Flushing Financial (FFIC) Competitors

Flushing Financial (NASDAQ:FFIC) and Dime Community Bancshares (NASDAQ:DCOM) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, institutional ownership, valuation, dividends, earnings, profitability and media sentiment.

Is FFIC or DCOM a better dividend stock?

Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 6.5%. Dime Community Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.3%. Flushing Financial pays out -73.9% of its earnings in the form of a dividend. Dime Community Bancshares pays out 119.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Dime Community Bancshares has increased its dividend for 2 consecutive years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility and risk, FFIC or DCOM?

Flushing Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Dime Community Bancshares has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.

Do institutionals and insiders hold more shares of FFIC or DCOM?

67.1% of Flushing Financial shares are held by institutional investors. Comparatively, 75.3% of Dime Community Bancshares shares are held by institutional investors. 5.7% of Flushing Financial shares are held by insiders. Comparatively, 7.1% of Dime Community Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts prefer FFIC or DCOM?

Dime Community Bancshares has a consensus target price of $36.88, indicating a potential upside of 20.39%. Given Dime Community Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Dime Community Bancshares is more favorable than Flushing Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flushing Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Dime Community Bancshares	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Is FFIC or DCOM more profitable?

Dime Community Bancshares has a net margin of 6.74% compared to Flushing Financial's net margin of -7.13%. Dime Community Bancshares' return on equity of 6.90% beat Flushing Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flushing Financial	-7.13%	4.45%	0.35%
Dime Community Bancshares	6.74%	6.90%	0.62%

Does the media refer more to FFIC or DCOM?

In the previous week, Dime Community Bancshares had 2 more articles in the media than Flushing Financial. MarketBeat recorded 7 mentions for Dime Community Bancshares and 5 mentions for Flushing Financial. Flushing Financial's average media sentiment score of 1.67 beat Dime Community Bancshares' score of 1.24 indicating that Flushing Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Flushing Financial	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Dime Community Bancshares	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher earnings and valuation, FFIC or DCOM?

Dime Community Bancshares has lower revenue, but higher earnings than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Dime Community Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flushing Financial	$484.72M	0.94	-$31.33M	-$1.19	-11.38
Dime Community Bancshares	$358.33M	3.75	$29.08M	$0.84	36.46

Summary

Dime Community Bancshares beats Flushing Financial on 16 of the 20 factors compared between the two stocks.