Hanmi Financial (HAFC) Competitors

Hanmi Financial (NASDAQ:HAFC) and Bank of Hawaii (NYSE:BOH) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, community ranking, valuation, institutional ownership, media sentiment, profitability and dividends.

Is HAFC or BOH a better dividend stock?

Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.6%. Bank of Hawaii pays an annual dividend of $2.80 per share and has a dividend yield of 4.2%. Hanmi Financial pays out 50.7% of its earnings in the form of a dividend. Bank of Hawaii pays out 78.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hanmi Financial has increased its dividend for 1 consecutive years and Bank of Hawaii has increased its dividend for 1 consecutive years. Hanmi Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, HAFC or BOH?

Hanmi Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500. Comparatively, Bank of Hawaii has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in HAFC or BOH?

88.7% of Hanmi Financial shares are held by institutional investors. Comparatively, 82.2% of Bank of Hawaii shares are held by institutional investors. 1.6% of Hanmi Financial shares are held by company insiders. Comparatively, 2.1% of Bank of Hawaii shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Do analysts prefer HAFC or BOH?

Hanmi Financial currently has a consensus target price of $25.75, indicating a potential upside of 9.90%. Bank of Hawaii has a consensus target price of $73.17, indicating a potential upside of 9.43%. Given Hanmi Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Hanmi Financial is more favorable than Bank of Hawaii.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Bank of Hawaii	2 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.83

Is HAFC or BOH more profitable?

Bank of Hawaii has a net margin of 14.47% compared to Hanmi Financial's net margin of 14.45%. Bank of Hawaii's return on equity of 11.81% beat Hanmi Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hanmi Financial	14.45%	8.64%	0.82%
Bank of Hawaii	14.47%	11.81%	0.65%

Does the media prefer HAFC or BOH?

In the previous week, Bank of Hawaii had 2 more articles in the media than Hanmi Financial. MarketBeat recorded 6 mentions for Bank of Hawaii and 4 mentions for Hanmi Financial. Bank of Hawaii's average media sentiment score of 1.42 beat Hanmi Financial's score of 1.25 indicating that Bank of Hawaii is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hanmi Financial	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of Hawaii	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings & valuation, HAFC or BOH?

Bank of Hawaii has higher revenue and earnings than Hanmi Financial. Hanmi Financial is trading at a lower price-to-earnings ratio than Bank of Hawaii, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hanmi Financial	$237.93M	2.98	$62.20M	$2.13	11.00
Bank of Hawaii	$645.90M	4.11	$149.99M	$3.56	18.78

Does the MarketBeat Community believe in HAFC or BOH?

Hanmi Financial received 82 more outperform votes than Bank of Hawaii when rated by MarketBeat users. Likewise, 55.86% of users gave Hanmi Financial an outperform vote while only 47.59% of users gave Bank of Hawaii an outperform vote.

Company	Underperform	Outperform
Hanmi Financial	Outperform Votes 329 55.86%	Underperform Votes 260 44.14%
Bank of Hawaii	Outperform Votes 247 47.59%	Underperform Votes 272 52.41%

Summary

Bank of Hawaii beats Hanmi Financial on 11 of the 20 factors compared between the two stocks.