SoFi Technologies, Inc. $SOFI is Sullivan Wood Capital Management LLC's 2nd Largest Position

Key Points

• Sullivan Wood Capital Management increased its SOFI stake 25.5% to 190,945 shares (≈$4.999M), making SoFi about 7.5% of its portfolio and its second-largest holding.
• SoFi launched "Big Business Banking" (an enterprise fiat+crypto platform built on Solana) and expanded its loan platform with roughly $3.6B in personal-loan delivery commitments to pursue higher-margin, fee-based enterprise revenue.
• Despite a Q4 beat (EPS $0.13 vs $0.12) and 39.6% year-over-year revenue growth, the stock trades under pressure (around $15.85) with a consensus "Hold" and $25.91 target, while insiders have net sold shares recently.

Sullivan Wood Capital Management LLC lifted its holdings in shares of SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 25.5% during the fourth quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm owned 190,945 shares of the company's stock after purchasing an additional 38,750 shares during the period. SoFi Technologies comprises approximately 7.5% of Sullivan Wood Capital Management LLC's investment portfolio, making the stock its 2nd largest holding. Sullivan Wood Capital Management LLC's holdings in SoFi Technologies were worth $4,999,000 as of its most recent SEC filing.

A number of other hedge funds and other institutional investors also recently made changes to their positions in SOFI. Blue Trust Inc. increased its holdings in SoFi Technologies by 655.2% during the fourth quarter. Blue Trust Inc. now owns 1,012 shares of the company's stock worth $26,000 after buying an additional 878 shares during the last quarter. Central Pacific Bank Trust Division purchased a new position in SoFi Technologies in the fourth quarter valued at about $28,000. Salomon & Ludwin LLC bought a new position in shares of SoFi Technologies during the 3rd quarter valued at approximately $29,000. SJS Investment Consulting Inc. grew its position in shares of SoFi Technologies by 840.3% during the 3rd quarter. SJS Investment Consulting Inc. now owns 1,119 shares of the company's stock valued at $30,000 after acquiring an additional 1,000 shares during the period. Finally, Strategic Investment Solutions Inc. IL increased its stake in shares of SoFi Technologies by 693.5% during the 3rd quarter. Strategic Investment Solutions Inc. IL now owns 1,230 shares of the company's stock worth $32,000 after purchasing an additional 1,075 shares during the last quarter. 38.43% of the stock is owned by hedge funds and other institutional investors.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi launched "Big Business Banking" — an enterprise banking platform that blends fiat and crypto and uses Solana to enable 24/7 payments and settlement. The product could expand revenue mix (deposits, fees, crypto flows) and help SoFi compete for enterprise stablecoin/use-case adoption. SoFi Stock: Why the Fintech's Business Banking Launch ‘Impressed' This Analyst.
• Positive Sentiment: Coverage of the Big Business Banking launch across outlets highlights strategic crypto-finance positioning — if adoption follows, this could drive higher-margin enterprise revenue and deepen SoFi’s product moat. SoFi Launches Banking Service for Businesses. Can It Boost the Struggling Stock?
• Positive Sentiment: SoFi expanded its Loan Platform business, securing roughly $3.6B in personal-loan delivery commitments — a push toward more fee-based, partner-driven revenue that could stabilize margins versus pure lending. A Look At SoFi Technologies (SOFI) Valuation After Expanding Its Loan Platform Partnerships
• Positive Sentiment: Some analysts/investors view the sell-off as an attractive entry point given expected multi-year earnings growth from cross-selling and platform expansion; proponents point to a potential bottom near current levels. SoFi: Market Panic Just Created An Amazing Entry Point
• Neutral Sentiment: The Muddy Waters short report and other criticisms have prompted caution — some commentators urge waiting for clearer proof of enterprise adoption and loan-platform resilience before buying. 1 Reason to Buy SoFi Stock After the Muddy Waters Short Report
• Negative Sentiment: Despite product announcements, headlines note the stock keeps falling amid sector weakness and investor doubts — negative press and valuation concerns continue to pressure the share price. SoFi Can’t Shake the Doubts, but Its Stock at $15 Is Crazy
• Negative Sentiment: Industry write-ups flagged that the stock dropped even after the new banking product — signaling investor skepticism that product launches will translate to near-term revenue/earnings relief. SoFi (SOFI) Stock Drops Despite Unveiling Always-On Enterprise Banking Solution

SoFi Technologies Stock Performance

Shares of SOFI stock opened at $15.85 on Friday. The firm's 50 day moving average is $19.02 and its 200 day moving average is $24.68. The stock has a market capitalization of $20.21 billion, a P/E ratio of 41.71 and a beta of 2.24. SoFi Technologies, Inc. has a 12 month low of $8.60 and a 12 month high of $32.73. The company has a current ratio of 0.78, a quick ratio of 0.18 and a debt-to-equity ratio of 0.17.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last released its quarterly earnings data on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating analysts' consensus estimates of $0.12 by $0.01. SoFi Technologies had a net margin of 13.34% and a return on equity of 5.88%. The business had revenue of $1.01 billion during the quarter, compared to analyst estimates of $984.75 million. During the same period in the previous year, the business earned $0.05 EPS. SoFi Technologies's revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, sell-side analysts anticipate that SoFi Technologies, Inc. will post 0.26 earnings per share for the current year.

Insider Buying and Selling

In other news, CTO Jeremy Rishel sold 94,958 shares of SoFi Technologies stock in a transaction on Wednesday, March 18th. The stock was sold at an average price of $17.43, for a total value of $1,655,117.94. Following the completion of the transaction, the chief technology officer directly owned 839,640 shares in the company, valued at approximately $14,634,925.20. The trade was a 10.16% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Director Steven J. Freiberg sold 94,225 shares of the stock in a transaction dated Friday, February 6th. The stock was sold at an average price of $20.31, for a total value of $1,913,709.75. Following the sale, the director directly owned 588,849 shares in the company, valued at $11,959,523.19. This trade represents a 13.79% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders bought 38,900 shares of company stock valued at $705,398 and sold 218,148 shares valued at $4,161,735. 2.60% of the stock is owned by company insiders.

Wall Street Analyst Weigh In

A number of research firms recently commented on SOFI. Weiss Ratings reaffirmed a "hold (c)" rating on shares of SoFi Technologies in a report on Thursday, January 22nd. Barclays raised their target price on SoFi Technologies from $23.00 to $28.00 and gave the stock an "equal weight" rating in a research report on Tuesday, January 6th. Citizens Jmp upgraded SoFi Technologies from a "market perform" rating to an "outperform" rating and set a $30.00 target price on the stock in a research note on Monday, February 9th. Needham & Company LLC dropped their price target on SoFi Technologies from $36.00 to $33.00 and set a "buy" rating on the stock in a research report on Monday, February 2nd. Finally, Wells Fargo & Company began coverage on SoFi Technologies in a research note on Thursday, March 19th. They set an "equal weight" rating and a $19.00 price target for the company. Seven analysts have rated the stock with a Buy rating, nine have given a Hold rating and three have given a Sell rating to the company's stock. According to data from MarketBeat, the stock presently has an average rating of "Hold" and a consensus target price of $25.91.

About SoFi Technologies

SoFi Technologies, Inc NASDAQ: SOFI is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company's core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.

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