Flushing Financial (FFIC) Competitors

Dime Community Bancshares (NASDAQ:DCOM) and Flushing Financial (NASDAQ:FFIC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

Do institutionals & insiders hold more shares of DCOM or FFIC?

75.3% of Dime Community Bancshares shares are held by institutional investors. Comparatively, 67.1% of Flushing Financial shares are held by institutional investors. 7.1% of Dime Community Bancshares shares are held by company insiders. Comparatively, 5.7% of Flushing Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is DCOM or FFIC a better dividend stock?

Dime Community Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.6%. Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 7.2%. Dime Community Bancshares pays out 119.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Flushing Financial pays out -73.9% of its earnings in the form of a dividend. Dime Community Bancshares has increased its dividend for 2 consecutive years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk and volatility, DCOM or FFIC?

Dime Community Bancshares has a beta of 1.16, indicating that its stock price is 16% more volatile than the S&P 500. Comparatively, Flushing Financial has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.

Which has higher valuation and earnings, DCOM or FFIC?

Dime Community Bancshares has higher revenue and earnings than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Dime Community Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Dime Community Bancshares	$646.19M	1.87	$29.08M	$0.84	32.69
Flushing Financial	$484.72M	0.85	-$31.33M	-$1.19	-10.25

Does the media favor DCOM or FFIC?

In the previous week, Flushing Financial had 3 more articles in the media than Dime Community Bancshares. MarketBeat recorded 6 mentions for Flushing Financial and 3 mentions for Dime Community Bancshares. Dime Community Bancshares' average media sentiment score of 1.01 beat Flushing Financial's score of 0.87 indicating that Dime Community Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Dime Community Bancshares	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Flushing Financial	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is DCOM or FFIC more profitable?

Dime Community Bancshares has a net margin of 6.74% compared to Flushing Financial's net margin of -7.13%. Dime Community Bancshares' return on equity of 6.90% beat Flushing Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Dime Community Bancshares	6.74%	6.90%	0.62%
Flushing Financial	-7.13%	4.46%	0.34%

Do analysts rate DCOM or FFIC?

Dime Community Bancshares presently has a consensus price target of $36.88, suggesting a potential upside of 34.29%. Given Dime Community Bancshares' stronger consensus rating and higher possible upside, research analysts clearly believe Dime Community Bancshares is more favorable than Flushing Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Dime Community Bancshares	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25
Flushing Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Dime Community Bancshares beats Flushing Financial on 17 of the 20 factors compared between the two stocks.