Farmers National Banc (FMNB) Competitors

NBT Bancorp (NASDAQ:NBTB) and Farmers National Banc (NASDAQ:FMNB) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, media sentiment, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Which has better earnings and valuation, NBTB or FMNB?

NBT Bancorp has higher revenue and earnings than Farmers National Banc. Farmers National Banc is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NBT Bancorp	$788.49M	2.63	$140.64M	$3.02	14.52
Farmers National Banc	$269.45M	2.04	$45.95M	$1.28	11.39

Do analysts rate NBTB or FMNB?

NBT Bancorp presently has a consensus target price of $52.75, indicating a potential upside of 20.30%. Farmers National Banc has a consensus target price of $15.33, indicating a potential upside of 5.13%. Given NBT Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe NBT Bancorp is more favorable than Farmers National Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NBT Bancorp	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Farmers National Banc	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do insiders and institutionals have more ownership in NBTB or FMNB?

58.5% of NBT Bancorp shares are owned by institutional investors. Comparatively, 38.7% of Farmers National Banc shares are owned by institutional investors. 3.0% of NBT Bancorp shares are owned by company insiders. Comparatively, 4.0% of Farmers National Banc shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is NBTB or FMNB more profitable?

NBT Bancorp has a net margin of 17.99% compared to Farmers National Banc's net margin of 17.63%. Farmers National Banc's return on equity of 11.93% beat NBT Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NBT Bancorp	17.99%	9.57%	1.06%
Farmers National Banc	17.63%	11.93%	0.97%

Is NBTB or FMNB a better dividend stock?

NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.1%. Farmers National Banc pays an annual dividend of $0.68 per share and has a dividend yield of 4.7%. NBT Bancorp pays out 45.0% of its earnings in the form of a dividend. Farmers National Banc pays out 53.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NBT Bancorp has raised its dividend for 12 consecutive years.

Does the media favor NBTB or FMNB?

In the previous week, NBT Bancorp had 11 more articles in the media than Farmers National Banc. MarketBeat recorded 11 mentions for NBT Bancorp and 0 mentions for Farmers National Banc. NBT Bancorp's average media sentiment score of 0.69 beat Farmers National Banc's score of 0.00 indicating that NBT Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
NBT Bancorp	Positive
Farmers National Banc	Neutral

Which has more risk and volatility, NBTB or FMNB?

NBT Bancorp has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500. Comparatively, Farmers National Banc has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.

Summary

NBT Bancorp beats Farmers National Banc on 15 of the 19 factors compared between the two stocks.