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Flushing Financial (FFIC) Competitors

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$14.10 -0.03 (-0.21%)
Closing price 09/12/2025 04:00 PM Eastern
Extended Trading
$14.10 0.00 (-0.04%)
As of 09/12/2025 04:57 PM Eastern
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FFIC vs. IBCP, INDB, OCFC, STBA, STEL, TCBK, UVSP, WASH, WSBC, and PFS

Should you be buying Flushing Financial stock or one of its competitors? The main competitors of Flushing Financial include Independent Bank (IBCP), Independent Bank (INDB), OceanFirst Financial (OCFC), S&T Bancorp (STBA), Stellarone (STEL), TriCo Bancshares (TCBK), Univest Corporation of Pennsylvania (UVSP), Washington Trust Bancorp (WASH), WesBanco (WSBC), and Provident Financial Services (PFS). These companies are all part of the "finance" sector.

Flushing Financial vs. Its Competitors

Flushing Financial (NASDAQ:FFIC) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

In the previous week, Flushing Financial had 4 more articles in the media than Independent Bank. MarketBeat recorded 8 mentions for Flushing Financial and 4 mentions for Independent Bank. Flushing Financial's average media sentiment score of 1.71 beat Independent Bank's score of 1.70 indicating that Flushing Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Flushing Financial
6 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Independent Bank
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Independent Bank has lower revenue, but higher earnings than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Flushing Financial$484.72M0.98-$31.33M-$1.19-11.85
Independent Bank$323.14M2.03$66.79M$3.0710.34

67.1% of Flushing Financial shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 5.7% of Flushing Financial shares are held by insiders. Comparatively, 5.7% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Independent Bank has a consensus price target of $36.00, indicating a potential upside of 13.42%. Given Independent Bank's higher possible upside, analysts plainly believe Independent Bank is more favorable than Flushing Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Flushing Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Independent Bank has a net margin of 20.31% compared to Flushing Financial's net margin of -7.13%. Independent Bank's return on equity of 14.05% beat Flushing Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Flushing Financial-7.13% 4.45% 0.35%
Independent Bank 20.31%14.05%1.21%

Flushing Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500.

Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 6.2%. Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Flushing Financial pays out -73.9% of its earnings in the form of a dividend. Independent Bank pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 11 consecutive years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Independent Bank beats Flushing Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FFIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FFIC vs. The Competition

MetricFlushing FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$476.28M$660.32M$12.71B$10.19B
Dividend Yield6.24%3.31%5.41%4.60%
P/E Ratio-11.8510.48245.7826.02
Price / Sales0.981.9430.82113.09
Price / Cash15.1415.8419.2529.91
Price / Book0.651.032.316.25
Net Income-$31.33M$36.72M$1.01B$270.76M
7 Day Performance4.14%-0.53%1.00%3.87%
1 Month Performance8.88%3.45%2.74%5.49%
1 Year Performance-0.28%10.24%543.82%25.86%

Flushing Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FFIC
Flushing Financial
3.8798 of 5 stars
$14.10
-0.2%
N/A-0.3%$476.28M$484.72M-11.85540News Coverage
Positive News
IBCP
Independent Bank
3.9672 of 5 stars
$32.94
+0.4%
$36.00
+9.3%
-5.6%$679.69M$323.14M10.73920Positive News
INDB
Independent Bank
3.1619 of 5 stars
$71.00
-0.1%
$71.00
+17.2%$3.55B$705.48M16.031,837Positive News
Short Interest ↑
OCFC
OceanFirst Financial
4.4095 of 5 stars
$18.27
-0.4%
$20.67
+13.1%
+2.5%$1.05B$692.36M12.96960Positive News
STBA
S&T Bancorp
3.4426 of 5 stars
$39.38
-0.5%
$42.00
+6.7%
-7.7%$1.52B$384.51M11.551,206Positive News
STEL
Stellarone
2.2103 of 5 stars
$31.54
+13.7%
$31.00
-1.7%
+17.3%$1.55B$625.45M14.341,025Short Interest ↓
Gap Up
TCBK
TriCo Bancshares
3.7023 of 5 stars
$45.50
+0.8%
$47.60
+4.6%
+5.2%$1.47B$531.04M13.381,201News Coverage
Positive News
UVSP
Univest Corporation of Pennsylvania
3.605 of 5 stars
$31.36
+0.6%
$29.00
-7.5%
+10.4%$898.15M$500.41M11.45970Positive News
WASH
Washington Trust Bancorp
2.403 of 5 stars
$30.07
+0.3%
$29.00
-3.6%
-5.6%$574.47M$403.73M-19.91650Positive News
WSBC
WesBanco
4.9769 of 5 stars
$32.13
-0.5%
$38.83
+20.9%
+2.6%$3.10B$762.17M19.362,195News Coverage
Positive News
Analyst Upgrade
PFS
Provident Financial Services
3.9283 of 5 stars
$19.88
-0.6%
$22.70
+14.2%
+8.2%$2.61B$1.14B11.231,801News Coverage
Positive News
Insider Trade

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This page (NASDAQ:FFIC) was last updated on 9/14/2025 by MarketBeat.com Staff
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