Camden National (CAC) Competitors

Camden National (NASDAQ:CAC) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

Is CAC or CTBI more profitable?

Community Trust Bancorp has a net margin of 23.33% compared to Camden National's net margin of 14.77%. Community Trust Bancorp's return on equity of 11.77% beat Camden National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Camden National	14.77%	10.19%	0.94%
Community Trust Bancorp	23.33%	11.77%	1.47%

Do analysts rate CAC or CTBI?

Camden National presently has a consensus price target of $48.00, indicating a potential upside of 18.34%. Community Trust Bancorp has a consensus price target of $64.50, indicating a potential upside of 10.50%. Given Camden National's higher probable upside, equities research analysts clearly believe Camden National is more favorable than Community Trust Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Camden National	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor CAC or CTBI?

In the previous week, Community Trust Bancorp had 1 more articles in the media than Camden National. MarketBeat recorded 3 mentions for Community Trust Bancorp and 2 mentions for Camden National. Camden National's average media sentiment score of 1.67 beat Community Trust Bancorp's score of 1.63 indicating that Camden National is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Camden National	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Community Trust Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is CAC or CTBI a better dividend stock?

Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 4.1%. Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.2%. Camden National pays out 53.2% of its earnings in the form of a dividend. Community Trust Bancorp pays out 37.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years.

Which has more risk and volatility, CAC or CTBI?

Camden National has a beta of 0.67, meaning that its stock price is 33% less volatile than the S&P 500. Comparatively, Community Trust Bancorp has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500.

Which has preferable valuation and earnings, CAC or CTBI?

Community Trust Bancorp has higher revenue and earnings than Camden National. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Camden National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Camden National	$294.10M	2.33	$53M	$3.16	12.84
Community Trust Bancorp	$376.01M	2.81	$82.81M	$5.08	11.49

Do insiders and institutionals hold more shares of CAC or CTBI?

77.4% of Camden National shares are owned by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are owned by institutional investors. 1.7% of Camden National shares are owned by company insiders. Comparatively, 4.3% of Community Trust Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Community Trust Bancorp beats Camden National on 12 of the 18 factors compared between the two stocks.