Value per Share	$17.97	$14.96	$14.65	$15.19	$16.97	$16.15	$17.64	$18.88	$18.78	$19.43	$20.33
Total Capital	11,671	9,997	9,825	9,868	10,480	9,919	10,458	10,917	10,803	10,949	11,200
Total Debt	1,622	1,611	1,600	1,601	1,602	1,584	1,579	1,564	1,548	1,518	1,519
Total Long-Term Debt	1,622	1,611	1,600	1,601	1,602	1,584	1,579	1,564	1,548	1,518	1,519
Net Debt	-50,421	-50,327	-51,351	-50,350	-48,306	-51,365	-50,764	-50,133	-52,440	-49,999	-50,855
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-84	-85	-88	-88	-53	-56	-56	-56	-65	-63	-61
Debt-free Net Working Capital (DFNWC)	46,747	46,498	47,293	45,982	43,915	46,725	46,009	45,177	47,277	44,839	45,607
Net Working Capital (NWC)	46,747	46,498	47,293	45,982	43,915	46,725	46,009	45,177	47,277	44,839	45,607
Net Nonoperating Expense (NNE)	-5.75	1,332	34	5.51	166	655	90	18	142	-141	36
Net Nonoperating Obligations (NNO)	-50,415	-49,660	-50,675	-49,783	-47,792	-50,812	-50,315	-49,713	-51,987	-49,611	-50,407
Total Depreciation and Amortization (D&A)	37	47	47	31	39	41	42	19	35	34	28
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	-1.13%	-0.94%	-0.94%	-0.57%	-0.75%	-0.75%	-0.76%	-0.88%	-0.86%	-0.85%
Debt-free Net Working Capital to Revenue	0.00%	620.39%	505.86%	491.58%	470.33%	624.00%	613.62%	612.57%	636.81%	614.65%	631.94%
Net Working Capital to Revenue	0.00%	620.39%	505.86%	491.58%	470.33%	624.00%	613.62%	612.57%	636.81%	614.65%	631.94%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.21	$0.77	$0.00	$0.00	$0.06	($0.44)	$0.31	$0.17	$0.20	$0.01	$0.13
Adjusted Weighted Average Basic Shares Outstanding	504M	504.40M	0.00	0.00	460.50M	468.80M	443M	436.40M	430.80M	433.90M	418.30M
Adjusted Diluted Earnings per Share	$0.20	$0.75	$0.00	$0.00	$0.06	($0.43)	$0.31	$0.17	$0.19	$0.01	$0.13
Adjusted Weighted Average Diluted Shares Outstanding	509.40M	510.90M	0.00	0.00	466M	474.90M	450.30M	440.70M	435.80M	439.40M	422.90M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	496.37M	493.35M	0.00	0.00	451.00M	442.63M	437.72M	432.03M	427.03M	418.85M	414.46M
Normalized Net Operating Profit after Tax (NOPAT)	165	1,740	188	174	226	472	259	128	260	-111	121
Normalized NOPAT Margin	8.94%	46.28%	10.13%	9.17%	12.34%	24.69%	13.91%	7.24%	13.83%	-6.21%	6.80%
Pre Tax Income Margin	11.90%	14.07%	11.27%	11.68%	4.92%	-11.36%	12.66%	8.08%	8.56%	3.09%	7.05%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	9.46	41.57	8.21	8.62	1.57	0.47	2.52	5.77	2.24	0.00	5.85
NOPAT to Interest Expense	6.36	32.22	6.48	5.98	1.44	1.16	1.67	4.27	2.00	0.00	4.67
EBIT Less CapEx to Interest Expense	9.46	41.57	8.21	8.62	1.57	0.47	2.52	5.77	2.24	0.00	5.85
NOPAT Less CapEx to Interest Expense	6.36	32.22	6.48	5.98	1.44	1.16	1.67	4.27	2.00	0.00	4.67
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	4.40%	5.81%	6.99%	8.23%	27.64%	28.50%	39.74%	35.05%	15.46%	20.12%
Augmented Payout Ratio	0.00%	10.52%	20.00%	32.52%	45.06%	176.38%	164.49%	176.92%	114.49%	59.72%	69.97%

Frequently Asked Questions About Genworth Financial's Financials

When does Genworth Financial's financial year end?

According to the most recent income statement we have on file, Genworth Financial's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Genworth Financial's net income changed over the last 9 years?

Genworth Financial's net income appears to be on an upward trend, with a most recent value of $427 million in 2024, falling from -$413 million in 2015. The previous period was $199 million in 2023. View Genworth Financial's forecast to see where analysts expect Genworth Financial to go next.

What is Genworth Financial's operating income?

Genworth Financial's total operating income in 2024 was $697 million, based on the following breakdown:

Total Gross Profit: $1.92 billion
Total Operating Expenses: $1.23 billion

How has Genworth Financial revenue changed over the last 9 years?

Over the last 9 years, Genworth Financial's total revenue changed from $8.58 billion in 2015 to $7.30 billion in 2024, a change of -14.9%.

How much debt does Genworth Financial have?

Genworth Financial's total liabilities were at $77.44 billion at the end of 2024, a 6.1% decrease from 2023, and a 15.6% decrease since 2015.

How has Genworth Financial's book value per share changed over the last 9 years?

Over the last 9 years, Genworth Financial's book value per share changed from 20.81 in 2015 to 19.89 in 2024, a change of -4.4%.

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This page (NYSE:GNW) was last updated on 6/11/2025 by MarketBeat.com Staff

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Genworth Financial (GNW) Financials

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Genworth Financial (GNW) Financials

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