Lufax (LU) Competitors $2.77 0.00 (0.00%) Closing price 07/18/2025 03:59 PM EasternExtended Trading$2.77 0.00 (0.00%) As of 07/18/2025 05:47 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LU vs. UPST, OMF, GGAL, QFIN, UWMC, CADE, OZK, VLY, GBCI, and PFSIShould you be buying Lufax stock or one of its competitors? The main competitors of Lufax include Upstart (UPST), OneMain (OMF), Grupo Financiero Galicia (GGAL), Qifu Technology (QFIN), UWM (UWMC), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), and PennyMac Financial Services (PFSI). These companies are all part of the "banking" industry. Lufax vs. Its Competitors Upstart OneMain Grupo Financiero Galicia Qifu Technology UWM Cadence Bank Bank OZK Valley National Bancorp Glacier Bancorp PennyMac Financial Services Lufax (NYSE:LU) and Upstart (NASDAQ:UPST) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, earnings, valuation, institutional ownership and media sentiment. Which has more risk and volatility, LU or UPST? Lufax has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Comparatively, Upstart has a beta of 2.37, suggesting that its stock price is 137% more volatile than the S&P 500. Does the media refer more to LU or UPST? In the previous week, Upstart had 4 more articles in the media than Lufax. MarketBeat recorded 4 mentions for Upstart and 0 mentions for Lufax. Upstart's average media sentiment score of 0.44 beat Lufax's score of 0.00 indicating that Upstart is being referred to more favorably in the news media. Company Overall Sentiment Lufax Neutral Upstart Neutral Do analysts prefer LU or UPST? Lufax presently has a consensus price target of $2.98, indicating a potential upside of 7.40%. Upstart has a consensus price target of $71.62, indicating a potential downside of 8.61%. Given Lufax's higher probable upside, analysts clearly believe Lufax is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Lufax 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67Upstart 1 Sell rating(s) 8 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.29 Is LU or UPST more profitable? Lufax has a net margin of 0.00% compared to Upstart's net margin of -9.20%. Lufax's return on equity of 0.00% beat Upstart's return on equity.Company Net Margins Return on Equity Return on Assets LufaxN/A N/A N/A Upstart -9.20%-15.27%-4.60% Which has stronger earnings & valuation, LU or UPST? Lufax has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Lufax, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLufax$4.82B0.50$125.31M-$0.77-3.60Upstart$636.53M11.71-$128.58M-$0.75-104.48 Do insiders and institutionals have more ownership in LU or UPST? 69.1% of Lufax shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 16.7% of Upstart shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. SummaryLufax and Upstart tied by winning 8 of the 16 factors compared between the two stocks. Get Lufax News Delivered to You Automatically Sign up to receive the latest news and ratings for LU and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LU vs. The Competition Export to ExcelMetricLufaxFIN IndustryFinance SectorNYSE ExchangeMarket Cap$2.40B$7.97B$12.10B$20.84BDividend YieldN/A4.78%5.56%3.65%P/E Ratio-3.6018.9619.1527.56Price / Sales0.506.6026.5158.99Price / Cash7.5423.0821.6822.29Price / Book0.122.862.314.66Net Income$125.31M$308.89M$997.60M$994.58M7 Day Performance2.59%3.85%0.39%-0.29%1 Month Performance-2.98%18.75%4.38%4.90%1 Year Performance-1.42%23.19%538.30%11.14% Lufax Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LULufax0.7489 of 5 stars$2.77flat$2.98+7.4%+0.7%$2.40B$4.82B-3.6036,215UPSTUpstart3.8412 of 5 stars$79.36+0.4%$67.42-15.0%+175.8%$7.55B$636.53M-105.841,193Insider TradeOMFOneMain4.7008 of 5 stars$59.04-1.3%$58.11-1.6%+12.3%$7.02B$4.99B12.489,000Upcoming EarningsAnalyst ForecastGGALGrupo Financiero Galicia3.6371 of 5 stars$47.45-2.6%$61.20+29.0%+71.7%$7.01B$6.46T7.0012,440News CoverageQFINQifu Technology4.1132 of 5 stars$42.830.0%$51.73+20.8%+123.3%$6.75B$2.35B6.573,527Positive NewsAnalyst DowngradeUWMCUWM4.1003 of 5 stars$4.17+0.4%$6.18+48.3%-47.2%$6.66B$2.16B-32.049,100Insider TradeCADECadence Bank4.1911 of 5 stars$35.42-0.7%$38.50+8.7%+10.8%$6.45B$2.90B12.435,335Positive NewsUpcoming EarningsAnalyst UpgradeOZKBank OZK3.8485 of 5 stars$51.61+0.8%$52.75+2.2%+15.3%$5.86B$2.77B8.453,028Trending NewsEarnings ReportGap UpVLYValley National Bancorp4.4893 of 5 stars$9.54-0.6%$10.73+12.5%+20.5%$5.33B$3.58B13.803,732News CoverageUpcoming EarningsGBCIGlacier BancorpN/A$46.62-0.1%N/AN/A$5.29B$1.27B25.063,595PFSIPennyMac Financial Services4.956 of 5 stars$100.20-1.0%$120.83+20.6%-1.0%$5.18B$2.98B15.364,100News CoverageUpcoming EarningsAnalyst Forecast Related Companies and Tools Related Companies UPST Alternatives OMF Alternatives GGAL Alternatives QFIN Alternatives UWMC Alternatives CADE Alternatives OZK Alternatives VLY Alternatives GBCI Alternatives PFSI Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LU) was last updated on 7/19/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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