Farmers National Banc (FMNB) Competitors

Farmers National Banc (NASDAQ:FMNB) and NBT Bancorp (NASDAQ:NBTB) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation, risk, community ranking and media sentiment.

Is FMNB or NBTB more profitable?

NBT Bancorp has a net margin of 17.84% compared to Farmers National Banc's net margin of 17.05%. Farmers National Banc's return on equity of 11.71% beat NBT Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Farmers National Banc	17.05%	11.71%	0.93%
NBT Bancorp	17.84%	9.39%	1.02%

Do analysts recommend FMNB or NBTB?

Farmers National Banc presently has a consensus target price of $15.33, indicating a potential upside of 18.50%. NBT Bancorp has a consensus target price of $52.75, indicating a potential upside of 29.42%. Given NBT Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe NBT Bancorp is more favorable than Farmers National Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers National Banc	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
NBT Bancorp	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Do insiders & institutionals believe in FMNB or NBTB?

38.7% of Farmers National Banc shares are held by institutional investors. Comparatively, 58.5% of NBT Bancorp shares are held by institutional investors. 4.0% of Farmers National Banc shares are held by company insiders. Comparatively, 3.0% of NBT Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has more volatility & risk, FMNB or NBTB?

Farmers National Banc has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, NBT Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

Does the MarketBeat Community favor FMNB or NBTB?

NBT Bancorp received 41 more outperform votes than Farmers National Banc when rated by MarketBeat users. However, 53.33% of users gave Farmers National Banc an outperform vote while only 52.01% of users gave NBT Bancorp an outperform vote.

Company	Underperform	Outperform
Farmers National Banc	Outperform Votes 192 53.33%	Underperform Votes 168 46.67%
NBT Bancorp	Outperform Votes 233 52.01%	Underperform Votes 215 47.99%

Which has stronger valuation and earnings, FMNB or NBTB?

NBT Bancorp has higher revenue and earnings than Farmers National Banc. Farmers National Banc is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers National Banc	$174.72M	2.79	$45.95M	$1.28	10.11
NBT Bancorp	$588.44M	3.27	$140.64M	$3.02	13.50

Does the media favor FMNB or NBTB?

In the previous week, NBT Bancorp had 2 more articles in the media than Farmers National Banc. MarketBeat recorded 4 mentions for NBT Bancorp and 2 mentions for Farmers National Banc. Farmers National Banc's average media sentiment score of 1.78 beat NBT Bancorp's score of 1.53 indicating that Farmers National Banc is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Farmers National Banc	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
NBT Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is FMNB or NBTB a better dividend stock?

Farmers National Banc pays an annual dividend of $0.68 per share and has a dividend yield of 5.3%. NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.3%. Farmers National Banc pays out 53.1% of its earnings in the form of a dividend. NBT Bancorp pays out 45.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NBT Bancorp has increased its dividend for 12 consecutive years.

Summary

NBT Bancorp beats Farmers National Banc on 15 of the 21 factors compared between the two stocks.