Hanmi Financial (HAFC) Competitors

Hanmi Financial (NASDAQ:HAFC) and Bank of Hawaii (NYSE:BOH) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, community ranking, media sentiment, dividends, profitability, valuation and risk.

Does the media prefer HAFC or BOH?

In the previous week, Hanmi Financial had 8 more articles in the media than Bank of Hawaii. MarketBeat recorded 17 mentions for Hanmi Financial and 9 mentions for Bank of Hawaii. Bank of Hawaii's average media sentiment score of 1.04 beat Hanmi Financial's score of 0.89 indicating that Bank of Hawaii is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hanmi Financial	5 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of Hawaii	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer HAFC or BOH?

Hanmi Financial received 82 more outperform votes than Bank of Hawaii when rated by MarketBeat users. Likewise, 55.86% of users gave Hanmi Financial an outperform vote while only 47.59% of users gave Bank of Hawaii an outperform vote.

Company	Underperform	Outperform
Hanmi Financial	Outperform Votes 329 55.86%	Underperform Votes 260 44.14%
Bank of Hawaii	Outperform Votes 247 47.59%	Underperform Votes 272 52.41%

Do insiders and institutionals hold more shares of HAFC or BOH?

88.7% of Hanmi Financial shares are owned by institutional investors. Comparatively, 82.2% of Bank of Hawaii shares are owned by institutional investors. 1.6% of Hanmi Financial shares are owned by insiders. Comparatively, 2.1% of Bank of Hawaii shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has preferable valuation & earnings, HAFC or BOH?

Bank of Hawaii has higher revenue and earnings than Hanmi Financial. Hanmi Financial is trading at a lower price-to-earnings ratio than Bank of Hawaii, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hanmi Financial	$237.93M	2.92	$62.20M	$2.13	10.78
Bank of Hawaii	$647.64M	4.13	$149.99M	$3.56	18.89

Which has more risk & volatility, HAFC or BOH?

Hanmi Financial has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500. Comparatively, Bank of Hawaii has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500.

Is HAFC or BOH a better dividend stock?

Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.7%. Bank of Hawaii pays an annual dividend of $2.80 per share and has a dividend yield of 4.2%. Hanmi Financial pays out 50.7% of its earnings in the form of a dividend. Bank of Hawaii pays out 78.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hanmi Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate HAFC or BOH?

Hanmi Financial presently has a consensus price target of $25.75, indicating a potential upside of 12.15%. Bank of Hawaii has a consensus price target of $73.17, indicating a potential upside of 8.81%. Given Hanmi Financial's stronger consensus rating and higher probable upside, research analysts clearly believe Hanmi Financial is more favorable than Bank of Hawaii.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Bank of Hawaii	2 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.83

Is HAFC or BOH more profitable?

Bank of Hawaii has a net margin of 14.47% compared to Hanmi Financial's net margin of 14.45%. Bank of Hawaii's return on equity of 11.81% beat Hanmi Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hanmi Financial	14.45%	8.64%	0.82%
Bank of Hawaii	14.47%	11.81%	0.65%

Summary

Hanmi Financial and Bank of Hawaii tied by winning 10 of the 20 factors compared between the two stocks.