Camden National (CAC) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and Camden National (NASDAQ:CAC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, media sentiment, analyst recommendations, dividends and earnings.

Is CTBI or CAC more profitable?

Community Trust Bancorp has a net margin of 23.33% compared to Camden National's net margin of 14.77%. Community Trust Bancorp's return on equity of 11.77% beat Camden National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	23.33%	11.77%	1.47%
Camden National	14.77%	10.19%	0.94%

Which has stronger earnings & valuation, CTBI or CAC?

Community Trust Bancorp has higher revenue and earnings than Camden National. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Camden National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.65	$82.81M	$5.08	10.84
Camden National	$294.10M	2.23	$53M	$3.16	12.25

Do analysts recommend CTBI or CAC?

Community Trust Bancorp currently has a consensus target price of $59.50, indicating a potential upside of 8.08%. Camden National has a consensus target price of $48.00, indicating a potential upside of 23.97%. Given Camden National's higher possible upside, analysts plainly believe Camden National is more favorable than Community Trust Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Camden National	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do insiders and institutionals hold more shares of CTBI or CAC?

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 77.4% of Camden National shares are owned by institutional investors. 4.3% of Community Trust Bancorp shares are owned by insiders. Comparatively, 1.7% of Camden National shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media refer more to CTBI or CAC?

In the previous week, Community Trust Bancorp had 1 more articles in the media than Camden National. MarketBeat recorded 3 mentions for Community Trust Bancorp and 2 mentions for Camden National. Community Trust Bancorp's average media sentiment score of 1.79 beat Camden National's score of 1.49 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Community Trust Bancorp	Very Positive
Camden National	Positive

Is CTBI or CAC a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.4%. Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 4.3%. Community Trust Bancorp pays out 37.0% of its earnings in the form of a dividend. Camden National pays out 53.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

Which has more volatility and risk, CTBI or CAC?

Community Trust Bancorp has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, Camden National has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500.

Summary

Community Trust Bancorp beats Camden National on 13 of the 18 factors compared between the two stocks.