Lufax (LU) Competitors

Lufax (NYSE:LU) and SouthState (NYSE:SSB) are both banking companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation, risk and media sentiment.

Which has better earnings and valuation, LU or SSB?

SouthState has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lufax	$20.29B	0.13	$125.31M	-$0.77	-3.84
SouthState	$2.44B	4.21	$534.78M	$6.71	15.15

Which has more volatility & risk, LU or SSB?

Lufax has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500.

Does the media favor LU or SSB?

In the previous week, Lufax had 3 more articles in the media than SouthState. MarketBeat recorded 3 mentions for Lufax and 0 mentions for SouthState. Lufax's average media sentiment score of 1.67 beat SouthState's score of 0.00 indicating that Lufax is being referred to more favorably in the media.

Company	Overall Sentiment
Lufax	Very Positive
SouthState	Neutral

Do analysts prefer LU or SSB?

Lufax currently has a consensus price target of $3.20, suggesting a potential upside of 8.29%. Given Lufax's higher possible upside, analysts clearly believe Lufax is more favorable than SouthState.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lufax	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
SouthState	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is LU or SSB more profitable?

SouthState has a net margin of 19.27% compared to Lufax's net margin of 0.00%. SouthState's return on equity of 10.23% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Lufax	N/A	N/A	N/A
SouthState	19.27%	10.23%	1.34%

Do insiders & institutionals have more ownership in LU or SSB?

69.1% of Lufax shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 1.7% of SouthState shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is LU or SSB a better dividend stock?

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. SouthState pays an annual dividend of $2.40 per share and has a dividend yield of 2.4%. Lufax pays out -15.6% of its earnings in the form of a dividend. SouthState pays out 35.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has increased its dividend for 13 consecutive years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

SouthState beats Lufax on 12 of the 18 factors compared between the two stocks.