Camden National (CAC) Competitors

Camden National (NASDAQ:CAC) and Independent Bank (NASDAQ:INDB) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Do analysts prefer CAC or INDB?

Camden National presently has a consensus target price of $47.33, indicating a potential upside of 11.14%. Independent Bank has a consensus target price of $71.00, indicating a potential upside of 7.33%. Given Camden National's higher possible upside, research analysts clearly believe Camden National is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Camden National	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	3.00

Is CAC or INDB a better dividend stock?

Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 3.9%. Independent Bank pays an annual dividend of $2.36 per share and has a dividend yield of 3.6%. Camden National pays out 53.5% of its earnings in the form of a dividend. Independent Bank pays out 53.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 15 consecutive years.

Which has more volatility & risk, CAC or INDB?

Camden National has a beta of 0.63, indicating that its share price is 37% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.

Is CAC or INDB more profitable?

Independent Bank has a net margin of 19.12% compared to Camden National's net margin of 15.03%. Camden National's return on equity of 10.28% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Camden National	15.03%	10.28%	0.94%
Independent Bank	19.12%	6.41%	0.98%

Do insiders and institutionals hold more shares of CAC or INDB?

77.4% of Camden National shares are held by institutional investors. Comparatively, 83.4% of Independent Bank shares are held by institutional investors. 1.7% of Camden National shares are held by company insiders. Comparatively, 0.8% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media refer more to CAC or INDB?

In the previous week, Independent Bank had 2 more articles in the media than Camden National. MarketBeat recorded 4 mentions for Independent Bank and 2 mentions for Camden National. Camden National's average media sentiment score of 1.20 beat Independent Bank's score of 0.38 indicating that Camden National is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Camden National	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Independent Bank	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has preferable earnings & valuation, CAC or INDB?

Independent Bank has higher revenue and earnings than Camden National. Camden National is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Camden National	$294.10M	2.45	$53M	$3.14	13.56
Independent Bank	$980.77M	2.87	$192.08M	$4.44	14.90

Summary

Independent Bank beats Camden National on 14 of the 20 factors compared between the two stocks.