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IF Bancorp (IROQ) Competitors

IF Bancorp logo
$24.40 +0.12 (+0.49%)
As of 07/7/2025 03:30 PM Eastern

IROQ vs. USCB, BRBS, NECB, BTM, OPRT, PBFS, SFST, BCML, RBB, and FSBW

Should you be buying IF Bancorp stock or one of its competitors? The main competitors of IF Bancorp include USCB Financial (USCB), Blue Ridge Bankshares (BRBS), Northeast Community Bancorp (NECB), Bitcoin Depot (BTM), Oportun Financial (OPRT), Pioneer Bancorp (PBFS), Southern First Bancshares (SFST), Bay Commercial Bank (BCML), RBB Bancorp (RBB), and FS Bancorp (FSBW). These companies are all part of the "banking" industry.

IF Bancorp vs. Its Competitors

USCB Financial (NASDAQ:USCB) and IF Bancorp (NASDAQ:IROQ) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.

USCB Financial has a net margin of 18.69% compared to IF Bancorp's net margin of 6.82%. USCB Financial's return on equity of 12.96% beat IF Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial18.69% 12.96% 1.08%
IF Bancorp 6.82%4.28%0.37%

USCB Financial currently has a consensus price target of $19.00, suggesting a potential upside of 12.49%. Given USCB Financial's stronger consensus rating and higher possible upside, research analysts plainly believe USCB Financial is more favorable than IF Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
IF Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, USCB Financial had 4 more articles in the media than IF Bancorp. MarketBeat recorded 4 mentions for USCB Financial and 0 mentions for IF Bancorp. USCB Financial's average media sentiment score of 0.50 beat IF Bancorp's score of 0.00 indicating that USCB Financial is being referred to more favorably in the media.

Company Overall Sentiment
USCB Financial Neutral
IF Bancorp Neutral

USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. IF Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. USCB Financial pays out 29.0% of its earnings in the form of a dividend. IF Bancorp pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has increased its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

USCB Financial has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, IF Bancorp has a beta of 0.32, suggesting that its share price is 68% less volatile than the S&P 500.

61.3% of USCB Financial shares are held by institutional investors. Comparatively, 44.1% of IF Bancorp shares are held by institutional investors. 49.5% of USCB Financial shares are held by insiders. Comparatively, 12.6% of IF Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

USCB Financial has higher revenue and earnings than IF Bancorp. USCB Financial is trading at a lower price-to-earnings ratio than IF Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$87.89M3.85$24.67M$1.3812.24
IF Bancorp$45.37M1.80$1.79M$1.0223.92

Summary

USCB Financial beats IF Bancorp on 18 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IROQ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IROQ vs. The Competition

MetricIF BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$81.38M$875.58M$12.02B$9.02B
Dividend Yield1.65%3.11%5.53%4.07%
P/E Ratio23.9219.5919.9520.04
Price / Sales1.802.1525.9492.37
Price / Cash36.2316.0818.7228.59
Price / Book1.111.122.255.55
Net Income$1.79M$54.19M$990.08M$248.49M
7 Day Performance-0.49%1.29%0.55%4.87%
1 Month Performance0.49%5.82%3.39%6.63%
1 Year Performance49.33%27.77%540.31%20.38%

IF Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IROQ
IF Bancorp
N/A$24.40
+0.5%
N/A+49.3%$81.38M$45.37M23.92110
USCB
USCB Financial
4.0634 of 5 stars
$16.54
+0.2%
$19.00
+14.9%
+40.9%$330.80M$143.97M11.99196News Coverage
BRBS
Blue Ridge Bankshares
1.272 of 5 stars
$3.59
-1.4%
N/A+33.3%$327.33M$86.16M-5.61560Positive News
High Trading Volume
NECB
Northeast Community Bancorp
2.3275 of 5 stars
$23.25
-0.4%
N/A+36.3%$327.31M$162.80M6.64130
BTM
Bitcoin Depot
0.7886 of 5 stars
$5.07
flat
$4.83
-4.7%
+254.8%$326.06M$573.70M-26.68107
OPRT
Oportun Financial
2.9318 of 5 stars
$7.16
-2.7%
$8.33
+16.4%
+203.4%$322.89M$1.00B-6.392,429News Coverage
High Trading Volume
PBFS
Pioneer Bancorp
N/A$12.03
-2.4%
N/A+18.8%$318.77M$104.65M15.62260
SFST
Southern First Bancshares
1.3676 of 5 stars
$38.03
flat
$43.00
+13.1%
+40.4%$310.66M$213.35M16.83290
BCML
Bay Commercial Bank
3.5009 of 5 stars
$27.71
-0.3%
$31.00
+11.9%
+48.2%$305.99M$138.09M13.20370
RBB
RBB Bancorp
3.5591 of 5 stars
$17.21
-0.2%
$21.25
+23.5%
+1.3%$305.83M$232M14.84360
FSBW
FS Bancorp
2.4642 of 5 stars
$39.38
-0.2%
$44.00
+11.7%
+26.5%$303.62M$206.39M9.05540News Coverage

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This page (NASDAQ:IROQ) was last updated on 7/8/2025 by MarketBeat.com Staff
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